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JURNAL ECONOMINA
Published by Sekolah Tinggi Ilmu Ekonomi 45 Mataram
ISSN : 29631181     EISSN : 29631181     DOI : https://doi.org/10.55681/economina
Core Subject : Economy,
Economics, Econometrics & Finance
JURNAL ECONOMINA (JE) is a peer-reviewed journal which publishes original research papers. ECONOMINA has been published since 2022. It is currently published every month a year with e-ISSN: 2963-1181. The Digital Object Identifier (DOI) is assigned to each published article and the journal is indexed by Crossref, GARUDA, Neliti.Com, Dimensions and Google Scholar. Areas of research include, but are not limited to Global Business, Transition Issues, Economic Growth and Development, Economics of Organizations and Industries, Finance and Investment, Strategic Management, Human Resources, Marketing, Innovations, Public Administration and Accountancy.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 926 Documents
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Analysis of the Welfare of MSME Traders in the Mandalika Special Economic Zone Pujut District, from the Perspective of Islamic Economics Yusie Herdina; Muaidy Yasin; M Irwan
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2084

Abstract

This study aims to analyze the welfare of MSME traders in the Mandalika Special Economic Zone (KEK Mandalika), Pujut District, from the perspective of Islamic economics using the maqashid sharia approach. This research employs a qualitative approach with a descriptive method. Data were collected through in-depth interviews, field observations, and documentation, and were analyzed through data reduction, data display, and conclusion drawing techniques. The findings show that MSME traders operate diverse types of businesses with relatively simple management systems, and their marketing activities are still predominantly based on direct sales. The existence of the tourism area provides added value for MSME traders, although its potential has not yet been fully optimized. In addition, MSME development is supported by ITDC through coaching, training, access to capital, and market expansion, although these efforts have not been evenly distributed. Traders’ income is generally fluctuating but remains above the poverty line. Through the maqashid sharia approach, in the aspect of preservation of religion (hifz al-din), traders perform obligatory worship such as prayer, fasting, and zakat, supported by available worship facilities and the surrounding environment. However, prayers are not always performed on time, not all traders are actively involved in religious activities, and acts of worship such as Hajj, Umrah, and Qurban have not yet been performed. In the aspect of preservation of life (hifz al-nafs), traders strive to fulfill household needs, but attention to diet, health, and environmental cleanliness remains limited. In terms of preservation of intellect (hifz al-‘aql), children’s education is prioritized, although self-development remains limited. Regarding the preservation of lineage (hifz al-nasl), children’s needs and education have been fulfilled, but supervision and guidance still need improvement. In the aspect of preservation of wealth (hifz al-mal), traders have made efforts to act honestly, give charity, and save money; however, the use of conventional banking, limited understanding of riba, and practices such as price differentiation and persuasive selling methods that tend to be coercive are still found. Overall, MSME traders in KEK Mandalika are economically able to meet their basic needs; however, from the perspective of Islamic economics through the maqashid sharia approach, their welfare has not yet been fully achieved due to several suboptimal aspects
Factors Influencing Islamic Financial Literacy among Muslim University Students in Mataram City Bunga Fajriati; Akhmad Jufri; Taufiq Chaidir
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2111

Abstract

This study aims to analyze the level of Islamic financial literacy and examine the influence of financial socialization, money attitude, religiosity, and income on Islamic financial literacy among Muslim students in Mataram City. This research employs a quantitative approach using a survey method. The population consists of Muslim students enrolled in public universities in Mataram City, with a sample of 150 respondents selected through purposive sampling. Data were collected through questionnaires and analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS). The findings indicate that the level of Islamic financial literacy among students is relatively high, with most respondents categorized as well literate and sufficiently literate. The results of hypothesis testing show that financial socialization, money attitude, and religiosity have a positive and significant effect on Islamic financial literacy, with financial socialization emerging as the most influential factor. Meanwhile, income has a positive but insignificant effect. These findings suggest that Islamic financial literacy is influenced more by non-economic factors, particularly social learning processes, individuals’ attitudes toward money, and the internalization of religious values, rather than by economic capacity. This study provides important implications for universities, families, and relevant stakeholders to strengthen Islamic financial education and socialization through value-based and socially oriented approaches
The Influence of Islamic Financial Literacy and Risk Perception on the Financial Management Behavior of Student E-Wallet Users with Self-Control as a Mediating Variable Fajar Budiyanto; Budi Eko Soetjipto; Madziatul Churiyah
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2117

Abstract

This study aims to analyze the effect of Islamic financial literacy and risk perception on students’ financial management behavior in using e-wallets, with self-control as a mediating variable. This research employs a quantitative approach using a survey method involving 145 students. Data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results indicate that Islamic financial literacy and self-control have a significant effect on financial management behavior, while risk perception does not have a direct effect. However, risk perception significantly influences self-control. Furthermore, self-control partially mediates the relationship between Islamic financial literacy and financial behavior, and fully mediates the relationship between risk perception and financial behavior. These findings suggest that students’ financial behavior in the digital context is not solely influenced by cognitive factors but is also strongly determined by self-control in managing the ease of e-wallet transactions. This study implies that improving financial literacy must be accompanied by strengthening self-control to promote more rational and sustainable financial management behavior in the digital era.
Multi-Story Partnership Pattern In The Development Of The Tambora Geopark: A Collaborative Governance Perspective Uswatun Hasanah; Diswandi Diswandi; M. Firmansyah
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2118

Abstract

This study aims to analyze the partnership pattern among government, private sector, and community in the development of Tambora Geopark and its implications for local economic development. This research employed a qualitative approach using descriptive-analytical methods. Data were collected through in-depth interviews, observation, and documentation. Data analysis was conducted using the Miles and Huberman interactive model through open coding, axial coding, and selective coding stages. The findings reveal that the partnership pattern in the development of Tambora Geopark tends to be hierarchical (subordinate partnership), with the government acting as the dominant actor in decision-making processes. The involvement of the private sector and local communities remains limited to program implementation and has not substantially reached planning and policy evaluation stages. Supporting factors include regulatory support and regional government commitment, while inhibiting factors include local social conflicts, limited infrastructure, low human resource capacity, and dependency on government intervention. The economic impacts of the geopark development have been reflected in the growth of MSMEs and tourism services; however, these impacts remain seasonal and have not generated sustainable multiplier effects
Digital-Based Religious Tourism Governance: An Integration Model of Smart Tourism, Creative Economy, and Local Wisdom in Strengthening the Sustainability of the Community Economy in Gorontalo Sabriana Gintulangi; Novita Rolinsa Madina; Fidya Hardiyanti H. Latala; Olgha S. Nusu
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2122

Abstract

Digital transformation in the tourism sector is driving the development of technology-based religious tourism as part of efforts to increase destination competitiveness. However, the implementation of digitalization in religious tourism in the regions still faces limitations, not only in infrastructure and community capacity, but also in governance, coordination between stakeholders, and integration with the local economy. This study aims to analyze the governance of digital-based religious tourism in Gorontalo Regency through the integration of smart tourism, the creative economy, and local wisdom in strengthening the community's economic sustainability. This study used a mixed methods approach with data collected through in-depth interviews, a survey of 210 respondents, and Focus Group Discussions (FGDs). The results indicate that smart tourism readiness is still in the low to moderate category, characterized by the low quality of digital promotion, the condition of facilities, and coordination between stakeholders. Local wisdom has relatively strong potential, but has not been optimally integrated with the creative economy and digital systems. This study produces an integrative governance model that emphasizes the importance of multi-stakeholder collaboration, strengthening the role of the community, and preserving cultural values in the development of inclusive and sustainable religious tourism
Strategy Green Human Resource Management And Green Transformational Leadership Towards Environmental Performance Through Green Innovation Ahmad Faisal; Indah Lestari; Ahmad
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2123

Abstract

This study aims to examine the influence of Green Human Resource Management (GHRM) and Green Transformational Leadership (GTL) on Environmental Performance (EP) with Green Innovation (GI) as an intervening variable on employees of the Environmental Service of Lebak Regency, Banten Province. The study applies a quantitative approach with an explanatory research method and uses the Structural Equation Modeling-Partial Least Squares (SEM-PLS) analysis technique. The number of samples in this study was 121 respondents selected through probability sampling techniques with a simple random sampling method. The results show that GHRM, GTL, and GI have a positive and significant influence on Environmental Performance. In addition, GHRM and GTL are also proven to have a positive and significant influence on Green Innovation. However, Green Innovation has not been able to significantly mediate the relationship between GHRM and GTL on Environmental Performance. These findings indicate that improving organizational environmental performance is more optimally achieved through direct strengthening of GHRM practices and the implementation of green transformational leadership rather than through green innovation as an intermediary variable. This research is expected to contribute to the development of sustainability management studies, especially in the public sector, as well as serve as a reference for organizations in developing strategies to improve sustainable environmental performance.
The Role of Green Leadership in Green Human Resource Management Through Employee Green Behavior Hani Haedatunnisa; Zakiyya Tunnufus; Ahmad Ahmad
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2124

Abstract

This discussion aims to examine the influence of Green Leadership on Green Human Resource Management by considering Employee Green Behavior as an intervening variable at the Lebak Regency Environmental Service. The approach used is quantitative through a survey method by distributingquestionnaires to 121 respondentsselectedusinga simple randomsampling technique . Data analysis was carried out using Structural Equation Modeling based on Partial Least Squares (SEM-PLS) with the help of SmartPLS 3 to test the relationship betweenvariablessimultaneously. The results of the study indicate that GreenLeadershiphas a positive and significant effect on Employee Green Behavior and Green Human Resource Management . However, Employee Green Behavior doesnot have a significant effect on Green Human Resource Management . In addition, this variable is also unable to mediatethe relationshipbetweenGreen Leadership and Green Human Resource Management . This finding confirms that in public sector organizations, the role of leadership is more dominant in encouraging the implementation of environmental-based human resource management practices than through individual employee behavior
Employee Performance Model Based on Green OCB and Green Transformational Leadership Through Green Work Engagement Iim Yulianti; Indah Lestari; Ahmad Ahmad
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2131

Abstract

Ecological pressures demand that the public sector integrate sustainability into employee performance, but the underlying psychological mechanisms are still limited. This study examines the effect of Green OCB and Green Transformational Leadership (GTL) on Employee Performance through Green Work Engagement (GWE) as a mediator. A quantitative study on employees of the Environmental Agency used PLS-SEM analysis with SmartPLS and bootstrapping. The results showed that Green OCB and GTL had a significant positive effect on employee performance directly and on GWE. GWE also had a significant effect on performance, but the indirect effect through GWE was not significant, indicating that GWE did not mediate the relationship. It was concluded that voluntary pro-environmental behavior and green leadership improve employee performance directly without requiring GWE mediation, so direct implementation of sustainability values in the work practices of public organizations is important
The Influence of Motivation, Training and Ability Factors on Employee Performance at PT Pacific Eastern Coconut Utama Leni Maylani; Agus Riyanto; Irene Kartika Eka Wijayanti
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2140

Abstract

This study aims to analyze the effect of motivation, training, and ability on employee performance at PT Pacific Eastern Coconut Utama (PECU) Pangandaran. This research applied a quantitative method with a descriptive analytical approach to provide an accurate representation of the relationships between variables. The population consisted of 715 employees, with a sample size of 103 respondents determined using the Slovin formula at a 10% significance level. Primary data were collected through questionnaires, field observations, and documentation. Data analysis was conducted using multiple linear regression assisted by SPSS software, which included validity and reliability tests, classical assumption tests, t-tests, F-tests, and coefficient of determination analysis. The results indicated that motivation, training, and ability partially had a positive and significant effect on employee performance. Simultaneously, these three variables also significantly influenced employee performance in achieving the company's operational targets. The coefficient of determination showed that motivation, training, and ability contributed 73.2% to employee performance, while the remaining 26.8% was influenced by other factors outside the research model. Therefore, enhancing motivation, development through training, and strengthening employee capabilities are essential to optimizing overall organizational performance. Keyword: motivation, training, ability, employee performance
Analysis Of Social Return On Investment On The Umkm Fest Program By Diskoperindag Of Bima City From A Sharia Economic Perspective Jaitun Afriani; Ihwan P. Syamsudin; Dinah Husniah
JURNAL ECONOMINA Vol. 5 No. 5 (2026): JURNAL ECONOMINA, Mei 2026
Publisher : LPPM Sekolah Tinggi Ilmu Ekonomi 45 Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55681/economina.v5i5.2141

Abstract

This study aims to assess the effectiveness of the 2025 MSME Fest Program organized by the Bima City Office of Industry and Trade (DISKOPPERINDAG) for culinary entrepreneurs, by integrating the Social Return on Investment (SROI) approach and an Islamic economic perspective. The background is based on the crucial role of MSMEs in the local economy, although they are still constrained by market access, capital, and managerial capabilities. The research method uses a mixed method approach with a sequential explanatory design, where quantitative analysis is conducted to measure changes in income and employment, while qualitative analysis is used to interpret the results based on Islamic economic principles. The study population consisted of 120 participants, with a focus on 80 MSMEs in the culinary sector. The results showed an average increase in income of Rp 7,126,875 and an average additional workforce of 0.86 people per business after the program. The SROI ratio reached 3.46, which means that every Rp 1 investment produces 3.46 economic benefits. Furthermore, interviews with business actors also indicated that the program aligns with the principles of justice ( 'adl), cooperation ( ta'awun) , benefit (maslahah) , and welfare (falah) . The results reinforce that combining SROI with Islamic economics yields a comprehensive analysis and provides practical applications for strengthening sustainable MSME empowerment policies

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