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INDONESIA
Jurnal Nirta: Studi Inovasi
Published by Nirta Learning Centre
ISSN : -     EISSN : 28076648     DOI : 10.61412
Core Subject : Economy, Science, Education,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education
artikel penelitian dan pengabdian kepada masyarakat yang berfokus pada bidang keilmuan yaitu Pendidikan, Manajemen dan Pariwisata
Arjuna Subject : Ilmu Sosial - Pendidikan
Articles 194 Documents
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Pengaruh Persepsi Resiko, Modal Minimal, Social Media Influencer dan Lingkungan Keluarga Terhadap Minat Investasi Mahasiswa Universitas Slamet Riyadi Surakarta Febila Febriyani; Widarno, Bambang
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
Publisher : Nirta Learning Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61412/jnsi.v4i2.213

Abstract

Penelitian ini bertujuan untuk menganalisis signifikansi pengaruh persepsi resiko, modal minimal, social media influencer dan lingkunngan keluarga terhadap minat investasi pada mahasiswa Universitas Slamet Riyadi Surakarta. Jenis data yang digunakan yaitu data kuantitatif dan data kualitatif. Sumber data dalam penelitian ini adalah data primer dan sekunder. Populasi dalam penelitian ini adalah mahasiswa Universitas Slamet Riyadi Surakarta sekitar 7.316 mahasiswa. Sampel dalam penelitian ini menggunakan rumus slovin dan didapatkan sampel sebanyak 100 mahasiswa. Penelitian ini menggunakan metode purposive sampling. Teknik analisis data yang digunakan yaitu analisis deskriptif, analisis regresi linier berganda, uji t, uji F dan uji koefisien determinasi (R2). Kuesioner dalam penelitian ini di uji validitas dan reliabilitas hasilnya valid dan reliabel, dan memenuhi uji asumsi klasik. Hasil penelitian dengan analisis regresi linier berganda menunjukkan bahwa : (1) Persepsi resiko berpengaruh positif signifikan terhadap minat investasi mahasiswa Universitas Slamet Riyadi Surakarta. (2) Modal minimal berpengaruh positif signifikan terhadap minat investasi mahasiswa Universitas Slamet Riyadi Surakarta. (3) Social media influencer tidak berpengaruh signifikan terhadap minat investasi mahasiswa Universitas Slamet Riyadi Surakarta. (4) Lingkungan keluarga berpengaruh positif signifikan terhadap minat investasi mahasiswa Universitas Slamet Riyadi Surakarta.
Sinergi Pendidikan Islam dan Keluarga dalam Pembentukan Kepribadian Anak Kelas 3 di SDIT Al Munadi Muthmainnah, Kamilia; Tsabitah, Sultan; Siregar, Pani Akhiruddin
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
Publisher : Nirta Learning Centre

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Abstract

Penelitian ini bertujuan untuk mengkaji sinergi antara pendidikan Islam di sekolah dan pendidikan keluarga dalam membentuk kepribadian Islami pada anak kelas 3 di SDIT Al Munadi. Penelitian menggunakan metode studi kasus dengan teknik wawancara kepada siswa, orang tua, dan guru. Hasil penelitian menunjukkan bahwa pembentukan kepribadian anak berlangsung efektif melalui pembiasaan nilai-nilai Islam baik di sekolah maupun di rumah. Sinergi ini mendukung perkembangan karakter anak, meskipun tantangan seperti perbedaan latar belakang keluarga tetap ada
The Influence of Digital Marketing Use with Electronic Word Of Mouth (E-Wom) as Mediation in Tourist Visit Interest at Taman Balekambang Surakarta Sadewa, Alfirdaus Ari; Pratama, Sandyawan Artha; Budianto, Dimas Tanggu; Alrafsanjani, Muhammad; Ramadhan, David; Zakiya, Nadiya Fikriyatuz
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
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Abstract

This study aims to explore and analyze the influence of digital marketing usage on tourists’ visit intention, with electronic word of mouth (E-WOM) as a mediating variable at the Taman Balekambang tourism destination in Surakarta. Taman Balekambang is one of the city’s iconic tourist attractions with historical, cultural, and ecological value, yet it still faces challenges in attracting an optimal number of visitors amid increasingly intense competition among tourist destinations. Alongside the development of information technology and changes in tourists’ information consumption patterns, digital marketing strategies have become essential tools to reach a broader market. On the other hand, E-WOM serves as a vital element that strengthens the credibility of promotional messages through reviews and experiences shared by previous visitors via social media and other digital platforms. This study uses a qualitative descriptive approach with data collection techniques including direct observation of digital promotion activities conducted by the management, documentation from social media, and relevant literature analysis. The results show that digital marketing significantly contributes to increasing destination visibility through the dissemination of visual content, event information, and interaction with prospective tourists. Furthermore, E-WOM proves to play a mediating role in strengthening the influence of digital marketing on tourists’ visit intention, through testimonials, comments, and positive reviews that encourage visitation decisions. These findings support previous research indicating that the synergy between digital promotion and consumer communication positively impacts tourist visitation behavior.The implications of this study not only enrich the digital marketing literature in the tourism context but also provide practical recommendations for tourism destination managers to develop more participatory and responsive digital strategies to meet tourists’ informational needs.
Pengaruh Virtual Account Billing, Payment Transaction, Dan E-Statement Terhadap Pengaplikasian M-Banking Dengan User Friendly Sebagai Variabel Moderasi ( Survei Pengguna M-Banking BNI Mahasiswa UNISRI) Elkana Fitria Sari; Hudi Kurniawanto
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
Publisher : Nirta Learning Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61412/jnsi.v4i2.224

Abstract

This study aims to analyze the effect of Virtual Account Billing, Payment Transaction, and E-Statement on the application of BNI m-banking, with user friendly as a moderating variable. The population in this study were students of Slamet Riyadi University Surakarta around 7,316 students. The sample in this study used a purposive sampling method and obtained a sample of 181 students. The data analysis techniques used were descriptive analysis, multiple linear regression analysis, t-test, F-test, determination coefficient test (R2), and moderated regression analysis (MRA). The questionnaire in this study was tested for validity and reliability, the results were valid and reliable, and met the classical assumption test. The results of the study with multiple linear regression analysis showed that virtual account billing, payment transactions, and e-statements had a significant positive effect on the application of m-banking by students of Slamet Riyadi University Surakarta. The results of the moderated regression analysis (MRA) show that user friendly does not moderate between virtual account billing and payment transactions on the application of m-banking by students of Slamet Riyadi University Surakarta, but user friendly moderates between e-statement on the application of m-banking by students of Slamet Riyadi University Surakarta
PENGARUH LINGKUNGAN KERJA, KOMPENSASI, BUDAYA KERJA DAN KOMPETENSI TERHADAP KINERJA PEGAWAI PADA DINAS PEMUDA DAN OLAHRAGA KABUPATEN LABUHANBATU Pakpahan, Mevi Masrani
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
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Abstract

Lokasi penelitian kuantitatif ini adalah Dinas Pemuda Dan Olahraga Kabupaten Labuhanbatu. Sebanyak 52 orang peserta penelitian adalah seluruh pegawai Dinas Pemadam Kebakaran (Damkar) Kabupaten Labuhanbatu Selatan. Teknik pengambilan sampel menggunakan teknik sampling jenuh, yaitu seluruh populasi yang berjumlah kurang dari 100 orang diambil sampelnya. Dalam penelitian ini, sebanyak 52 orang pegawai dijadikan sampel. Metode pengumpulan data yang digunakan dalam penelitian ini adalah kuesioner skala likert, dokumentasi, dan observasi. Penelitian ini menggunakan uji asumsi konvensional, meliputi uji normalitas data, uji heteroskedastisitas, dan uji multikolinearitas. Program SPSS digunakan untuk menilai uji parsial (t), simultan (F), dan koefisien determinasi untuk analisis regresi linier berganda. Temuan penelitian ini menjelaskan bagaimana Lingkungan Kerja, Kompensasi, Budaya Kerja, dan Kompetensi secara parsial dan bersamaan memengaruhi kinerja pegawai di Dinas Pemuda Dan Olahraga Kabupaten Labuhanbatu.
PENGEMBANGAN MEDIA DAN SUMBER BELAJAR CETAK UNTUK JENJANG MI/SD Nabila, Putri; Nasution, Nurul Ilmi; Muhammad Fahri
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
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Abstract

Printed media and learning resources still play a crucial role in supporting the learning process at the elementary (MI/SD) level. This study aims to develop printed learning media that align with the characteristics of students and the demands of the curriculum. This research employs a library research method by reviewing various relevant literatures on media development, the characteristics of elementary school students, and instructional design principles. The findings indicate that printed media designed with attention to visual aspects, communicative language, and content relevance can enhance the effectiveness of learning. Therefore, the development of high-quality printed media is considered a key strategy in supporting the success of the teaching and learning process at the MI/SD level.
Sukuk Dalam Perspektif Global : Tinjauan Akad Dan Praktik Sukuk Murabahah Di Indonesia Dan Qatar Lesmana, Alyatulnisa Ragil; Natasya, Fazira Putri; Lubis, Fitrah Khairuna Ulfa; Lira Amelia; Risma Abidah Nasution; Maryam Batubara
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
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Abstract

Sukuk is an Islamic financial instrument that plays a significant role in promoting economic development based on Islamic principles. This study aims to examine the definition of sukuk, the types of contracts used in sukuk issuance, with a particular focus on the murabahah contract. Furthermore, it compares the implementation of murabahah sukuk in Indonesia and Qatar, two countries with developing Islamic financial systems. Using a literature review and a descriptive-comparative approach, the study reveals that although both countries adhere to the same Sharia principles, differences exist in regulatory frameworks, contract structures, and sectors of sukuk issuance. This research aims to contribute to the advancement of sukuk instruments in ways that are more effective and adapted to each country’s local context. Sukuk merupakan instrumen keuangan syariah yang memainkan peran penting dalam mendukung pembangunan ekonomi berbasis prinsip Islam. Penelitian ini bertujuan untuk mengkaji definisi sukuk, jenis-jenis akad yang digunakan dalam penerbitan sukuk, serta fokus khusus pada akad murabahah. Selain itu, kajian ini juga membandingkan praktik implementasi sukuk murabahah di Indonesia dan Qatar, dua negara dengan sistem keuangan syariah yang terus berkembang. Melalui studi literatur dan analisis deskriptif-komparatif, ditemukan bahwa meskipun keduanya menerapkan prinsip syariah yang sama, terdapat perbedaan dalam pendekatan regulasi, struktur akad, dan sektor penerbitan sukuk. Penelitian ini diharapkan dapat memberikan kontribusi terhadap pengembangan instrumen sukuk secara lebih efektif dan sesuai dengan konteks lokal masing-masing negara.
Konsep Dasar Dan Landasan Hukum Pasar Modal Syariah Di Indonesia : Tinjauan Regulasi Dan Prinsip Syariah Alda Andrini; Asyhari Abdillah Siregar; Fahriza Alyanisa; Gilang Saka Maulana; nabilahirwani; Sandi Sipahutar; Maryam Batubara
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
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Abstract

The Islamic capital market is an integral part of the Islamic financial system in Indonesia, based on Islamic principles such as justice, transparency, and the prohibition of usury (riba). This study aims to explain the fundamental concepts and examine the legal foundations of the Islamic capital market in Indonesia by reviewing existing regulations and their compliance with sharia principles. The method used is a literature review of OJK (Financial Services Authority) regulations, DSN-MUI (National Sharia Council – Indonesian Ulema Council) fatwas, and academic sources related to the Islamic capital market. The findings indicate that the Islamic capital market in Indonesia has a solid legal foundation both from the national legal framework and Islamic fatwas. Pasar modal syariah merupakan bagian integral dari sistem keuangan syariah di Indonesia yang berlandaskan pada prinsip-prinsip Islam, seperti keadilan, transparansi, dan larangan riba. Penelitian ini bertujuan untuk menguraikan konsep dasar serta menelaah landasan hukum pasar modal syariah di Indonesia dengan meninjau regulasi yang berlaku dan kesesuaiannya dengan prinsip-prinsip syariah. Metode yang digunakan adalah studi literatur terhadap regulasi OJK, Fatwa DSN-MUI, serta literatur akademik terkait pasar modal syariah. Hasil kajian menunjukkan bahwa pasar modal syariah di Indonesia memiliki dasar hukum yang cukup kuat, baik dari sisi perundang-undangan nasional maupun fatwa syariah
Pasar Uang Dan Pasar Modal Syariah : Perbandingan Instrumen, Mekanisme, Dan Implikasinya Dalam Sistem Keuangan Islam Didi Handono Syahputra; Muhammad Rizky Putra; Nesya Aulia; Saibarani Nabila; Shafa Sizli Kania; Siti Zuhaira Ritonga; Maryam Batubara
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
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Abstract

. The Islamic money market and capital market are important parts of the ever-evolving Islamic financial system. This study aims to provide a comprehensive overview of the instruments and mechanisms used in both markets, as well as to compare their functions and see their impact on the Islamic economy in general. Through a literature study, the discussion includes the types of instruments, how the market works, and the role of supervisory institutions in maintaining compliance with Islamic principles. The results of the study show that both the Islamic money market and capital market have a significant contribution in supporting financial activities that are in accordance with Islamic values. Pasar uang dan pasar modal syariah merupakan bagian penting dalam sistem keuangan Islam yang terus berkembang. Penelitian ini bertujuan untuk memberikan gambaran menyeluruh mengenai instrumen dan mekanisme yang digunakan dalam kedua pasar tersebut, serta membandingkan fungsinya dan melihat dampaknya terhadap perekonomian syariah secara umum. Melalui studi literatur, pembahasan mencakup jenis-jenis instrumen, cara kerja pasar, serta peran lembaga pengawas dalam menjaga kepatuhan terhadap prinsip-prinsip syariah. Hasil kajian menunjukkan bahwa baik pasar uang maupun pasar modal syariah memiliki kontribusi yang signifikan dalam mendukung aktivitas keuangan yang sesuai dengan nilai-nilai Islam.
Keadilan Restoratif Sebagai Paradigma Baru Dalam Pembaruan Hukum Pidana Indonesia (Harmoniasasi Dan Konvergensi Dengan Hukum Islam) Zulpahmi Lubi; Budi Sastra Panjaitan; Arifuddin Muda Harahap
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
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Abstract

Restorative justice as a new paradigm in the reform of Indonesian criminal law emphasizes the restoration of relationships between the perpetrator, the victim, and the community, rather than mere retribution. This approach shifts the focus from retribution to reconciliation and social healing. This article examines the relationship between restorative justice and Islamic legal principles that emphasize the protection of life, honor, and property. The harmonization of both offers a more balanced and humane perspective on justice. In the philosophical dimension, restorative justice opens up space for substantial justice that takes into account social, moral, and spiritual aspects, and directs the reform of Indonesia's criminal law towards an approach of restoration and social peace.

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