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Jurnal Hukum Ekonomi Syariah
Published by Sekolah Tinggi Agama Islam Al-Musaddadiyah Garut
ISSN : -     EISSN : 29627648     DOI : -
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice
JHesy adalah sebuah Jurnal online Prodi Hukum Ekonomi Syariah (Muamalah) untuk menampung berbagai Artikel berupa laporan penelitian baik dosen maupun mahasiswa yang melaksanakan penelitian ilmiah berupa Tugas Akhir, Skripsi, Hibah Penelitian, serta Pengabdian Kepada Masyarakat yang berada baik di dalam maupun diluar lingkungan Sekolah Tinggi Agama Islam Al-Musaddadiyah Garut. Dengan diterbitkannya karya ilmiah online ini diharapkan mampu mendorong semangat pendidikan dan penelitian khususnya bagi civitas akademik serta bisa memberikan kontribusi yang bermanfaat bagi masyarakat.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 107 Documents
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Perspektif Hukum Ekonomi Syariah Tentang Penyaluran Zakat Maal Yang Dikelola Oleh Badan Amil Zakat Nasional (BAZNAS) Kabupaten Garut Wati, Ai; Alawiyah, Kiki Rofi'ah
Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v2i1.415

Abstract

Zakat is a property that must be issued by every Muslim who is considered capable with several conditions that must be met. In Indonesia, zakat is distributed by the National Amil Zakat Agency. Unfortunately, in the management of zakat maal at the National Amil Zakat Agency of Garut Regency, there are still many proposals for aid applications piling up, so many mustahik have not received zakat. The problem studied is how the mechanism of distributing zakat maal in BAZNAS Garut Regency and how the mechanism of distributing zakat maal in BAZNAS Garut Regency perspective of sharia economic law. The purpose of the study was to find out how the mechanism of distributing zakat maal in BAZNAS Garut Regency and to analyze how the mechanism of distributing zakat maal in BAZNAS Garut Regency perspective of sharia economic law. The method used is field research, namely field research in the form of qualitative research that is descriptive. The research was conducted by conducting direct interviews with BAZNAS staff in an unstructured manner. The results of this study contain that there are five excellent programs in the distribution of zakat maal at BAZNAS Garut Regency, namely Garut Sehat, Garut Taqwa, Garut Peduli, Garut Makmur, and Garut Pintar, which can be distributed after a proposal for assistance that enters BAZNAS to eight asnaf. Even so, the distribution of zakat is not appropriate because it does not meet the principles of Sharia Economic Law, such as justice, tawhid, al-maslahah, and others.  
Perspektif Hukum Ekonomi Islam Tentang Pola Bagi Hasil Usaha Dalam Kerjasama Permodalan Jual-Beli Motor (Studi Kasus Di Show Room An-Najah Motor Selaawi Garut) Gausian, Gini; Muiz, Abdul
Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v2i1.423

Abstract

Profit sharing in a collaboration is a form of system that includes procedures for sharing business results between the provider of funds and the manager of funds in which an agreement or joint bond is carried out in a particular business then in a collaboration it is promised that there will be a sharing of the profits to be obtained between the two parties party or more. As for the formulation: (1) How is the practice of the profit sharing pattern in the capital cooperation in buying and selling motorbikes in the An-Najah Motor show room? (2) How, according to the view of Islamic Economic Law, when the distribution of business results is different from the agreement at the beginning of the agreement that had been determined in the buying and selling capital cooperation in the An-Najah Motor show room? The objectives are: (1) To find out how the practice of profit sharing patterns in capital cooperation is actually carried out in the An-Najah Motor show room. (2) To find out how according to Islamic Economic Law regarding the practice of profit-sharing patterns in cooperation, for capital with a different nominal amount given by each member of An-Najah Motor investors. This type of research is Field Research or field study using a qualitative approach. Based on the results of the research it is concluded that the implementation of the business profit sharing pattern in the cooperation of buying and selling capital of motorbikes in the An-Najah Motor show room fulfills the existing requirements as in terms of fulfilling the requirements in cooperate for profit sharing with contracts (musyarakah).However, in its implementation there are still gaps in the theory of Islamic Economic Law in its implementation which is less effective, namely, in terms of fulfilling contracts which are carried out only orally, and sharing of results that have not been mutually agreed upon regarding changes that are taking place , the responsibility for losses incurred jointly is still evenly distributed among members which can harm one party and there is no time limit for cooperation which can harm the manager.
Perspektif Hukum Ekonom Syariah Tentang Praktik Akad Rah Sawah (Studi Kasus Di Kp. Mariuk Ds. Maripari Kec. Sukawening Kab. Garut) Gausian, Gini; Putri, Alma Amelia
Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v2i1.428

Abstract

In a pawn transaction, a person lends something to another person as collateral for future debts. For example, the way the people of Mariuk Village get money is by borrowing from each other. They do so by agreeing to sell something (usually their rice field) to people who will then give them the money they need. After that, both parties draw up a contract to track the loan and ensure that it is always paid back. But when a pawn transaction is made, the terms of the agreement are not always followed. This can cause problems for both the pawnshop and the person taking the pawn. In some cases, this can be seen as a serious violation of Sharia economic law. The purpose of this study is to determine the rice field pawn system that occurs in Mariuk Village, Maripari Village, to determine the factors that encourage people to choose rice pawns in Mariuk Village, Maripari Village, and to find out the review of Sharia Economic law on contracts in the practice of rice field rahn (pawn) in Mariuk Village, Maripari Village, Sukawening District, Garut Regency. This research is included in the type of qualitative research with data collection techniques used, namely interviews, observation, and documentation. From this data is analyzed through the stages of data reduction, data presentation, then conclusions. Based on the results of this study, it was found that the implementation of rice field pawning in Maripari Village, Sukawening District, Garut Regency had been carried out long ago for reasons of economic problems and was legal in accordance with the provisions of Sharia Economic Law even though the pawn process was only carried out orally, namely the rahin came and offered his rice field to murtahin to be mortgaged with the intention of obtaining a loan of some money from the meeting, rahin and murtahin held Deal.  Keywords: Sharia Economic Law, Akad Rahn,
Mekanisme Jual Beli Emas Online Melalui Aplikasi (Pluang) Persfektif Hukum Ekonomi Syariah Syaripudin, Enceng Iip; Mawarni, Ai Hilma
Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v2i1.429

Abstract

Pluang is a digital investment application developed by PT Bumi Santosa Cemerlang. Pluang makes it easy for people to invest in gold easily digitally. The price of gold offered in units of 0.01 grams is Rp. 8,638,-. If you want to get a profit from investing in the Pluang application, buying gold must be priced down and resell it at a rising price so that you can profit from selling the gold. This study aims to determine the mechanism of buying and selling gold online in the Pluang application and the view of Islamic economic law regarding buying and selling gold online in the Pluang application. Thus, the researcher hopes that this research can be useful as a reference for further researchers. This study uses a type of qualitative research with data collection techniques used, namely interviews, documentation and literature study. By collecting actual data and information, this study intends to describe the problem and find the right conclusions. Based on the conclusions from the research results, features such as buying gold, selling gold, repaying gold, and withdrawing gold are available in the Pluang application. In making transactions in the Pluang application based on the DSN-MUI fatwa, the contracts used are Wadiah, Murabahah, and salam contracts. In addition, the view of sharia economic law on buying and selling gold online is legal or permissible as long as it complies with the provisions of Islamic sharia law.
Analisis Fatwa Dewan Syariah Majelis Ulama Indonesia Tentang Akad Bagi Investor Emas Melalui Platform Aplikasi Bareksa Sunarsa, Sasa; Ramdani, Moh Nurkholis
Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v2i1.433

Abstract

Investment is an activity that aims to develop assets, besides that it is also a commitment to a certain amount of money as well as other resources that are carried out at the present time with the aim of obtaining a number of benefits in the future. The formulation of the problem in this research is 1). What is the view of the fatwa of the Ulama in investing in gold through digital media? 2). What is the sale and purchase contract used to invest in digital gold through the Bareksa application platform? The purpose of this study is to find out the views of Muslim scholars on investing in gold through digital media and the types of contracts used in investing in gold through the Bareksa application platform. The author uses a research library research with the use of descriptive methods. The results of this study are based on the DSN-MUI Fatwa decision regarding buying and selling gold in cash, namely the law of buying and selling gold in cash, either through buying and selling in general or buying and selling with a murabaha contract, then the law is permissible (jaiz, mubah) , and the contract used in the practice of buying and selling is a murabahah contract while in the safekeeping of goods it uses a wadiah yad Al-Amanah contract. Keywords: Investment, Akad, Ulama Fatwa
Analisis Hukum Ekonomi Syariah Dalam Transaksi Paylater Pada Aplikasi Shopee Wati, Ai; Ningsih, Sri Hayati
Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v2i1.434

Abstract

Shopee PayLater is Shopee's newest payment method that is easily accessible on smartphones via the internet by Shopee users. The Shopee PayLater payment method offers to active Shopee users. It aims to provide convenience for buyers in the form of loans with low interest rates. However, even though Shopee claims to buy now pay next month without interest, in fact there are still installment fees that users must pay. Shopee also penalizes fines for late payments after maturity. The formulation of the problem in this study includes, how is the mechanism for buying and selling using the PayLater method on the Shopee application? and How is the review of sharia economic law on buying and selling using the PayLater method on the Shopee application? So this study aims to determine the mechanism of buying and selling transactions using PayLater in the Shopee application and to find out the review of sharia economic law on PayLater transactions in the Shopee application. This research is included in the type of qualitative research with data collection techniques used, namely interviews, observation, and documentation. From this data is analyzed through the stages of data reduction, data presentation, then conclusions. Based on the results of this study, it was found that in the Shopee PayLater payment method, usury was indicated because from the beginning of the agreement, Shopee set installment interest and penalties to compensate for late payments.  Keywords : Sharia Economic Law, Transaction, PayLater, Shopee
Analisis Hukum Ekonomi Syari’ah Tentang Jual Beli Makanan Tanpa Harga Abdillah, Syaik; Syifaulhuda, Annisa
Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v2i1.436

Abstract

Buying and selling food today has a wide range of diversity in its mechanisms. One of them is the mechanism of buying and selling food without price inclusion which is currently popular in several restaurants that apply the concept of buffets. Because there is no price transparency at the beginning, this makes some polemics among consumers. The formulation of the problem in this study is how the mechanism of buying and selling food without prices. As well as how to analyze the economic law of shari'ah about buying and selling food without prices. From several formulations of these problems, the purpose of this study is to determine the mechanism of pricing and analysis of shari'ah economic law regarding buying and selling food without prices. This research is a type of qualitative research using the literature study method which is carried out by presenting data using data alasisance techniques. Based on the results of the research, the sale and purchase is included in the ba'i al-muathah it may be done if both parties agree in the contract process. Regarding the indication of uncertainty (gharar) in the mechanism, it can be avoided by asking for information in advance about the provisions and price information at the restaurant. This is especially true for first-time shoppers.  Keywords: shari'ah economic law, buying and selling, food, price;
Jual Beli Tanah Di Sandbox Metaverse Dalam Perspektif Hukum Ekonomi Syariah Wati, Ai; Hakim, Iman Lukmanul
Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v2i1.437

Abstract

Along with the development of an increasingly sophisticated technological era, several aspects of life are increasingly attached to technology, one of which is buying and selling. Evidence of technological progress is the existence of a new world online, which builds a virtual world called Metaverse. “Metaverse is a social aspect, game, augmented reality (AR), virtual reality (VR), and digital currency that allows individuals to interact with each other virtually, one of which is the Metaverse is Sandbox. Just like in the real world, we can buy and sell land virtually in the Metaverse Sandbox, where the land can be an investment and a potential price increase, but behind that it has a risk, namely when this platform goes out of business, it could lose that value. The formulation of the problem in this research is: What is the mechanism for buying and selling land in Sandbox Metaverse? Also, what is the perspective of sharia economic law regarding buying and selling land in Sandbox Metaverse? So this study aims to determine the buying and selling of land in Sandbox Metaverse in the perspective of sharia economic law. This research is included in the type of qualitative research by approaching it with interview techniques, literature and documentation. The data was analyzed through the stages of data reduction, data presentation, then drawing conclusions. Based on the results of this study, the sale and purchase of land in the Sandbox Metaverse, which is then correlated with the theory of sharia economic law and the sale and purchase theory of assets, the sale and purchase has fulfilled the pillars and conditions for the formation of the contract, but the perfecting element in the object of the contract is not fulfilled from a technical point of view so that the contract becomes facades, and land in Sandbox Metaverse are included in intangible assets. Keywords: Sharia Economic Law, Buying and Selling, Metaverse, Sandbox, Virtual Land, Assets
Tinjauan Hukum Islam Mengenai Pembagian Zakat Fitrah Untuk Non-Muslim (Studi Kasus di DKM Al-Hidayah Kp.Pasir Kecamatan Samarang Kabupaten Garut) Sunarsa, Sasa; Anggraeni, Mia
Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v2i1.438

Abstract

Zakat fitrah must be issued by every Muslim during Ramadan and paid before Eid prayers. The group of recipients of zakat fitrah accommodated in the DKM of Al-Hidayah Mosque is not specifically mentioned to be distributed to Muslims only but can be given to non-Muslims. The formulation of the problem is: How is the Distribution of Zakat Fitrah for Non-Muslims in DKM Masjid Al-Hidayah? How is Islamic Law Review Regarding the Distribution of Zakat Fitrah to Non-Muslims in DKM Masjid Al-Hidayah? The purpose of this study is to find out how the distribution of zakat fitrah for Non-Muslims in DKM Masjid Al-Hidayah and find out how the Review of Islamic Law regarding the distribution of zakat fitrah for Non-Muslims in DKM Masjid Al-Hidayah. This research uses a type of field research using descriptive methods through a qualitative approach. The data analysis used is through the stages of data reduction, data presentation and conclusions. Based on the results of this study, it was found that the distribution of zakat fitrah carried out at the DKM of Al-Hidayah Mosque included the Non-Muslim group as the Asnaf Muallaf group. And based on Islamic law, zakat fitrah may not be given to non-Muslims other than to the 8 (eight) asnaf that have been explained in Q.S At-Taubah ayat 60.  Keywords: Islamic Law, Zakat Fitrah, Non-Muslim
Tinjauan Hukum Islam Tentang Kredit Pemilikan Rumah (Studi Kasus Di Perumahan Puncak Rabbany Mangkurakyat Kecamatan Cilawu Kabupaten Garut) Wati, Ai; Patimah, Sipa Siti
Jurnal Hukum Ekonomi Syariah Vol 2 No 1 (2023): Jurnal Hukum Ekonomi Syariah
Publisher : STAI Al Musaddadiyah Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37968/jhesy.v2i1.439

Abstract

With the existence of housing in the Garut area, people prefer to use the mortgage system or by way of credit, so far the provision of Home Ownership Loans is one of the activities of conventional banks that cannot be separated from interest. In the implementation of this mortgage, other units are involved, such as Limited Liability Companies (PT), which provide the location of land for house construction. This is stipulated in the mortgage such as selling prices, down payments, interest rates, monthly installments and other objects that must be paid by the debtor. The problem in this study is how the mechanism of Home Ownership Credit (KPR) in Puncak Rabbany Mangkurakyat Housing, Cilawu District, Garut Regency, and how the Islamic Law Review on KPR in Puncak Rabbany Mangkurakyat Housing, Cilawu District, Garut Regency. The purpose of this study was to learn more about the housing credit system in Puncak Rabbany Mangkurakyat housing in Kec. Cilawu Regency, Garut and analyze Islamic law on mortgages in Puncak Rabbany, Mangkurakyat, Cilawu District, Garut Regency. This research method is field research (filed Reseach) with a qualitative approach. The results showed that KPR was available at Puncak Rabbany Mangkurakyat Housing, Cilawu Regency District. Rabbany Peak Housing offers 2 contracts that consumers can choose from, including the Ijarah Mumtahia bit Tamlik (IMBT) and Al-Istishna' contracts, to the procedures for Rabbany Mangkurakyat Peak Housing, Cilawu Regency District are carried out on credit without any problematic contracts.  In general, Sharia mortgages are applied in Garut in a way that is completely in accordance with the idea of mortgages in Islam, including explicit contracts, no interest or tadlis (fraud), no distribution delays, and no application of fines.  Keywords: Islamic Law, KPR, IMBT & Al-Istishna  

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