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Jurnal Ekonomi Syariah Pelita Bangsa
Published by Universitas Pelita Bangsa
ISSN : 25280244     EISSN : 27457621     DOI : https://doi.org/10.37366/jespb
Core Subject : Religion, Education,
Religion Education
Jurnal Ekonomi Syariah Pelita Bangsa is a peer review of national journals published by Sharia Economics Study Program, Faculty of Islamic Religion, University of Pelita Bangsa, Bekasi. Editors appreciately welcome all public especially academics, researchers, and educators to donate their intellectual dedication in the form of articles to be published in this journal which is original and has not been published in any media. The articles may be written in Indonesian, Arabic, or English.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 170 Documents
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Analisis Tingkat Kepuasan Pengguna E-Wallet Terhadap Aplikasi DANA Studi Kasus Mahasiswa Universitas Muhammadiyah Lampung Muhammad Fillah; Ruslaini; Abizar; Nina Ramadhani Wulandari; Ulil Albab
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2416

Abstract

This study aims to examine the influence of the quality of the DANA E-Wallet application on student user satisfaction at Muhammadiyah University of Lampung. Quantitative methods were employed, collecting data through Likert-scale questionnaires from 50 respondents. Variables analyzed include ease of use (X1), application features (X2), and user satisfaction (Y). Multiple linear regression analysis revealed that both independent variables significantly affect user satisfaction, with application features having the strongest positive influence and ease of use showing a negative effect. Validity, reliability, normality, multicollinearity, and heteroscedasticity tests confirmed the data met statistical assumptions. The results emphasize the importance of developing comprehensive and innovative features along with careful improvements in ease of use to enhance user loyalty and satisfaction. The conclusion indicates that application quality factors, especially features and ease of use, are key determinants in increasing user satisfaction of DANA E-Wallet among students.
Systematic Literature Review (SLR): Program Makan Bergizi Gratis Dalam Perspektif Maqashid Syariah Indah Nuraini; Mawardi; Heri Sutopo; Ulil Albab
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2419

Abstract

Malnutrition and food insecurity remain significant challenges, especially in Muslim-majority countries. Free nutritious meal programs have emerged as strategic efforts to improve public health, particularly among vulnerable groups such as schoolchildren and pregnant women. This study employs a Systematic Literature Review (SLR) approach to examine the alignment of these programs with the principles of Maqashid Syariah, which emphasize the protection of life, intellect, and progeny. The findings reveal that such programs positively impact nutritional security, educational outcomes, and social development. When implemented based on Islamic values—such as ensuring halal-thayyib food standards and involving community-based initiatives through zakat and waqf—their sustainability and effectiveness are significantly enhanced. In conclusion, integrating Maqashid Syariah into free meal programs not only strengthens health and education outcomes but also serves as a comprehensive strategy for sustainable development aligned with Islamic ethical values.
Trust in Technology Sebagai Mediasi Pengaruh Ease of Transaction dan Halal Digital Lifestyle Terhadap Penggunaan QRIS Nurdiana Putri; Peni Haryanti
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2446

Abstract

This study aims to analyze trust in technology as a mediator of the influence of ease of transaction and halal digital lifestyle on the use of QRIS. A total of 100 students from Hasyim Asy'ari University (UNHASY) were used as respondents in this study, who were randomly selected using the random sampling method. The approach used is quantitative with a causal associative research design. Data collection was carried out using a questionnaire instrument, then analyzed using the PLS-SEM approach, with an outer model evaluation including validity and reliability tests, and an inner model evaluation through a path coefficient test consisting of direct, indirect, and coefficient of determinants (R2). Based on the results of the analysis, it is known that ease of transaction has a significant effect on trust in technology, halal digital lifestyle has a significant effect on trust in technology, and trust in technology has a significant effect on the use of QRIS. In addition, trust in technology is proven to mediate the influence of ease of transaction and halal digital lifestyle on the use of QRIS.
Produk Tabungan Emas Pegadaian Syariah Sebagai Alternatif Investasi Halal Irma Niawati; Andriani
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2454

Abstract

This study aims to examine the Pegadaian Syariah Gold Savings product as a halal investment alternative for Muslims in Indonesia. The background of this study is the increasing public interest in gold investment and the need for sharia-compliant financial instruments. Using a qualitative approach with descriptive methods, this study relies on secondary data from literature, journals, and official sources from Pegadaian Syariah. The study results indicate that Pegadaian Syariah Gold Savings offers various advantages such as guaranteed halal transactions, potential long-term profits, high accessibility, security and transparency, and protection against inflation. This product not only meets investment needs but also supports financial management in accordance with Islamic values. With a sale and purchase agreement (murabahah) and custody mechanism, as well as supervision by the DSN-MUI, Pegadaian Syariah Gold Savings is a halal, inclusive, and sustainable investment solution.
Analisis Praktik Green Economy dalam Islam: Upaya Menanggulangi Kerusakan Lingkungan oleh Sektor Industri Fitrah Maya Sari Hasugian; Juanda Maulana; Maya Wulandari; Tina Angelia; Ramadhan Saleh Lubis
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2456

Abstract

This study aims to examine the implementation of green economy principles from an Islamic perspective and to explore the potential of Islamic values as the ethical foundation for environmental management in the industrial sector. The study employs a qualitative method through a literature review approach by analyzing scientific literature, policy documents, and sources of Islamic teachings. The findings indicate that the integration of green economy principles and Islamic environmental ethics significantly contributes to strengthening efforts to control environmental damage caused by the industrial sector. Therefore, it is necessary to formulate industrial policies that are not only oriented toward environmental efficiency but also aligned with the values of sustainability and Islamic spirituality.
Pengaruh Inflasi Dan BI-Rate Terhadap Nilai Impor Di Indonesia Periode 2017-2023 Adem Shah Jehan
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2499

Abstract

Import value is one of the key indicators reflecting a country's economic dynamics and can be influenced by various macroeconomic variables such as inflation and the central bank interest rate (BI-Rate). This study aims to analyze the effect of inflation and BI-Rate on Indonesia’s import value during the period of 2017–2023. This research employs a quantitative approach using multiple linear regression analysis, based on monthly data within the observed period. The partial test results indicate that inflation does not have a significant effect on import value, although its regression coefficient is positive. Similarly, the BI-Rate also does not show a statistically significant effect on import value, as evidenced by the weak test result and negative regression coefficient. The simultaneous test further reveals that both independent variables together do not significantly influence Indonesia’s import value.
Pengaruh Zakat, Infaq, dan Indeks Pembangunan Manusia (IPM) Terhadap Pengentasan Kemiskinan di Indonesia Periode 2019-2023 Dwike Yuniar Wina Nisfulaili; Desi Oktaviani; Frendi Alpiliano
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2520

Abstract

This study aims to analyze the effect of zakat, infaq, and the Human Development Index (HDI) on poverty levels in Indonesia in 2019 2023. This study uses a quantitative approach with the panel data method and the Fixed Effect Model (FEM) model. The data used is secondary data from 34 provinces in Indonesia. The results showed that the zakat and infaq variables had no significant effect on poverty, although both had a positive relationship direction. This shows that the increase in zakat and infaq has not impacted poverty reduction, possibly due to non-optimal management and consumptive distribution patterns. Meanwhile, the HDI variable has a negative and significant effect on poverty, which means that improving the quality of education, health, and living standards can significantly reduce the poverty rate.
Islamic Microfinance Model: Combination of Commercial and Social Models in MSMEs Fostered by BAZNAS Bojonegoro Shofa Robbani; Mahesi Ernawati
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2530

Abstract

This research employs a qualitative descriptive approach to understand how the Islamic microfinance model, which combines social and commercial aspects, is implemented in micro, small, and medium enterprises (MSMEs) supported by Baznas Bojonegoro. The data in this study were collected through three main techniques, namely in-depth interviews with semi-structured guidelines to explore the experiences of business actors related to financing, repayment systems, assistance, and the economic and social impacts of the program; participatory observation by visiting the business location directly to observe operational activities and interactions between MSME actors and BAZNAS; and documentation in the form of collecting supporting documents such as financial reports, data on the development of fostered partner businesses, and economic program policies. The results indicate that the financing model implemented by the National Zakat Agency (BAZNAS) is an effective strategy in encouraging the economic mobility of mustahik so that they are able to transform into muzaki sustainably in the future.
Pengaruh PDRB dan Inflasi Terhadap Tingkat Pengangguran Terbuka Dalam Perspektif Ekonomi Islam Di Kota Bengkulu Tahun 2015-2023 Aditya Gusti Varizal; Asnaini; Rahmat Putra Ahmad Hasibuan
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2565

Abstract

This study aims to determine the effect of Gross Regional Domestic Product (GRDP) and inflation on the open unemployment rate in Bengkulu City from 2015 to 2023 with an Islamic economic perspective. The data used in this study are secondary data, namely quarterly data taken from the official website of the Bengkulu City Statistics Agency. The analysis techniques used in the quantitative approach are classical assumption tests, multiple linear regression tests and hypothesis tests and are assisted by software applications, namely IBM Statistics 2.20. and for the qualitative approach with the literature study method. The results of this study indicate that partially GRDP has a positive and insignificant effect and Inflation has a negative and insignificant effect on the Open Unemployment rate in Bengkulu City in 2015-2023. Simultaneously, GRDP and Inflation do not have a significant effect because they are not fully supported by various supporting factors. After that, with an Islamic economic perspective, it is revealed that the high unemployment rate and the discontinuity of wealth distribution reflect the suboptimal application of the values ​​of justice in Islam.
Pengaruh Pemahaman Mahasiswa Tentang Hukum Riba Terhadap Keputusan Menjadi Nasabah di Bank Syariah Ibrahim, Elvira Khairunnisa; Muhammad Adnan Azzaki
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 02 (2025): JESPB Edisi Oktober 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i02.2585

Abstract

This study aims to examine the influence of students' understanding of riba (usury) law on their tendency to become customers at Islamic banks. The urgency of this study stems from the need to understand how students' knowledge level regarding riba in Islamic law plays a role in their decision-making concerning Islamic financial institutions. This research employed a quantitative method with a survey approach. A total of 41 students from the Islamic Economics and Islamic Economic Law study programs at STAI Imam Asy Syafii Pekanbaru were selected as respondents using a purposive sampling technique due to the relevance of their studies to the topic of riba law. The data analysis techniques used included data quality tests, descriptive statistics, classical assumption tests, and hypothesis testing. The results show that students' understanding of riba law has a significant and positive influence on their decision to become customers at Islamic banks. This is evidenced by the t-test result, which showed a t-count value of 6.520 with a significance (Sig.) value of 0.000 < 0.05. This figure indicates the rejection of H0 and acceptance of H1, meaning there is a significant influence. Additionally, the average score for understanding riba law was 30.2927, indicating a fairly good level of understanding among the respondents.

Page 16 of 17 | Total Record : 170

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