cover
Contact Name
Mu'adil Faizin
Contact Email
muadilfaizin27@gmail.com
Phone
+6285783356289
Journal Mail Official
muamalah@metrouniv.ac.id
Editorial Address
St. Ki Hajar Dewantara 15A Iring Mulyo, East Metro, Metro City, Lampung Province, Indonesia, Postcode 34111. Phone : 0725-41507, Fax: 0725-47296
Location
Kota metro,
Lampung
INDONESIA
Mu'amalah : Jurnal Hukum Ekonomi Syariah
ISSN : -     EISSN : 29864712     DOI : https://doi.org/10.32332/muamalah
Mu`amalah specializes in the study of sharia economic law, as well as conducting scientific publications containing research articles on sharia economic law to support the development of Islamic jurisprudence. This journal is published twice a year in the January-June period and the July-December period by the Metro State Islamic Institute.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 80 Documents
Praktik Khiyar pada Jual Beli Tiket Transportasi dalam Tinjauan Hukum Ekonomi Syariah di Mandailing Natal Hamid, Asrul
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.v2i1.7033

Abstract

Khiyar is defined in Islamic teachings as a form of option right given by the seller to the buyer to continue or cancel a sale and purchase transaction with the aim of causing pleasure so that a sense of satisfaction is created between the two parties and there is no dispute in the future. Sometimes buyers feel dissatisfied with the goods being traded due to unknown problems that require the buyer to cancel purchases made previously, as was the case in buying and selling transportation tickets in Mandailing Natal Regency. This research is a field research with an analytical descriptive approach, namely describing the phenomena that occur and then analyzing it so that the results of the research are obtained. The results of this study can be concluded that the practice of khiyar in buying and selling transportation tickets in Mandailing Natal Regency is not fully in accordance with the principles of Islamic teachings, even though the khiyar provisions regarding ticket cancellation have been stipulated in the ticket, the provisions are not yet in accordance with the concept of muamalah and the provisions are not conveyed to the buyer ticket when a sale and purchase transaction occurs.
Jual Beli dengan Sistem Arisan Kabupaten Kota Waringin Timur Desa Samuda Amin, Muhammad
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.v2i1.7037

Abstract

Along with its development, buying and selling have been carried out through the gathering system. Buying and selling with the gathering system aims to help meet the needs of the gathering participants and help sell merchant merchandise. Apart from the benefits, there are also several problems when buying and selling with this system, as happened in a village in Indonesia where gold is a commodity object. This type of research is empirical juridical research with a socio-legal approach. Data collection techniques in this study were observation, interviews, and documentation. This study aims to determine the practice of buying and selling using the gathering system in Samuda Village, East Kotawaringin Regency, Central Kalimantan. The result shows that buying and selling with the gathering system is istishna and permissible to implement. However, if there are gathering participants who default, it will provide a gap for losses to one of the parties. Then, the objects of buying and selling by the gathering system carried out by the people in the village are various kinds of goods. However, when the practice of buying and selling through the gathering system with gold jewelry objects, the law is prohibited based on the losses experienced by the gathering participants and the prohibition in Islam against crediting gold, it can be concluded that the law of gold gathering is unlawful. Hopefully, this research can provide understanding to the public to avoid harmful buying and selling and can increase Sharia buying and selling.
Konsep Kebikan Moneter dalam Perspektif Hukum Ekonomi Syariah Abdianti, Dini; Restu, Anisa; Al ayyubi, Sholahuddin
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.v2i2.7042

Abstract

Monetary policy in Islamic economic law is a key branch of economic studies that focuses on understanding the nature, functions, and impacts of monetary actions on the economic activities of a nation. In Islamic economics, monetary policy is not solely concerned with the supply and demand of money but also integrates principles of justice, equity, and brotherhood, aiming for equality and the fair distribution of wealth and income. This article adopts a qualitative research approach, with data analysis conducted through descriptive analysis. Descriptive analysis is used to present the research findings clearly, based on the evidence gathered. The findings indicate that monetary policy plays a vital role in maintaining economic stability by ensuring a balanced distribution of money within the economy. When the circulating money supply is not proportional to the amount of goods and services available, it can disrupt economic stability. This study highlights that in Islamic economic law, the balance between money supply and the production of goods and services is crucial for preventing economic instability and ensuring equitable wealth distribution.
Analisis Faktor Penyebab Runtuhnya BMT LRisma dan Bmt SSB Lampung Timur: Studi UU No. 4 Tahun 2023 tentang Penguatan Sektor Keuangan Arifin, Zainal
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.v2i1.7058

Abstract

The existence of BMT in the Indonesian economy is needed, because of the purposethe establishment of BMT is to improve the quality of economic business for welfaremembers in particular and society in general, who have not been reached by the InstitutionBanking Finance. BMT (Bait al-Mal wa at-Tamwil) can also be used asalternative for the prohibition of usury in conventional bank interest, sothe desire of Muslims to be able to carry out financial transactions with Islamic nuanceshas been fulfilled. The research objective is to understand the factors that cause itthe fall of BMTs in East Lampung, namely BMT L-Risma and Sumber Sejahtera Bersama(SSB) and to find out how the status of legal entities and supervisionBMT with the Law no. 1 of 2013 concerning Financial InstitutionsMicro. This research is a field research (Field Research). data source whichused in this study include primary, secondary and tertiary data sources. Methoddata collection namely observation, interviews and documentation. Overall analysisthe problem that the writer got was then analyzed using inductive thinking methods. The results of the study are as follows (a) The factors that led to its downfallBMTs in East Lampung are BMT L-RISMA and BMT Sumber Sejahtera Bersamacaused by 2 factors, namely internal factors including, such as misuse of BMT funds,Bad 3rd party financing, liquidity risk, financing risk, no LPSand DPS supervision is still weak. External factors include product distributionnot quite right, the product marketing strategy is not good, there is still financingwith Conventional Banks and (b) BMT Legal Entity Status in Law No1 of 2013 to become a sharia-based MFI that is more comprehensive and deepin terms of tighter supervision which is now supervised by the Financial Services Authority(OJK).
Implementasi Kaidah Muamalah pada Percetakan CV. Nekad Romo untuk Meningkatkan Kualitas Karyawan Prayogo, Singgih; Angkasa, Nawa
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 1 (2023)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.v2i1.7293

Abstract

This study is to provide exposure or results of the implementation of Islamic business ethics in an effort to improve employee performance in one's business. This study uses descriptive qualitative methods to determine the perspective of Islamic values in the implementation of Islamic business ethics in employee performance. The object or place taken in this research is World Romo Romo which is engaged in the Romo and advertising business at Jalan Terong Metro Timur Address, Metro City. Data taken using primary data obtained from interviews with business owners, employee representatives and customer representatives by testing the validity of the data using triangulation. Data collection techniques through interviews, observation, and also documentation.
Multi Akad pada Praktek Arisan Online untuk Pembelian Jam Tangan (Studi Kasus Akun Instagram Safa.Watch12) Nopiyana, Dina
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.v2i2.7417

Abstract

This study aims to analyze the Islamic law perspective on online gatherings for purchasing watches, using a case study of the Instagram account @safa.watch12. The research is field-based (Field Research). The findings reveal that, under Islamic law, the validity of the arisan (community-based savings group) is upheld if the goods received are in accordance with the stipulated provisions, such as the Alexandre Christie watches. However, the arisan law becomes invalid if the watches are replaced with another brand, especially when participants are unwilling, as the terms of the arisan prohibit resignation. Participants must receive the watches agreed upon at the time of the social gathering, and any discrepancy between the received goods and the original deposit violates the conditions, as the funds collected are specifically designated to purchase only Alexandre Christie brand watches.
Pelaksanaan Transaksi Jual Beli Tanah dengan Sistem Perantara (Makelar) Berdasarkan Peraturan Menteri Perdagangan Nomor 51 Tahun 2017 tentang Perusahaan Perantara Perdagangan Properti Karim, Asma
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.v2i2.7418

Abstract

This study aims to know and analyze the process of implementing land sale and purchase using a broker based on the regulation of the minister of trade number 51 of 2017 concerning property trading companies and to find out and analyze the legal responsibilities of the parties if there are legal problems in the future land sale and purchase transaction in Wates sub-district, Kulon Progo Regency. His research methods are empirical juridical based on primary data as well as secondary data. The results showed that based on primary data from interviews with individual brokers in Kulonprogo, it is known that in principle in the process of buying and selling property with the intermediary of brokers, which are individuals or individuals, most of the procedures are almost the same as the processes applied to companies incorporated in the Regulation of the Minister of Trade Number 51 of 2017. It can be seen that the procedure is that the broker generally makes an oral agreement, followed by a written agreement which is generally underhand, providing the choice of location needed by the buyer, verifying data from the landowner to check the authenticity of land ownership; assist the process of transactions with sellers when buyers are interested in buying the desired location; then the broker and seller bring land data to be transacted at the PPAT Notary; Further about the legal responsibility of the parties in the event of legal problems in the land sale and purchase transaction in the future, namely, brokers, and service users should make contracts that affirm the rights and obligations of the parties, in addition to affirming the legal responsibilities that must be borne by the parties in the event of adverse defaults in the future.
Pengaruh Efektivitas Dana Pihak Ketiga, Resiko Pembiayaan, Rasio Efisiensi, dan Kecukupan Modal Terhadap Profit Distribution Management Bank Umum Syariah di Indonesia Periode (2017-2020) Carisa, Mela
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.v2i2.7500

Abstract

This research is a quantitative study with a correlational approach, focusing on Islamic commercial banks in Indonesia registered with the Financial Services Authority (OJK). The sampling method used was purposive sampling, selecting 11 Islamic commercial banks in Indonesia as the sample. The study employs secondary data obtained from quarterly financial reports covering the period from the first quarter of 2017 to the third quarter of 2020. Data analysis is conducted using panel data regression with EViews 10 software. The findings reveal that capital adequacy, the effectiveness of third-party funds, financing risk, and efficiency ratios collectively influence the profit distribution management of Islamic commercial banks in Indonesia for the 2017-2020 period. Specifically, capital adequacy and efficiency ratios have a positive effect on profit distribution management, while the effectiveness of third-party funds and financing risk have a negative effect. The coefficient of determination test shows that these variables collectively explain 99.9% of the variation in profit distribution management.
Exploration of Maqasid Al-Shariah Concepts in The Development of Islamic Economic Policies Karimullah, Suud Sarim
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 2 No. 2 (2023)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.v2i2.7747

Abstract

This study examines the concept of maqasid al-shariah in the context of Islamic economic policy development, emphasizing its understanding, implementation in policy, and evaluation of its impact on society and welfare. The research employs a literature review method, conducting a comprehensive analysis of relevant sources across various disciplines. The findings indicate that maqasid al-shariah serves as a moral compass within Islamic economics, providing a foundation for a just, sustainable, and ethical economy. Its implementation requires the establishment of robust Islamic financial institutions, the regulation of economic activities in accordance with Islamic law, and the preservation of moral values in business practices. The evaluation of its impact underscores the significant role of Islamic economics in safeguarding the core objectives of protecting religion, property, life, intellect, and lineage. This study highlights the ongoing relevance of maqasid al-shariah as a guiding framework for Islamic economic policies, offering a bridge between theoretical principles and practical applications to foster a more just and ethical society.
Sharia Economic Law Analysis of Mud Bathing in Tiktok Live as Online Begging (Maqashid Syariah Approach) Masyithoh, Luthfiyah Dewi; Amrah, Dwi Putra; Musthofa, Imron
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 1 (2024)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.v3i1.7831

Abstract

The phenomenon of live mud bathing content on TikTok has stirred controversy, being perceived as a manifestation of online begging. TikTok’s live streams attract significant viewership, allowing some participants to earn substantial sums in a single session. However, this practice raises ethical concerns and conflicts with the principles of Maqashid Sharia, particularly in upholding human dignity and avoiding harm. This study aims to systematically analyze the issue through the perspectives of Sharia Economic Law and Maqashid Sharia. The research synthesizes relevant references from scholarly books and journals using a literature review methodology. The analysis indicates that live mud bathing content on TikTok primarily results in financial losses rather than benefits for Indonesian viewers. Furthermore, the study proposes recommendations for the Minister of Religious Affairs to ensure that TikTok content in Indonesia adheres to educational standards and local regulations. The novelty of this research lies in its application of Sharia Economic Law and Maqashid Sharia principles to analyze a contemporary digital ethics issue. This study contributes to the discourse on Islamic jurisprudence and digital media ethics by critically evaluating the ethical dimensions of live mud bathing on TikTok. The findings underscore the need for regulatory measures and moral guidelines to mitigate the negative impact of such content, ensuring alignment with societal values and religious principles.