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<![CDATA[Analisis Tingkat Kesehatan Bank Dengan Metode RGEC Terhadap Sustainability Reporting PT Bank Central Asia yang Terdaftar di BEI pada Tahun 2021-2023 ]]>
<![CDATA[Savitri, Shelly]]>;
<![CDATA[Mustika, Ira Grania]]>;
<![CDATA[Rusliawati, Rusliawati]]>
<![CDATA[ Journal of Mandalika Literature Vol. 5 No. 4 (2024) ]]>
Publisher : <![CDATA[Institut Penelitian dan Pengembangan Mandalika (IP2MI) ]]>
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DOI: 10.36312/jml.v5i4.3553
<![CDATA[Penelitian ini dilakukan untuk mengetahui tingkat Kesehatan PT Bank Central Asia Periode Tahun 2021-2023 yang diukur dengan pendekatan RGEC (Risk Profile, Good Corporate Governance, Earning, Capital) terhadap sustanaibility reporting. Jenis penelitian ini merupakan deskriptif kualitatif dengan menggunakan data sekunder. PT Bank Central Asia (BCA) sebagai salah satu bank terbesar di Indonesia, memegang peranan penting dalam perekonomian nasional. Oleh karena itu, penting untuk melakukan analisis Kesehatan bank terhadap PT Bank Central Asia (BCA) mengunakan metode RGEC. Analisis Kesehatan bank pada PT Bank Central Asia (BCA) dengan metode RGEC lebih relevan ketika dikaitkan dengan sustainability reporting (pelaporan keberlanjutan). Hasil analisis pada penelitian ini menunjukan bahwa kondisi Kesehatan PT Bank Central Asia berada dalam tingkatan sangat sehat. Risk profile pada aspek kredit diukur dengan indikator NPL dan pada aspek risiko pasar menggunakan indicator NPL keduanya menunjukan hasil yang sangat sehat. Good Corporate Governance dikategorikan dalam keadaan sangat sehat. Earnings yang diukur mengunakan rasio ROA selama periode 2021-2023 dalam kondisi sangat sehat. Capital diukur dengan rasio CAR menunjukan hasil yang sangat sehat. Dengan analisis RGEC yang sangat sehat berpengaruh untuk keberlanjutan dan mendukung pelaporan keberlanjutan (Sustainabilty Reporting) PT Bank Central Asia.]]>
<![CDATA[Perlindungan Hukum bagi Saksi dalam Kasus Tindak Pidana Pencucian Uang di Indonesia ]]>
<![CDATA[Adhalia Septia Saputri]]>;
<![CDATA[Edi Saputra Hasibuan]]>
<![CDATA[ Journal of Mandalika Literature Vol. 5 No. 4 (2024) ]]>
Publisher : <![CDATA[Institut Penelitian dan Pengembangan Mandalika (IP2MI) ]]>
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DOI: 10.36312/jml.v5i4.3555
<![CDATA[Witness protection in money laundering (TPPU) cases is a crucial aspect in the law enforcement process, considering the complexity and risks faced by witnesses in disclosing this case. This research aims to analyze the legal protection provided to witnesses in TPPU cases in Indonesia, both in regulatory and implementation aspects. In this research, normative juridical methods are used with a statutory approach and case studies. The research results show that although there are regulations governing witness protection, such as Law no. 31 of 2014 concerning Witness and Victim Protection, its implementation still faces a number of obstacles, including a lack of coordination between institutions and minimal protection for witnesses from physical and psychological threats. This research also found that the role of the Witness and Victim Protection Agency (LPSK) in providing protection for witnesses is very important, but still requires strengthening, especially in handling money laundering cases involving organized crime syndicates. In conclusion, more comprehensive efforts are needed to provide legal protection for witnesses, including increasing the capacity of LPSK and harmonizing regulations related to witness protection in TPPU cas]]>
<![CDATA[Strategi Manajemen Risiko Operasional dalam Mengurangi Ketidakpastian Bisnis pada Perusahaan Multinasional di Pasar Global ]]>
<![CDATA[Amien, Neneng Nurbaeti]]>;
<![CDATA[Harmono, Harmono]]>;
<![CDATA[Syavardie, Yimmi]]>
<![CDATA[ Journal of Mandalika Literature Vol. 5 No. 4 (2024) ]]>
Publisher : <![CDATA[Institut Penelitian dan Pengembangan Mandalika (IP2MI) ]]>
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DOI: 10.36312/jml.v5i4.3559
<![CDATA[Dalam era globalisasi yang semakin kompleks, perusahaan multinasional menghadapi berbagai risiko operasional yang dapat memengaruhi kinerja dan stabilitas bisnis mereka. Ketidakpastian bisnis di pasar global, yang disebabkan oleh perubahan ekonomi, politik, dan regulasi, menuntut perusahaan untuk memiliki strategi manajemen risiko yang efektif. Penelitian ini bertujuan untuk mengkaji strategi manajemen risiko operasional yang diterapkan oleh perusahaan multinasional dalam mengurangi ketidakpastian bisnis di pasar global. Metode penelitian yang digunakan adalah studi literatur dengan analisis terhadap berbagai sumber data sekunder, termasuk jurnal, buku, dan laporan perusahaan. Hasil penelitian menunjukkan bahwa penerapan manajemen risiko operasional yang proaktif, seperti diversifikasi rantai pasok, penggunaan teknologi informasi, dan perencanaan kontinjensi, dapat membantu perusahaan multinasional untuk meminimalkan dampak risiko. Selain itu, perusahaan yang berhasil mengintegrasikan manajemen risiko ke dalam strategi bisnis mereka cenderung memiliki keunggulan kompetitif yang lebih kuat di pasar global. Penelitian ini diharapkan dapat memberikan wawasan bagi perusahaan multinasional dalam mengelola risiko operasional secara efektif untuk meningkatkan keberlanjutan dan pertumbuhan bisnis. Rekomendasi penelitian selanjutnya mencakup evaluasi empiris terhadap implementasi strategi manajemen risiko operasional di berbagai sektor industri.]]>
<![CDATA[Strategi Dan Tantangan Transformasi Digital Dalam Pengembangan SDM Pendidikan ]]>
<![CDATA[Inviolata Rogo]]>;
<![CDATA[Usman Radiana]]>
<![CDATA[ Journal of Mandalika Literature Vol. 5 No. 4 (2024) ]]>
Publisher : <![CDATA[Institut Penelitian dan Pengembangan Mandalika (IP2MI) ]]>
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DOI: 10.36312/jml.v5i4.3565
<![CDATA[Digital transformation in the development of educational human resources (HR) is a crucial process in the current digital era. This article explores various strategies that can be implemented to accelerate digital transformation in the education sector, as well as the challenges that may be faced during the process. The main strategies discussed include integrating technology in the curriculum, increasing the digital competence of teaching staff, and developing adequate technological infrastructure. In addition, this article also identifies challenges such as resistance to change, budget constraints, and the digital divide that still exists. Through in-depth analysis and case studies, this article offers practical recommendations to overcome these obstacles and ensure the success of digital transformation in educational human resource development. It is hoped that the results of this research can provide guidance for stakeholders in designing and implementing education policies that are more adaptive to technological developments.]]>
<![CDATA[Politik Hukum Penataan Formasi Jabatan Notaris ditinjau dari Undang-undang Jabatan Notaris ]]>
<![CDATA[Grisda Lediyoung Lay]]>
<![CDATA[ Journal of Mandalika Literature Vol. 5 No. 4 (2024) ]]>
Publisher : <![CDATA[Institut Penelitian dan Pengembangan Mandalika (IP2MI) ]]>
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DOI: 10.36312/jml.v5i4.3567
<![CDATA[Legal politics can occur without us realizing it, one of the polemics is legal politics in carrying out the position of notary where in an area where there are many opportunities to carry out the position there is greater because it has a dense population and has high economic value, so it can give rise to competition. Therefore, there is a phenomenon of sharing space and providing space for those who need it or what is known as a serviced office. Apart from the problems regarding the increasingly dense population and the uneven distribution of notary position formations, there is also another phenomenon where notaries have office addresses that are different from their PPAT addresses, which raises the question of why this difference in address can be approved in carrying out the position of notary. This research uses normative analysis with results where the phenomenon of using a serviced office in carrying out the position of notary is certainly contrary to Article 22 of Law Number 2 of 2014 concerning Amendments to Law Number 30 of 2004 concerning the Position of Notary and Article 3 paragraph 8 of the Notary's Code of Ethics. . Apart from that, there are different notary offices with different PPAT addresses which of course contradicts Article 17 paragraph 1 letter (g) and 19 paragraph 2 UUJN. Then, legal action against the existence of legal politics structuring the formation of notary positions is by issuing Regulation of the Minister of Law and Human Rights Number 62 of 2016 concerning Amendments to Regulation of the Minister of Law and Human Rights Number 25 of 2014 concerning Requirements and Procedures for Appointment, Transfer, Dismissal and Extension of the Notary's Term of Office then Regulation of the Minister of Law and Human Rights Number 36 of 2015 concerning Amendments to Regulation of the Minister of Law and Human Rights Number 26 of 2014 concerning the Formation of Notary Positions which explains in detail the distribution of Notaries and their areas of office.]]>
<![CDATA[Distribusi Spasial Kualitas Air Sumur di Sekitar Rumah Sakit St. Carolus Borromeus Kupang ]]>
<![CDATA[Leonardus Lewa Leko]]>;
<![CDATA[Oktavina GLP. Manulangga]]>;
<![CDATA[Madalena Da Costa]]>
<![CDATA[ Journal of Mandalika Literature Vol. 5 No. 4 (2024) ]]>
Publisher : <![CDATA[Institut Penelitian dan Pengembangan Mandalika (IP2MI) ]]>
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DOI: 10.36312/jml.v5i4.3570
<![CDATA[Well water is one of the water sources that is still used by the community for consumption and to fulfill other household needs. Community well water near the Carolus Borromeus Hospital has the potential to become contaminated. This research was conducted to analyze the spatial distribution of well water quality around St. Carolus Borromeus Kupang. This study aims to determine the quality standards of well water around the St. Carolus Borromeus Kupang and determine the spatial distribution pattern of groundwater around St. Carolus Boromeus. The method used in this research is taking samples then analyzing them in the laboratory and then comparing the results of physical, chemical and biological analysis with the applicable water quality standards according to their intended use. The spatial distribution pattern uses the parameter distribution pattern analysis method. The research results show that based on physical, chemical and biological analysis, in hospital outlet liquid waste there are several parameters that meet quality standards, but there are parameters such as Total coliform that do not meet quality standards. The results of parameter analysis in SG1 well water which is close to the hospital, several parameters meet quality standards, but the Fecal Coliform parameter does not meet quality standards for hygienic and sanitation purposes. The level of spread of contamination from organic matter and bacteria in groundwater is influenced by the type of soil, slope and direction of groundwater flow. The lower an area, the higher it is]]>
<![CDATA[Analisis Status Bankable Pada Permohonan Pembiayaan KPR iB Syariah Tapak di PT Bank Sumut Kantor Cabang Pembantu Syariah HM. Joni ]]>
<![CDATA[Hani Widari]]>;
<![CDATA[Nurul Inayah]]>
<![CDATA[ Journal of Mandalika Literature Vol. 5 No. 4 (2024) ]]>
Publisher : <![CDATA[Institut Penelitian dan Pengembangan Mandalika (IP2MI) ]]>
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DOI: 10.36312/jml.v5i4.3581
<![CDATA[Penelitian ini bertujuan untuk mengevaluasi faktor-faktor yang memengaruhi keputusan PT Bank Sumut Kantor Cabang Pembantu Syariah HM Joni dalam menilai kelayakan pemohon sebagai debitur potensial dalam permohonan pembiayaan KPR iB Syariah Tapak. Metode penelitian yang digunakan adalah studi kasus dengan pendekatan kualitatif, menggunakan data sekunder berupa dokumen permohonan pembiayaan. Analisis dilakukan terhadap kemampuan keuangan pemohon, kelayakan jaminan, dan risiko pembiayaan yang terkait, dengan harapan hasilnya dapat meningkatkan proses evaluasi dan efisiensi operasional PT Bank Sumut Kantor Cabang Pembantu Syariah HM Joni dalam penyaluran pembiayaan. Temuan dari penelitian ini diharapkan dapat memberikan kontribusi dalam mengurangi risiko kredit serta menjadi referensi bagi peneliti dan praktisi di bidang perbankan syariah.]]>
<![CDATA[Komparasi Pemikiran Aqidah Al-Asy’arī dan Ibnu Taimiyah Serta Revelansinya dengan Moderasi Beragama di Indonesia ]]>
<![CDATA[Fiqi Restu Subekti]]>
<![CDATA[ Journal of Mandalika Literature Vol. 5 No. 4 (2024) ]]>
Publisher : <![CDATA[Institut Penelitian dan Pengembangan Mandalika (IP2MI) ]]>
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DOI: 10.36312/jml.v5i4.3584
<![CDATA[This study examines the core theological ideas of Abū al-Ḥasan al-Asy’arī and Ibn Taymiyyah, drawing from their respective seminal works, which serve as primary references in this research. The theological perspectives of Abū al-Ḥasan al-Asy’arī are derived from his book “al-Ibānah ‘an Uṣūl ad-Diyānah,’’ while Ibn Taymiyyah’s ideas are sourced from “al-‘Aqīdah al-Wāsiṭiyah.” This analysis aims to compare the key theological concepts of these two figures to identify their similarities and differences. Furthermore, the study will contextualize the thought processes of both figures within the framework of religious moderation in Indonesia. Employing a qualitative methodology, this research focuses on reviewing prior literature that has demonstrated high validity and credibility. The analysis reveals that Abū al-Ḥasan al-Asy’arī's paradigm is considerably more moderate compared to Ibn Taymiyyah's, which is categorized as extreme. In the context of religious moderation in Indonesia, it is found that the Nahdlatul Ulama group represents the ideas of Abū al-Ḥasan al-Asy’arī, while the Wahhabi group represents Ibn Taymiyyah's thought. Therefore, it is evident that the understanding and ideas of the Nahdlatul Ulama group are more relevant for implementation in Indonesia, as they are considered moderate and align with the concept of religious moderation.]]>
<![CDATA[Pelatihan Ekspor dan Korespondensi Bisnis dalam Bahasa Inggris Bagi UMKM Kota Jakarta Dalam Upaya Peningkatan Pendapatan dan Produk UMKM Go Internasional ]]>
<![CDATA[Alhazami, Lutfi]]>;
<![CDATA[Rahmawati, Irma]]>;
<![CDATA[Abdullah, Muhamad Al Faruq]]>;
<![CDATA[Donald, Eriklex]]>
<![CDATA[ Journal of Mandalika Literature Vol. 5 No. 4 (2024) ]]>
Publisher : <![CDATA[Institut Penelitian dan Pengembangan Mandalika (IP2MI) ]]>
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DOI: 10.36312/jml.v5i4.3586
<![CDATA[Pengabdian Masyarakat Pemula ini dilakukan untuk melatih para UMKM Jakarta Barat binaan APIK dan Walkota Jakarta Barat agar mampu melakukan kegiatan ekspor serta mampu menguasai korespondensi bisnis dalam bahasa inggris sehingga mempermudah dalam transaksi ekspor. Dari analisis situasi yang dilakukan nampak bahwa permasalahan yang dihadapi mitra adalah kurangnya kurangnya memahami bisnis model kanvas, produk yang belum siap memenuhi kriteria ekspor serta kemampuan bahasa inggris dan korespondensi dalam bahasa inggris karena anggapan dasar bahwa Bahasa Inggris adalah pelajaran yang sulit. Kegiatan ini dilakukan mulai dari pretest yang dilakukan ada beberapa materi dasar bisnis yang sulit dipahami khususnya reading, kurang mengerti topic, main idea, dan menjawab WH Question serta kurang fokusnya pengusaha dalam mengikuti proses pembelajaran. Pelatihan menggunakan pendekatan komunikasi persuasif motivasional, diadakan tes awal, pengajaran topic, main idea, dan WH Question dengan pengayaan materi. Setelah proses treatment tersebut diadakan tes evaluasi (post test) yang menampakkan hasil bahwa pengusaha mulai termotivasi belajar Bahasa Inggris, fokus dan mandiri dengan hasil tes rata-rata nilai bagus. Kontribusi dan manfaat yang diperoleh khalayak sasaran adalah motivasi belajar Reading, fokus dan mandiri dalam belajar bahasa inggris untuk mendukung korespondensi untuk eksport.]]>
<![CDATA[Peran Artificial Intelligence dalam Transformasi Komunikasi Interpersonal: Peluang dan Tantangan di Era Digital ]]>
<![CDATA[Riyadi]]>;
<![CDATA[Pramudita Budi Rahayu]]>;
<![CDATA[Hafied Cangara]]>
<![CDATA[ Journal of Mandalika Literature Vol. 5 No. 4 (2024) ]]>
Publisher : <![CDATA[Institut Penelitian dan Pengembangan Mandalika (IP2MI) ]]>
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DOI: 10.36312/jml.v5i4.3587
<![CDATA[This study explores the transformative role of Artificial Intelligence (AI) in interpersonal communication, focusing on the opportunities and challenges in the digital era. Through a comprehensive literature review, we examine how AI technologies such as virtual assistants, chatbots, and predictive algorithms are reshaping the landscape of personal interactions. The research highlights AI's potential in enhancing communication efficiency, personalization, and accessibility, while also addressing critical challenges including the loss of emotional depth, user frustration, and authenticity issues. Furthermore, the study delves into ethical considerations surrounding AI-mediated communication, particularly privacy concerns, technological dependence, and the creation of filter bubbles. Our findings suggest that while AI offers unprecedented opportunities for streamlined and personalized communication, it also poses significant challenges to the emotional and ethical dimensions of interpersonal relationships. This research contributes to the growing body of knowledge on human-AI interaction and provides insights for developing more balanced and ethical approaches to integrating AI in everyday communication.]]>
