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Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Published by Sekolah Tinggi Agama Islam Darul Qalam Tangerang
ISSN : 28279395     EISSN : 28279433     DOI : https://doi.org/10.55883/jiemas
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Adalah Jurnal Ilmiah Ekonomi, Manajemen dan Syariah, terbit secara daring pada bulan April, Agustus dan Desember. untuk menyebarluaskan hasil-hasil penelitian dalam bidang Ekonomi dan sub bidang ekonomi lainnya
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 80 Documents
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PERLINDUNGAN HUKUM KONSUMEN TERHADAP PERJANJIAN STANDAR DALAM TRANSAKSI JUAL BELI MELALUI E-COMMERCE DI INDONESIA BERDASARKAN PERATURAN PERUNDANG-UNDANGAN Ibrahim, Anis
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 3 No. 3 (2024): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v3i3.88

Abstract

Consumer protection in transacting through internet media, how is the validity of the use of standard agreements in e-commerce buying and selling transactions in Indonesia based on the Law on Information and Electronic Transactions No. 11 of 2008, regarding this inability can be started from the fact that there is no specific definition for e-commerce within the framework of the ITE Law, because trade activities carried out electronically are understood as "electronic transactions". How is the legal protection for consumers based on Law No. 8 of 1999 concerning the Consumer Protection Law (UUPK). Technological advances have led to a virtual world of trade transactions through the internet (e-commerce). As well as consumer protection in transactions in buying and selling leads to the failure to meet sellers and buyers directly. A sale and purchase agreement agreement will usually be reached through the medium of term of use and sale term conditions or what is called a standard agreement that has been provided by the website merchant, and if an online consumer accepts the term of use and sales term conditions, then the consumer only needs to select the accept button and at that time an agreement is born between the website merchant and the online consumer. The research method used is normative juridical. The data collection technique used is a literature study. In the consumer law No. 8 of 1999, there is consumer protection.
PENGARUH TRANSAKSI DIGITAL BANKING TERHADAP FEE BASED INCOME DI SEKTOR PERBANKAN Syahrani, Sefiza; Fasa, Muhammad Iqbal
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 3 No. 3 (2024): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v3i3.89

Abstract

This study aims to analyze the influence of digital banking transactions on fee-based income in the banking sector. In the era of digital transformation, banks face the challenge of adapting to technological innovations that can increase cost-based revenue. The method used in this study is a qualitative approach with data collection techniques through in-depth interviews and observations at several banks that implement digital banking services. The results show that digital banking transactions significantly contribute to the increase in fee-based income, with factors such as the number of transactions and customer satisfaction being the main keys. The prospects of this study show that further development in digital banking services can increase the competitiveness of banks and provide added value for customers.
PENGARUH PENGGUNAAN MOBILE BANKING (M-BANKING) TERHADAP TINGKAT KEPUASAN NASABAH PADA GENERASI MILENIAL YANG MENJADI NASABAH DI BANK SYARIAH STUDI PADA MAHASISWA FAKULTAS FEBI UIN RADEN INTAN LAMPUNG Melati, Jean Vania Dwi; Fasa, Muhammad Iqbal
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 4 No. 1 (2025): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v4i1.90

Abstract

This study aims to determine whether perceived benefits, perceived security, perceived ease of use, and perceived trust influence customer satisfaction levels in using mobile banking among millennial customers of Islamic banks. This research uses a qualitative approach, with data collected through questionnaires distributed to students of the Faculty of Economics and Business Islam (FEBI) at UIN Raden Intan Lampung. The results show that perceived ease of use and perceived trust have a positive and significant effect on customer satisfaction. Meanwhile, perceived benefits and perceived security do not significantly affect customer satisfaction among students using mobile banking at FEBI. The study’s findings indicate that the use of mobile banking positively and significantly influences students’ interest in saving with Bank Syariah Indonesia (BSI) and has a moderate relationship, meaning it is neither too strong nor too weak but significant between satisfaction with mobile banking usage at BSI. This provides practical implications for Islamic banks to continuously improve the quality of mobile banking services to enhance customer satisfaction, especially among young people
ANALISIS POTENSI PETANI KOPI SEBAGAI UPAYA MENINGKATKAN KESEJAHTERAAN MASYARAKAT DALAM PERSPEKTIF EKONOMI ISLAM Jiter, Arda; Fasa, Muhammad Iqbal; Suharto, Suharto
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 4 No. 1 (2025): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v4i1.91

Abstract

Ulubelu District is one of the coffee production centers in Tanggamus Regency, especially in Pekon Gunung Tiga. Pekon Gunung Tiga is located in the area of Ulubelu District, Tanggamus Regency, Lampung Province. Based on (Regulation of the Minister of Agriculture, 2014) coffee is a plantation commodity that plays an important role in the Indonesian economy. Coffee is basically a plant that is very easy to find in various regions in Indonesia. This plant is generally grown in mountains that have cold air temperatures. Abundant natural resources should be looked at in depth so that their use can be very optimal, one of the natural resources that has extraordinary potential is coffee, coffee is one of the plantation commodities that is quite developed in Indonesia, The problem that arises is that many people after harvesting coffee do not have any side jobs anymore so that it leads to famine. The method in this study is qualitative by relying on primary data in the form of interviews and secondary. The results that researchers found are that the coffee harvest is not as large as a whole to meet the needs of one year, but also depending on the weather, if it is good, the harvest is also large and vice versa.
PENGARUH KUALITAS LAYANAN TERHADAP KEPUASAN NASABAH DALAM MANAJEMEN PEMASARAN BANK SYARIAH Azzahra, Fathia Afra Annisa; Fasa, Muhammad Iqbal; Suharto, Suharto
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 4 No. 1 (2025): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v4i1.92

Abstract

This study aims to determine the quality of service in the marketing management of Islamic banks, the most important criteria that can affect customer satisfaction and analyze the level of customer satisfaction in each Islamic bank. This research uses quantitative and secondary methods. With the results of this study can be proven because there is a positive influence on the quality of service to be of interest to customers. From the quality of service, there is also a positive impact on the decision to the customer. From this research, many also found that the equipment for financing includes those that can have a positive impact on becoming customers. Meanwhile, interest in customers will have a positive impact on customer decisions in the quality of Islamic banking services
PERSEPSI MANFAAT DAN PERILAKU NASABAH TERHADAP BANK SYARIAH Kurniawan, Fery; Fasa, M Iqbal; Suharto, Suharto
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 4 No. 1 (2025): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v4i1.94

Abstract

Islam has regulated human behavior in meeting their needs, namely not deviating from Islamic teachings, including financial institutions. Islamic banks are now popular among the people of Indonesia so that Islamic banks have a big role in improving the banking world in Indonesia. With a population of Indonesia that is more Muslim, Islamic banks have great prospects with increased and knowledge about the awareness to use Islamic banking products and feel the benefits. However, different reactions will describe different behaviors, namely different consumers will give different reactions in terms of feelings towards information about the existence of Islamic banking, attitudes usually play a major role in shaping behavior. The purpose of this study was to determine the effect of knowledge and attitudes on people's behavior in Islamic banks.
PERDAMAIAN DALAM KITAB SUCI AGAMA-AGAMA Ardiansyah, Wahyu
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 4 No. 1 (2025): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v4i1.95

Abstract

 Among the human traits is the love of peace and tranquility. Some people are willing to do anything to seek tranquility and peace in their lives. So, peace is a global vision of mankind in the world. In order to maintain world peace, the United Nations was born and formed. Before humans realized the importance of peace, religions had taught and advised humans about the conception of peace. Religions in Indonesia with their respective holy books are very instrumental in creating peace in a pluralistic and multicultural Indonesian society. However, the role of religion is very dependent on the understanding, appreciation and practice of religious teachings of its adherents. A good understanding of the conception of peace in the holy book will result in the appreciation and practice of these values in society. Knowledge of the conception of the teachings of other religions also helps in building tolerance and egalitarian principles in the lives of religious believers in Indonesia. It is on this basis that this research was conducted, to uncover and encompass some of the conceptions of peace teachings in the holy books of religions in Indonesia. Based on these holy books, this research was conducted.
ANALISIS DAYA SAING EKSPOR BIJI KOPI HIJAU INDONESIA DI PASAR INTERNASIONAL TAHUN 2014-2023 Sihombing, Devi Ananda Elisa; Widayatsari, Any
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 4 No. 1 (2025): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v4i1.96

Abstract

This study aims to analyze and determine the level of competitiveness of Indonesian green coffee bean exports in the international market. This research was conducted using secondary data from various sources, including BPS (2024), International Coffee Organization (2024), and UN Comtrade (2024). The secondary data used is in the form of time series data within a period of 10 years (2014-2023). The green coffee beans that are the object of research are all types of green coffee beans. The data analysis method uses quantitative analysis methods used to analyze the level of competitiveness of Indonesian green coffee bean commodity exports in the international market which includes: Revealed Comparative Advantages (RCA) and Trade Specialization Index (ISP). Based on the analysis of the average value of Revealed Comparative Advantages (RCA) from 2014-2023 amounting to 4.90, Indonesia has a comparative advantage in trading green coffee beans in the international market. However, Indonesia's comparative advantage is still low compared to Ethiopia, Colombia, Brazil and Vietnam. Indonesia's green coffee beans have high competitiveness, with an average value of Indonesia's Index of Trade Specialization (ISP) of 0.87. This indicates that Indonesia is an exporter of green coffee bean commodities. Positive ISP results greater than 0 indicate that Indonesian green coffee bean commodities have strong competitiveness, because the value of Indonesian green coffee bean exports is greater than the value of Indonesian green coffee bean imports.
HUBUNGAN TINGKAT PENGANGGURAN DAN PERTUMBUHAN EKONOMI DALAM PERSPEKTIF ISLAM Putri, Silvia Usmayanti; Habiba, Meilany Pramesti; Falefy, Kurnia Yulia Ayu; Mawarni, Nadia Hera; Hidayati, Amalia Nuril
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 4 No. 1 (2025): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v4i1.99

Abstract

Unemployment is one of the major issues in the economy, particularly in developing countries such as Indonesia. This journal examines the relationship between unemployment and economic growth from an Islamic economic perspective. In Islam, unemployment is viewed as an injustice that affects not only the economy but also moral and social aspects. This study adopts a qualitative approach through literature review. The findings indicate that high unemployment rates can hinder economic growth, increase social burdens, and exacerbate inequality. In the Islamic context, the solution to unemployment involves not only technical government policies but also the optimization of Islamic financial instruments such as zakat, infāq, ṣadaqah, and waqf. Furthermore, Islam promotes inclusive and just economic growth by encouraging job creation aligned with sharia principles. Therefore, synergy between government, society, and the Islamic economic system is essential to reduce unemployment and foster equitable economic development.
RELASI SUAMI ISTERI ANTARA SYARAH UQUD AL-LUZZAI, KHI DAN PERTUKARAN PASAR Fatawi, Fatawi
Jurnal Ilmiah Ekonomi, Manajemen dan Syariah Vol. 4 No. 2 (2025): JIEMAS: Jurnal Ilmiah Ekonomi, Manajemen dan Syariah
Publisher : STAI Darul Qalam Tangerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55883/jiemas.v4i2.112

Abstract

This study examines Syarah Uqud al-Lujain by Sheikh Nawawi al-Bantani using a doctrinal legal approach and social change theory. The focus of the research is on the first and second chapters, which discuss the obligations of husbands and wives in building a harmonious family. In the modern context that emphasizes gender equality, the relevance of this text is often questioned. To address this, the study employs social exchange theory as the main framework, supported by the credo or shahada theory and the market price equilibrium theory. The research applies a library-based method with critical analysis of relevant literature. The findings indicate that although the book emerged within a patriarchal culture, its content does not contradict gender-friendly principles. Rather, it emphasizes reciprocal relations as an exchange of rights and obligations grounded in religious commitment, aiming to achieve equilibrium in family life

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