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IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah
Published by Sekolah Tinggi Agama Islam Al-Mas'udiyah Sukabumi
ISSN : 28298101     EISSN : 28292960     DOI : https://doi.org/10.69768
Core Subject : Economy, Social,
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice
JThis journal focused on Islamic law on economics and finance studies and present developments through the publication of articles. Specifically, the journal will deal with topics, including but not limited to Islamic law on Islamic Banking, Islamic Marketing, Islamic Human Resources, Islamic Finance, Zakah, Waqf, Poverty Alleviation, Islamic Public Finance, Monetary Economics, Economic Development, Maqasid al-Shariah, Institutional Economics, Islamic management, Behavioural Economics and Finance, Corporate Governance, Risk Management, Shariah issues, Financial Engineering, Securitization and Sukuk, Islamic Capital Markets, Insurance and Takaful, Regulatory Issues, Corporate Social Responsibility in Islam and other topics which related to this area. The journal is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 91 Documents
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Murabahah Financing Disputes An Analysis of Klaten Religious Court Decision Number 891Pdt.G2024PA.Klt M Ibrahim Aziz
IQTISHOD: Jurnal Pemikiran dan Hukum Ekonomi Syariah Vol. 3 No. 2 (2024): Volume 3 Nomor 2 Tahun 2024
Publisher : STAI Al-Mas'udiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69768/ji.v3i2.336

Abstract

This study analyzes the implementation of a murabahah financing contract and the legal considerations of the panel of judges in assessing default in Klaten Religious Court Decision Number 891/Pdt.G/2024/PA.Klt. The study employs a normative juridical method with a descriptive-analytical approach. Secondary data were obtained through library research and documentary study, including the court decision, the Compilation of Sharia Economic Law, DSN-MUI Fatwa Number 04/DSN-MUI/IV/2000 on Murabahah, relevant legislation, and scholarly literature. The analysis compares the legal facts established in the decision with the pillars, requirements, and principles of murabahah and the rules governing default in sharia economic law. The findings show that, formally, the agreement specifies the parties, financing object, principal price, profit margin, period, and installment mechanism. Substantively, however, an issue arises concerning ownership of the goods because the financing funds were delivered to the customer to purchase construction materials, while the decision does not establish that the goods were first owned by the BMT before being sold to the customer. The panel nevertheless found the defendant in default because of failure to make installments as agreed. The decision therefore illustrates a distinction between formal contractual validity and substantive compliance with the murabahah mechanism. Keywords: Default; Islamic economic law; Murabahah; Sharia financing; Dispute

Page 10 of 10 | Total Record : 91

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