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INDONESIA
KEYNESIA : INTERNATIONAL JOURNAL OF ECONOMY AND BUSINESS
Published by Arka Institute
ISSN : 28297725     EISSN : 28297253     DOI : https://doi.org/10.55904/keynesia
Core Subject : Economy, Science, Education, Social,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences Other
1. ECONOMIC DEVELOPMENT ECONOMICS; Monetary, Finance and banking, International Economics, Public Economics, Development Economics, Regional Economics. 2. MANAGEMENT SCIENCE; Marketing, Financial Management, Human Resource Management, Entrepreneurship, International Business. 3. ACCOUNTING SCIENCE; Public Sector Taxation and Accounting, Accounting Information Systems, Auditing, Financial Accounting Accounting, Management Behavioral Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 65 Documents
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Analysis of quality control in clothing production using SQC (Statistical Quality Control) and 5W+1H methods Nugroho, Iwan Satriyo; Maulana, Ade Alam; Mubharoq, Muhamad Rizqi; Rafi, Mochamad; Fuadi, Nazibul; Alam , Saepul
Keynesia : International Journal of Economy and Business Vol. 3 No. 2 (2024): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v3i2.1248

Abstract

CV Tujuh Pusaka Tala is a start-up company engaged in the clothing and sports jersey convection industry, as well as marching band musical instruments known by the brands 7MJR Store for clothing and SevenMajor for marching band musical instruments. This study was conducted to analyze the quality control of clothing production at CV. Tujuh Pusaka Tala using the Statistical Quality Control (SQC) method and the 5W and 1H approach to minimize defective products. The SQC methods used include Checksheet, Control Map, Histogram, Pareto Diagram and Cause and Effect Diagram to identify and control variability in the production process. While the 5W and 1H approach is applied to understand the main causes of product defects and find the right solution. The results of the study showed that there were 4 types of defects in the production process at CV. Tujuh Pusaka Tala, namely printing defects, screen printing defects, stitching, and material defects. The main factors causing production defects include humans, materials, machines, methods, and the environment. It can be concluded that the quality control of clothing production at CV. Tujuh Pusaka Tala using the Statistical Quality Control (SQC) method and the 5W and 1H approach to minimize defective products has been implemented well so that it can minimize the existence of defective products.
Analysis of the implementation of the CDC (Centralized Document Collateral) credit file system at BTN Syariah Bandung through the PDCA cycle Nurfadillah, Nendita Syalwa; Sudrajat, Sulton; Rahmawati, Indi Siti; Indriawati, Rani; Rosinawati, Dian
Keynesia : International Journal of Economy and Business Vol. 3 No. 1 (2024): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v3i1.1253

Abstract

Bank BTN, in supporting KPR financing, requires customers to prepare several documents, including personal identity, financial information, and certificates of title to home/equipment/vehicle ownership guarantees. Efficient storage and management of these documents are crucial to prevent loss due to mismanagement. To enhance services, Bank BTN has implemented a Centralized Document Collateral (CDC) documentation system. This study aims to analyze the CDC system's implementation using the PDCA cycle to evaluate each work step. Employing a qualitative descriptive method, data were collected from credit processing units at Bank BTN Syariah Bandung through observations, interviews, and literature studies. The findings indicate that the CDC system significantly improves document management efficiency, with key benefits including reduced document loss, streamlined retrieval processes, and enhanced security measures. These improvements contribute to more effective work processes and higher service quality for customers. However, some obstacles were identified, such as limited technological infrastructure and storage capacity, which require follow-up actions to enhance performance. Solutions like increasing server capacity, adopting cloud storage, optimizing data management can address these issues. The study concludes that the CDC system is a valuable tool in documenting customer credit files at Bank BTN Syariah Bandung, offering substantial enhancements in operational effectiveness and document security.
Analysis of generation Z transaction interest in sharia banks based on digitalization and cyber security Aisyah, Siti; Istianah, Dede; Firmansyah, Aditya; Halim, Muhammad Abdul; Cahyanti, Irni Sri
Keynesia : International Journal of Economy and Business Vol. 3 No. 1 (2024): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v3i1.1254

Abstract

Digitalization is the change of analog to digital processes. The existence of digitalization provides great benefits for every industrial sector, including banking. Behind all these benefits there are risks that must also be faced, therefore cyber security is needed to overcome or defend data from cyber attacks (cyber crime). This study aims to determine the influence of digitalization and cyber security on the interest of generation z transactions in Islamic banks. The employed methodology is a quantitative research approach utilizing the SPSS program. The data for this study was collected by the distribution of online questionnaires using Google Forms to respondents, using purposive sampling approaches. The data gathered is considered primary data. The results of this study partially show that the digitalization variable does not affect the interest in generation z transactions in Islamic banks with a t-value of 1.761 > the table t of 1.978 and the cyber security variable affects the interest of generation z transactions with a t-value of 6,000 > t table of 1.978. simultaneously, digitalization and cyber security significantly affect the interest in Generation Z transactions in Sharia Banks with f calculation 49.43 > F table 3.07. Therefore, digitalization and cyber security strengthen the reason for generation Z in making transactions at Islamic banks in their daily lives.
Analysis of Islamic financial literacy and demographics on saving decisions in Islamic banks Nawawi, Sultan; Nurwahid, Fadla; Nurhasanah, Ikeu; J Juniar, Dera Vila; Muhsin, Muhsin
Keynesia : International Journal of Economy and Business Vol. 3 No. 1 (2024): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v3i1.1255

Abstract

When the level of Islamic financial literacy in society is high, it will lead to the growth of development financing, this is based on public awareness to save and invest in Islamic financial institutions. Apart from the Islamic financial literacy factor, demographic factors include age, gender, income, and education level. This research uses a mixed-method approach: quantitative methods in bibliometric studies and qualitative methods in literature review studies. The object of research is Islamic financial literacy and demographics. The type of data used is secondary data. The scope of the data used is research journal articles on Islamic Financial Literacy and Demographics on Saving Decisions in Islamic Banks. In 2023, Islamic financial literacy showed significant progress, the highest level in the last five years. Wibowo (2023) reported that of 1800 respondents, 65% had sufficient knowledge of Islamic financial products. Financial literacy programs supported by the government, an increase in the number of Islamic financial institutions, and the development of Islamic financial technology are the main drivers of this progress. The increase in Islamic financial literacy from 2019 to 2023 shows a positive development in public acceptance and understanding of the Islamic financial system. This directly impacts the increase in saving decisions in Islamic banks. The research results from 2019 to 2023 show that demographic factors such as age, gender, education level, income, and marital status significantly influence the decision to save in Islamic banks.
Factor affecting islamic fintech adoption by Gen Z in West Java with religion as moderating variable Br Siregar, Kristina Valentina; Soma, Abdul Mukti; Sitorus, Palti Marulitua
Keynesia : International Journal of Economy and Business Vol. 3 No. 2 (2024): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v3i2.1277

Abstract

In the age of fast digitalization, it’s crucial to comprehend the consumer behavior of the younger generation, particularly in relation to the acceptance of Islamic fintech. This research aims to study the factors that influence Gen Z in adopting Islamic fintech and investigate the potential impact of Religious Orientation. The study uses a questionnaire to collect data from 311 Gen Z in West Java, using SEM-PLS to evaluate the research model and test hypotheses. The results of Smart PLS path analysis revealed that several factors significantly influenced the adoption of Islamic fintech. In particular, perceived risk, financial literacy, perceived benefits and trust, were identified as very important determinants in shaping Gen Z's decision to adopt Islamic fintech. In addition, this study also reveals the important role of religious orientation as a moderator that influences the relationship between perceived risk, perceived benefit, and trust towards the adoption of Islamic fintech by Gen Z in West Java. This study adds to the existing literature on Islamic Fintech adoption and improves understanding of the key drivers in this domain. In addition, this study emphasizes how religious orientation can influence individual attitudes and behaviors regarding the adoption of Islamic Fintech.
The Influence of attitude, subjective norm, awareness, knowledge, and trust of Millennial and Gen Z on the adoption of fintech services in the sharia banking sector with facilitating conditions as a moderating variable Kusbiantara, Elvara Hana Salsabila; Soma, Abdul Mukti; Sitorus, Palti Marulitua
Keynesia : International Journal of Economy and Business Vol. 4 No. 1 (2025): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v4i1.1288

Abstract

Financial Technology (FinTech) has become a major innovation that influences people's financial behavior, changing the way payments are made easier. This research aims to study the factors that influence Millennials and Gen Z in Bandung in adopting FinTech services in the Sharia banking sector. These factors include attitudes, subjective norms, awareness, knowledge, trust and facilitating conditions. The data used in this research was collected through a questionnaire surveying 400 Sharia banking customers, limited to Millennials and Gen Z in Bandung. Data analysis carried out in this research using Partial Least Square Structural Equation Modeling (PLS-SEM). The findings of this study reveals that attitude, subjective norms, awareness, knowledge, and trust significantly influence consumer’s intention to adopt FinTech services. This study also identifies that facilitating conditions, as a moderating factor, have a significant impact on both attitudes and awareness with regard to consumers' intentions to adopt FinTech services. However, facilitating conditions does not moderate the influence of subjective norms, knowledge, or trust on intention to adopt FinTech services. Fundamentally, this study investigates the factors influencing Sharia bank consumer's intentions to adopt FinTech services. The findings aim to provide valuable insights for FinTech and Sharia banking companies, as well as policymakers, in designing marketing strategies and product development that better align with the needs and preferences of Millennials and Gen Z.
Measurement of the social investment impact of the bahtera segara program using the social return on investment method (SROI) Asmoro, Aryo Aji; Nurwafi F, Luthfi; Shintadewi, Milasania
Keynesia : International Journal of Economy and Business Vol. 3 No. 2 (2024): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v3i2.1293

Abstract

PT Pertamina Patra Niaga Integrated Terminal Semarang conducted this study to analyze the impact of the BAHTERA SEGARA (Bahagia Sejahtera Nelayan Pesisir Semarang Utara) Program, aiming to enhance the program's quality in the future. This research employs the SROI method to measure the impact of all activities carried out by PT Pertamina Patra Niaga Integrated Terminal Semarang within the framework of the BAHTERA SEGARA (Bahagia Sejahtera Nelayan Pesisir Pesisir Semarang Utara) Program. Based on the study results of the BAHTERA SEGARA Program (Bahagia Sejahtera Nelayan Pesisir Semarang Utara), this program has proven to be effective and has a significant positive impact. The program has succeeded in improving the economic, social, and environmental welfare of the target community groups and communities that replicate it independently. Increasing SROI scores from 2020 to 2023 indicate that the program is increasingly effective in delivering benefits, particularly through the replication of food crop cultivation and increased fish processing productivity. The program also contributes to the reduction of greenhouse gas emissions and supports climate change adaptation efforts. The program's successful replication demonstrates the effectiveness of BAHTERA SEGARA as a collective learning tool, as well as its potential for replication in other areas with similar conditions.
The influence of training and development on employee performance in the cleaning services of PT Nusantara Abadi Sejahtera Tangerang Wibowo, Faathir Arthurio; Herayati, Herayati; Windasari, Vicky
Keynesia : International Journal of Economy and Business Vol. 4 No. 1 (2025): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v4i1.1300

Abstract

Low competence and job training in Indonesia cause employee performance to be less competitive. This research was conducted because of complaints related to the work ethic and discipline of PT Nusantara Abadi Sejahtera cleaning service employees who were considered lacking, thus reducing service quality. The study employed a quantitative approach, employing a saturated sample strategy for sampling. Data was collected from 56 employees through a combination of in-person interviews, questionnaires, and observational studies. The F and T tests were used for data analysis in order to see the partial and simultaneous effects of development and training on employee performance. A t-count of 3.344 and a significance of 0.002 indicate that training significantly affects employee performance, while a t-count of 2.053 and a significance of 0.045 indicate that development also positively affects performance. There is a statistically significant relationship between training and development and employee performance, as shown by the F-test results (F-count: 90.618, p = 0.000). It is clear that training and development programs have a substantial impact on employee performance, and this impact is both partial and simultaneous. As a result, it is crucial for firms to constantly enhance their training and development programs in order to boost employee performance.
Analyzing QRIS adoption factors and its effects on usability and decision-making in Jayapura’s MSMEs Rofingatun, Siti; Kambuaya, Maylen K.P; Solissa, Rian Noviani
Keynesia : International Journal of Economy and Business Vol. 3 No. 2 (2024): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v3i2.1334

Abstract

The background of this research is based on the urgency of adopting digital payment technology to improve transaction efficiency and financial inclusion among MSMEs. The Indonesian government has initiated QRIS as a solution for easy and efficient digital payments, but its implementation among MSMEs still faces various challenges. Through a survey of 50 MSME players in Jayapura City, this study shows that the adoption of QRIS significantly affects the efficiency of financial recording and improves the accountability of financial statements. The results of this analysis show that both independent variables, namely Perceived Benefit (X1) and Perceived Ease (X2), have a significant influence on the Decision to Use QRIS (Y) among MSME players. The results of this study indicate that positive perceptions of the benefits and convenience of QRIS are closely related to the level of adoption among MSMEs. The research instrument used shows good reliability, and the regression results show that these two variables significantly influence the decision to use QRIS. This study recommends increasing digital and financial literacy to optimize QRIS adoption, and encourages stakeholders to continue promoting QRIS as part of economic digitalization.
The effectiveness and efficiency of financial realization as the basis for budget projection for 2026–2030 at the regional civil service agency of East Kalimantan province Maududi, M Tofa; Suharto, Rachmad Budi; Roy, Juliansyah
Keynesia : International Journal of Economy and Business Vol. 4 No. 2 (2025): Keynesia: International Journal of Economics and Business
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/keynesia.v4i2.1658

Abstract

This study examines the effectiveness and efficiency of the budget realization of the Regional Personnel Agency of East Kalimantan Province for the 2020–2024 period, and prepares budget projections for 2026–2030 as a basis for medium-term financial planning. The purpose of this study is to evaluate budget performance and provide recommendations for improvement. The method used is a quantitative descriptive approach with effectiveness and efficiency ratio analysis. Effectiveness is measured by comparing budget realization and targets, while efficiency is calculated from the comparison of budget outputs and inputs. The results show that budget effectiveness tends to be in the effective category, although there are fluctuations that cause some years to be in the moderately effective category. Meanwhile, budget efficiency shows stability in the efficient to very efficient categories. Budget projections for 2026–2030 are prepared by considering historical budget growth and fiscal efficiency policies. These findings are expected to strengthen performance-based budget governance and become the basis for accountable and results-oriented decision-making in local governments. Recommendations include improving budget planning, implementing a periodic monitoring and evaluation system, conducting human resource training, and focusing on program results and impacts to improve the effectiveness and efficiency of the Regional Personnel Agency's budget management.

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