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Journal of Islamic Economics, Management, and Business (JIEMB)
Published by Universitas Islam Negeri Walisongo Semarang
ISSN : 27210197     EISSN : 27210324     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Journal of Islamic Economics, Management, and Business is a scientific journal in the field of Islamic economics studies published twice a year by the program of Magister of Syariah Economics, Faculty of Islamic Economics and Business UIN Walisongo Semarang. The editors receive articles in the form of research based manuscript related to Islamic Economics, business, and management themes which cover Islamic Economics, Islamic Business, Islamic Financial Management, Islamic Marketing Management, Islamic Human Resource Management, Islamic Operational Management, and Islamic Philanthropy.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 119 Documents
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House ownership financing: sharia economic perspective Harefa, Safaruddin
Journal of Islamic Economics Management and Business (JIEMB) Vol. 3 No. 2 (2021)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2021.3.2.11797

Abstract

A place to live is one of the basic needs, so everyone tries to have it. However, people often have difficulty buying them in cash due to increasingly expensive house prices and limited funds. From here, banking institutions offer a house ownership model through a credit system. This article aims to determine the position of house ownership financing/credit from an Islamic economic perspective and what contracts can be made in this financing. This study uses a normative juridical method. Research data is obtained through library data in books, journals, laws and regulations, and other scientific writings related to mortgages from an Islamic economic perspective. Data analysis used qualitative data analysis methods, which were then presented descriptively. The study results that based on sharia economics, reinforced by the fatwa of the National Sharia Board-Indonesian Council of Ulama, financing home ownership in Islamic economics is justified as long as it complies with sharia provisions. Some of the contracts that can be made in financing the ownership of the house include murābaḥah, ijārah muntahiya bi tamlīk, istiṣnā‘, and mushārakah mutanāqiṣah contracts.
Utilization of zakāt through entrepreneurship programs Ariyani, Diyah; Rahmayanti, Dini
Journal of Islamic Economics Management and Business (JIEMB) Vol. 3 No. 2 (2021)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2021.3.2.11800

Abstract

The potential of zakāt for the economic empowerment of people who have an entrepreneurial spirit will be realized if the distribution is productive. This productive zakāt will positively impact alleviating poverty, increasing income, and giving birth to new entrepreneurs. This study analyses matters relating to the distribution and utilization of zakāt funds at Rumah Zakat Semarang through entrepreneurship programs and their empowerment management. The method used in this study is qualitative research with Rumah Zakat Semarang as the research object. Data were obtained through interviews and documentation, then analyzed by the descriptive analysis method. The results showed that the distribution of productive zakāt funds at the Rumah Zakat Semarang in the entrepreneurship program was distributed through economic empowerment (Senyum Mandiri), namely community empowerment oriented to integrated community empowerment. This empowerment uses the Integrated Community Development (ICD) model as an integrated and sustainable community-based concept. The results of this study can be used as evaluation and input for zakāt institutions in empowering the community’s economy through productive zakāt funds.
The relevance of Ibn Khaldun’s agricultural economic thoughts during the Covid-19 pandemic Anwar, Khairul; Jailani, Novalini; Damayanti, Dhea Aulia
Journal of Islamic Economics Management and Business (JIEMB) Vol. 4 No. 1 (2022)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2022.4.1.11811

Abstract

As an agricultural country, the agricultural sector in Indonesia has an important role in national economic development. Among Muslim thinkers, Ibn Khaldun is a figure who pays attention to agriculture and sees it as a vital source of life. This study aims to identify and analyze Ibn Khaldun’s concept of agricultural economics and its relevance during the Covid-19 pandemic, which has impacted the economic sector. This research is a type of library research using qualitative methods. While the data analysis technique used is descriptive qualitative. The primary data of this research are books, journals, essays, and news about the core issue, namely Ibn Khaldun’s view on agriculture which is then related to conditions in the era of the Covid-19 outbreak. The results show that Ibn Khaldun’s thoughts on the agricultural economy and the state’s role in serving the community are still very relevant during the Covid-19 pandemic. Agriculture, according to Ibn Khaldun, is the source of life. During the Covid-19 pandemic, the agricultural sector has been unaffected. This research is done to learn material for the community, especially about Ibn Khaldun’s thoughts in general, economics and agriculture in particular. 
The impact of the Islamic finance sector and Covid-19 pandemic on Indonesian economic growth period 2004Q1-2021Q3 Cahyaningrum, Safira Aulia; Wibowo, Muhammad Ghafur
Journal of Islamic Economics Management and Business (JIEMB) Vol. 4 No. 1 (2022)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2022.4.1.11859

Abstract

The Asian financial crisis in 1997 left the national banking system in disarray and liquidity problems. After that, following the Covid-19 pandemic which has increasingly complicated global economic sectors, such as tourism, trade and finance. In the financial sector, uncertainty has depressed the performance of global financial markets and caused the stock market to decline. A stock market is a place for transactions in financial instruments such as securities or stocks. This study aims to analyze the impact of the Islamic finance sector and the Covid-19 pandemic on the Indonesian economic growth period 2004Q1 – 2021Q3. Themethod used in this study is a quantitative method employing Autoregressive Distributed Lag (ARDL) analysis. This study demonstrates that Islamic finance has the potential to boost the economy. This study confirms the assumption that the financial sector affects economic growth (finance led growth). This research can be used as reference material in determining and making policies regarding the development of the Islamic finance sector in Indonesia, such as formulating strategies to encourage economic growth through Islamic finance.Keywords: Islamic finance; Covid-19; economic growth.
Influence of organization communication on employee’s job motivation and job performance in the broadcast organizations in Delta State, Nigeria Ufuophu-Biri, Emmanuel; Ayewumi, Ejiroghene Tamarasere
Journal of Islamic Economics Management and Business (JIEMB) Vol. 4 No. 1 (2022)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2022.4.1.11896

Abstract

The core of this study was to examine via inferential and descriptive statistics, the statistical correlation between organization communication on employee’s job motivation and job performance in the broadcast organizations in Delta State, Nigeria. This study was anchored on the unitary theory of industrial relations due to its relevance to the scope of this study. To achieve the general and specific objective of this study, the descriptive survey research design was adopted and primary data were obtained from questionnaire responses administered to one hundred and seventy-one staff of the seven broadcast organizations used for the study. Hypotheses were formulated and tested and findings emerged. The findings revealed that, job motivation indicators has no significant linear relationship with employee job motivation in broadcast organizations in Delta State; job performance indicators has a significant positive linear relationship with employee job performance in broadcast organizations in Delta State; Organizational communication has a significant positive linear relationship with employee job motivation in broadcast organizations in Delta State and that Organizational communication has no significant linear relationship with employee job performance in broadcast organizations in Delta State. This study will help management of different industries to find the most crucial factors before implementing their motivational policies.Keywords: communication; employee; employer; motivation, performance.
Collection and management of Ziswaf for the prosperity of the ummah Muqorobin, Ahmad; Urrosyidin, Mohammad Syifa
Journal of Islamic Economics Management and Business (JIEMB) Vol. 4 No. 2 (2022)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2022.4.2.12548

Abstract

One of Ziswaf’s goals in Islam is to contribute to creating people’s welfare and alleviating poverty. This study examines the strategy for collecting and managing Ziswaf funds at the BaitulQur’an Social Fund Institution (LDSBQ), which has a vision and mission based on Islamic sharia and aims to prosper the ummah.The research uses a qualitative approach with descriptive analysis methods, while instruments in data collection use interviews, observation, and documentation. Sources are taken from various references related to the problem topic, namely journals, books, and other articles. The result of this study shows the three main programs of LDSBQ. First, Scholar Smileengaged in education. Second, Healthy Smileoperates in the health sector. Third, Independent Smile is a movement for community independence in the economic field, supported by socio-religious activities such as waqf and da’wah programs. This research has implications for the fundraising strategy of Gontor.Meanwhile, the fundraising strategy uses a potential network of guardians of students and teachers, a network of Gontor alumni colleagues with a movement based on the real sector, and community social activities that can have a significant impact on the welfare of the ummah to get happiness in the world and the hereafter.
Education scholarship distribution management at Baznas Pohuwato Suryani, Wahidah; Umar, Mirza Ghulam Achmad Adi Putra; Thahir, M.; Perdana, Dian Adi
Journal of Islamic Economics Management and Business (JIEMB) Vol. 4 No. 2 (2022)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2022.4.2.12663

Abstract

Baznas is declared a non-structural government institution that manages educational scholarship assistance for underprivileged children because education is a vital need for every comprehensive person, starting from the mindset, belief, and attitude of life that leads to quality of life. The purpose of this study was to examine the management of the distribution of educational scholarships at Baznas Pohuwato and to examine the obstacles in the distribution of academic scholarships at Baznas Pohuwato. This research is a qualitative descriptive method to answer questions about existing phenomena—data collection techniques through observation, interviews and documentation from primary and secondary data sources. The data obtained is then processed to produce conclusions from the phenomena found. The results of this study are the scholarship program at Baznas Pohuwato to improve achievement and educate the nation's children with a budget that will be allocated according to the expected student targets by analyzing the circumstances and needs of students. Baznas hopes that scholarship recipients can convey and introduce this program to other communities, and the community will be aware of the obligation to pay ZIS through Pohuwato to manage the funds collected. The Baznas Pohuwato can carry out routine socialization to people experiencing poverty so that the community will be aware of the activities and programs managed by the National Amil Zakāt  Agency (BAZNAS), especially the scholarship assistance program for poor children at all levels of education. In distributing scholarship assistance, the National Amil Zakāt Agency (BAZNAS) would pay attention to the timeliness of scholarship distribution so that the waiting time for recipients is not too long.Keywords: management; distribution; scholarship; education.
Measuring the efficiency of sharia business units of Indonesian private banks: a data envelopment analysis approach Ulkhaq, M. Mujiya
Journal of Islamic Economics Management and Business (JIEMB) Vol. 4 No. 2 (2022)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2022.4.2.12913

Abstract

With the development of sharia banks, one of the effects is the existence of competition among sharia banks. This study analyses the efficiency of sharia business units of private banks in Indonesia. Understanding efficiency is essential because if banks perform consistently with total efficiency, the fewer inputs they use, the larger their output. Total earning assets measure the output, while the inputs used are total deposit and total operating costs. A data envelopment analysis with input-oriented and variable returns-to-scale is used to accomplish the objective. The result shows that three of the seven sharia business units under investigation are considered the most efficient. This indicates that the sharia business unit does not have to have the highest output value to be the most efficient one. It also must have low values of inputs.Keywords: data envelopment analysis; efficiency; Indonesian private bank; sharia business unit.
The relevance of sustainable development goals (SDGs) in maqāṣid al-sharī‘ah dimensions Isman, Ainul Fatha; Kaltsum, Ummu
Journal of Islamic Economics Management and Business (JIEMB) Vol. 4 No. 2 (2022)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2022.4.2.13185

Abstract

This article analyzes the relevance of sustainable development goals (SDGs) with the maqāṣid al-sharī‘ah dimension. This study uses a qualitative method with a description analysis approach through a literature study. This study shows that SDGs are relevant to the maqāṣid al-sharī‘ah dimension. The first dimension of ḥifẓ al-dīn has relevance to the SDGs in the aspects of peace, justice, and strong institutions and partnerships for the goals. The ḥifẓ al-nafs dimension has relevance to the SDGs on aspects of good health and well-being, gender equality, clean water and sanitation, affordable and clean energy, sustainable cities and communities, and climate action. Ḥifẓ al-‘aql dimension has relevance to the SDGs in quality education. While the ḥifẓ al-naṣl dimension has relevance to life below water and life on land. The dimensions of ḥifẓ al-māl have relevance to the SDGs in the aspects of no poverty, zero hunger, decent work and economic growth, industry, innovation, and infrastructure, reduced inequalities, and responsible consumption and production. In realizing the SDGs, this research implies that Muslim countries must consider the maqāṣid al-sharī‘ah approach.
Optimizing zakāt management as an effort to alleviate poverty: a case study at the Central Java Baznas Faizah, Fita Nurotul
Journal of Islamic Economics Management and Business (JIEMB) Vol. 4 No. 1 (2022)
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiemb.2022.4.1.13231

Abstract

Apart from being a religious obligation, economically , zakāt can play a role inalleviating poverty. This study aims to determine the extent to which themanagement of zakāt, infāq, and ṣadaqah in Central Java Baznas is an effort toalleviate poverty. This research uses a descriptive qualitative method with a casestudy approach. The data was obtained through observation and documentation,which includes the management and distribution of zakāt, infāq, and ṣadaqah,and mustaḥik zakāt at Baznas Central Java. The study results prove that thecollection of zakat, infāq, and ṣadaqah at Baznas Central Java can effectivelybecome a potential source of funds for poverty alleviation and improving thequality of human resources according to the consumptive and productive zakātutilization model. This research can be used for consideration, evaluation, andalternative strategies for managing zakat, infāq and ṣadaqah at Baznas in CentralJava, particularly in zakāt management institutions.Keywords: zakāt; infāq; ṣadaqah; poverty; Baznas, Central Java.

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