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Islamic Circle
Published by Sekolah Tinggi Agama Islam Negeri Mandailing Natal
ISSN : 27223507     EISSN : 27223493     DOI : -
Core Subject : Religion,
Religion
Jurnal Islamic Circle adalah Jurnal Program Studi Hukum Ekonomi Syariah (Muamalah) yang memuat solusi dari problematika ekonomi kontemporer dalam perspektif hukum Islam. Jurnal ini diterbitkan oleh Program Studi Hukum Ekonomi Syariah (Muamalah) Sekolah Tinggi Agama Islam Negeri Mandailing Natal.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 16 Documents
 1   2 
Search results for , issue "Vol. 4 No. 1 (2023): Islamic Circle" : 16 Documents clear
Pengaruh Adanya Pandemi Covid 19 Terhadap Kinerja Keuangan Pada Bank Umum Syariah Periode 2020-2021 diah nofita sari
Islamic Circle Vol. 4 No. 1 (2023): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v4i1.1031

Abstract

Pandemi Covid 19 berdampak pada berbagai industri, khususnya industri perbankan. dimana perbankan memiliki peran ekonomi yang signifikan. Motivasi di balik penelitian ini adalah agar kita dapat mengetahui pengaruh pandemi virus Corona terhadap pelaksanaan kinerja bank umum syariah dari tahun 2020 hingga 2021. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah purposive sampling, dan terdapat 49 sampel data dari bank umum syariah. Dari hasil penelitian ini bahwa FDR, ROE, FDR, BOPO berpengaruh pada ROA, sedangkan NPF tidak berpengaruh pada ROA.
Sistem Muzara’ah Dalam Membangkitkan Ekonomi Masyarakat Desa Paringgonan Kecamatan Ulu Barumun Kabupaten Padang Lawas Mahmudin Hasibuan; Asrul Hamid; Muhammad Safa'at; Andri Muda Nst
Islamic Circle Vol. 4 No. 1 (2023): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v4i1.1437

Abstract

Abstract: This research aims to find out the law of building a mosque with zakat in Islamic law. And to know that the mosque is included in the mustahik zakat group according to Islamic law. This research was conducted using field research, using descriptive qualitative research methods. Descriptive research is research conducted to collect data, test, or answer questions regarding the latest status of an object being studied. So this research can be concluded from the results of documentation, interviews and direct observation at the location. The research results show that the muzara'ah system that applies in Paringgonan Village, Ulu Barumun District, Padang Lawas Regency is in accordance with customs that do not conflict with the Al-Qur'an and Hadith. Because it is carried out on the basis of agreement and consent between the land owner and the land cultivator. And from an Islamic economic perspective, the muzara'ah system that applies in Paringgonan village is based on the principle of volunteerism, the principle of justice, and the principle of mutual assistance. That the muzara'ah system can revive the economy of the people of Paringgonan Baru Village, Ulu Barumun District, Padang Lawas Regency according to the percentage of each share. Without any harm to either party. Like Mr. Amin and Mr. Sutejo, as well as Mr. Zeri, before joining this system, his average income was only sufficient for his daily needs. Because the source of income for sharecroppers apart from doing muzara'ah cooperation is only as casual laborers whose results are uncertain. Meanwhile, Mr. Amin is able to provide for his daily life. Therefore, the people of Paringgonan Village, especially sharecroppers, are looking for additional funds or income through muzara'ah contracts or often called paroan paddy fields to increase their income so that sharecroppers can revive the economy of their respective families.
Perspektif Hukum Islam Terhadap Praktik Arisan Bersyarat Di Kecamatan Panyabungan Nur Ainun; Nur Saidah Salim; Fitri Adilah; Ema Adriani; Fadhel Muhammad; Elmi Wulandari
Islamic Circle Vol. 4 No. 1 (2023): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v4i1.1442

Abstract

Abstract: The purpose of this research is to determine the perspective of Islamic law on the practice of conditional social gatherings, especially in Siabu District. The method used is qualitative with a descriptive analysis approach. The activity carried out by researchers was conducting interviews with social gathering holders. In addition, data collection was carried out using literature, articles, journals and internet sites related to the research focus. The data source was obtained from primary data, namely field studies in social gathering holder housing. Meanwhile, secondary data was obtained from various sources of library materials which contain various matters related to social gatherings. The results of this research on conditional social gatherings are to find out how social gatherings are carried out in Panyabungan District, namely that social gatherings have various objects and patterns, which can be in the form of money, basic necessities, motorized vehicles, cellphones, sacrificial animals and so on. The patterns used also vary from lottery, savings, investment, gift, shot and so on. Social gatherings with this conditional system have been widely held, especially among women, such as women's social gathering groups in several villages in Panyabungan District, Mandailing Natal Regency. In this social gathering, each social gathering holder has different conditions depending on the number of people and depending on the amount of money that must be paid, the payment schedule for the social gathering varies, some are once a week, some are twice a week and some are once a month. Keywords: Islamic Law Perspective, Conditional Arisan Abstrak: Tujuan penelitian ini untuk mengetahui perspektif hukum islam terhadap praktis arisan bersyarat khususnya di Kecamatan Panyabungan. Metode yang digunakan adalah kualitatif dengan pendekatan deskriptif analisis. Aktivitas yang dilakukan peneliti adalah melakukan wawancara dengan pemegang arisan. Disamping itu, pengumpulan data dilakukan dengan menggunakan literatur, artikel, jurnal dan situs internet yang berkaitan dengan focus penelitian. Sumber data diperoleh dari data primer, yaitu studi lapangan di kediaman pemegang arisan. Sedangkan data sekunder diperoleh dari berbagai sumber bahan pustaka yang berisi tentang berbagai hal yang berkaitan dengan arisan. Hasil penelitian tentang arisan bersyarat ini adalah untuk mengetahui bagaimana arisan yang dilakukan di Kecamatan Panyabungan yaitu arisan memiliki objek dan pola yang beraneka ragam, bisa berbentuk uang, sembako, kendaraan bermotor, hp, hewan kurban dan lain sebagainya. Pola yang digunakan juga bervariasi mulai dari undian, tabungan, investasi, wadiah, tembakan dan lain-lain. Arisan dengan sistem syarat ini sudah banyak dilakukan, terutama pada kaum perempuan, seperti kelompok arisan perempuan di beberapa desa di Kecamatan Panyabungan Kabupaten Mandailing Natal. Dalam arisan ini dilakukan secara bergantian setiap pemegang arisan memiliki syarat yang berbeda-beda tergantung pada jumlah orang dan tergantung pada jumlah uang yang harus dibayar, jadwal pembayaran arisan pun berbeda-beda ada yang sekali seminggu ada yang dua kali seminggu dan ada juga yang sekali sebulan. Kata Kunci : Perspektif Hukum Islam, Arisan Bersyarat
Pembayaran Zakat Mal Via Online Ditinjau Menurut Hukum Islam Studi Analisis Persepsi Mahasiswa Hukum Ekonomi Syariah Stain Mandailing Natal Aisyaturridho; Tiara Adelina; Randi Hendrizal; Alwi Ibrahim; Munnabilah Khatamy Jamil
Islamic Circle Vol. 4 No. 1 (2023): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v4i1.1443

Abstract

Abstract: Zakat is an obligation that must be carried out by Muslims at certain times with the provisions stipulated in the Al-Quran and Hadith. Nowadays, zakat payments can be made not only manually but also online. The research on the perceptions of STAIN Mandailing Natal students of the HES Study Program regarding online zakat payments varies. Two of them said that paying zakat via online was not good and less efficient because one of the conditions for zakat was not fulfilled, namely sighad (consent and qabul). And eight of them said that paying zakat via online is legal and permissible as long as it does not conflict with existing pillars. Key words: Zakat on assets, Zakat payment system, Perceptions of sharia economic law students. Abstrak: Zakat merupakan salah satu kewajiban yang harus dijalankan oleh umat muslim pada saat tertentu dengan ketentuan-ketentuan yang sudah diatur dalam Al-Quran maupun Hadis. Dizaman sekarang pembayaran zakat dilakukan tidak hanya secara manual saja melainkan secara online juga sudah bisa. Adapun penelitian persepsi mahasiswa STAIN Mandailing Natal Program Studi HES terhadap pembayaran zakat mal via online berbeda-beda. Dua orang diantaranya mengatakan bahwa pembayaran zakat via online kurang baik dan kurang efisien dikarenakan salah satu syarat dari zakat tidak terpenuhi yaitu sighad (ijab dan qabul). Dan delapana orang diantaranya mengatakan bahwa pembayaran zakat via online sah-sah saja dan boleh-boleh saja selama tidak bertentangan dengan rukun yang ada. Kata kunci: Zakat mal, Sistem pembayaran zakat, Persepsi Mahasiswa HES
Tinjauan Hukum Islam Terhadap Praktik Pembayaran Jasa Pembuatan Makalah Di Stain Mandailing Natal Ulfa Aida; Intan Safitri Pulungan; Pikek Rosidah; Amel; Riski Wahidah; Fatimah Fitri
Islamic Circle Vol. 4 No. 1 (2023): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v4i1.1444

Abstract

Abstract: The practice of paper writing services is nothing new in the world of academia. A paper is a form of scientific writing on a particular topic to complete a study. The problems studied in this research are the practice of paying for paper services and the review of Islamic law regarding the practice of paying for paper writing services. Basically, the practice of paying wages for paper writing services is not contrary to Islamic law, but is prohibited because doing so has negative impacts, such as violating the academic code of ethics and intellectual hypocrisy. In the Qur'an it is also explained that mutual assistance is not permitted which can harm other people and have a bad impact on other people. Keywords: Papers, Payment for paper writing services, Islamic Law Abstrak: Praktik jasa pembuatan makalah bukanlah hal yang baru lagi di dalam dunia akademisi. Makalah merupakan salah satu karya tulis ilmiah mengenai suatu topik tertentu sebagai untuk menyelesaikan studi. Adapun permasalah yang dikaji di dalam penelitian ini adalah bagaimana praktik pembayaran jasa makalah dan tinjauan hukum islam terhadap praktik pembayaran jasa pembuat makalah. Pada dasarnya praktik pembayaran upah jasa pembuat makalah tidak bertentangan dengan syariat islam namun dilarang karena hal itu dilakukan memberikan dampak negatif, seperti pelanggaran kode etik akademik serta kemunafikan intelektual. Didalam al-Qur’an juga dijelaskan bahwa tidak diperbolehkan tolong-menolong yang dapat merugikan orang lain dan berdampak buruk bagi orang lainnya. Kata kunci : Makalah, Pembayaran jasa pembuat makalah, Hukum Islam
Pelaksanaan Arisan Qurban Idul Adha Menurut Hukum Islam Di Desa Patiluban Mudik Kecamatan Natal Ika lanna sari; Titi Martini Hrp; Syapar Alim Siregar
Islamic Circle Vol. 4 No. 1 (2023): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v4i1.1460

Abstract

The community of Patiluban Mudik village, Natal District Mandailing Natal regency is a society tht is guided by Islamic Law, where many village people follow the teachings and sunnah of the Propehet such as making sacrifices, so a group is formed or the implementation of arsan qurban. The problem that the researchers will discuss in this discussion is how the implementation and view of Islamic Law arisan qurban eidh al Adha in the village of Patiluban Mudik, Natal District. The method used in this study is using a type of field research (field research). The nature of research uses a qualitative research approach, data sources, primary and secondary, data collection techniques are carried out by observation, interviews and documentation. The results of this study indicate that the implementation of the qurban gathering in Patiluban Mudik village aims to be able to sacrifice in a light way using a loan agreement, but in practice this qurban gathering becomes a burden for someone because the members cannot pay the installments, while the Islamic Law review of this qurban arisan is not in accordance whit Islamic Shari’a. Because the purpose of debts is to help each other, but debts owed in this social gathering tyrannize the committee, religious knowledge that lacks qurban worship becomes burdensome, making inheritance debts. La dharar wa la dhirar. Masyarakat Desa Patiluban Mudik, Kecamatan Natal, Kabupaten Mandailing Natal merupakan masyarakat yang berpedoman pada Hukum Islam maupun Syariat Islam, dimana masyarakat desa banyak yang mengikuti ajaran dan sunnah Rasulullah seperti berqurban, banyak kalangan masyarakat yang kurang mampu ingin ikut serta berqurban, sehingga dibentuklah sebuah kelompok atau pelaksanaan arisan qurban. Permasalah yang akan peneliti dalam pembahasan ini adalah bagaimana Pelaksanaan dan pandangn Hukum Islam arisan qurban idul adha di desa Patiluban Mudik, Kecamatan Natal, Kabupaten Mandailing Natal, Metode yang digunakan dalam penelitian ini adalah menggunakan jenis penelitian lapangan (field research). Sifat penelitiannya menggunakan pendekatan penelitian kualitatif, sumber data, primer dan sekunder, teknik pengumpulan data dilakukan dengan observasi, wawancara dan dokumentasi. Hasil penelitian ini menunjukkan bahwa pelaksanaan arisan qurban di Desa Patiluban Mudik bertujuan untuk dapat berqurban dengan cara yang ringan menggunakan akad hutang-piutang, namun pada praktiknya arisan qurban ini menjadi beban bagi seseorang karena anggota yang tidak dapat membayar cicilan. sedangkan tinjauan Hukum Islam terhadap arisan qurban ini tidak sesuai dengan Syariat Islam. Karena Tujuan hutang-piutang adalah untuk saling tolong menolong, tapi hutang piutang dalam arisan ini menzolimi panitia, pengetahuan agama yang kurang ibadah qurban ini menjadi berat menjadikan hutang warisan. La dharar wa la dhirar
Analisis Hukum Islam Terhadap Sistem Timbangan Pada Jual Beli Pepaya Di Kecamatan Hutabargot akhyar, akhyar
Islamic Circle Vol. 4 No. 1 (2023): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v4i1.1637

Abstract

Perdagangan atau jual beli merupakan akad yang diperbolehkan menurut Al-Qur’an, sunnah, dan ijmak ulama, sehingga hukum asal dari kegiatan jual beli adalah mubah atau boleh, Akan tetapi penting untuk diingat bahwa ada batasan dan aturan tertentu yang perlu diikuti dalam konteks perdagangan Islam. Beberapa prinsip utama yang perlu diperhatikan dalam jual beli menurut perspektif Islam adalah; keadilan, kejujuran, transparansi, dan menghindari riba (bunga) serta unsur-unsur spekulatif yang melanggar prinsip-prinsip syariah. Penelitian ini bertujuan untuk menganalisa praktik jual beli papaya dengan sistem timbangan yang di lakukan oleh masyarakat Hutabargot. Adapaun jenis penelitian ini adalah studi lapangan dengan sifat deskriptif. Pendekatan dilakukan dengan menggunakan hukum normatif. Pengumpulan data melalui observasi, wawancara, dokumentasi dan studi pustaka. Data yang ditemukan kemudian akan di analisis menggunakan dalil nas dan juga pendapat para ulama. Hasil penelitian ini menjelaskan bahwa praktik jual beli papaya yang di lakukan toke di Kecamatan Hutabargot sangat tidak sesuai dengan ajaran Islam, bahkan bias masuk dalam kategori haram. Karena tidak adanya unsur keadilan dan kejujuran dalam hal timbangan. Oleh karena itu, perlu adanya perbaikan dan kesadaran di kalangan pelaku usaha agar praktik jual beli dapat mematuhi prinsip-prinsip syariah dalam Islam.
Mandailing And Angkola Semarga Marriage; Comparative Study Of Polemic Custom Law And Positive Law In Indonesia Affandi, Hazrul; Ritonga, Hasir Budiman; Ritonga, Raja
Islamic Circle Vol. 4 No. 1 (2023): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v4i1.1920

Abstract

Marriage is part of realizing maqashid sharia, namely maintaining the continuity of offspring Traditional marriages in the Mandailing and Angkola communities have special values and rules. Customary violations can result in sanctions and fines from customary leaders. This article examines the polemic of semarga marriage among the Mandailing and Angkola tribes in the review of customary law and positive law in Indonesia. This research is qualitative research with a type of field research. Primary data collection is done through observation, interviews, and documentation. Meanwhile, secondary data is collected by tracing many references from books, articles, and other scientific works that are related to the research theme. Furthermore, the data were analyzed descriptively with a legal or normative approach. The results of the study explain that the same clan marriage in the Mandailing and Angkola ethnic communities has significant differences. Semarga marriages in the Angkola community are not subject to customary sanctions and fines. Meanwhile, semarga marriages in the Angkola community are subject to customary sanctions and fines. Meanwhile, the review of the Compilation of Islamic Law or positive law states that marriages are prohibited if marriages are carried out with mahrams or people who are prohibited from marrying.
Pengaruh Adanya Pandemi Covid 19 Terhadap Kinerja Keuangan Pada Bank Umum Syariah Periode 2020-2021 diah nofita sari
Islamic Circle Vol. 4 No. 1 (2023): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v4i1.1031

Abstract

Pandemi Covid 19 berdampak pada berbagai industri, khususnya industri perbankan. dimana perbankan memiliki peran ekonomi yang signifikan. Motivasi di balik penelitian ini adalah agar kita dapat mengetahui pengaruh pandemi virus Corona terhadap pelaksanaan kinerja bank umum syariah dari tahun 2020 hingga 2021. Teknik pengambilan sampel yang digunakan dalam penelitian ini adalah purposive sampling, dan terdapat 49 sampel data dari bank umum syariah. Dari hasil penelitian ini bahwa FDR, ROE, FDR, BOPO berpengaruh pada ROA, sedangkan NPF tidak berpengaruh pada ROA.
Sistem Muzara’ah Dalam Membangkitkan Ekonomi Masyarakat Desa Paringgonan Kecamatan Ulu Barumun Kabupaten Padang Lawas Mahmudin Hasibuan; Asrul Hamid; Muhammad Safa'at; Andri Muda Nst
Islamic Circle Vol. 4 No. 1 (2023): Islamic Circle
Publisher : Prodi Hukum Ekonomi Syari'ah STAIN Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/islamiccircle.v4i1.1437

Abstract

Abstract: This research aims to find out the law of building a mosque with zakat in Islamic law. And to know that the mosque is included in the mustahik zakat group according to Islamic law. This research was conducted using field research, using descriptive qualitative research methods. Descriptive research is research conducted to collect data, test, or answer questions regarding the latest status of an object being studied. So this research can be concluded from the results of documentation, interviews and direct observation at the location. The research results show that the muzara'ah system that applies in Paringgonan Village, Ulu Barumun District, Padang Lawas Regency is in accordance with customs that do not conflict with the Al-Qur'an and Hadith. Because it is carried out on the basis of agreement and consent between the land owner and the land cultivator. And from an Islamic economic perspective, the muzara'ah system that applies in Paringgonan village is based on the principle of volunteerism, the principle of justice, and the principle of mutual assistance. That the muzara'ah system can revive the economy of the people of Paringgonan Baru Village, Ulu Barumun District, Padang Lawas Regency according to the percentage of each share. Without any harm to either party. Like Mr. Amin and Mr. Sutejo, as well as Mr. Zeri, before joining this system, his average income was only sufficient for his daily needs. Because the source of income for sharecroppers apart from doing muzara'ah cooperation is only as casual laborers whose results are uncertain. Meanwhile, Mr. Amin is able to provide for his daily life. Therefore, the people of Paringgonan Village, especially sharecroppers, are looking for additional funds or income through muzara'ah contracts or often called paroan paddy fields to increase their income so that sharecroppers can revive the economy of their respective families.

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