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Rizal Kamsurya
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Indo-Fintech Intellectuals: Journal of Economics and Business
Published by Lembaga Intelektual Muda Maluku
ISSN : 28082443     EISSN : 28082222     DOI : https://doi.org/10.54373/ifijeb
Core Subject : Economy, Humanities, Social,
Humanities Economics, Econometrics & Finance Social Sciences
Indo-Fintech Intellectuals: Journal of Economics and Business (IFI-JEB) is a fully refereed (double-blind peer review) and an open-access online journal for academics, researchers, graduate students, early-career researchers and students, published by Lembaga Intelektual Muda (LIM) Maluku. IFI-JEB is a periodical publication (two times a year, in March and September) with the primary objective to disseminate scientific articles in the fields of economics, business, and accounting
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 870 Documents
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Pemberdayaan Masyarakat Tani Nelayan dan Peternak (Studi pada Dinas Tanaman Pangan Hortikulturan dan Perkebunan Provinsi Papua Barat) Indiati, Indiati; Pattiran, Muhamad; Wahyudi, Sigit
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1225

Abstract

Special Efforts for the Protection and Empowerment of Farmers, Fishermen and Breeders to build local communities to improve welfare and a better standard of living, so that all people participate in all areas of life. The purpose of this paper is to find out how the form of protection and empowerment of Fishermen and Livestock Farmers in West Papua Province. The research method used is qualitative research method, the type of research used is literature research, observation and random approach to farmer groups, fishermen, and breeders in the field. The results of this study indicate that the role of the government in implementing protection and empowerment of farmers, fishermen and breeders as Regulators, Facilitators, and Catalysts. Concretely, the form of protection and empowerment of farmers, fishermen and breeders can be done by forming farmer groups to facilitate the distribution of information through agricultural counseling and training in general to groups of farmers, fishermen and breeders. Forms of protection - Farmer Protection and Empowerment is based on a. sovereignty; b. independence; c. usefulness; d. togetherness; e. integration; f. openness; g. efficiency-justice; and h. sustainability. The protection and empowerment of farmers, fishermen and livestock is the responsibility and obligation of the government must be carried out in a just, trustful, and non-discriminatory manner as a prerequisite for realizing welfare
Peramalan Indeks Harga Properti Residensial di Kota Yogyakarta Tahun 2024 Hasan, Ahmad Dhitsah
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1230

Abstract

This study aims to forecast the demand for residential property in Yogyakarta for the period of Q1 to Q4 2024. The ARIMA (Autoregressive Integrated Moving Average) model is used to analyze historical data and determine the best model for each type of IHPR (Residential Property Price Index): simple, middle, and luxury. The results of the study show that the ARIMA (0,1,1) model is selected for simple IHPR, ARIMA (1,1,1) for middle IHPR, and ARIMA (1,1,0) for luxury IHPR. The forecasting results show a positive trend for all types of IHPR, indicating the growth of the residential property sector in Yogyakarta in the forecasted period. However, there is insignificance in the ARIMA (0,1,1) model for simple IHPR, so further research is needed to verify the forecasting results. Overall, this study provides an optimistic picture of the prospects for the residential property sector in Yogyakarta for the period of Q1 to Q4 2024. This information can help stakeholders make strategic decisions in the property industry
Pengaruh Laporan Keuangan dan Pengelola Zakat Terhadap Kepercayaan Muzakki Pada Baitul Maal Hidayatullah Bengkulu Hendri, Hendri; Yusnita, Yuli
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1234

Abstract

This research aims to analyze the influence of variables, namely the Influence of Financial Report Transparency and Zakat Management on Muzakki's Trust in Baitul Maal Hidayatullah (BMH) Bengkulu Representatives. As a non-profit organization, the Amil Zakat Institution needs to pay attention to the transparency of financial reports and zakat management regarding muzakki trust. In this research, data was collected through questionnaires distributed at the Bengkulu Representative Baitul Maal Hidayatullah (BMH) institution. The respondents in this study were muzakki BMH. The number of samples whose data were successfully processed was 84 muzakki. The sample selection method used is a non-probability method, namely convenience sampling, which is a sampling technique based on ease of access to members of the population. The results of hypothesis testing show that there is a positive influence of transparency of financial reports and zakat management on muzakki trust. This means that the higher the transparency of the institution's financial reports and zakat management, the higher the muzakki's trust in Baitul Maal Hidayatullah (BMH) Bengkulu Representative.
The Strategic Role of Social Media as a Marketing Communication Tool to Enhance the Competitiveness and Sales of MSMEs Sutrisno, Sutrisno; Yani, Ahmad; Diawati, Prety
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1235

Abstract

Social media offers high accessibility and broad reach. With relatively low costs, MSMEs can reach a larger and more diverse audience compared to traditional media. This research aims to understand how social media can be strategically utilized by MSMEs as a marketing communication tool to enhance their competitiveness and sales. This research is a literature review study with a qualitative approach. The data sources used in this study were obtained from scholarly articles accessed through Google Scholar from 2014-2024. The study results show that social media has proven to be an essential element in marketing strategies for MSMEs. By effectively utilizing social media, MSMEs can build a strong online presence, engage in two-way dialogues with customers, maintain close relationships with existing customers, reach global markets at affordable costs, and better measure their marketing performance. Thus, social media not only becomes a communication tool but also a key to success for MSMEs in this digital era.
Evaluasi Strategi Pemasaran Melalui Analisis Swot pada Usaha Vouin Dafsa Lisa, Lisa; Beni, Sabinus
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1245

Abstract

Business is a word that we often hear in every conversation between people who are carrying out various activities. Business can be interpreted as a business in the world of trade or a certain business field. Business in general terms can be interpreted as an activity or activity which includes activities such as: producing goods/services, distributing goods/services, then selling them to consumers whose goods/services are useful for their daily lives. The aim of this research is to find out a picture of the implementation of the Dafsa Vouin business before and after a SWOT analysis. This type of research is qualitative with an individual interview method. A qualitative approach is a research procedure that produces descriptive data in the form of written or spoken words from people or observable behavior. Data collection was carried out by the author directly from the original source or location where the research was carried out, up to finding ways to obtain it. The following are the results of interviews that have been answered by respondents with marketing strategies that have been carried out by business actors in providing services and promoting Vouin Dafsa businesses to consumers. Based on the research results that have been obtained, it can be concluded that there are several strategies used, namely SWOT analysis to improve the Vouin Dafsa business
Analisis Motivasi Kerja dalam Meningkatkan Kinerja Karyawan Pada Toko Dewi Sri Kabupaten Sumenep Wardhatul Hasanah; Kurdi, Moh.
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1246

Abstract

This study aims to analyze work motivation in improving employee performance at Dewi Sri Store in Sumenep Regency. The main issues faced are the lack of recognition for work achievements, less conducive working conditions, inadequate reward and incentive systems, and ineffective communication between management and employees. A qualitative approach was used with in-depth interview and direct observation methods. The research results show that employee work motivation is influenced by intrinsic and extrinsic factors. Intrinsic factors include recognition and appreciation as well as training and development, which have been proven to increase employee enthusiasm and performance. Extrinsic factors encompass working conditions, reward and incentive systems, and effective communication between management and employees. This research reveals that consistent recognition, improvement of working conditions, competitive reward systems, transparent communication, and continuous training programs play a significant role in enhancing employee motivation and performance. The implementation of strategies that optimize these factors is expected to create a more productive and harmonious work environment, thereby improving overall employee performance and company success
Akuntabilitas Pengelolaan Dana Zakat Pada Badan Amil Zakat Nasional Kabupaten Kolaka Athiyah, Nikmatul; Idrus, Mukhammad; Anwar, Azwar
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1256

Abstract

This study aims to: To determine the accountability of zakat fund management in BAZNAS Kolaka Regency based on Law No. 23 of 2011 and PSAK 109. The variable in this study is a single variable. The population in this study is the management of BAZNAS Kolaka Regency and the report on the management of zakat funds. The sample of this study is the management of BAZNAS Kolaka Regency consisting of four people representing each collection division, distribution division, utilization division, and reporting division and report on zakat fund management in 2021. Data collection techniques are carried out by interviews and documentation. The data analysis uses qualitative descriptive, comparative analysis and the Gross Conformity Index formula. The results of this study show that the management of zakat in BAZNAS Kolaka Regency, includes the process of collecting, distributing, utilizing, and reporting zakat in accordance with Law No. 23 of 2011. In terms of recognition, measurement and presentation have been in accordance with PSAK 109 based on IKK calculations. However, in terms of disclosure, the implementation of PSAK 109 is not appropriate based on the calculation of the IKK. Thus, BAZNAS of Kolaka Regency is not fully compliant with PSAK 109
Highlighting the Contribution of Technological Entrepreneurship to the Dynamics of Knowledge-Based Economic Growth in the Academic Environment of Students Mahmudin, Tono
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1257

Abstract

In the era of globalization and digitalization, economic growth increasingly relies on innovation and knowledge. Knowledge-based economies emphasize the importance of quality human resources, research, and technology to drive economic progress. The academic environment of students is one of the main centers for creating and developing new knowledge. This research aims to explore and highlight the contribution of technological entrepreneurship among students to the dynamics of knowledge-based economic growth. This study employs a literature review method with a qualitative approach and descriptive analysis. Data collection is conducted using Google Scholar as the primary source to gather scholarly articles from the period 2002-2024. The results of the study indicate that technological entrepreneurship in the academic environment of students plays a significant role in shifting the economic paradigm towards inclusive and sustainable knowledge-based growth. In an era where technology serves as the main engine of economic transformation, technological entrepreneurship opens opportunities for students to become agents of change shaping the future economy
Human Resource Development Strategies to Enhance Small Business Economic Growth in Community Settings Sutrisno, Sutrisno; Siminto; Ausat, Abu Muna Almaududi
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1258

Abstract

Human resource development (HRD) is a key factor in driving economic growth, particularly among small businesses. Skilled and competent human resources can enhance productivity and efficiency, thereby fostering faster economic growth. This research aims to identify and analyze effective HRD strategies in boosting the economic growth of small businesses within community settings. This study employs a literature review method with a qualitative approach and descriptive analysis. Data sourced from Google Scholar span publications between 2001 and 2024. Findings indicate that HRD plays a crucial role in enhancing the economic growth of small businesses within communities. Skilled and trained human resources can elevate productivity, efficiency, and innovation, thus enhancing the quality of products and services offered and business competitiveness. including access to education, financial limitations, and inadequate infrastructure. Effective HRD strategies should address these challenges through educational and training programs, improving working conditions, leadership development, and collaboration among stakeholders
Pengaruh Rasio CAR, LDR, ROA, ROE, NIM, BOPO Terhadap NPL di Bank Pembangunan Daerah di Sumatera Yasmir, Yasmir; Widyastuti, Ira; Marlina, Eva
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 2 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i2.1263

Abstract

This study aims to evaluate the relationship between the variables of Capital Adequacy Ratio (CAR), LDR (Loan to Deposit Ratio), ROA (Return on Assets), Return on Equity (ROE), Net Interest Margin (NIM), and Operating Expenses to Operating Income (BOPO) with Non-Performing Loans (NPL), and to identify other potential factors influencing NPL. This research involves the analysis of data from 40 bank samples in Sumatra. The data analysis techniques used include significance tests, multicollinearity tests, heteroscedasticity tests, and regression analysis to understand whether the Capital Adequacy Ratio and other variables have a significant impact on Non-Performing Loans, as well as to explore the strengths and weaknesses of the regression model used. The results indicate that CAR has a significant relationship with NPL, while other variables such as LDR, ROA, ROE, NIM, and BOPO do not show a significant influence. The regression model demonstrates a strong correlation between the independent variables and NPL, with approximately 41.8% of the variation in NPL being explained by the independent variables in the model. Nonetheless, other factors need to be considered to fully understand the variation in NPL

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