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Jurnal Hukum Ekonomi Syariah
Published by Sekolah Tinggi Agama Islam Al-Musaddadiyah Garut
ISSN : -     EISSN : 29627648     DOI : -
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice
JHesy adalah sebuah Jurnal online Prodi Hukum Ekonomi Syariah (Muamalah) untuk menampung berbagai Artikel berupa laporan penelitian baik dosen maupun mahasiswa yang melaksanakan penelitian ilmiah berupa Tugas Akhir, Skripsi, Hibah Penelitian, serta Pengabdian Kepada Masyarakat yang berada baik di dalam maupun diluar lingkungan Sekolah Tinggi Agama Islam Al-Musaddadiyah Garut. Dengan diterbitkannya karya ilmiah online ini diharapkan mampu mendorong semangat pendidikan dan penelitian khususnya bagi civitas akademik serta bisa memberikan kontribusi yang bermanfaat bagi masyarakat.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 107 Documents
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Tinjauan Hukum Islam Pada Jual Beli Akun Game Online Mobile Legends Di Kabupaten Garut Syaripudin, Enceng Iip; Auliaulhikmah, Muhammad
Jurnal Hukum Ekonomi Syariah Vol 1 No 1 (2022): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v1i1.162

Abstract

Buying and selling online game accounts can be done directly or online, as for the details and flow of transactions in sequence, researchers still do not know before meeting facts in the field. In buying and selling game accounts if done online there is a possibility of mistrust between the seller and the buyer, this in Islamic law is certainly not appropriate where there should be mutual trust and pleasure between the seller and the buyer. This study aims to find out and describe the buying and selling of mobile legends online game accounts in terms of thoughts or theories that state that buying and selling is exchanging assets for treasures using certain methods or exchanging something desired with the value of commensurate objects through certain useful ways. Buying and selling mobile legends online game accounts is a buying and selling activity to gain profit from each other (mobile legends online game account users). The method used in this study is a type of library research, namely by conducting research on written sources, then this researcher is qualitative. This study aims to collect information or data about the phenomenon studied, namely the review of Islamic law on buying and selling mobile legends online game accounts in Garut Regency. Based on the results of the study, it can be concluded that in a review of Islamic law on buying and selling mobile legends online game accounts in Garut Regency. The transaction method is carried out to both parties, namely the seller and the buyer, sometimes using a third party called a rekber (joint account), but in this transaction there is a fraud, such as fraud committed when the account that is the object of buying and selling is not as expected and also fraud such as not handing over the account to the buyer after making a payment. Viewed from the pillars of buying and selling according to Hanafiyah Ulama, Jumhur Ulama, and the Compilation of Sharia Economic Law Book II article 22 along with its legal requirements have fulfilled as a category of buying and selling bay' as-Salam where the buyer makes payment in advance with dependent goods by the seller. But if the harmony and legal conditions of the sale and purchase are damaged (fasid), So the trade is not legal, such as the element of fraud in buying and selling accounts in the Mobile Legends online game.  Keywords: Islamic Law, Buy and Sell Online Games, Mobile Legends
Praktik Jual Beli Dengan Sistem Pre Order Perspektif Hukum Ekonomi Syari’ah (Studi Kasus Di Toko Online HelloByl_Aesthetic) Izzan, Ahmad; Widaningsih, Santini; Syaripudin, Enceng Iip
Jurnal Hukum Ekonomi Syariah Vol 1 No 1 (2022): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v1i1.163

Abstract

Buying and selling is an activity of exchanging goods for property in the form of money. There are two types of buying and selling in practice, namely buying and selling directly and buying and selling indirectly. Direct buying and selling, for example, buying and selling in markets and minimarkets that directly meet to choose the goods to buy. While indirect buying and selling is done online, commonly known as Electronic Commerse (E-Commerse) which makes it easier for consumers to shop because consumers no longer have to come directly to the store, but only need to open a smartphone, open an online store and then buy the goods needed. The pre-order system or called PO is a selling system where a seller receives an order for a product offered on the marketplace media or social media. Toko HelloByl_Aesthetic is an online store (marketplace) that uses a pre-order system as an alternative in selling its products. This study aims to determine the pre-order buying and selling system in Islam. In addition, this study aims to find out the practice of buying and selling with a pre-order system carried out in HelloByl_Aesthetic online stores so that in the end the author wants to analyze the views of shari'ah economic law on the pre-order buying and selling system in HelloByl_Aesthetic online stores. Field research is a type of research used in this study, which is research where researchers directly look into the field to make observations of a phenomenon in a natural state. The phenomenon that is the object of study is the online store HelloByl_Aesthetic. The data collection techniques used were observation, interviews and documentation. From the data processed then analyzed using data analysis methods through the stages of data reduction, data presentation, and conclusions. The results of this study show that the practice of buying and selling with a pre-order system or ba'i salam carried out in online stores HelloByI_Aesthetic seen from the pre-order requirements, there are conditions that are not met, namely in the provision of goods to be sold are not yet available at the seller. When viewed from the point of view of sharia economic principles, it is in accordance with the principles of sharia economic law.  Keywords: Buy and Sell, Pre Order, Ba'i Salam.
Penarikan Zakat Nasabah Di Bank Bjb Syariah Kabupaten Garut (Jl. Ciledug No 45 Kabupaten Garut) (Studi Kasus Di Bank BJB Syariah Kabupaten Garut) Wati, Ai; Radiansyah, Elshandy
Jurnal Hukum Ekonomi Syariah Vol 1 No 1 (2022): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v1i1.164

Abstract

BJB Syariah Garut Regency JL. Ciledug No 45 is a Sharia financial institution. One of its functions is to collect funds from customers to be managed. Its product, Savings, involves the opening of savings accounts for customers. These savings utilize the Al-mudharabah contract, which entails rights and obligations for each party. The research problem addressed in this study includes 1) Analysis of customer zakat withdrawals at Bank BJB Syariah in Garut Regency according to Islamic economic law, 2) How zakat withdrawal mechanisms and laws are applied in Bank BJB Syariah Garut Regency from the perspective of Islamic law. The research aims to: 1) Analyze customer zakat withdrawals at Bank BJB Syariah in Garut Regency according to Islamic Law, 2) Understand the mechanisms and laws of zakat withdrawal at Bank BJB Syariah Garut Regency from the perspective of Islamic law. The research method used is descriptive, involving studying, analyzing, and presenting data related to the issue. Data collection methods include data analysis, observation, interviews, and literature review. The data type is qualitative, describing the process of customer zakat withdrawals by Bank BJB Syariah. The research findings on zakat withdrawals in savings products at Bank BJB Syariah Garut Regency state that customers agree to a 2.5% zakat deduction each month upon opening their account. This deduction is implemented regardless of the nisab and haul. If customers agree, regardless of profit sharing or the amount of savings, 2.5% zakat is deducted monthly and directed to BAZNAS or ACT. Zakat withdrawals in Bank BJB Syariah savings embody the principle of social solidarity. The bank must consider nisab and haul in zakat withdrawals to comply with Islamic law.  Keywords: Islamic Law, Customer, Zakat.
Praktik Akad Sewa Tanah Untuk Produksi Bata Merah Tinjauan Hukum Ekonomi Syariah (Studi Kasus di Desa Tanjungsari Kec. Karangpawitan Kab. Garut) Syaripudin, Enceng Iip; Setiawan, Ahmad
Jurnal Hukum Ekonomi Syariah Vol 1 No 1 (2022): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v1i1.166

Abstract

Islam regulates various aspects of human life (muamalah), including the practice of Lease Contracts for land. In conducting muamalah, Lease Contracts are often practiced among Muslim communities, yet there are still aspects that need improvement to align with Shariah principles.   The formulation of the problem in this research is: How is the practice of land lease contracts used for red brick production in Tanjungsari Village, Karangpawitan Sub-District? What is the Shariah Economic Law perspective on the practice of land lease contracts for red brick production in Tanjungsari Village, Karangpawitan Sub-District? The objective of this research is to analyze the practice of land lease contracts in red brick production in Tanjungsari Village, Karangpawitan Sub-District, and to analyze the Shariah Economic Law perspective on the practice of land lease contracts in red brick production in Tanjungsari Village, Karangpawitan Sub-District. The research method used in this study is field research and a qualitative approach. The results of the research can be concluded as follows: the Shariah Economic Law perspective on the lease contract for red brick production in Tanjungsari Village meets the essential conditions of the lease contract. However, some conditions are not fulfilled, such as the lack of certainty regarding the end of the lease period. Therefore, according to Shariah Economic Law principles, the contract is not valid, making it invalid from a legal perspective. Keywords: Contract, lease, Shariah Economics.
Pengaruh Program BPNT Terhadap Kesejahteraan Masyarakat Desa Sindangsari Kecamatan Cigedug Syaripudin, Enceng Iip; Fikarudin, Wildan; Munir, Ridwan
Jurnal Hukum Ekonomi Syariah Vol 1 No 1 (2022): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v1i1.167

Abstract

Abstrak Program Bantuan Non Tunai ialah upaya mereformasi progam subsidi rastra yang dilaksanakan berdasarkan arahan Presiden Republik Indonesia untuk meningkatkan efektivitas dan ketepatan sasaran. Program ini ialah salah satustrategipemerintahmengatasi permasalahan kemiskinan yang mana diharapkan memberi dampak bagi peningkatan kesejahteraan dan kemampuan ekonomi penerima manfaat. Penelitian ini menggunakan analisis kuantitatif regresi linear sederhana, data yang digunakan dalam studiini adalah data primer yaitu data hasil kuisioner dan wawancara. Riset ini menggunakan uji validitas, reliabilitas, uji asumsi klasik serta hipotesis dengan menggunakan Program Statistic Product and Service Solution (SPSS) versi 25.0. Berdasarkan pengujian, diketahui nilai Fhitung sebesar 98,656 pada sig 0,000, hal ini menunjukkan bahwa Kualitas Pelayanan, Harga dan Kualitas Produkberpengaruh secara signifikan terhadap variabel terikat yaitu Kepuasaan Masyarakat. Hipotesisini menjelaskan bawah mempunyai pengaruh secara simultan terhadap Kepuasaan Masyarakat diterima. Berdasarkan hasil analisis, riset ini dapat dijadikan sebagai bahan pertimbangan bagi pihak manajeman Advance Desa Sindangsari apabila ingin meningkatkan kepuasaan masyarakat. Kata kunci: BPNT, Kesejahteraan, Desa Sindangsari
Mekanisme Transaksi Gadai Perspektif Hukum Ekonomi Syari’ah Syaripudin, Enceng Iip; Nurul Mustofa , Annisa
Jurnal Hukum Ekonomi Syariah Vol 1 No 1 (2022): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v1i1.169

Abstract

Islam regulates various aspects of human life (muamalah), including pawn transactions. In conducting muamalah, pawning is not uncommon among Muslim communities, yet there are still practices that contradict Shariah economic law. The formulation of the problem in this research is: What is the mechanism of pawn transactions in Kp. Karoya, Cibatu Sub-District, Garut Regency? What is the perspective of Shariah economic law on the mechanism of pawn transactions? The objective of this research is to analyze the mechanism of pawn transactions in Kp. Karoya, Cibatu Sub-District, Garut Regency, and then analyze the perspective of Shariah economic law on the pawn mechanism in Kp. Karoya. The research method used is field research and a qualitative approach. The results of the research on the pawn mechanism reveal several aspects that contradict Shariah economic law, namely: 1) There is no written evidence during the contract, which contradicts both Quranic verses and Hadith. 2) Uncertainty regarding the end date of the pawn transaction, where if the redemption period expires, there should be another deadline for the transaction. 3) The use of pawned items not listed in the transaction, although this may be customary and does not contradict Shariah economic law. Keywords: Transactions, Pawn, Shariah Economic Law
Jual Beli Followers Di Media Sosial Instagram Tentang Transaksi Elektronik Dalam Pandangan Hukum Islam Syaripudin, Enceng Iip; Badruzzaman, Puad
Jurnal Hukum Ekonomi Syariah Vol 1 No 1 (2022): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v1i1.170

Abstract

Instagram is one type of social media that is currently being embraced by various groups. Instagram has become one of the most popular social media platforms in Indonesia. Whether for personal photos, experiences, or important events, or for business purposes such as "online stores", etc. Therefore, it is important to make a different impression on Instagram, which can be achieved in various ways, one of which is by increasing the number of followers. The advantages of having a large Instagram following in an online store, such as increasing business account ownership. Furthermore, the greatest impact will be felt by Instagram users who utilize their accounts to sell products. With the increasing number of business people using social media users, who are also known as influencers. The purpose of this study is to find out how the practice of buying and selling Instagram followers works, as well as the views of Islamic law on the practice of buying and selling Instagram followers. Thus, this research is expected to be useful for future scholars and can be used as a reference or reference for them. The process of buying and selling followers is part of the product advertising offered by Instagram accounts that sell followers. The concept of a service product can be summarized as the desire to utilize a product (service) that provides the best quality, appearance, and attributes to users.  Keywords: buying and selling, Followers, Social Media, Instagram,
Tinjauan Hukum Ekonomi Syariah Tentang Praktek Arisan Uang Yang Di Ganti Dengan Barang (Studi Kasus Di Pasar Pasirwangi Kecamatan Pasirwangi Kab. Garut) Ai Wati; Afwan, Akmal Hidayat
Jurnal Hukum Ekonomi Syariah Vol 1 No 1 (2022): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v1i1.187

Abstract

In the modern world, various economic activities are conducted by different groups, including "arisan," a traditional rotating savings and credit association commonly practiced in Indonesia. Arisan comes in various models, from monetary arisan to goods-based arisan. The arisan practice observed in Pasirwangi Market, Pasirwangi Sub-District, Garut Regency, caught the attention of the author due to the replacement of money with goods without clear contractual terms, causing dissatisfaction among the members. Based on this issue, the author conducted research on "Sharia Economic Law Perspective on the Practice of Goods-Based Arisan in Place of Monetary Arisan (Case Study at Pasirwangi Market, Pasirwangi Sub-District, Garut Regency)." This research aims to understand the practice of goods-based arisan in Pasirwangi Market from the perspective of Sharia economic law.   The research method employed is field research, with qualitative interviews to directly understand the phenomenon experienced by the research subjects. The arisan activity does not contradict Sharia economic law as it is based on voluntary participation and does not involve prohibited elements. Subsequently, a second negotiation was held among all arisan members, where the arisan leader explained the reasons for replacing monetary arisan with goods to better meet the members' needs. Consequently, all arisan members agreed to change the arisan contract to goods-based. However, after this change, the prices of the goods did not match market prices, leading the arisan leader to increase the prices to allow the surplus money from buyers to be taken by the arisan leader. Although this resulted in losses for the members, they willingly accepted the surplus money taken by the arisan leader, believing it would cover transportation costs.  Keywords: Arisan, Money, Goods, Sharia Economic Law.
Konsep Uang Digital Di Aplikasi Dana Perspektif Hukum Ekonomi Syariah Izzan, Ahmad; Piandi, Andri
Jurnal Hukum Ekonomi Syariah Vol 1 No 1 (2022): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v1i1.199

Abstract

Digital fund applications are among the companies providing digital-based financial services currently favored by the majority of the Indonesian population. These digital financial services are highly effective, efficient, and facilitate payment transactions commonly made by the public. However, the question arises whether these services are in line with Sharia principles. The formulation of the problem in this research is: 1. What is the concept of digital money in the DANA application? 2. What is the concept of digital money in the DANA application from the perspective of Sharia economic law? From these problem formulations, the objectives of this research are: 1. to understand the concept of digital money in the DANA application. 2. to understand the concept of digital money in the DANA application from the perspective of Sharia economic law. The method used in this thesis is field research. This research employs descriptive and analytical methods with a qualitative approach. Data collection techniques include observation, interviews, and documentation. Based on the research results, it can be concluded that the concept of digital money in the DANA application from the perspective of Sharia economic law is permissible because digital money does not violate Sharia rules in its usage or transactions as there are no elements of riba (usury), gharar (uncertainty), or maysir (gambling).  Keywords: Sharia Economic Law, Digital Money, DANA Application
Pemikiran Adiwarman Karim Tentang Jual Beli Online Dalam Menggunakan Akad As-Salam Gaussian, Gini; Mirawati, Mirawati
Jurnal Hukum Ekonomi Syariah Vol 1 No 1 (2022): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v1i1.201

Abstract

Salam contract is a sales contract of ordered goods between the buyer and the seller, where the specifications and prices of the ordered goods must be agreed upon at the beginning of the contract, while the payment is made upfront in full. Salam contract is a permissible sales contract based on evidence found in the Quran. The problem to be examined is Adiwarman Karim's perspective on the concept of online sales using the salam contract, its benefits, and the analysis of Islamic economics towards Adiwarman Karim's perspective on online sales using the salam contract. The objective of this research is to understand Adiwarman Karim's perspective on the concept of online sales using the salam contract, to identify its benefits, and to analyze Islamic economics towards Adiwarman Karim's perspective on online sales using the salam contract. The research method used is library research and a qualitative approach. The results of the research are as follows: 1) According to Adiwarman Karim, the salam contract has flexibility to meet the needs of society in various sectors. 2) The benefit is acquiring goods according to the buyer's needs and at the desired time. 3) In Islamic economics, the practice of buying and selling must comply with the conditions stipulated in Islamic law, namely that the contracting parties must be legally competent (baligh). Keywords: Adiwarman Karim, Online Sales, Salam Contract

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