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Jalan Lingkok Pandan No 208 Kwang Datuk, Desa Selebung Ketangga, Kec. Keruak, kab. Lombok Timur, Prov. Nusa Tenggara Barat, Indonesia
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ARZUSIN: Jurnal Manajemen dan Pendidikan Dasar
Published by Lembaga Yasin Alsys
ISSN : 28094484     EISSN : 28094093     DOI : -
Core Subject : Religion, Education, Social,
Religion Education Social Sciences
The journal aims to provide a forum for scholarly understanding of the field of education and plays an important role in promoting the process that accumulated knowledge, values, and skills. Scientific manuscript dealing with education, and science topics are particularly welcome to be submitted. The journal encompasses research articles, original research report, and scientific reviews in education.
Arjuna Subject : Ilmu Sosial - Pendidikan
Articles 729 Documents
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Strategi Pengembangan Warung Madura dalam Meningkatkan Pendapatan di Kecamatan Jombang Muhamad Andhika Budi Prasetyo; Naily El Muna; Ashlihah Ashlihah
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10391

Abstract

Although microenterprise development strategies have been widely studied, research that specifically discusses the development of Warung Madura in increasing income from the perspective of Islamic economics remains limited. This study aims to analyze the business development strategies of Warung Madura in Jombang Subdistrict and their role in increasing income. This study used a qualitative approach with a case study design, involving four Warung Madura owners selected through purposive sampling. Data were collected through interviews, observation, and documentation, then analyzed using the interactive model of Miles and Huberman. The results show that business development strategies were carried out through simple planning, endeavor, family deliberation, and business evaluation by maintaining product availability, extending operating hours, providing good service, and implementing simple financial recording. These strategies played a role in increasing income through rapid inventory turnover and the ability of Warung Madura to meet the daily needs of the community. The conclusion of the study affirms that product availability, reasonable prices, service quality, and family-based management are important factors in increasing business income ethically and sustainably. The implications of this study provide theoretical contributions to the development of Islamic economics literature, particularly in the study of microenterprises based on family values and business ethics, as well as practical implications for Warung Madura owners in strengthening business management strategies. This study also opens opportunities for further research on financial management, business legality, and digital adaptation of Warung Madura.
Pengaruh Pendapatan dan Ketahanan Ekonomi terhadap Tingkat Stres Petani Jagung Perempuan di Dusun Tanete Jeneponto Andi Asti Handayani; Tuti Supatminingsih; Sudirman Sudirman
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10396

Abstract

The high economic pressure experienced by women corn farmers in Tanete Hamlet, Jeneponto Regency, has the potential to affect stress levels in household life and agricultural activities. This study aims to analyze the effect of income and economic resilience on the stress levels of women corn farmers. This study used a quantitative approach with a cross-sectional survey design. The research sample consisted of 30 respondents selected using a purposive sampling technique. Data were collected through a Likert-scale questionnaire and analyzed using multiple linear regression with the assistance of the JASP application. The results show that economic resilience has a negative and significant effect on stress levels, whereas income does not have a partially significant effect. Simultaneously, income and economic resilience have a significant effect on stress levels. The conclusion of the study affirms that household economic resilience is an important factor in reducing the stress levels of women corn farmers. The implications of this study provide theoretical contributions to the development of studies on household economics and the welfare of women farmers, as well as practical implications for village governments, community empowerment institutions, and relevant stakeholders in designing economic empowerment and social support programs for women farmers.
Analisis Risiko Pembiayaan pada Produk Cicil Emas di BSI KFF Jember Politeknik Negeri Zulfatur Rofiah; Amara Amarwati; Nurul Setianingrum
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10408

Abstract

The Cicil Emas product is one of the investment financing products offered by Bank Syariah Indonesia (BSI) and is popular among the public because it facilitates gold ownership through an installment mechanism in accordance with sharia principles. However, the increasing public interest in this product is also accompanied by various risks that need to be managed effectively so that financing quality can be maintained. This study aims to analyze financing risks in the Cicil Emas product and the implementation of risk management carried out by BSI KFF Jember Politeknik Negeri in managing these risks. This study used a qualitative method with a descriptive approach. Data were obtained through observation, interviews, and documentation, with primary data sources from the bank and secondary data from books, journals, company documents, and other supporting sources. Data were analyzed using the interactive model of Miles and Huberman, which includes data collection, data reduction, data display, and conclusion drawing. The results show that the main risks in the Cicil Emas product include financing risk, market risk, and operational risk. To manage these risks, BSI KFF Jember Politeknik Negeri implements risk management through the stages of risk identification, measurement, monitoring, and control in accordance with applicable regulations. Risk management implementation is carried out through 5C analysis, periodic financing monitoring, determination of the Loan to Value (LTV) ratio, customer education, and improvement of human resource competence. The conclusion of the study affirms that the implementation of risk management in the Cicil Emas product plays an important role in maintaining financing quality and minimizing potential risks that may affect financing performance. The implications of this study provide practical contributions for Islamic banking institutions in strengthening investment financing risk governance based on murabahah in a more measurable, prudent, and sustainable manner.
Pengaruh Lingkungan Keluarga dan Lingkungan Sosial terhadap Manajemen Keuangan Generasi Sandwich Andi Asti Handayani; Tuti Supatminingsih
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10409

Abstract

The increasing phenomenon of the sandwich generation has become an important issue because this group faces financial responsibilities toward two generations simultaneously, thereby requiring good financial management skills. This study aims to analyze the influence of family environment and social environment on the financial management of the sandwich generation in Makassar City. This study used a quantitative approach with an explanatory survey design. Data were collected through the distribution of questionnaires to 150 respondents selected using a purposive sampling technique. Data analysis was conducted using the JASP application through validity testing, reliability testing, descriptive analysis, and multiple linear regression. The results show that family environment and social environment have a positive and significant influence on the financial management of the sandwich generation. Family environment is the most dominant variable, with a β coefficient value of 0.633, whereas social environment has a β value of 0.445. The coefficient of determination (R²) of 0.577 indicates that 57.7% of the variation in financial management can be explained by family environment and social environment. The conclusion of the study affirms that family environment and social environment play an important role in shaping the financial management behavior of the sandwich generation. The implications of this study provide theoretical contributions to the development of financial behavior studies, as well as practical implications for families, government, and financial institutions in improving financial literacy and financial management among the productive-age population.
Pengaruh Big 4 Auditor Utilization, Audit Committee, dan Capital Intensity terhadap Tax Aggressiveness Nasywa Thania; Abdillah Arif Nasution; Adi Syah Putra; Dio Agung Herubawa
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10429

Abstract

Although tax aggressiveness has been widely examined in the taxation and corporate governance literature, research findings on the effects of Big 4 Auditor Utilization, Audit Committee, and Capital Intensity on Tax Aggressiveness in manufacturing companies listed on the Indonesia Stock Exchange remain inconsistent. This study aims to analyze the effects of Big 4 Auditor Utilization, Audit Committee, and Capital Intensity on Tax Aggressiveness in manufacturing sector companies listed on the IDX during the 2021–2024 period. This study used a causal quantitative approach with a population consisting of manufacturing sector companies listed on the IDX during the study period. The sample was determined using purposive sampling, resulting in 58 companies with a total of 232 observation data. The data were analyzed using multiple linear regression for panel data with the Fixed Effect Model (FEM) selected, accompanied by classical assumption tests and hypothesis testing using EViews 12 software. The results showed that Audit Committee had a significant negative effect on Tax Aggressiveness, whereas Capital Intensity had a significant positive effect on Tax Aggressiveness. Meanwhile, Big 4 Auditor Utilization had a positive but insignificant effect on Tax Aggressiveness. These findings contribute to the development of the literature on the determinants of tax aggressiveness, particularly in the context of manufacturing companies in Indonesia. Practically, the results of this study may serve as a consideration for management and regulators in strengthening corporate governance mechanisms and formulating more accountable tax strategies.
Optimizing Infrastructure Management as an Effort to Improve Educational Quality at MTS. Mathalibul Huda Mlonggo Kamal Izzuddin; Sukarman Sukarman; Mustaqim Mustaqim
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10434

Abstract

Infrastructure management is a critical component of educational quality improvement, particularly in madrasah settings where learning effectiveness depends on the availability, usability, and sustainability of educational facilities. This study aims to analyze the optimization of infrastructure management as an effort to improve educational quality at MTs. Mathalibul Huda Mlonggo. The research focuses on infrastructure planning and procurement, the utilization and maintenance of educational facilities, and the contribution of infrastructure management to improving the quality of madrasah education. A qualitative approach with a case study design was employed. Data were collected through observation, in-depth interviews, and documentation involving the head of the madrasah, the vice principal for infrastructure, teachers, educational staff, students, and the madrasah committee. Data were analyzed using the Miles, Huberman, and Saldaña model, consisting of data condensation, data display, and data verification. The findings show that infrastructure management optimization is implemented through needs-based facility planning and procurement, sustainable utilization and maintenance of educational facilities, and management practices oriented toward learning effectiveness. The implementation of infrastructure management contributes to improving the quality of the learning process, the comfort of the learning environment, student motivation, educational service quality, and public trust in the madrasah. This study concludes that systematic and participatory infrastructure management can serve as an effective strategy for sustainably improving the quality of madrasah education. The study contributes to educational management practice by emphasizing the strategic role of facility governance in strengthening institutional quality, learning effectiveness, and community confidence.
Tinjauan Teori POAC terhadap Perencanaan Siswa dalam Upaya Stabilitas Mutu Lulusan di SMAN 2 Pekalongan Kistanti Kistanti; Mutammam Mutammam
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10471

Abstract

Student planning is an important aspect in maintaining the stability of graduate quality, yet studies that specifically discuss the application of the POAC management functions in student planning for quality stability remain limited. This study aims to analyze the application of the POAC management functions, which include planning, organizing, implementation, and controlling, in the student planning process. This study used a qualitative approach with an interview design, involving two informants selected through an informant selection technique. Data were collected through interviews and analyzed using content analysis techniques. The results showed that strategic student affairs planning was carried out in a structured manner through annual work meetings based on evaluations of previous graduates and government regulations. The school established graduate quality parameters focusing on academic score standards and designed a double-track program that had not yet been implemented to improve students’ work readiness. In addition, the potential of new students was mapped using the RIASEC model to ensure appropriate major placement. Quality stability was also maintained through a clear division of tasks among the school team, moral development, regular monitoring, and routine evaluation every semester. The conclusion of this study affirms that the structured integration of the POAC management functions plays an important role in supporting the stability of graduate quality. These findings contribute to the development of the literature on quality-based student management and provide practical implications for educational institutions in designing curriculum enrichment programs and building a synergistic distribution of roles within the school team.
Penerapan Model Project-Based Learning Berbantuan Komik Digital terhadap Kreativitas Siswa dalam Mengapresiasi Cerita Anak Kelas V Sekolah Dasar Wisuda Pramarta Lubis; Sri Wulandari; Sutarini Sutarini
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10492

Abstract

Students’ low ability to appreciate children’s stories, particularly in understanding intrinsic elements such as characters, plot, setting, and moral message, as well as their low creativity in expressing story comprehension, constitutes an important problem in Indonesian language learning in elementary schools. This condition is influenced by learning that remains teacher-centered and the lack of use of engaging media. This study aims to improve creativity and the ability to appreciate children’s stories through the implementation of the Project-Based Learning (PjBL) model assisted by digital comic media among Grade V students at SD Negeri 091641 Bandar Tinggi. This study used the Classroom Action Research (CAR) method, which was implemented in two cycles, with each cycle including the stages of planning, implementation, observation, and reflection. The research subjects consisted of 27 students. Data were collected through observation, tests, and documentation using instruments in the form of observation sheets and assessment rubrics for creativity and understanding of the intrinsic elements of stories. The results showed a significant improvement from the pre-cycle to Cycle II. In the pre-cycle, students in the high creativity category reached only 33.33%, whereas those in the low category reached 37.03%. In Cycle I, the high creativity category increased to 68.18%, and in Cycle II it reached 81.48%, with no students in the low category. The ability to understand the intrinsic elements of stories also improved, as reflected in students’ ability to identify characters, understand the plot sequentially, recognize the setting completely, and find the moral message in their own words. The use of digital comics as a learning stimulus helped students understand stories in a visual, engaging, and meaningful way. The conclusion of this study affirms that the implementation of PjBL assisted by digital comics can improve creativity and the ability to appreciate children’s stories. The implications of this study indicate that project-based learning with digital comic media provides space for students to be actively involved, think creatively, collaborate, and express ideas and imagination through real works in the form of scrapbooks and dioramas.
Pengaruh Kualitas Pelayanan dan Harga terhadap Keputusan Pembelian Air Minum Isi Ulang pada Depot Rakha Kabupaten Muaro Jambi Fenti Furnamasari; Arsa Arsa; Victor Diwantara
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10512

Abstract

Refill drinking water purchasing decisions are influenced by various factors, particularly service quality and price, but studies that specifically position Depot Rakha in Muaro Jambi Regency as the research object with local consumer characteristics remain limited. This study aims to analyze the effect of service quality and price on purchasing decisions for refill drinking water at Depot Rakha in Muaro Jambi Regency. This study used a quantitative approach with a causal survey design. The research sample consisted of 96 respondents selected using convenience sampling. Data were collected through questionnaires, then analyzed using validity testing, reliability testing, classical assumption testing, multiple linear regression, t-tests, and F-tests. The results showed that service quality had a positive and significant effect on purchasing decisions, with a calculated t-value of 7.372 > table t-value of 1.985 and a significance value of 0.000 < 0.05. Price also had a positive and significant effect on purchasing decisions, with a calculated t-value of 6.398 > table t-value of 1.985 and a significance value of 0.000 < 0.05. Simultaneously, service quality and price had a significant effect on purchasing decisions, with a calculated F-value of 51.687 > table F-value of 3.09. The conclusion of this study affirms that improving service quality and setting competitive prices play an important role in encouraging consumers’ purchasing decisions for refill drinking water. The implications of this study provide practical input for the management of Depot Rakha in strengthening service strategies and pricing policies to sustainably increase consumer loyalty and purchasing decisions.
Pengaruh Persepsi Social Character AI terhadap Pengungkapan Pribadi (Analisis pada Generasi Z di Indonesia) Sharon Michella Gultom; Melati Mediana Tobing
ARZUSIN Vol 6 No 4 (2026): AGUSTUS
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/arzusin.v6i4.10587

Abstract

Although human interaction with Artificial Intelligence (AI) has received attention in various studies, research that specifically examines the influence of perceived social presence of Character AI on self-disclosure among Generation Z in Jakarta remains limited. This study aims to analyze the influence of perceived social presence of Character AI on self-disclosure among Generation Z in Jakarta. This study used a quantitative approach with an explanatory survey design, involving 96 Generation Z respondents aged 18–29 years who resided in Jakarta and were selected using purposive sampling. Data were collected using a Likert-scale questionnaire to measure perceived social presence of Character AI and the level of self-disclosure, then analyzed through descriptive statistics, validity testing, reliability testing, and simple linear regression with the assistance of SPSS software. The results showed that Generation Z had a high perception of social presence toward Character AI, characterized by feelings of closeness, comfort, and social presence during interactions. The respondents’ level of self-disclosure was also in a relatively high category, particularly in the aspects of opinions, interests, personal experiences, and emotional conditions. The findings showed a positive influence of perceived social presence of Character AI on self-disclosure among Generation Z in Jakarta. The conclusion of this study affirms that perceived social presence plays an important role in encouraging users’ self-disclosure when interacting with AI. Theoretically, this study contributes to the development of digital communication studies and human–AI interaction, while practically it provides implications for AI technology developers in designing systems that are more responsive to users’ emotional needs. This study also opens opportunities for further research on other factors that influence self-disclosure in human–AI interactions.

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