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<![CDATA[ANOMALI KEWENANGAN LPKSM DALAM MENGAJUKAN GUGATAN PERLINDUNGAN KONSUMEN DI INDONESIA ]]>
<![CDATA[Muhammad Zulhidayat]]>
<![CDATA[ Mu’amalah : Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Mu'amalah : Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.6964
<![CDATA[Abstrak : Perlindungan konsumen menjadi elemen penting di dalam Konsep negara hukum Seperti Indonesia. Aturan mengenai perlindungan konsumen telah diatur dalam undang undang nomor 8 tahun 1999. Indonesia telah mempunyai LPKSM sebagai lembaga non pemerintah yang memberikan perlindungan konsumen ke kepada Masyarakat. Lembaga ini diberikan sejumlah kewenangan langsung melalui UUPK, Akan tetapi yang menjadi persoalan adalah bagaimana kewenangan dari LPSM di dalam melakukan gugatan ke pengadilan terkait dengan perlindungan konsumen? Penelitian ini menggunakan Metode penelitian yuridis normatif. Hasil Penelitian menjelaskan bahwa Lembaga Perlindungan Konsumen Swadaya Masyarakat ini tidak dijelaskan bagaimana bentuk advokasi yang dimaksud, apakah dalam bentuk memberikan jasa hukum sebagaimana halnya advokat di persidangan atau tidak. Akan tetapi, jika mengacu pada rumusan pasal-pasal dalam Peraturan Pemerintah LPKSM, tugas LPKSM sebatas pada membantu konsumen untuk menerima keluhan konsumen sebab jasa hukum hanyalah diberikan pada orang yang memang berprofesi sebagai advokat sebagaimana yang disebut dalam Pasal 1 angka 2 UU No 18 Tahun 2003 Tentang Advokat.]]>
<![CDATA[PERAN ZAKAT SEBAGAI PENDORONG MULTIPLIER EKONOMI ]]>
<![CDATA[Ali Hardana]]>
<![CDATA[ Mu’amalah : Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Mu'amalah : Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.6979
<![CDATA[The number of poor Muslim people always increases. Education and income gaps are regarded as the cause of the poor getting poorer and the rich get richer. It is the responsibility of Muslims to help each other to alleviate poverty through performing and empowering the zakat. Zakat plays an essential role in the economy, especially in reducing poverty. The existence of zakat will increase aggregate demands from mustahiq raise; then it will increase aggregate supply and employment. This is known as an economic multiplier. The well-managed zakat will bring about the great benefit of zakat in the economy, especially in overcoming the poor.]]>
<![CDATA[PRAKTIK KHIYAR PADA JUAL BELI TIKET TRANSPORTASI DALAM TINJAUAN HUKUM EKONOMI SYARIAH DI KAB. MANDAILING NATAL ]]>
<![CDATA[Asrul Hamid]]>
<![CDATA[ Mu’amalah : Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Mu'amalah : Jurnal Hukum Ekonomi Syariah ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v2i1.7033
<![CDATA[Khiyar ditetapkan dalam ajaran Islam sebagai bentuk hak opsi yang diberikan oleh penjual kepada pembeli untuk melanjutkan ataupun membatalkan transaksi dalam jual beli dengan tujuan agar timbul keridhoan sehingga tercipta rasa kepuasan di antara kedua belah pihak dan tidak terjadi perselisihan di kemudian hari. Terkadang pembeli merasa tidak puas terhadap barang yang diperjual belikan disebabkan adanya masalah yang tidak diketahui sebelumnya sehingga mengharuskan pembeli membatalkan pembelian yang dilakukan sebelumnya, seperti halnya yang terjadi dalam jual beli tiket transportasi di Kab. Mandailing Natal. Penelitian ini merupakan field research dengan pendekatan deskriptif analitis yaitu menggambarkan fenomena yang terjadi kemudian dianalisis sehingga didapatkan hasil dari penelitian tersebut. Hasil penelitian ini dapat disimpulkan bahwa praktik khiyar dalam jual beli tiket transportasi di Kab. Mandailing Natal tidak sepenuhnya sesuai dengan prinsip ajaran Islam, meskipun di dalam tiket sudah ditetapkan ketentuan khiyar tentang pembatalan tiket, namun ketentuannya belum sesuai dengan konsep muamalah dan ketentuannya tidak disampaikan kepada pembeli tiket ketika terjadi transaksi jual beli.]]>
<![CDATA[Exploring Intellectual Property Issues in Counterfeit Shoe Purchases: A Sociological and Sharia Economic Law Perspective ]]>
<![CDATA[Nurhayati, Siti]]>;
<![CDATA[Muafa, Muhamad Syafik]]>;
<![CDATA[Kuriawan, Cecep Soleh]]>;
<![CDATA[Soimah, Zakiyatus]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 2 (2024) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v3i2.9235
<![CDATA[Copyright is part of the branch of Intellectual Property Rights which is important for the public to understand. Copyright protection is an important issue in a free market economy. Copyright protection starting from Islamic law and also MUI Fatwa Number 1/MUNAS VII/MUI/15/2005 concerning Intellectual Property Rights certainly provides legal protection for creators. In reality, the behavior of purchasing KW shoes is considered normal by society. The aim of this research is to determine the purchasing behavior of KW shoes by students of the Sharia Economic Law Study Program, Sharia Faculty, IAIN Kediri, and analyze it in a sociological review of Islamic law. This research is field research with a qualitative descriptive approach with sociological analysis of Islamic law. The data collection method used is through observation, interviews and documentation with students who are directly related to the research. The data that has been obtained is then analyzed and concluded. The results of this research show that students of the Sharia Economics Law Study Program purchased KW shoes by purchasing them in offline stores and online stores. There are several motivations for students to buy KW shoes, namely the ease of finding KW shoe products, wanting to get the latest models, variations and colors, cheap and negotiable prices. The factors behind students buying KW shoes are economic, cultural and understanding of Islamic law. The level of religious practice and application of the MUI Fatwa to students regarding the purchase of KW shoes is still quite low because in practice students emphasize the economic side rather than rules that are in accordance with sharia. Understanding and practice of Islamic law is still quite low, giving rise to a lack of legal compliance with the importance of respecting the rights of others.]]>
<![CDATA[Assessing The Regulation of Tiktok Shop by The Minister of Trade Through Maqashid Syariah ]]>
<![CDATA[Rifky Pratama, Muhammad]]>;
<![CDATA[Piracha, Fatimah]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 2 (2024) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v3i2.9309
<![CDATA[Integrating social media platforms in commercial activities introduces complex challenges, particularly in consumer protection, economic justice, and alignment with ethical and legal standards. This study aims to analyze the Minister of Trade’s regulation on TikTok Shop through the lens of Maqashid Syariah to assess its compatibility with Islamic moral values and legal principles. Adopting a qualitative research methodology utilizes a formal literature review and content analysis to examine the relevant provisions of the regulation. The findings indicate that current laws governing online commerce require further adaptation to better align with the principles of Maqashid Syariah, ensuring fairness, sustainability, and societal welfare in digital transactions. This research contributes to the ongoing discourse on strengthening the regulatory framework for online commerce, promoting ethical standards, and fostering a more equitable and sustainable business environment. The study also offers a foundation for policy development that supports the growth of online commerce in a manner that benefits all stakeholders while adhering to Islamic principles of justice and public welfare.]]>
<![CDATA[The Moderating Role of Shariah Compliance in Millennials' Adoption of Digital Financial Transactions at Bank Muamalat ]]>
<![CDATA[Irsyam, Muh]]>;
<![CDATA[Syaparuddin]]>;
<![CDATA[Marzuki, Sitti Nikmah]]>;
<![CDATA[Strech, David E]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 2 (2024) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v3i2.9459
<![CDATA[This study aims to analyze the moderating role of Sharia compliance in influencing the relationships between attitude, subjective norm, and perceived behavioral control variables towards the adoption of digital Islamic networks in financial transactions. Questionnaires were distributed to 204 respondents, and the data were analyzed using a regression approach with SmartPLS version 4 software, then interpreted through the Theory of Planned Behavior (TPB) concerning Sharia compliance. The results indicate that Sharia compliance and perceived behavioral control play a central role in shaping individual behavior in financial transactions. However, Sharia compliance has not been able to moderate attitude, subjective norm, and perceived behavioral control towards the adoption of digital Islamic networks. This suggests that Sharia compliance does not significantly influence how individuals form attitudes, subjective norms, or perceived behavioral control regarding the adoption of the technology. The study suggests that the paradigm shift in financial transactions within the Islamic community should encompass efficiency, transparency, and innovation in accordance with Sharia principles. These findings illustrate a fundamental shift in the convergence of religious values and advancements in financial technology. This study contributes pioneering insights to the literature, focusing on Sharia compliance. It introduces Sharia compliance as a significant moderating factor impacting perceived behavioral control and the adoption of digital Islamic networks.]]>
<![CDATA[Establishing Warehouse Receipts as Debt Guarantees in Indonesia’s Sharia Economic Law ]]>
<![CDATA[Hastarini, Arvita]]>;
<![CDATA[Ariesta Wibisono Anditya]]>;
<![CDATA[Elza Qorina Pangestika]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 2 (2024) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v3i2.9693
<![CDATA[This study addresses Indonesian farmers' challenges in accessing credit due to limited collateral options recognized by financial institutions. Farmers often struggle with capital access, as their agricultural products are not classified as eligible collateral under existing regulations. As a result, they cannot use their crops as collateral due to the absence of legal provisions. The research aims to answer two main questions: How can the position of Warehouse Receipts be recognized as a Debt Guarantee Right in Indonesian law? What is the execution power of Warehouse Receipt guarantees if the debtor defaults? This study analyzes the relevant laws and regulations using a normative juridical research method with a statutory approach. The findings reveal that Law No. 9/2006 (amended by Law No. 9/2011) established a legal framework for Warehouse Receipts, transforming them from proof of custody into evidence of property rights. This legal recognition enables Warehouse Receipts to be used as collateral, providing farmers an avenue to access credit. Furthermore, the study concludes that the execution of Warehouse Receipt guarantees is enforceable in cases of debtor default, offering enhanced legal certainty for creditors.]]>
<![CDATA[Pembaruan Sistem Pembayaran Zakat dalam Pasal Undang-Undang No. 23 Tahun 2011 tentang Pengelola Zakat ]]>
<![CDATA[Firdaus, Wihda Yanuar]]>;
<![CDATA[Hermanto, Agus]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2022) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v1i1.3459
<![CDATA[In practice, when the concept of tax is implemented, there is often a lack of transparency in its distribution. In contrast, zakat has clear rules that must be fulfilled by the muzakki (payer) and distributed to eight eligible categories of recipients. This raises the question of whether an individual should pay both taxes and zakat or choose to pay only one. Based on the identified issues, the research formulates the following problems: 1) What is the Islamic legal perspective on the implementation of zakat collection systems in Law No. 23 of 2011 on Zakat Management? 2) What is the perspective of maslahah (public benefit) regarding the zakat collection system in Law No. 23 of 2011 on Zakat Management? This study aims to: 1) Understand, logically and scientifically, the implementation of zakat collection under Law No. 23 of 2011 in the perspective of Islamic jurisprudence (fiqh); and 2) Gain deeper insights into the maslahah values of Law No. 23 of 2011 and propose a legal zakat collection system, along with deterrent measures for those who fail to pay zakat. This is a qualitative research study in the form of a literature review, employing a philosophical-juridical approach to analyze the regulations, particularly Law No. 23 of 2011, with a focus on aligning zakat collection with tax systems that ensure public benefit. The findings suggest that the influence of Shariah economic law on zakat management can provide substantial insight, which could inform considerations for improving the understanding of Islamic principles in Indonesia. Comprehensive ijtihad (juridical reasoning) indicates that the effort to raise awareness and encourage zakat payment should be properly managed by the government, with penalties or fines imposed on those who fail to fulfill this religious obligation, as it is an essential duty in Islam]]>
<![CDATA[Jual Beli dengan Klausula Baku dalam Perspektif Kompilasi Hukum Ekonomi Islam ]]>
<![CDATA[Saifullah]]>;
<![CDATA[Hilda]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2022) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v1i1.3474
<![CDATA[This study examines the use of standard clauses (klausula baku) in contracts, which often create an imbalance by allowing the stronger party to dictate terms, leaving the weaker party with no opportunity for negotiation. This practice can lead to unfair transactions, especially when the weaker party lacks bargaining power or knowledge. The research explores how Islamic law views such practices and their impact on fairness and transparency in commercial transactions. The gap in existing literature lies in the limited analysis of how klausula baku contradicts Islamic principles of mutual consent, justice, and the protection of the weaker party. The findings show that klausula baku in contracts, when imposed without mutual agreement, violates Islamic principles of fairness and equity. Islamic law emphasizes justice, transparency, and the need for mutual consent in transactions. The study highlights that such practices, which favor the stronger party, are inconsistent with Sharia-compliant commercial transactions. The research suggests that reforms are necessary to align these contracts with Islamic ethical standards, ensuring that transactions remain just, transparent, and fair for all parties involved.]]>
<![CDATA[Perlindungan Konsumen Persepktif Hukum Ekonomi Syariah ]]>
<![CDATA[Hotman]]>;
<![CDATA[Handayani, Wiwik]]>
<![CDATA[ Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 1 No. 1 (2022) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Metro ]]>
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DOI: 10.32332/muamalah.v1i1.3477
<![CDATA[The principles of Islamic economics are based on Islamic values that govern the behavior of both business actors and consumers, setting boundaries for transactions. One key distinction between Islamic economics and conventional economics lies in the guiding principles derived from Islamic law, particularly the Quran and Hadith, which ensure that economic activities comply with Sharia. Indonesia’s economic system should be aligned with both government regulations and Islamic law to create harmony between the two legal systems, promoting ethical behavior, honesty, and preventing harm to others. Conflicts often arise when actions deviate from established rules, highlighting the need for legal regulations that protect consumers and deter businesses from exploiting customers or manipulating goods for profit. Experts in economics should be actively involved in managing Indonesia's economy to ensure sustainable growth and prevent economic decline. The potential for Indonesia's economic development is significant, and strategic efforts must be intensified to support this growth. A well-regulated framework, with clear boundaries and strict sanctions, will prevent unethical practices, ensuring that economic activities are fair, just, and beneficial for all, ultimately contributing to Indonesia's economic progress.]]>
