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INDONESIA
Jurnal Ekonomi, Teknologi dan Bisnis
Published by Al-Makki Publisher
ISSN : 2964903X     EISSN : 29629330     DOI : https://doi.org/10.57185/jetbis
urnal Ekonomi, Teknologi dan Bisnis (JETBIS) is a double blind peer-reviewed academic journal and open access to social and scientific fields. The journal is published monthly once by Al-Makki Publisher. Jurnal Ekonomi, Teknologi dan Bisnis (JETBIS) provides a means for sustained discussion of relevant issues that fall within the focus and scopes of the journal which can be examined empirically. The journal publishes research articles covering all aspects of Economic, Technology and Business, ranging from Economics, Management, Accounting, entrepreneurship, Business, MSME and Technology that belong to the Economic, Technology and Business context.
Articles 369 Documents
Digital Economic Transformation on People's Consumption Patterns Rinaldy, Rio; Setiawati, Nur Syahrani
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 5 No. 2 (2026): Jurnal Ekonomi, Teknologi dan Bisnis
Publisher : Al-Makki Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/1atxbp67

Abstract

The digital economic transformation has transformed various aspects of people's lives, including consumption patterns. Developments in information technology, the internet, and digital platforms have driven changes in the way people search for, compare, and purchase goods and services. This study aims to analyze the impact of the digital economic transformation on changes in people's consumption patterns. The study used a qualitative approach with descriptive methods. Data were obtained through literature studies, observations of digital economic activities, and secondary data analysis from official reports and related publications. The results show that the digital economic transformation has driven a shift in consumption patterns from conventional to digital, characterized by increased use of e-commerce, non-cash payments, and a preference for ease and speed of transactions. Furthermore, the digital economy also influences impulsive consumption behavior and increases purchasing power based on technology access. This study concludes that the digital economy plays a significant role in shaping the consumption patterns of modern society and requires adaptive policies to support consumer protection and economic sustainability.
Cloud-Based ERP Integration in Regional Hospitals: A Critical Analysis Success Factors and Change Management in Indonesia Saputro, Wahyu Eko; Fransisca, Vika
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 5 No. 2 (2026): Jurnal Ekonomi, Teknologi dan Bisnis
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/4c23t524

Abstract

Digital transformation in the public health sector has become increasingly urgent to meet demands for efficiency, transparency, and integrated services. In this context, the implementation of cloud-based Enterprise Resource Planning (ERP) systems represents a strategic solution for Regional Hospitals (RSD) in Indonesia. This study aims to identify the Critical Success Factors (CSFs) and examine the role of change management using the ADKAR model in supporting successful cloud ERP implementation. A qualitative case study approach was employed across several regional hospitals, with data collected through in-depth interviews, field observations, and document analysis. The findings indicate that the success of cloud ERP implementation is strongly influenced by digital readiness, leadership support, user training, and the quality of vendor partnerships. Furthermore, the ADKAR model effectively facilitates the transition process by guiding organizational change from awareness to reinforcement. The implementation also contributes to operational efficiency, including reduced inventory costs, faster HR administrative processes, and improved reporting transparency. However, several challenges persist, such as user resistance, limited sustainable budgets, and disparities in digital infrastructure across regions. This study concludes that successful cloud ERP implementation requires an integrative approach that combines technological, organizational, and human factors to achieve sustainable outcomes in public healthcare systems.
The Role of Real-Time Business Intelligence in Supporting Digital Transformation and National Economic Resilience Solikhah, Mar'atus; Ahad, Abdul
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 5 No. 2 (2026): Jurnal Ekonomi, Teknologi dan Bisnis
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/jevh6f74

Abstract

This study examines the strategic role of Real-Time Business Intelligence (RTBI) in supporting digital transformation and strengthening Indonesia's national economic resilience, by addressing the critical gap between rapid technological advances and institutional capacity to leverage data-driven decision-making for sustainable economic development. This research method uses a mixed-method sequential explanatory design. Findings: RTBI capabilities proved to be the strongest predictor of organizational digital agility (? = 0.742; p < 0.001), with 73.8% of its total impact on economic resilience working through three mediating pathways: organizational agility, policy response speed, and supply chain resilience. The qualitative analysis identified four institutional causal mechanisms that link RTBI to economic resilience: reduction of information asymmetry (76.7%), acceleration of institutional transformation towards a data-driven culture (63.3%), strengthening real-time fiscal stability monitoring (56.7%), and improved systemic risk detection capabilities (50.0%). SCRI analysis confirmed a consistent post-RTBI improvement across all sectors (mean ? = +12.6 points). Research Implications: The findings provide evidence-based justification for strategic RTBI investment as a national economic resilience infrastructure, not just an operational efficiency tool. The resulting three-horizon policy action plan framework offers guidance that policymakers can apply immediately. Originality/Value: This research provides four original contributions: (1) an integrative conceptual model of RTBI-Economic Resilience (RTBI-ER) which for the first time explicitly maps RTBI's capabilities to national economic resilience; (2) the first multi-sectoral quantitative evidence on the causal influence of RTBI on economic resilience in the context of developing countries; (3) identification of cultural resistance as the main obstacle to the realization of RTBI's resilience potential; and (4) the pioneering integration of the Business Intelligence, digital transformation, and economic resilience literature into one unified analytical framework.
Survival Strategies for Culinary MSMEs in the Post-Pandemic Recession: A Case Study on Sellers in Elementary Schools Irfan Azis; Ani Wahyuni
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 4 No. 9 (2025): Jurnal Ekonomi, Teknologi dan Bisnis
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/xhcfgs65

Abstract

The COVID-19 pandemic and subsequent global recession have significantly impacted culinary MSMEs, especially those operating in primary school environments with high dependence on a single market. This study aims to comprehensively identify and analyze the survival strategies developed by culinary MSMEs in the elementary school context in response to the post-pandemic recession. It employs a qualitative approach with an interpretive paradigm to gain an in-depth understanding of the survival strategies of culinary MSMEs within the post-pandemic elementary school environment. Data were collected through in-depth interviews, observations, and focused group discussions over 8 months, then analyzed thematically using the Sustainable Livelihood Approach framework. The findings reveal four key strategies: (1) product and market diversification, (2) extreme operational efficiency, (3) social capital mobilization, and (4) diversification of revenue sources. However, the effectiveness of these strategies is constrained by structural barriers such as limited access to formal financing and digital literacy. The study’s implications emphasize the need for contextual empowerment policies, including unsecured microcredit programs, simple digital training, and the role of school institutions as facilitators to build the resilience of micro MSMEs in limited markets.
Assessing Cybersecurity Strategies for Critical Infrastructure Protection in the Era of Digitalization Septien Dwi Savandha
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 4 No. 9 (2025): Jurnal Ekonomi, Teknologi dan Bisnis
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/733cga36

Abstract

The protection of critical infrastructure in the digital era faces escalating cyber threats, most notably ransomware, necessitating rigorous cybersecurity strategies. This study aims to assess the current cybersecurity approaches employed in critical infrastructure sectors, determine key vulnerabilities, and highlight pressing implementation barriers amid advancing digitalization. Employing a descriptive qualitative research design, the study engaged purposively selected cybersecurity professionals, IT managers, and policymakers across key infrastructure sectors. Data were collected via semi-structured interviews and document analysis, followed by thematic analysis using both inductive and deductive coding to extract salient organizational and technical themes. The analysis revealed that ransomware poses the most frequent and impactful threat, while organizations predominantly rely on traditional controls such as network segmentation and employee training. Advanced dynamic measures, such as real-time monitoring, remain underutilized. Organizational barriers—including resource constraints, regulatory ambiguity, and legacy system complexity—were consistently reported as major hindrances to effective cybersecurity implementation. These findings underline a critical need for targeted innovation, workforce development, and policy reform to bridge the gap between threat sophistication and current defense practices. The study advances theoretical understanding of cyber risk management in complex infrastructures and offers practical recommendations for future policy and organizational strategy. Study limitations include qualitative scope and sample representativeness, suggesting the need for longitudinal and sector-wide quantitative research.
Analysis of Social Return on Investment (SROI) at the Pijar Gemilang Community Development Program of PT PLN Nusantara Power Unit Pembangkitan Remban Jayadi, Jayadi; Apriyanto, Bambang; Saputra, Edi; Putra, Vernando Pratama; Prastyo, Dimas Aji
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 5 No. 4 (2026): Jurnal Ekonomi, Teknologi dan Bisnis
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/mnmvd439

Abstract

Objective of this study is to analyze the social investment impact of the PIJAR GEMILANG Community Development Program implemented by PT PLN Nusantara Power UP Rembang using the Social Return on Investment (SROI) approach. This program represents a waste-based social innovation initiative utilizing dragon fruit waste and FABA waste as raw materials for organic fertilizer and a farmer savings system, located in Trenggulunan Village, Pancur District, Rembang Regency. Methods employed a quantitative approach within the Social Innovation Impact Measurement (SIIM) framework using the SROI method. Data were collected through in-depth interviews with 15 involved stakeholders, field observations, and secondary document studies including strategic planning documents, monitoring and evaluation reports, and community satisfaction indexes. Data analysis proceeded through seven stages: stakeholder identification, program input mapping, outcome determination, impact monetization, present value calculation with discount rates of 6% (2023), 6% (2024), and 4.75% (2025), and SROI ratio calculation. Results indicate that the PIJAR GEMILANG Program involves 15 stakeholders with four primary community groups (KWT Lestari, KTH Parikesit, Pokdarwis PARTA, and BUMDes Unggul Sejahtera). Total investment value during the 2023–2025 period reached IDR 150,912,200, while total benefits generated reached IDR 432,341,526. The SROI ratio obtained was 2.86, meaning that every IDR 1 invested generates IDR 2.86 in social benefits. Tangible program impacts include 16.3 tons of waste managed (81.09%), increased income for KWT Lestari members of IDR 25,650,000 per year, the SERUNI farmer savings system valued at IDR 104,775,000, dragon fruit picking tourism income of IDR 72,000,000 per year for 15 farmers, and bokashi fertilizer savings of IDR 4,788,000.
An Analysis of the Relationship Between Government Spending and Economic Growth in Developing Countries: A Qualitative Analysis of Spending Size, Composition, and Fiscal Efficiency Nabila, Maulina; Dayuni, Dayuni; Sagita, Ahmad Bahar; Puspita, Gina; Saied, Muhammad
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 5 No. 2 (2026): Jurnal Ekonomi, Teknologi dan Bisnis
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/80spg373

Abstract

The debate over the relationship between government spending and economic growth in developing countries is never over because the empirical findings are far from uniform. This article examines this relationship through a critical literature review enriched by descriptive analysis of secondary data from the World Development Indicators, the IMF's Fiscal Monitor, and World Bank reports and working papers. The focus of the analysis is placed on three dimensions: the size of spending, the composition of spending, and the efficiency of fiscal management. The results of the synthesis show that government spending does not work automatically as a growth engine. The size of the budget is important, but its influence is largely determined by the structure of spending, the quality of institutions, fiscal space, and the ability of the state to convert spending into physical capital and productive human capital. Public investment spending tends to have a more pronounced growth impact when efficiency is high, fiscal space is adequate, and projects are selectively selected. On the other hand, education and health spending more often shows a gradual impact, with long-term benefits that depend on the quality of services, rather than simply a nominal increase in spending. The main implication is that the fiscal agenda in developing countries should shift from simply enlarging the budget to improving the composition, governance, and effectiveness of public spending.  
Spiritual Values in The Economic Practices of Al-Bahjah Students in Central Cirebon Apipah, Neng Ulpa; Rosidah, Rosidah; Askhiyah, Umamah Mumtazah; Tarudi, Tarudi; Abdurrasyid, R. Ilfan Muhammad
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 4 No. 11 (2025): Jurnal Ekonomi, Teknologi dan Bisnis
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/w4rx0187

Abstract

Pesantren in Indonesia function not only as centers of religious learning but also as spaces for forming Islamic-based economic values. Despite growing scholarly interest in pesantren entrepreneurship, the spiritual dimensions underpinning santri economic practices remain empirically underexplored. This study aims to explore the spiritual values embedded in the economic practices of santri at Al-Bahjah Islamic Boarding School, Central Cirebon, and to understand how these values shape the pesantren's economic culture. Methods: A qualitative case study design incorporating ethnographic techniques was employed. Data were collected through participatory observation and semi-structured in-depth interviews with three purposively selected informants — one institutional treasurer and two active santri — over three days (27–29 October 2025). Findings reveal that economic activities within the pesantren serve not merely as financial transactions but as a medium of moral and spiritual education. Core values — honesty (ash-shidq), trustworthiness (al-mas'uliyyah), blessing (al-barakah), and mutual help (ta'awun) — underpin every economic interaction. Distinctive practices including e-money as a moral governance instrument, integration of sholawat and dhikr into economic activities, and selective procurement of goods free from pro-Israel products constitute an economy grounded in spirituality and social accountability. The economic practices of Al-Bahjah santri represent a manifestation of spiritual economy that integrates economic, moral, and theological dimensions within a single cultural practice, offering an alternative paradigm that enriches Islamic economics discourse rooted in pesantren culture.
The Role of Ijtihad in the Development of Islamic Economics in the Era of Globalization: A Library Research and Fatwa Institutions Analysis Imam, Sokhibul
Jurnal Ekonomi Teknologi dan Bisnis (JETBIS) Vol. 4 No. 10 (2025): Jurnal Ekonomi, Teknologi dan Bisnis
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Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57185/eave1s88

Abstract

Globalization has fundamentally transformed the global economic order, presenting complex challenges for the development of the Islamic economic system, particularly in areas such as digital finance, cryptocurrencies, Islamic fintech, and global sukuk markets that were not addressed in classical fiqh literature. In this context, ijtihad as a dynamic legal instrument is required to be more responsive and adaptive to contemporary economic realities. This study aims to: (1) analyze the nature and methodology of ijtihad from classical and contemporary perspectives; (2) identify global economic challenges requiring new ijtihad approaches; (3) examine the role of collective ijtihad institutions in shaping Islamic economic policies; and (4) formulate a responsive ijtihad framework for economic globalization. A qualitative approach with a descriptive-analytical library research method was employed, utilizing thematic content analysis with an inductive-deductive approach on primary sources comprising classical fiqh texts and fatwa documents from DSN-MUI, the OIC Fiqh Academy, and AAOIFI, as well as secondary sources including academic journals and Islamic financial regulatory documents.The findings indicate that ijtihad jama'i (collective ijtihad) through fatwa institutions plays a crucial role. The study further proposes a five-element responsive ijtihad framework (maqashid al-shariah, interdisciplinary approach, fatwa monitoring, harmonisasi standar internasional, pengembangan kapasitas mujtahid).

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