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Maulida Nurhidayati
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Rumah Jurnal FEBI Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri (IAIN) Ponorogo Kampus II Krajan Pintu Jenangan Ponorogo, Jawa Timur, Indonesia Telp. (0352) 3576565 Fax. (0352) 3591451 E-mail:niqosiya@iainponorogo.ac.id
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Niqosiya: Journal of Economics and Business Research
Published by Institut Agama Islam Negeri Ponorogo
ISSN : 27986373     EISSN : 28077660     DOI : https://doi.org/10.21154/niqosiya
Core Subject :
Scope of study of scientific writings by students or collaboration of students and lecturers in the form of research on Islamic economic studies, Sharia economics, Sharia banking, zakat and waqf management in the realm of Islamic economics and business studies as well as scientific fields.
Arjuna Subject : -
Articles 64 Documents
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Analisis Pengaruh Inflasi, Ekspor, Impor, dan Nilai Tukar terhadap Cadangan Devisa Negara Ika Septiana Windi Antari; Muhammad Kholid Al-Zani; Ilham Antony Saputra
Niqosiya: Journal of Economics and Business Research Vol. 3 No. 2 (2023): Juli-Desember 2023
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v3i2.2557

Abstract

Foreign exchange reserves are essential for assessing a country's financial stability, especially in countries highly dependent on international trade, such as Indonesia. Various economic factors, including inflation, exports, imports and changes in exchange rates, influence Indonesia's foreign exchange reserves. Domestic inflation is essential in determining a country's currency and stability. If inflation is high, the exchange rate will increase, which in turn will impact the size of the country's foreign exchange reserves. Therefore, controlling inflation is essential in maintaining the stability of foreign exchange reserves. Exports and imports also significantly influence a country's foreign exchange reserves. The higher the exports, it shows that the country is more advanced and can generate foreign exchange reserves. Imports are the opposite of exports. The country's foreign exchange reserves are usually used to make payments for import activities. This means that the country's foreign exchange reserves will decrease further if imports are higher. This research uses time series data from 2010 to 2020, so the analysis used is the Error Correction Model (ECM). Based on the research results, it was found that to increase the country's foreign exchange reserves, it is necessary to increase the value of exports and exchange rate stability and reduce the value of inflation.
Tinjauan Manajemen Dana Jaminan BPJS Ketenagakerjaan Kantor Cabang Perintis Ponorogo Perspektif Manajemen Keuangan Syariah Kavarera, Wilkys Cantika; Cahyani, Yutisa Tri
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.3303

Abstract

Manajemen keuangan syariah merupakan sistem pengelolaan keuangan yang berdasarkan pada prinsip dan hukum Islam, yang bertujuan untuk mencapai kesejahteraan dan keadilan bagi semua pihak yang terlibat dalam transaksi keuangan. Penelitian ini dilakukan di BPJS Ketenagakerjaan Kantor Cabang Perintis (KCP) Ponorogo yang memiliki jumlah peserta terbanyak dari rumah sakit Islam dan sektor ekonomi lainnya berlandaskan syariah. Berdasarkan hasil wawancara yang dilakukan oleh peneliti, terdapat beberapa peserta yang kesulitan dalam penggunaan aplikasi Jamsostek Mobile (JMO) dimana digunakan mulai dari pendaftaran peserta hingga proses klaim, masih banyaknya peserta yang belum mengetahui bagaimana pengelolaan dana pada BPJS Ketenagakerjaan dan adanya beberapa kendala yang mengakibatkan keterlambatan pencairan klaim oleh peserta. Metode yang digunakan dalam penelitian ini adalah pendekatan deskriptif kualitatif Hasil penelitian menunjukkan bahwa BPJS Ketenagakerjaan KCP Ponorogo tidak mengelola dana jaminan sendiri, melainkan disalurkan ke BPJS Ketenagakerjaan pusat, dan bertugas untuk mengumpulkan iuran dana jaminan, menyetorkan dana jaminan ke kantor pusat dan melakukan pembayaran klaim pada peserta. Pengelolaan dana jaminan pada BPJS Ketenagakerjaan KCP ponorogo telah sesuai dengan prinsip manajemen keuangan, namun pada dalam manajemen keuangan syariah masih terdapat unsur riba dikarenakan instrument investasi yang dipakai masih berupa investasi konvensional dan juga bekerja sama dengan bank konvensional sehingga terdapat adanya penambahan dana atau bunga.
Implementation of Islamic Business Ethics: The Case of MSMEs in Sukoharjo, Indonesia Ma'ruf, Aminudin; Mukhlisin, Fajar Sidiq; Rohmaningtyas, Nurwinsyah
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.4014

Abstract

Introduction: Islam urges every Muslim to work and comply with all Islamic principles. The Centre of Statistical Data (BPS) of Sukohajo noted that 94.8% of Sukoharjo’s population is Muslim. This indicates that Sukoharjo has great economic potential, especially in the field of halal lifestyle. This paper conducted a study with the aim to analyse the application of Islamic business ethics to Micro, Small, and Medium Enterprises (MSMEs) in Sukoharjo. Research Methods: This research employs a qualitative analysis with a descriptive analysis method. Primary data were obtained through interviews and documentation with 28 MSMEs in Sukoharjo as the research sample. The data is then analysed by data reduction, data display, and data verification. Results: The result shows that the majority of MSMEs in Sukoharjo Regency have implemented Islamic business ethics such as honesty, fairness, greetings, trust, and selling halal products. However, religious activities for employees lack the practices. There are several internal and external factors shaping the implementation of Islamic business ethics of MSMEs in Sukoharjo, namely internal factors (beliefs) and external factors (science, family, social environment, experience, and type of business). Conclusion: The study humbly urges the Indonesian Ulema Council to incorporate Islamic business ethics in their teachings, shaping a better understanding of society and leading the optimisation of the application.
The Market Potential of Madura Stalls and The Socio-Economic Impact on Local Communities: A Community-Based Islamic Business Study Ach Alfan Irhamsyah; Fahrurrozi
Niqosiya: Journal of Economics and Business Research Vol. 4 No. 2 (2024): Juli-Desember 2024
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/niqosiya.v4i2.4083

Abstract

Madurese are famous for their nomadic culture and trading skills, with Madurese warungs scattered across Indonesia's major cities. These stalls thrive with small capital thanks to perseverance, solid community networks, and high work ethic. This research explores the potential and social impact of Madurese warungs with a community-based Islamic business perspective, using qualitative methods with purposive and snowball sampling, as well as interviews, observations, and discussions. The results show that the success of Madura warungs depends on the quality of goods, good service, competitive prices, and 24-hour operations. In addition to economic impact, these stalls also increase social interaction, strengthen community ties, and promote inter-ethnic harmony. The findings show that Madurese warung not only contribute to the economy but also strengthen community networks. The research identifies policies to increase positive impacts and address challenges, such as business management training for MSMEs and cooperation with local governments. Thus, Madura warungs can continue to grow and provide greater benefits to local people and the Madura community.

Page 7 of 7 | Total Record : 64

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