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INDONESIA
Jurnal Informatika Ekonomi Bisnis
Published by Asia Pacific Network for Sustainable Agriculture, Food and Energy
ISSN : 27148491     EISSN : 27148491     DOI : https://doi.org/10.37034/infeb
Core Subject : Economy,
Economics, Econometrics & Finance
The Jurnal Informatika Ekonomi Bisnis (INFEB) is an interdisciplinary journal. It publishes scientific papers describing original research work or novel product/process development. The objectives are to promote an exchange of information and knowledge in research work, and new inventions/developments on the use of Informatics in Economics and Business. This journal is useful to researchers, engineers, scientists, teachers, managers, and students who are interested in keeping a track of original research and development work being carried out in the broad area of informatics in economics and business through a scholarly publication.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 625 Documents
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Rancang Bangun Aplikasi Berbasis Mobile Untuk Digitalisasi Layanan Jasa Jahit Kustoyo, Yoyo; Asriningtias, Yuli
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 4 (December 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i4.1311

Abstract

Expanding service offerings using apps has become a crucial strategy for MSMEs as consumer behavior shifts toward fast, easy, and efficient services. This study focuses on the operational conditions of tailors, who still rely on direct ordering, manual recording, and local reach, resulting in long queues, administrative errors, and limitations in business development. Referring to the literature on MSME digital transformation, this study proposes the development of a mobile sewing service application to improve operational efficiency, service quality, and market access. The application is designed with features such as remote ordering, design reference upload, cost and time estimation, order status tracking, automatic notifications, and structured digital recording for demand analysis. Evaluation includes usability testing, measurement of processing time and administrative error rates, and a customer satisfaction survey. Implementation of the application is expected to reduce the need for physical presence, improve service accuracy and transparency, and expand market reach, with digital readiness and interface design as key success factors.
Dinamika Gender dan Dorongan Migrasi serta Dampaknya terhadap Ketahanan Pangan di Indonesia Feriansyah; Pudyantoro, A. Rinto; Nurdianto, Nanda Rembulan; Puspitawati, Eka; Candra, Iman Dwi; Rahmah, Azrina; Pudita, Ariens Traiyu
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 4 (December 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i4.1312

Abstract

Food security is a crucial issue that is influenced by various factors, including migration and gender. This study aims to analyze the effect of gender dynamics and migration incentives on food security in Indonesia. This study uses annual panel data from 34 provinces in Indonesia during the period 2019-2024. The data includes the Food Security Index (IKP) as the dependent variable, with independent variables such as rural worker migration (MIG), women's participation in the agricultural sector (WANAGR), and GRDP per capita as control variables. The analysis method used is the Generalized Method of Moments (GMM) to overcome endogeneity and capture dynamic effects. The results show that rural labor migration has a positive and significant effect on food security, mainly through the mechanism of remittances that increase household purchasing power. Similarly, women's participation in the agricultural sector has a positive and significant effect, where increased female involvement drives productivity and food self-sufficiency. GRDP per capita is also proven to have a positive effect on food security. This study emphasizes the importance of policies that regulate the distribution of migrant workers, manage remittances, and empower women in the agricultural sector to strengthen national food security.
Analisis Perbandingan Kinerja Keuangan dan Tingkat Kesehatan Bank Sebelum dan Sesudah Merger dan Akuisisi Pada Perbankan Salsabila, Adhila Yasmin; Rokhmawati, Andewi; Fiona
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 4 (December 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i4.1313

Abstract

This study aims to determine the comparison of financial performance and bank health levels before and after mergers and acquisitions in the banking sector. The sample in this study consisted of seven banks. The data used in this study was secondary data, namely banking financial reports published by the Indonesia Stock Exchange. The data analysis techniques used in this study are the Shapiro Wilk normality test and hypothesis testing using the parametric independent sample t-test and non-parametric Mann-Whitney U test with the help of the SPSS 27 calculation application. The results of this study indicate that there is a significant effect of the merger and acquisition process on the Capital Adequacy Ratio (CAR) and Loan to Deposit (LDR), between before and after the merger and acquisition. However, there is no significant effect of the merger and acquisition process on Non-Performing Loans (NPL), Return on Assets (ROA), Net Interest Margin (NIM), and Good Corporate Governance (GCG) between before and after the merger and acquisition. In general, mergers and acquisitions have not yet provided synergies for banks that have undergone mergers and acquisitions.
Pemahaman Mahasiswa Akuntansi terhadap Konsep Dasar Akuntansi Dewi, Novia Citra; Misneli; Aryuna, Wemi; Regita
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 4 (December 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i4.1314

Abstract

This study analyzes the level of understanding of final-year accounting students at UIN Imam Bonjol Padang regarding basic accounting concepts, considering gender and educational background. The objectives are to measure the understanding of basic accounting elements (assets, liabilities, equity, revenue, expenses, accounting cycle), identify differences based on gender and educational background, and identify obstacles and solutions. A descriptive quantitative approach was used through a questionnaire survey of 103 active students of the Accounting Study Program at UIN Imam Bonjol Padang. Data were analyzed using the Mann-Whitney Test for gender and the Kruskal-Wallis Test for educational background. The results show that students' overall understanding is good (average 81%). The accounting cycle has the highest understanding (89%), while liabilities have the lowest (70%). There is a significant difference in understanding based on gender (p=0.014), where women are better than men. A significant difference was also found based on educational background (p=0.002), with graduates of Accounting Vocational Schools showing the best understanding. Obstacles include difficulty understanding terms, distinguishing debits/credits, lack of focus, minimal practicums, and infrequent lecturers. Suggested solutions are increasing practicums and adding accounting books to the library.
Peran Efektifitas Key Opinion Leader dalam Membangun Citra Merek dan Niat Beli Fesyen Lokal Sofia, Regina Deka; Gemilang, Galih
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 4 (December 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i4.1315

Abstract

Competition among local fashion brands in Indonesia is intensifying as consumer interest in local products and the widespread use of Key Opinion Leaders (KOLs) in digital marketing campaigns increases. This study aims to analyze the influence of familiarity, trustworthiness, and expertise on KOL effectiveness, as well as the influence of KOL effectiveness on brand image and purchase intention, with brand image as a mediating variable in the context of local Indonesian fashion brands in the Greater Jakarta area. The study used a quantitative approach with an online survey method to 155 respondents aged 17–40 years who had purchased fashion products from local brands in the past three months and had seen KOL recommendation content on social media. Data analysis was conducted using Structural Equation Modeling–Partial Least Square (SEM-PLS). The results showed that trustworthiness, familiarity, and expertise had a significant positive effect on KOL effectiveness. KOL effectiveness had a significant positive effect on brand image and purchase intention, while brand image had a significant positive effect on purchase intention. Brand image was proven to mediate the influence of KOL effectiveness on local fashion consumers' purchase intention. These findings underscore the importance of selecting credible, familiar, and competent KOLs in building a strong brand image and driving purchase intention in the Indonesian local fashion industry.
Job Crafting as an Adaptive Strategy to Prevent Burnout in Digital Work Enviroments P, Muhammad Carda; Basalamah, Indira
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 4 (December 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i4.1316

Abstract

This study examines the role of job crafting as an adaptive strategy to prevent burnout in digital work environments where employees face continuous connectivity, rapid communication cycles, and high task intensity. The objective of this research is to identify how different forms of job crafting contribute to reducing emotional exhaustion and sustaining employee well being in technology driven settings. A quantitative descriptive design was used, supported by an online survey distributed to employees working in digital or hybrid arrangements across various sectors. The data collected included job crafting behaviors, burnout indicators, and perceived digital work demands. The analysis revealed that job crafting shows a significant negative relationship with burnout, indicating that employees who proactively modify their tasks, interactions, and perceptions tend to experience lower levels of strain. Task crafting demonstrated the strongest effect in reducing burnout, while relational and cognitive crafting also contributed meaningful support. Digital work demands, on the other hand, were found to have a strong positive influence on burnout, highlighting the pressure created by constant digital engagement. The findings conclude that job crafting functions as a practical, flexible, and effective strategy for enhancing resilience and maintaining psychological balance in digital workplaces. The study provides empirical insights that can guide organizations in designing healthier and more adaptive digital work systems.
Empower Finance Framework: Financial Decisions as Instruments of Empowerment and Sustainability Murniati, Sitti; Herlina
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 4 (December 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i4.1317

Abstract

This paper develops the Empower Finance Framework, a conceptual model that positions financial decisions as instruments of empowerment and sustainability. The study aims to explain how financial choices shape individual capability, autonomy, adaptive behavior, and long term resilience. The research applies a structured qualitative analytical method consisting of conceptual analysis, model construction, analytical mapping, and interpretative evaluation. The framework integrates financial decision pathways, empowerment mechanisms, sustainability patterns, and contextual moderating factors. The results show that financial decisions operate through cyclical processes that generate capability enhancement, strengthen decision autonomy, and reinforce adaptive financial strategies. These mechanisms accumulate over time, producing sustainability outcomes such as financial stability, responsible behavior, and community level resilience. The discussion highlights that sustainable outcomes emerge not only from financial access but from empowered behavioral processes supported by conducive contextual conditions. The study concludes that the framework offers a comprehensive analytical tool for designing financial education programs, empowerment interventions, and policy initiatives aimed at improving financial well being. Recommendations for future research include empirical testing of the model and the exploration of contextual variations across different populations.
Integrating Human Centered Management and Circular Economy for Sustainable Business Growth Sipakoly, Selly
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 4 (December 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i4.1318

Abstract

This study examines the strategic integration of Human-Centered Management (HCM) and Circular Economy (CE) as a pathway to achieve sustainable business growth. The scope of the research focuses on understanding how human capabilities, organizational culture, and regenerative resource systems interact to support long-term sustainability performance. The objective is to develop an integrated conceptual model that connects human-centered values with circular practices. The study employs a qualitative-descriptive approach supported by systematic literature analysis. Data were collected from reputable scientific databases and screened based on relevance, recency, and academic quality. The findings reveal dominant HCM themes such as empowerment, participatory leadership, capability development, and meaningful work, which collectively strengthen employee readiness for circular innovation. CE themes identified include eco-design, life-cycle extension, resource recovery, closed-loop production, and collaborative supply chains. The results show that the synergy of HCM and CE enhances innovation capability, operational efficiency, workforce engagement, and value chain resilience. The study concludes that integrating human-centered values and circular strategies provides a solid foundation for regenerative and future-ready business models. Recommendations for further research include empirical testing of the proposed model and sector-specific implementation analysis.
Mobile Wallet Promotions and Consumer Purchase Frequency in E-Commerce Heriyanto
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 4 (December 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i4.1319

Abstract

This study aims to examine the influence of mobile wallet promotions on consumer purchase frequency in e-commerce, considering the mediating roles of perceived usefulness and perceived ease of use. A quantitative explanatory approach was employed using a survey method involving 116 active mobile wallet users of GoPay, OVO, and DANA in Indonesia. Data were collected through an online questionnaire using a five-point Likert scale and analyzed with Partial Least Squares–Structural Equation Modeling (PLS-SEM) using SmartPLS 4 software. The results reveal that mobile wallet promotions have a positive and significant effect on perceived usefulness, perceived ease of use, and consumer purchase frequency, both directly and indirectly. The R² value of 0.642 indicates that promotional, usefulness, and ease variables explain 64.2% of the variance in consumer purchasing behavior. These findings support the Technology Acceptance Model (TAM) and Stimulus–Organism–Response (S–O–R) framework as robust theoretical bases for understanding digital purchasing behavior. Practically, the study offers insights for e-commerce platforms and digital wallet providers to design sustainable and personalized promotion strategies that enhance user satisfaction and long-term loyalty.
Does ICT Favor Vulnerable Group? Evidence from Poverty and Inequality Alleviation in Eastern Indonesia Khusniati, Navi'ah
Jurnal Informatika Ekonomi Bisnis Vol. 7, No. 4 (December 2025)
Publisher : SAFE-Network

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37034/infeb.v7i4.1321

Abstract

The advancement of information technology has resulted in various economic effects. This study examines how access to Information and Communication Technology (ICT) influences poverty and income inequality in Eastern Indonesia, using panel data from 12 provinces between 2014 and 2024. To address potential endogeneity issues like reverse causality and omitted variable bias, the research utilizes Instrumental Variables (2SLS) models for estimation. The findings indicate that while there is a negative correlation between increased internet access and poverty levels, this relationship loses its causal significance once endogeneity is considered. Conversely, ICT consistently shows a negative and significant impact on income inequality, particularly evident in the model. This suggests that ICT is more effective in addressing inequality than in directly reducing poverty. Furthermore, structural factors such as unemployment, electrification, and GRDP per capita play a significant role in shaping the economic welfare dynamics in Eastern Indonesia. The study highlights that digital development can only be inclusive when supported by equitable infrastructure and high-quality human resources.

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