cover
Contact Name
Paska Marto Hasugian
Contact Email
editorjournal@seaninstitute.or.id
Phone
+6281264451404
Journal Mail Official
editorjournal@seaninstitute.or.id
Editorial Address
Komplek New Pratama ASri Blok C, No.2, Deliserdang, Sumatera Utara, Indonesia
Location
Unknown,
Unknown
INDONESIA
Jurnal Ekonomi
Published by SEAN INSTITUTE
ISSN : 23016280     EISSN : 27219879     DOI : https://doi.org/10.54209
Core Subject : Economy,
Jurnal Ekonomi [p. ISSN 2301-6280, e. ISSN 2721-9879] is a peer-reviewed journal published Half times a year (June, and December) by SEAN Institute. Jurnal Ekonomi is intended to be the journal for publishing articles reporting the results of economics research. Jurnal Ekonomi invites manuscripts in the various topics include, but not limited to, functional areas of Accountancy, Business management, Capital market, Economic History, Applied Economics, Business and Finance, Environmental Economics and Ecology, Islamic economics, Health Economics, Fiscal Economy Monetary Economics, Political Economy, Economic management, Operational management, Human Resource Management, Financial management, Marketing Management
Articles 2,386 Documents
Management Risks In Financing Murabahah At BMT PT. South Kalimantan Regional Development Bank Firdaus, Firdaus
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

There are several problems and risks that occur in financing at BMT PT. South Kalimantan Regional Development Bank. The risks that occur at BMT PT. The South Kalimantan Regional Development Bank has bad credit, which is a risk resulting from members' failure to pay financing installments. This risk arises because most members' income has decreased due to market stands being empty of customers. The focus of this research is on how to apply risk management in financing as well as the causes and solutions. The research method used is a qualitative approach and uses a case study strategy. Then the data collection was carried out by connecting questions from the data obtained with conclusions from interviews with several parties from BMT PT. South Kalimantan Regional Development Bank. Apart from the risks that occur in murabahah financing, the research results also explain the analysis practiced by BMT PT. South Kalimantan Regional Development Bank to minimize risks with the 5C principles which cannot be separated from Sharia principles. The efforts made by BMT PT. The South Kalimantan Regional Development Bank in facing the risk of problematic financing is by approaching, rescheduling, reconditioning, restructuring and creating a collection group.
Analysis Determinants Of Investment Interest In Sharia Securities Crowdfunding Platforms Nugroho, Amal Fathullah; Supriyanto, Trisiladi; Tanjung, Hendri
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Specific research regarding sharia Securities Crowdfunding (SCF) platforms , because researchers have only found studies that discuss sharia fintech and sharia crowdfunding . SCF is not yet known in the community because it is still relatively new. This research aims to analyze the determinants of investment interest among the public in investing in sharia securities crowdfunding (SCF) platforms using analysis through the TPB and TAM models. This research uses a quantitative descriptive research approach with a survey method to obtain data directly from the field. The analysis method used is SEM-PLS which aims to test the relationships between model variables and between indicators and their constructs, as well as the relationships between constructs. The result is that the TPB and TAM models do not have a significant positive effect on investment interest in the sharia SCF platform. The Use of Technology model has a significant positive effect, only the SI indicator does not have a significant positive effect on investment interest in the sharia SCF platform. Sharia Compliance with knowledge indicators does not have a significant positive effect. conversely, the confidence indicator has a significant positive effect on investment interest in the sharia SCF platform. The fact is that Sharia SCF is a relatively new investment alternative, so there needs to be more outreach from all policy stakeholders, both the government, sharia SCF companies, and the public who want to invest in sharia SCF. The recommendation is to more intensively socialize SCF sharia so that it is known to the public from various aspects.
Purchasing Power Parity Of East Java Society Mochamad Ardeanestu Sarwana; Ida Nuraini
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The development of the purchasing power index in East Java over the past few years, with a special focus on changes and their impact on workers' wages. Does the development of the Regional Minimum Wage, inflation and GRDP Per Capita Growth affect the purchasing power parity of the people of East Java? This study took data from the Central Bureau of Statistics which was processed using the Eviews 10 data processing application. The results showed that the three variables of UMR, GRDP per capita and inflation had a significant effect on the Purchasing Power Index in 29 districts and 9 cities in East Java Province.
Comparison Of The Efficiency Of ZISWAF Fund Management At Amil Zakat Institutions In Indonesia Putri, Sania Ramellia; Amir, Faizal
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to analyze and compare the level of efficiency of ZISWAF fund management in seven LAZs for the 2020-2022 period in Indonesia. This research includes descriptive quantitative research sourced from secondary data in the form of financial reports using the DEA analysis method. The results of this research show that in the 2020-2022 period, there are three LAZs, namely LAZ RZI, LAZ DDR, and LAZ AA which are in stable condition with an efficiency score of 100%. Meanwhile, four LAZs such as LAZISNU, LAZ LMIUI, LAZ YGYD, and LAZ YMAI tend to experience fluctuations with efficiency scores of less than 100%. The main cause of the inefficiency of the four LAZs is that funds have not been collected and distributed to the target optimally. Meanwhile, operational costs, personnel, and total assets are the second cause because they have a higher value, especially in general and administrative costs, basic amil rights and allowances, cash and cash equivalents, receivables, and advances for fund distribution activities when compared to a particular year. when achieving efficiency. So to be able to achieve the maximum level of efficiency, input variables need to be suppressed and output variables must be maximized.
Revolutionizing Television Media: The Role Of Artificial Intelligence Safira, Seera
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to examine the implications of artificial intelligence (AI) adoption in Indonesia's television and mass media industry across economic, social, and political spheres. The primary objective is to assess the current state of AI integration, identify potential benefits and challenges, and provide insights for informed decision-making. Employing a qualitative approach involving an extensive literature review from reputable sources, the study synthesizes insights to offer a comprehensive understanding of AI's impact. The findings reveal promising economic benefits, including efficiency gains, alongside considerations for workforce restructuring and ethical dilemmas. Socially, AI influences societal interactions and educational paradigms, while politically, evolving discourse reflects increasing literacy and engagement facilitated by online platforms. The research emphasizes the importance of responsible AI use and collaborative efforts in navigating complexities, maximizing benefits, and mitigating risks. The integration of AI into the television industry promises economic growth and underscores the need for ethical technological advancement to ensure societal welfare
Honda and It’s Dominance in Indonesia: The Unforgettable Key to Customer Satisfaction Eko Oby Purwanto; Abdullah, Muhammad; Ati Chandrasari; Ratna Puspita
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to explore the relationship between product quality, brand image, purchasing decisions, and customer satisfaction within the context of Honda motorcycle brand. A total of 96 respondents who owned Honda motorcycles in Jakarta participated in the research, employing a non-probability sampling technique, specifically purposive sampling. The research utilized descriptive and inferential analyses, facilitated by the SmartPLS 4.0.9.9 application. The findings revealed several significant relationships: Firstly, both product quality and brand image positively and significantly influence purchasing decisions. Secondly, product quality and brand image also individually contribute positively and significantly to customer satisfaction. Thirdly, purchasing decisions positively and significantly impact customer satisfaction. Furthermore, mediation analysis indicated that product quality and brand image, mediated through purchasing decisions, positively and significantly influence customer satisfaction. This study underscores the critical role of product quality and brand image in shaping purchasing decisions and subsequent customer satisfaction, particularly within the Honda motorcycle brand context. These findings provide valuable insights for marketers and managers aiming to enhance customer satisfaction and brand loyalty.
Management Strategy Finance: Analysis Comprehensive Investment Decision Making In Indonesia's Emerging Markets Abdul Rosid; Agung Budilaksono; Rano Karno; Hartoto, Hartoto; Nasfi, Nasfi; Meity. L. H. Lado
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Indonesian financial market has attracted the attention of both local and international investors in the last few decades. With steady economic growth and a variety of investment opportunities available, investment decision making has become critical to achieving long-term financial goals. In this context, comprehensive financial management strategies play a major role in guiding investors through dynamic and complex emerging markets. This article aims to provide a comprehensive analysis of investment decision making in Indonesia's emerging markets, by highlighting several key factors that need to be considered in making effective investment decisions. A qualitative approach was used in this research to gain an in-depth understanding of effective financial management strategies in the context of the developing Indonesian market. Primary data was collected through interviews with financial experts and experienced investors, while secondary data was obtained from related literature, market reports and financial data. The research results show that a comprehensive analysis of investment decision making involves an in-depth evaluation of various factors that influence investment. This includes fundamental and technical analysis, effective risk management, as well as understanding local markets. By applying a comprehensive and detailed approach, investors can reduce risks and increase their chances of achieving profitable returns in Indonesia's emerging markets. In conclusion, a comprehensive financial management strategy is very important in facing the growing dynamics of the investment market in Indonesia. Through a combination of in-depth analysis and effective risk management, investors can maximize the potential returns on their investments and achieve long-term financial goals.
The Effect Of NPL, LDR, And CAR On ROA With NIM As A Mediation Variable In Conventional Bank Listed On The Indonesian Stock Exchange (BEI) Salsabila, Aura; Sujadi, Eko; Sarmigi, Elex
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to examine the influence of NPL, LDR, and CAR on ROA with NIM as a mediating variable. The population used in this research is all conventional banks in Indonesia listed on the IDX in 2022, totaling 140 banks. This study employs secondary data with a sample of 86 banks using purposive sampling method for sample selection. The analytical method used in this research is partial least square method, which is used to analyze the relationship between two or more variables. The results show that NPL does not influence NIM, while LDR significantly influences NIM, and CAR does not influence NIM. Furthermore, NPL significantly influences ROA, but LDR and CAR do not influence ROA, and NIM also does not influence ROA. This study also proves that NIM mediates the influence of NPL on ROA, and LDR does not influence ROA through NIM mediation, and NIM also cannot mediate the influence of CAR on ROA.
The Influence Of Work-Life Balance And Job Stress On Job Satisfaction Mediated By Burnout In Generation Z Employees In The Maufacturing Sector MM2100 Lestari, Putri Ayu; Retno Purwani Setyaningrum
Jurnal Ekonomi Vol. 13 No. 02 (2024): Jurnal Ekonomi, Edition April - June 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Satisfaction at work is an important role for the sustainability of an organization. In creating job satisfaction, organizations must pay attention to the quality of employees because satisfaction at work is one of the standards for employees who provide work and for the company where they work. The goal of this research is to determine the influence of work-life balance and work stress on job satisfaction with burnout as a mediating variable. This research used a quantitative method using Generation Z employees in the MM2100 manufacturing sector with a total of 96 respondents as the sample. This research was processed using SmartPLS data processing software and data collection was carried out using Google formulas. This research shows that there is a significant positive influence between work-life balance on the satisfaction of generation z employees in the MM2100 manufacturing sector, there is a positive and significant influence between work stress on the job satisfaction of generation z employees in the MM2100 manufacturing sector, there is a negative and significant influence There is a significant relationship between burnout and job satisfaction of generation z employees in the Manufacturing sector MM2100, there is a negative and significant influence between work-life balance and burnout, there is a negative and significant influence between work stress and burnout of generation z employees in the manufacturing sector MM2100, burnout can mediate work-life balance and work stress positively and significantly influence the job satisfaction of generation z employees in the MM2100 manufacturing sector. Job satisfaction has an impact on all activities within the company, so that it becomes an aspect that requires special attention from company management. Work-life balance has an influence on the job satisfaction of generation z employees in the MM2100 manufacturing sector.
The Effect of Corporate Governance, Company Growth and Debt Policy on Financial Performance in Technology Sector Companies Listed on the Indonesian Stock Exchange For the Period 2017-2021 Y, Amzi J.M.; Ispriyahadi, Heri; Kholil, Kholil
Jurnal Ekonomi Vol. 13 No. 01 (2024): Jurnal Ekonomi, Edition January - March 2024
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Good Corporate Governance constitutes a framework that positively influences a company's financial performance. This research aims to ascertain and analyze the impact of Corporate Governance, company growth, and debt policy on technology sector companies listed on the Indonesia Stock Exchange from 2017 to 2021. The research utilizes secondary data extracted from annual reports accessible on the IDX website via www.idx.co.id covering a five-year period (2017-2021). Statistical analysis is conducted employing SPSS Version 25.0. Hypothesis testing is carried out using the F test and T test. Partial results indicate that the independent board of commissioners (DKI) and company growth (PP) significantly affect financial performance (ROA) among companies listed on the IDX during 2017-2021. Conversely, institutional ownership (KI), managerial ownership (KM), and debt policy (DER) demonstrate no significant impact on financial performance (ROA) within the same companies and period. Thus, it is advisable for companies to sustain and enhance their financial performance to achieve profitable outcomes, involving all stakeholders in the process.