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INDONESIA
JAWI : Journal of Ahkam Wa Iqtishad
Published by MUI Kota Pekanbaru
ISSN : -     EISSN : 3025292X     DOI : -
Core Subject : Religion, Economy, Education, Social,
Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Other
This journal publishes original articles on current issues and trends occurring in recent developments related to Islamic law and Islamic economics with the aim of advancing our knowledge of the theory and practice of Islamic Law and Islamic Economics.
Arjuna Subject : Umum - Umum
Articles 72 Documents
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The Influence of Brand Equity on the Purchase Decision of Samsung Smartphones (A Case Study of Consumers in Marpoyan Damai District, Pekanbaru City) Ilham, Muhammad; Afifah, Dhiya Dwi
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 1 (2025): JAWI - MARET
Publisher : MUI Kota Pekanbaru

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Abstract

The research was conducted to determine the influence of brand equity on purchasing decisions for Samsung brand smartphones, especially people who live in Marpoyan Damai District, Pekanbaru City. The research approach used quantitative methods by distributing questionnaires to 400 people using a random sampling method to answer the problem in this research using the following variables. Variables including the independent variables in this research are Brand Awareness, Brand Associations, Perceived Quality, Brand Loyalty, and the dependent variable is Purchase Decision. Data analysis uses descriptive analysis and multiple linear regression which is processed using SPSS version 26. The results of this research show: simultaneously brand equity has a significant influence on purchasing decisions, as shown by the results of the F test, the Fcount value is 13.198, while the Ftable value is 2.39. The probability significance value ɑ obtained is 0.00 < 0.05, while partially the variables from brand equity show significant results on purchasing decisions except for brand awareness and brand associations. It was also found that brand loyalty had the highest influence.
Islamic Economics and Wealth Distribution: Alternative Strategies for Addressing Global Issues Afifah, Dhiya Dwi; Yunilhamri, Muhammad Syauqi; Mahyarni
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 2 (2025): JAWI - JUNI
Publisher : MUI Kota Pekanbaru

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Abstract

Wealth distribution in Islamic economics is an important pillar in creating sustainable social justice and welfare. This study aims to describe the concept of distribution in the perspective of Islamic economics, identify the sharia principles that underlie it, and explain the mechanisms of wealth distribution through instruments such as zakat, infaq, sadaqah, and waqf. The research method employed is qualitative descriptive using literature review techniques, with primary data sourced from the Quran and Hadith, and secondary data from academic literature and previous studies. The findings reveal that the Islamic distribution system balances individual property rights with social responsibility, prevents the accumulation of wealth among certain groups, and ensures equitable access to economic resources. Islamic distribution instruments have proven relevant in addressing global economic inequality, both through classical application during the time of the Prophet Muhammad SAW and the Khulafaur Rasyidin, as well as contemporary adaptation in the digital age. With a combination of spiritual and moral values and practical mechanisms, wealth distribution in Islam offers a fair, sustainable, and inclusive alternative strategy in facing global issues.
Opportunities for Young People in Developing Sharia Economics in Indonesia in the Digital Age Rupita, Nanda Ega; Arum, Hafidza Sanshia
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 2 (2025): JAWI - JUNI
Publisher : MUI Kota Pekanbaru

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Abstract

This study aims to analyze the role of the younger generation in developing the digital sharia economy in Indonesia by emphasizing sharia principles, the role of digital technology, and existing opportunities and challenges. The sharia economy is based on the principles of prohibiting usury, gharar, and maysir, and emphasizes justice, transparency, and equitable distribution of wealth. These principles serve as a moral foundation and filter in utilizing technological innovations to ensure they remain in line with sharia objectives. In the context of digitalization, these principles are highly relevant because they can steer modern economic practices towards a more ethical and equitable system. The younger generation, as digital natives, have adaptive skills in using technology and great potential as agents of transformation. They not only play a role as users of Islamic digital services but also as creators of innovations such as Islamic fintech, halal digital wallets, and waqf crowdfunding. However, there are still obstacles in the form of low Islamic financial literacy, limited adaptive regulations, and public trust issues due to the prevalence of digital fraud. This study uses a qualitative descriptive method through literature review to examine the integration of the younger generation, technology, and sharia economic principles. The results show that the synergy between these three elements is key to building an inclusive, competitive, and sustainable digital sharia economic ecosystem. Thus, Indonesia has a great opportunity to emerge as the center of the global digital sharia economy in the future.
Cooperatives in Indonesia: Roles, Challenges, and Innovations for the People's Economy Machasin; Rinaldi, Afdhol; Afifah, Dhiya Dwi
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 3 (2025): JAWI - SEPTEMBER
Publisher : MUI Kota Pekanbaru

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Cooperatives in Indonesia have long been the main pillar of people's economic development, placing the principles of kinship and mutual cooperation as the foundation. This article aims to analyze the contributions, challenges, and opportunities of cooperatives in supporting people's economic empowerment through a systematic literature review of national and international publications for the period 2013–2025. The results of this study show that cooperatives play a significant role in expanding access to capital, supporting MSMEs, providing alternative financial services, and strengthening community solidarity. Digitalization and technological innovation have been proven to improve governance efficiency, transparency, and member participation, while the development of Sharia cooperatives expands the service base according to Islamic principles. However, several challenges remain, such as weak governance, limited human resources, low financial literacy, and the absence of a special deposit guarantee institution for cooperatives. In the future, strengthening the principles of social solidarity, legal protection reform, and cross-sector collaboration will be key to ensuring that cooperatives are adaptive, inclusive, and remain relevant as the "pillar" of the modern people's economy.
Basic Concepts and Methodology of Islamic Economics: Foundations of a Fair Economic System Amid Global Injustice Arum, Hafidza Sanshia; Adel, Ichsanul Reihan; Mahyarni
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 3 (2025): JAWI - SEPTEMBER
Publisher : MUI Kota Pekanbaru

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Abstract

This article aims to review the basic concepts and methodologies in Islamic economics as a response to increasing inequality and systemic crises in the modern global economic system. By integrating the bayani, burhani, and irfani approaches, Islamic economics provides an alternative paradigm that is not only normative but also applicable and rational. This article also compares the conventional bank interest system with Islamic finance principles, accompanied by an analysis of the Indonesian government's response to financial access inequality. This study encourages an open approach to the development of Islamic economics rooted in maqasid sharia values and adaptive to innovation. The results of this study show that Islamic economics has great potential to emerge as a fair, sustainable, and relevant economic system in the digital age.
The Effect of Accounting Understanding, Education Level, Business Length and Business Size on the Application of Financial Accounting Standards for Micro, Small and Medium Entities (SAK EMKM) on MSMEs in Binawidya District, Pekanbaru City Nur Rohmannisa, Afifah; Syafei, Jasmina; Nurcahaya
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 4 (2025): JAWI - DESEMBER
Publisher : MUI Kota Pekanbaru

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This study aims to see how far the influence of understanding accounting, understanding of accounting, level of education, length of business and business size on the application of SAK EMKM to MSMEs in Binawidya District, Pekanbaru City. This study uses quantitative methodology with primary data collection obtained from respondents through questionnaires. The population in this study is all MSME actors in Binawidya District. iSample research method using Purposive Sampling method, The sample in this study is iMSME business actors as many as i 255 businesses. By using PLS and SmartPLS 4.0.9.6, analyze the relationship between dependent and independent variables. The findings of this study show that accounting understanding, education level, length of business and business size have a significant effect on the application of SAK EMKM to MSMEs in Binawidya District, Pekanbaru City.
A Phenomenological Analysis of Youth Who Prefer Hanging Out over Performing Congregational Prayer at the Mosque: Factors, Motivations, and Developmental Solutions. Almawarid, Sharhan Asad; Padilah, Rahmad; M. Fadhli; Wahyudi, Rodi
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 4 (2025): JAWI - DESEMBER
Publisher : MUI Kota Pekanbaru

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Abstract

The social phenomenon of young people preferring to hang out in entertainment venue such as cafes, malls, or shopping centers rather than performing congregational prayers at the mosque has become both a religious and social issue that requires serious attention.This study aims to analyze the factors contributing to the low interest of youth in enlivening the mosque, to understand why youth-friendly mosques with modern facilities remain quiet while simple mosques are instead filled with young worshippers, and to formulate appropriate guidance strategies to revive the spirit of congregational prayer among the youth. This study employs a qualitative research method with a phenomenological approach. The type of research applied is a mixed research method, combining library research and field research. The data were collected through literature review, observation, interviews, questionnaires, surveys, and documentation related to youth behavior and the condition of mosques in several locations in the city of Pekanbaru. The findings indicate that peer environment, modern lifestyle, and the lack of family guidance and religious leadership are the main factors behind the declining presence of youth in mosques. However, mosques that succeed in building emotional bonds, providing exemplary religious figures, and strengthening community culture remain vibrant even without complete facilities.. The study concludes that strategies for fostering youth engagement in mosque activities should emphasize the synergy among families, mosque management, and the community through spiritual, educational, and social approaches that can attract young people to consistently perform congregational prayers.
Supervision and Control of Sharia Banking in Indonesia: The Central Role of the Financial Services Authority (OJK) in Sharia Governance Arum, Hafidza Sanshia; Fadhli, Muhammad; Nurnasrina
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 4 (2025): JAWI - DESEMBER
Publisher : MUI Kota Pekanbaru

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The supervision and control of Islamic banking is a fundamental element in maintaining compliance with Islamic principles while ensuring the stability and sustainability of the Islamic finance industry in Indonesia. The rapid development of Islamic banking, fueled by digital innovation and the complexity of financial products, demands a supervisory system that is not only normative, but also adaptive and integrated. This study aims to comprehensively analyze the supervision and control mechanism of Islamic banking in Indonesia and identify the main challenges in its implementation. The research method used is a qualitative approach with a descriptive-analytical design through a literature study of regulations, sharia fatwas, official reports, and relevant scientific literature. Data analysis was carried out using content analysis techniques to assess the alignment between regulatory frameworks, supervisory practices, and sharia governance principles. The results of the study show that Indonesia already has a strong regulatory foundation through Law Number 21 of 2008, the role of the Financial Services Authority, the National Sharia Council-Indonesian Ulema Council, and the Sharia Supervisory Board. However, the effectiveness of supervision still faces challenges in the form of variations in DPS competencies, the lack of optimal harmonization between fatwas and technical regulations, limitations in sharia internal audits, and supervisory readiness in the face of digitalization and sharia fintech. This research emphasizes the need to strengthen sharia governance through improving the quality of human resources, integrating risk-based and technology-based supervision, and more effective institutional coordination to maintain the integrity and competitiveness of Islamic banking in Indonesia.
Post-COVID-19 Unemployment Dynamics: Trends, Causes, and Implications for Economic Recovery Rinaldi, Afdhol; Febyyanti; Harahap, Naufal Wahyu; Absharina Gusliwan, Jihan; Faizhan, M. Hilmy
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 4 (2025): JAWI - DESEMBER
Publisher : MUI Kota Pekanbaru

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Abstract

Unemployment remains one of the critical challenges in the post–Covid-19 period, as many countries—including Indonesia—struggle to restore labor market stability. The pandemic triggered large-scale disruptions in economic activity, leading to job losses across multiple sectors. This study aims to analyze the dynamics of unemployment after Covid-19 by examining its trends, underlying causes, and implications for economic recovery. Using a descriptive qualitative approach supported by secondary data from national and international labor reports, this study identifies shifting unemployment patterns influenced by structural changes in the labor market, digital transformation, and sectoral vulnerabilities. The findings show that post-pandemic unemployment is shaped not only by economic contraction but also by mismatches in labor skills, uneven access to digital opportunities, and the slow recovery of key industries such as tourism and manufacturing. These dynamics have significant implications for economic recovery, particularly in terms of productivity, household income stability, and the effectiveness of government employment programs. The study concludes that comprehensive policy strategies including reskilling initiatives, targeted job creation, and support for digital inclusion are essential to accelerate labor market recovery and sustain long-term economic resilience.
The Role of the Village Head in Community Empowerment Based on Law Number 6 of 2014 in Diversion Village, Keritang District, Indragiri Hilir Regency Fiqih Siyasah Perspective Madina; Irdamisraini; Harlina, Yuni
JAWI : Journal of Ahkam Wa Iqtishad Vol. 3 No. 4 (2025): JAWI - DESEMBER
Publisher : MUI Kota Pekanbaru

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This research is motivated by community empowerment in Pengalihan village, Keritang District, Indragiri Hilir Regency has not been implemented properly, there are still development programs that have not been implemented such as the lack of street lights while the empowerment program that has not been implemented is the mapping of villages and farmer groups that have been formed but have not been properly realized until now. This research also aims to see how the role of village heads and fiqh siyasah reviews on community empowerment. The main problems of writing this thesis are: What is the role of the village head in community empowerment based on Law Number 6 of 2014, how is the Fiqh Siyasah Perspective Review of the role of the village head in the empowerment of the village community of Diversion Village, Keritang District, Indragiri Hilir Regency, and what are the supporting and inhibiting factors of the role of the village head in community empowerment in the village of Diversion, Keritang District, Indragiri Hilir Regency. This research is a qualitative research with a focus on field materials, which is located in Pengalihan village, Keritang District, Indragiri Hilir Regency. The subjects in this study are village heads, village secretaries, hamlet heads and the people of Pengdihan village. The object of this study is the role of the head of the Diversion village. The data in this study used qualitative descriptive analysis. Meanwhile, the data collection used is observation, interviews and documentation analysts. Based on the results of the research, it can be concluded that the head of the Diversion village has carried out his duties and authorities in accordance with Law Number 6 of 2014, but it is less effective in carrying out community empowerment, especially in the field of farmer groups in Baru hamlet of Pengalihan village. If viewed from the review of fiqh siyasah, the head of the Diversion village has carried out his role in accordance with the siyasah dusturiyyah.

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