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Jurnal Ekonomi Syariah Pelita Bangsa
Published by Universitas Pelita Bangsa
ISSN : 25280244     EISSN : 27457621     DOI : https://doi.org/10.37366/jespb
Core Subject : Religion, Education,
Religion Education
Jurnal Ekonomi Syariah Pelita Bangsa is a peer review of national journals published by Sharia Economics Study Program, Faculty of Islamic Religion, University of Pelita Bangsa, Bekasi. Editors appreciately welcome all public especially academics, researchers, and educators to donate their intellectual dedication in the form of articles to be published in this journal which is original and has not been published in any media. The articles may be written in Indonesian, Arabic, or English.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 170 Documents
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Pengaruh Tingkat Kesehatan, Pendidikan, Dan Pendapatan Terhadap Produktivitas Tenaga Kerja Di Kota Padang Panjang Jefri Mahendra; Alimin; Himyar Pasrizal
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2367

Abstract

An abstract is often presented separate from the article, so it must be able to The purpose of this study is to analyze partially and simultaneously the influence of the human development index, health, education and income on labor productivity in Padang Panjang City. The type of research that the author uses is causative research using secondary data. The data in this study were collected by the author through the official website of the Padang Panjang City Central Statistics Agency and the official website of the West Sumatra Province Central Statistics Agency. Data processing using multiple linear regression analysis with data processing tools is SPSS. The results of the study show that partially the variables of health, education and income have a significant effect on labor productivity in Padang Panjang City. Simultaneously, the variables of health, education and income have a significant effect on labor productivity in Padang Panjang City with a very good level of influence of 82.2%, while the remaining 17.8% is explained by other variables outside this study.
Analisis Faktor yang Memengaruhi Keputusan Pedagang Warung Sembako di Desa Waringin Jaya dalam Membayar Zakat Perdagangan Suhandi, Andi; Nur Iskandar, Dede; Bayu Umara; Enur Hotimah; Novi Yulianti
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2403

Abstract

Trade zakat is one of the religious obligations for Muslims who meet certain criteria in commercial activities. However, the level of zakat compliance among small-scale traders remains relatively low, often due to various internal and external factors. This study aims to identify and analyze the factors influencing the decision of grocery store traders in Waringin Jaya Village to pay trade zakat. The research employs a quantitative approach using a field survey method. Primary data were collected through questionnaires with a 5-point Likert scale, distributed to 80 respondents. Secondary data were sourced from relevant literature such as books, journals, and scientific articles. The data were analyzed using validity and reliability tests as well as factor analysis with SPSS software. The results show that religiosity, perception, and motivation are the main factors influencing traders’ decisions. Religiosity was the most dominant factor with a Total Variance Explained of 28.751%. This indicates that traders with strong religious values are more likely to fulfill their zakat obligations. The study highlights the importance of spiritual awareness and community-based religious education in increasing zakat compliance.
Evaluasi Kelayakan Finansial Usaha Peternakan Ayam Broiler di CV Cendana Farm Indonesia Irfan Maulana Ahsan; Hayatul Millah; Cici Widya Prasetyandari
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2404

Abstract

This study aims to evaluate the broiler poultry business at CV Cendana Farm Indonesia, Dandang unit, which has a chicken population of 24,000. The study will discuss the comparison between revenue, production costs, and profits from the broiler poultry business, as well as assess its financial feasibility through calculations of NPV, IRR, PI, PP. The research method used is a descriptive quantitative approach, with primary data obtained through interviews with staff and directors, while secondary data is taken from financial reports over 12 harvest periods. The financial feasibility evaluation is conducted using calculations of NPV, IRR, PI and PP. The results show that the business is not feasible in the short term (NPV -445,634,638, IRR -8%), but feasible if operated for 5 years (NPV 992,170,708, IRR 46.8%). A PI greater than 1 (1.32) and a PP of 1 year 8 months indicate long-term profitability.
Pengaruh Investasi dan Indeks Pembangunan Manusia (IPM) Terhadap Pertumbuhan Ekonomi di Provinsi Jawa Timur Najah, Safinatun; Hayatul Millah; Yeni Kartikawati
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2405

Abstract

The goal of this study is to see how East Java Province's GDP has increased in connection to investment and the Human Development Index (IPM). This research focuses on economic development, investment, and IPM figures collected from East Java Province between 2019 and 2023. The sample of secondary data includes the entire province of East Java. This study uses a quantitative approach, including t-tests, F-tests, coefficient of determination tests, and multiple linear regression analysis. We used SPSS version 23 to examine the data. This study demonstrated no significant impact of investment or IPM on economic growth in East Java Province, either alone or in combination.
Implementasi Maqasid syariah Pada Pemiayaan BSI Pensiun Sebagai Solusi Keuangan Syariah Berkelanjutan Fio Aditya; Hayatul Millah; Ahmad Fajri
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2411

Abstract

This study aims to analyze the implementation of Maqasid Sharia in the BSI Pensiun financing product and evaluate its role as a sustainable, inclusive, and holistic Islamic financial solution for retirees in Indonesia. Using a descriptive qualitative approach, the research explores the extent to which the principles of Maqasid Sharia – namely the preservation of religion, life, intellect, lineage, and wealth – are reflected in the pension financing scheme. The findings indicate that BSI Pensiun serves not only as an economic financing tool but also as a means of safeguarding Islamic values in daily life. This study recommends enhancing public awareness regarding the benefits of Maqasid-based Islamic financing and fostering product innovation to expand its reach and impact in the future. These findings contribute to the development of more responsive, relevant, and Sharia-aligned Islamic financial products.
Determinan Pertumbuhan Deposito Mudharabah Pada Bank Umum Syariah Di Indonesia As’adinnas; Ahdiyat Agus Susila; Cici Widya Prasetyandari
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2425

Abstract

This study aims to analyze the impact of profitability, capital adequacy, operational efficiency, and problematic financing on the growth of mudharabah deposits in Islamic banks in Indonesia for the period 2019-2023. The method used in this study is a quantitative method with secondary data obtained from the annual financial reports of Islamic banks. The data analysis technique uses multiple linear regression. The findings suggest that only the variable (ROE) has a significant impact on mudharabah deposits, while the CAR, BOPO and NPF variables do not have a significant impact. The coefficient of determination (adjusted R2) suggest that the four independent variables simultaneously explain 32.6% of the variation in mudharabah deposit growth. This finding shows the importance of profitability in attracting customer interest in mudharabah deposit products, while other factors require further study. The study provides implications for Islamic bank management to focus more on improving profit performance in order to increase fund collection from mudharabah deposit products.
Pengaruh Inflasi, Suku Bunga, dan Kurs Terhadap Return On Asset Pada Bank Umum Syariah Moh Rizal Kurniawan; Abd. Ghafur; Yeni Kartikawati
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2428

Abstract

This study aims to evaluate the extent of the influence of inflation, interest rates, and exchange rates on Return on Asset (ROA) in Islamic Commercial Banks during the period 2022 to 2024. The approach used in this study is quantitative with a causal associative method, which is designed to test the cause-and-effect relationship between variables. The independent variables analyzed include inflation, interest rates, and exchange rates, while ROA is the dependent variable in this study. The findings from the analysis show that inflation has a positive and significant influence on ROA. In contrast, interest rates and exchange rates show a negative influence on ROA in Islamic Commercial Banks. Simultaneously, the three independent variables are proven to have a significant effect on profitability performance reflected through Return on Asset.
Analisis Tingkat Kesehatan Bank Umum Syariah Yang Terdaftar di BEI Dengan Menggunakan Metode RGEC Jalaluddin; Hayatul Millah; Ahmad Fajri
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2429

Abstract

This study aims to analyze the financial health of Islamic commercial banks listed on the Indonesia Stock Exchange (IDX) using the RGEC method (Risk Profile, Good Corporate Governance, Earnings, and Capital) during the 2021–2024 period. This is a descriptive quantitative study with a documentation approach based on annual reports. The sample consists of four banks selected purposively. The results show that, in general, the four banks are in a healthy condition. Financing risk (Non-Performing Financing/NPF) and liquidity risk (Financing to Deposit Ratio/FDR) fall into the good category. GCG assessment indicates a reasonably sound level. In terms of Earnings, Return on Assets (ROA) and Operating Efficiency Ratio (BOPO) reflect relatively good financial performance despite annual fluctuations. Meanwhile, the Capital Adequacy Ratio (CAR) shows a very strong Capital position. These findings conclude that Islamic commercial banks listed on the IDX have maintained their financial health throughout the observation period, although improvements in operational efficiency and corporate governance are still needed.
Pengaruh Penggunaan Uang Elektronik Terhadap Perilaku Konsumtif Mahasiswa FEBI UNZAH Nur Hafifa; Hayatul Millah; Nailin Nikmatul Maulidiyah
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2436

Abstract

This study aims to examine the influence of electronic money usage on the consumptive behavior of FEBI 21 students at Zainul Hasan Genggong University (UNZAH). The background of this research is based on the increasing use of electronic money among students, which is suspected to contribute to more impulsive and trend-driven consumption patterns. This research employed a quantitative method using simple linear regression analysis. The sample consisted of 30 respondents. The results show a very strong relationship between electronic money usage and consumptive behavior, indicated by a correlation coefficient (R) of 0.840 and a coefficient of determination (R²) of 0.706. This means that 70.6% of the variance in consumptive behavior can be explained by electronic money usage. The significance test (ANOVA) indicates that the regression model is statistically significant (sig. = 0.000), and the t-test also confirms that electronic money usage has a positive and significant effect on consumptive behavior (sig. = 0.000). In conclusion, electronic money usage has a significant influence on the consumptive behavior of FEBI 21 students at UNZAH.
Peran Kelompok Tani Dalam Meningkatkan Pemberdayaan Petani Kopi Kabupaten Probolinggo Muhammad Yoga kurniawan; Hayatul Millah; Cici Widya Prasetyandari
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2483

Abstract

This study aims to analyze the role of farmer groups in enhancing the empowerment of coffee farmers in Kalianan Village, Krucil Subdistrict, Probolinggo Regency. Empowerment is examined through three stages: Enabling (creating a conducive climate), Empowering (strengthening capacity), and Protecting (protecting farmers). The study uses a descriptive qualitative approach with data collected through observation, in-depth interviews, and documentation. The results indicate that farmer groups significantly contribute to providing technical education, coffee processing training, and protection against market injustice and crop pests. Supporting factors include active farmer participation and village government support, while inhibiting factors involve farmers' lack of awareness and limited ongoing education. Overall, farmer groups play a positive role in increasing the independence and competitiveness of coffee farmers sustainably.

Page 15 of 17 | Total Record : 170

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