cover
Contact Name
Ach. Yasin
Contact Email
jurnalekis@unesa.ac.id
Phone
+6281299000979
Journal Mail Official
jurnalekis@unesa.ac.id
Editorial Address
Jl. Ketintang No.2, Ketintang, Kec. Gayungan, Kota SBY, Jawa Timur 60231
Location
Kota surabaya,
Jawa timur
INDONESIA
Jurnal Ekonomika dan Bisnis Islam
ISSN : -     EISSN : 2686620X     DOI : https://doi.org/10.26740/jekobi
Core Subject : Economy,
Jurnal Ekonomika dan Bisnis Islam mencakup studi ilmu Ekonomi Islam yang terdiri dari: Ekonomi dan Bisnis Islam Kewirausahaan Islam Zakat dan Wakaf Akuntasni Syariah Keuangan dan Perbankan Syariah
Articles 350 Documents
UMKM Sekitar Pondok Pesantren Temboro dalam Meningkatkan Pendapatannya Bintari, Selfia; Cahyono, Hendry
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 3 (2023): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n3.p35-42

Abstract

MSMEs will grow in places that attract people to engage in economic activities. One of the high activities carried out by students in one of the Islamic boarding schools in Magetan Regency is Temboro village. Therefore, the aim of this research is to examine the extent to which business opening hours, promotional strategies implemented, funding assistance and raw material costs have an influence on increasing the income of MSMEs. The method used in this research is a quantitative descriptive method using regression. The results of the analysis carried out show that high business opening hours can influence the income of MSMEs around the Temboro Islamic boarding school. MSMEs that carry out good promotional strategies are also able to increase income. Meanwhile, funding assistance provided by relevant stakeholders has not been able to influence the income of business actors in Temboro Village, this is because the assistance provided to MSMEs is less than optimal. However, the cost of raw materials which increases over time as inflation increases can have a negative effect on the income of MSMEs.
Analisis Pengaruh Return On Equity Dan Earning Per Share Terhadap Harga Saham Pt Bank Syariah Indonesia Tbk Qodhari, Dafelia; Musthofa, M. Wakhid
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 3 (2023): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n3.p117-128

Abstract

This research examines the relationship between financial ratios and stock prices in PT Bank Syariah Indonesia. This is a quantitative research study that utilizes E-views version 10 software for data analysis. The data is collected in the form of time series from the annual reports of Bank Syariah Indonesia for the years 2021-2022. The analysis method employed is multiple linear regression. Prior to data analysis, classical assumption tests are conducted to ensure that the model meets the Ordinary Least Squares (OLS) assumptions. The results of the hypothesis testing indicate a significant negative influence of both Retrun on Equity (ROE) and Earning Per Share (EPS) on the stock prices of PT Bank Syariah Indonesia Tbk. The implications of the results of this study will contribute to an investor's decision making for a better investment
Maqashid Sharia Index: Reviewing The Financial Performance Of Sharia Banks In Indonesia During The Outbreak Prahara, Rahma Sandhi; Sundari, Sundari; Diah Syifaul; Andayani, Hirini
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 3 (2023): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n3.p11-18

Abstract

In the era of global economic crisis due to the outbreak, according to data obtained from the Financial Services Authority, the total assets of Islamic banking show a positive trend as the assets increase every year. This study aims to assess the performance of Islamic banking in Indonesia before and after the Covid 19 pandemic using the Maqashid Syariah Index (MSI) approach. There are three indicators used in the measurement, namely individual education, the embodiment of justice and the general benefit. Using purposive sampling technique, five Islamic banks with the largest office network, Bank Muamalat Indonesia (BMI), BRI Syariah Bank (BRIS), Mega Syariah Bank (BMS), BJB Syariah Bank (BJBS) and BCA Syariah Bank (BCAS), were selected in which the annual report data were analyzed by using SAW (Simple Additive Weighted). The results of this study indicate that based on the calculation of the Maqashid Syariah Index, there are two Islamic commercial banks in which the financial performance has increased during the pandemic, while the others experienced a decline after the pandemic
Peranan personal inovative pada niat prilaku menggunakan waqf online dengan teori technology acceptance model Qolbi, Ayun; Sukmana, Raditya; Tri Ratnasari, Ririn; Sekar Sari, Novi
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 1 (2024): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v7n1.p1-17

Abstract

This research examines the relationship between personal innovativeness and the Technology acceptance model (TAM) on behavioral intention to use online waqf services. This study uses an online questionnaire, using 100 wakif who have used online waqf services in Indonesia. The data from questionnaires were analyzed using the structural equation model least square. Results showed personal innovativeness also influenced perceived ease of use and perceived usefulness. This study aims to offer insights into enhancing the usability and utility of online waqf services within Nazir institutions. The focus is on providing for the needs of wakifs, particularly those with limited familiarity or comfort with technology. this study represents the initial attempt to include personal innovation within a model for assessing the acceptance of online waqf services. In digital marketing, a particular focus exists on examining the variables influencing individuals' behavioral intentions to utilize online services.
Green BMT dan Mobile UGT: Perspektif Eco-Theology Sulistyowati, Sulistyowati; Adhi Purba, Ilyas
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 3 (2023): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n3.p63-78

Abstract

Human activities are the main factor in natural imbalance. Climate change will indirectly affect the business activities of every company, including the financial industry. The emergence of the term green economy concept was motivated by increasingly deteriorating environmental conditions. BMT UGT Sidogiri provides digital services via Mobile UGT for members. This service is to reduce paper consumption at branch offices. The paperless concept is a form of activity to reduce paper consumption for a company. The aim of this research is to realize Green BMT through Mobile UGT as a form of paperless service. Based on an Eco-Theology perspective to show the Al-Quran's view of environmental conservation efforts. This research method is a qualitative type. The analysis was carried out descriptively by describing the condition of the object and relying on existing theory. Data obtained secondaryly from various existing sources. The results of this research explain that through Mobile UGT various transactions do not require physical evidence from paper materials. All transaction processes are carried out through the application on member gadgets. Mobile UGT is an example of the contribution of financial institutions in the digital era. Apart from that, realizing green BMT with paperless services. From the perspective of Eco-Theology, there are three things in protecting the environment, firstly understanding human duties as caliphs, secondly using available natural resources wisely and thirdly preserving nature.
Cash Waqf Linked Green Sukuk: Analisis Multiakad dalam Perspektif Fikih Muamalah Qanita, Ariza
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 3 (2023): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n3.p19-34

Abstract

This research aims to examine the sharia legal aspects of cash waqf linked green sukuk from the perspective of fiqh muamalah. Cash waqf linked green sukuk is an innovative form of integration between cash waqf and green sukuk. This instrument has great potential for sustainable economic empowerment. However, in practice, cash waqf linked green sukuk used a hybrid contract that combines Islamic commercial finance and Islamic social finance, so studies regarding its validity are needed. This research used qualitative methods with a normative juridical approach. The research results showed that hybrid contracts in cash waqf linked green sukuk are permitted for several reasons. First, the rule that the basic law of all forms of muamalah is permissible as long as there is no argument (nash) that forbids it. Second, cash waqf and green sukuk are both sharia-based instruments. Third, the integration of cash waqf and green sukuk does not eliminate the substance of waqf to create social welfare for the community. Fourth, cash waqf linked green sukuk encourages more optimal use of funds. Fifth, the transaction is in accordance with the demands of current developments. Sixth, cash waqf linked green sukuk contributes to maintaining a sustainable environment.
PENGARUH PENERAPAN ETIKA BISNIS SYARIAH TERHADAP KEBERLANJUTAN USAHA : STUDI PADA UMKM DI SURABAYA Pratiwi, Della Rista; Rosadi, Danang; Nadira, Danish Izza; Syahirah, Davelinda
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 3 (2023): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n3.p258-272

Abstract

Business ethics includes establishing moral principles and behavior that business professionals are expected to adhere to. Business ethics plays an important role in creating a fair and transparent business environment for small and medium enterprises (SMEs), which in turn increases customer trust in the products and services offered. This research aims to analyze the concepts and principles of sharia business ethics, identify sharia business practices in SMEs, and measure the impact of implementing sharia business ethics on business sustainability in Surabaya. The method used is a mixed method which combines quantitative and qualitative approaches. The population in this research is SMEs in the city of Surabaya that meet the criteria for running a business according to sharia business ethics, with a sample of 100 sharia SMEs and interviews with 5 sharia SMEs in Surabaya. The research results show that the application of sharia business ethics contributes positively to business sustainability in SMEs in Surabaya, with increased customer trust and more harmonious business relationships. In addition, it was found that SMEs that adopt sharia principles tend to have a better reputation in the eyes of customers. However, this research also found limitations in terms of resources and knowledge regarding sharia business ethics, which could be an obstacle in implementing these principles. The implication of this research is that training and education related to sharia business ethics needs to be improved, especially for newly established SMEs.
Enhancing the Quality of Islamic Higher Education through Islamic Consumer Value Fitriyah, Fitriyah; Mukhlis, Imam; Noviarakhman Zagladi, Arief
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 3 (2023): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n3.p1-10

Abstract

The main consumers for educational institutions are students, it is necessary to know the considerations of students in making decisions to study at Islamic Religious Universities (PTKIN). The concept of customer perceived value (CPV) can be applied to research that focuses on muslin consumers by adding Islamic attributes. The purpose of this research is to identify the Islamic value that should be in PTKIN as a strategy to improve its quality. This research uses qualitative research methods. The informants of this research are students of the Faculty of Economics, State Islamic University of Malang, a total of 12 students from 2020sd 2022. Data collection in this study includes direct observation, interviews with informants and documentation studies. Analysis stages include data collection, data reduction, data presentation, data coding. From the results of interviews and then coding, it shows that the concept of customer perceived value can also be applied to college consumers. CPV aspects are summarised in 3 points, namely Islamic Academic, Islamic Value, and Islamic Attribute. This research contributes to university-level decision makers by focusing on these three attributes to be developed into a policy. This research can be further developed by quantitatively testing of these three aspects.
ANALISIS FAKTOR YANG MEMPENGARUHI MINAT MASYARAKAT LAMONGAN MENJADI NASABAH BANK SYARIAH Maulidiyah, Musaidatul; Khoiriyah, Eva Zunia; Putri, Diva Carrisa; Nurafini, Fira
Jurnal Ekonomika dan Bisnis Islam Vol 7 No 1 (2024): April
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Sharia banking still has problems, one of which is the lack of public knowledge about sharia banking, as evidenced by the large number of people who still use conventional banks and personal banking (daily banking) for transactions. Therefore, this research was conducted to determine the influence of knowledge, religiosity and social environment on the Lamongan community's interest in becoming sharia bank customers. This research uses a quantitative type of research with an associative approach. The sampling technique uses purposive sampling. Data analysis uses multiple correlation analysis tests, namely, T test, F test, determinant coefficient test (R2). The population of this study consisted of 100 residents of Lamongan and were used as samples. Based on the results of a simple regression test, it is known that the variables of knowledge, religiosity and social environment have a positive and significant effect on the Lamongan community's interest in becoming sharia bank customers. This is proven by the results of t-count being greater than t-table which has values of 2.137, 6.429, and 2.350 and ttable of 1.984. It was also stated that simultaneously there was a positive and significant relationship between the variables of knowledge, religiosity and social environment on the Lamongan community's interest in becoming sharia bank customers with the Fcount result being greater than Ftable, namely 18.540 > 3.09.
MENJELAJAHI DAMPAK KUALITAS LAYANAN TERHADAP NIAT PEMBELIAN KEMBALI PELANGGAN KURIR JASA Aninda, Zahra Nur; Roosdhani, Mohamad Rifqy
Jurnal Ekonomika dan Bisnis Islam Vol 6 No 3 (2023): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26740/jekobi.v6n3.p79-87

Abstract

The aim of this study was to verify the Service Quality impacts the intention of customers to Repurchase Intention directly and also through Customer Satisfaction and Customer Trust. The participants of this study comprised 162 JNT customers who were selected using a purposive sampling approach. The data underwent analysis using the SEM method with smart-PLS version 4.0. The examination employed various methods such as outer model test, inner model test, mediation test, and hypothesis testing. The validity test showed that values greater than 0.7 for the loading factor and values greater than 0.5 for the average variance extracted (AVE) were considered valid. The reliability test results showed that the instrument used was reliable because the composite reliability and Cronbach's alpha had a value greater than 0.7. The obtaining indicated that the impact of Service Quality on Repurchase Intention was both negative and not significant. In the mediation test, it was found that impact of Service Quality on customer satisfaction and customer trust was both positive. In addition, the impact of customer satisfaction and customer trust on repurchase intention was both positive and significant. Meanwhile, service quality had a negative and insignificant effect on repurchase intention.