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Contact Name
Heru Mulyanto
Contact Email
jespb12345@gmail.com
Phone
-
Journal Mail Official
jespb12345@gmail.com
Editorial Address
JESPB, LPPM Universitas Pelita Bangsa Gd. B Universitas Pelita Bangsa Lt. 2 Jl. Inspeksi Kalimalang, Tegal Danas Cikarang Bekasi
Location
Kab. bekasi,
Jawa barat
INDONESIA
Jurnal Ekonomi Syariah Pelita Bangsa
ISSN : 25280244     EISSN : 27457621     DOI : https://doi.org/10.37366/jespb
Core Subject : Religion, Education,
Jurnal Ekonomi Syariah Pelita Bangsa is a peer review of national journals published by Sharia Economics Study Program, Faculty of Islamic Religion, University of Pelita Bangsa, Bekasi. Editors appreciately welcome all public especially academics, researchers, and educators to donate their intellectual dedication in the form of articles to be published in this journal which is original and has not been published in any media. The articles may be written in Indonesian, Arabic, or English.
Articles 170 Documents
Pengaruh Literasi Halal, Tingkat Harga, dan Kualitas Produk Terhadap Keputusan Pembelian Studi Kasus Konsumen Frozen Food Di Kabupaten Bekasi Yuliawati Ependi; Listian Indriyani Achmad; MH Ainulyaqin
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 8 No. 01 (2023): JESPB Edisi April 2023
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v8i01.1938

Abstract

Penelitian ini bertujuan untuk mengetahui seberapa besar pengaruh literasi halal, tingkat harga, dan kualitas produk terhadap keputusan pembelian. Metode penelitian yang digunakan dalam penelitian ini adalah kuantitatif dengan pendekatan deskriptif. Data yang digunakan dalam penelitian ini diperoleh dengan menyebarkan kuesioner kepada 100 konsumen produk frozen food yang ada di Kabupaten Bekasi. Data diolah dengan menggunakan aplikasi SmartPLS 4.0. Hasil penelitian ini menunjukan bahwa variabel literasi halal memiliki pengaruh positif secara signifikan terhadap keputusan pembelian, variabel tingkat harga memiliki pengaruh positif dan signifikan terhadap keputusan pembelian, dan variabel kualitas produk memiliki pengaruh terhadap keputusan pembelian.
Implementasi Sukuk Sebagai Instrumen Keuangan Syariah Dalam Pembangunan Infrastruktur Indah Permata Sari; Hayifah Sasi Firmadi
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.1984

Abstract

This study aims to explore and analyze the implementation strategy of sukuk as a sharia financial instrument that can support sustainable infrastructure development in Indonesia. Specifically, this study aims to identify how sukuk can function as an effective and efficient source of financing, as well as understand the obstacles faced in its implementation, including regulatory aspects and public understanding. The method used in this study is a qualitative approach with secondary data collection through literature studies, which include scientific journals, policy reports, and related official documents. The results of the study indicate that sukuk has great potential to increase transparent and accountable fund allocation, as well as accelerate infrastructure development. However, obstacles such as lack of public understanding and suboptimal regulations are still significant challenges. This study recommends the need to increase sharia financial literacy and improve regulations so that sukuk can be implemented more effectively in supporting infrastructure development in Indonesia.
Implementasi Untuk Meningkatkan Kinerja UMKM Terhadap Kemampuan Menghadapi Daya Saing Pada Sektor Kuliner di Kecamatan Karang Bahagia Ella Apriyanti; Sisca Risnawati Apriani; Ana Fitria; Ifah chofifah; Devina Syafa Nabila
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2091

Abstract

This study aims to examine the impact of quality management implementation on improving the performance of Micro, Small, and Medium Enterprises (MSMEs) in the culinary sector in Karang Bahagia District. Using a quantitative method based on questionnaires, data were collected from 88 MSME operators to analyze the level of quality management principles implementation, the factors influencing it, and its impact on business performance. The findings reveal that most MSME operators have implemented basic quality management elements such as Standard Operating Procedures (SOPs) and quality control, although aspects such as internal audits and performance measurement remain limited. Factors such as knowledge, training, owner involvement, and capital constraints were identified as key determinants of successful quality management implementation. MSMEs that adopted quality management practices demonstrated significant improvements in product quality, operational efficiency, sales, and customer loyalty. This study provides both theoretical and practical contributions to the development of more effective quality management strategies in the MSME sector.
Islamisasi Konsep Pajak Menurut Syed M. Naquib Al-Attas Sandy, Niken Baramurti Evieta Enggar; Junita, Sarina; Syaifuddin, Helmi
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2121

Abstract

This study discusses the concept of tax Islamization according to Syed M. Naquib Al-Attas, where Al-Attas argues that tax Islamization aims to reform the taxation system to comply with sharia principles, which emphasize justice, social responsibility, and economic sustainability. Within the framework of Islamization, tax is not only seen as a fiscal instrument, but also as a spiritual and social means to achieve community welfare. Al-Attas proposes the integration of zakat as the main mechanism in replacing the conventional tax system, by highlighting the importance of Islamic ethical values, such as tauhid, amanah, and ihsan, in tax management. This study uses a qualitative method with a literature study approach. The results of this study indicate that the concept of tax according to al-Attas must be integrated with Islamic principles, because there are secular elements in the existing tax concept, so that tax can be a tool to achieve justice and community welfare.
The Role of Productive Zakat In Promoting Economic Independence A Case Study of LAZISMU Pamekasan Sri Wahyuni; Siti Maisaroh; Jaysal Vicry
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2122

Abstract

Poverty remains a significant issue in Indonesia, particularly in Pamekasan. This study examines the role of productive zakat managed by LAZISMU Pamekasan in fostering economic independence among mustahik (zakat recipients). Unlike consumptive zakat, productive zakat provides capital and skill training, enabling recipients to develop sustainable livelihoods. A qualitative approach, including in-depth interviews and participatory observation with mustahik and zakat managers, was employed. The findings reveal that productive zakat effectively increases mustahik’s income, facilitates the establishment of new businesses, and creates job opportunities. Furthermore, the program empowers mustahik to manage their businesses independently, significantly reducing dependence on consumptive zakat. The results highlight the potential of productive zakat in promoting economic independence and alleviating poverty sustainably. This initiative can serve as a replicable model for zakat institutions aiming to enhance community welfare through sustainable economic development
Analisis Hukum Islam Terhadap Transaksi Jual Beli pada Platform Steam Rahadian Rasyid Alyasa; Ganjar Eka Subakti
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2156

Abstract

This study examines the Islamic legal perspective on online game transactions through the Steam platform, focusing on aspects of ownership, content, legality, and benefits. The research method uses a qualitative approach based on literature studies that analyze secondary data from various sources. The results of the study show that Muhammadiyah, Nahdlatul Ulama (NU), and Persatuan Islam (Persis) have different but complementary views. Muhammadiyah emphasizes the importance of clarity of ownership and understanding of the terms of service, NU prioritizes transparency and moral supervision, while Persis is critical of the potential for losses due to limited property rights. These three organizations agree that transactions must be in accordance with sharia principles, the legality of the platform must comply with Islamic rules, and game content must reflect moral and religious values. In addition, Steam is considered to have positive educational and entertainment benefits if used wisely and supervised. This study provides a comprehensive understanding of the legality of transactions on digital platforms from an Islamic perspective.
Efektivitas Penggunaan Quick Response Code Indonesian Standard (QRIS) Sebagai Alat Pembayaran Di Kalangan Generasi Baru Indonesia Purwokerto Berdasarkan Akad Wadi’ah Danica Salsava Tanusi; Saepudin, Encep
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2167

Abstract

The purpose of this study was to determine the effectiveness of using the QRIS feature as a means of payment among GenBI Purwokerto, to determine the factors that influence interest in using QRIS as a means of payment among GenBI Purwokerto, and to determine the implementation of the wadi'ah contract on the use of QRIS as a means of payment. The method used was qualitative method with the type of field approach (field research). The data collection techniques used were observation, interview, documentation. The results of this study indicate that QRIS as a means of payment among GenBI Purwokerto is effective that using QRIS is universal, easy, profitable, direct, the factors that influence GenBI Purwokerto using QRIS provide speed, convenience, cheap, safe, and reliable in the transaction process and the implementation of the wadi'ah contract, especially the wadiah yad adh-dhamanah contract occurs between the issuer and the e-money holder, where when carrying out the transaction process the nominal amount paid automatically goes to the e-money holder's account by being entrusted to the issuer.
Analisis Dampak Ketidakpahaman Nasabah terhadap Akad Syariah dalam Produk Tabungan Haji dan Umroh Kurniawan, Taufiq
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2327

Abstract

The existence of a contract is a very important matter in a transaction according to Islamic economic law. This contract is valid if all the pillars and conditions of the contract are fulfilled. Many Indonesian Muslims want to perform the hajj pilgrimage but do not have enough funds. Therefore, BPRS Harta Insan Karimah Bekasi introduced a hajj and umrah savings product with the mudarabah concept, namely that customers can only withdraw their savings if they have reached the minimum amount to perform the hajj pilgrimage. This study was conducted to determine how customers understand the contracts that have been used in this product. Data collection was carried out by interviewing BPRS HIK Bekasi and customers who save on the product. This study found that in general, customers do not fully understand the nature of the contracts used in hajj and umrah savings products. They are also not ready to bear the risk of loss from the management of their funds. In practice, BPRS HIK Bekasi provides voluntary security guarantees for mudarabah capital. Although in a mudarabah agreement, capital funds cannot be guaranteed against losses, there are opinions that allow this if done voluntarily.
The Impact Of Perceptions On The Adoption Of Sharia P2P Lending Riski Sumarnah; Anniza Citra Prajasari
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2342

Abstract

Financial Technology (Fintech) merupakan bukti inovasi di sektor jasa keuangan yang sangat memudahkan akses masyarakat. Fintech tidak hanya digunakan untuk transaksi jual beli, tetapi juga dapat menjadi platform untuk pinjam meminjam secara daring, seperti pada P2P lending syariah. Penelitian ini mengkaji pengaruh Literasi Keuangan, Literasi Digital, Persepsi Kegunaan, Persepsi Kemudahan Penggunaan, Norma Subjektif, dan Persepsi Risiko terhadap minat penggunaan P2P lending syariah di Indonesia. Sampel penelitian berjumlah 173 partisipan dari Indonesia. Penelitian ini menggunakan pendekatan kuantitatif dengan menggunakan model analisis PLS-SEM, dengan analisis data menggunakan alat bantu SmartPLS 4. Hasil penelitian menunjukkan bahwa Persepsi Risiko dan Persepsi Kegunaan berpengaruh signifikan terhadap minat penggunaan P2P lending syariah. Sebaliknya, Literasi Keuangan, Literasi Digital, Persepsi Kemudahan Penggunaan, dan Norma Subjektif tidak berpengaruh signifikan terhadap minat penggunaan P2P lending syariah di Indonesia.
Pergeseran Tren You Life Only Once ke You Need Only One (Pola Konsumsi Gen Z Perspektif Ekonomi Syariah) Mutmainnah; Nafis, Abdul Wadud; Cahyani, Wiwik Nur; Mahfiyah; Aliya, Afifatul
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2357

Abstract

This study aims to examine changes in consumption behavior, analyze the influence of a hedonistic lifestyle, and review findings from an Islamic economic perspective. A descriptive quantitative approach was employed, with data collected through an online questionnaire completed by 186 Generation Z respondents in Jember Regency. The t-test results indicate that the YONO trend has a significantly positive impact on awareness of essential consumption, whereas YOLO has a significantly negative impact on awareness of essential consumption. The F-test results show that both YONO and YOLO have a significant positive influence on awareness of essential consumption. These findings suggest a shift from a consumerist culture toward a more prudent and efficient consumption pattern that prioritizes essential needs, aligning with the principles of consumption in Islam among Generation Z in Jember Regency.