cover
Contact Name
Ardiansyah
Contact Email
garuda@apji.org
Phone
+6285885852706
Journal Mail Official
danang@apji.org
Editorial Address
Jl. Wa Ode Wau, Kel. Tanganapada, Kec. Murhum, Bau Bau, Provinsi Sulawesi Tenggara, 93720
Location
Kota bau bau,
Sulawesi tenggara
INDONESIA
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
ISSN : 2988148X     EISSN : 2988134X     DOI : 10.59059
Core Subject : Economy, Science,
semua aspek penelitian, masalah, dan perkembangan terbaru di bidang Ilmu Manajemen dan Ekonomi Syariah. Jurnal ini berkaitan dengan aspek apapun dari manajemen, tidak terbatas pada topik berikut : berbagai perspektif ekonomi Islam, keuangan publik Islam, keuangan Islam, akuntansi Islam, etika bisnis Islam, perbankan Islam, asuransi Islam, pemikiran ekonomi Islam, manajemen sumber daya manusia Islam, keuangan mikro Islam, ekonomi pembangunan Islam, Ekonomi moneter Islam, ekonomi fiskal Islam, pasar modal Islam, dan tema lain yang relevan.
Articles 181 Documents
Pengaruh Motivasi Kerja dan Kompensasi Terhadap Disiplin Kerja Karyawan pada Toko Sumber Elektronik Burau I Komang Mirawardani; Andi Mustika Amin; Rezky Amalia Hamka; Agung Widhi Kurniawan; Muhammad Ilham Wardhana Haerudin
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2025): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i2.2332

Abstract

This study aims to determine the effect of work motivation and compensation on employee work discipline. This research is quantitative research with a descriptive approach and multiple linear regression analysis. Data collection techniques with observation, interviews, questionnaires, and documentation. The population in this study were 44 people, who also became the sample in this study with the sampling technique using saturated sampling. The data analysis technique used is multiple linear regression analysis using SPSS 26 software, to test the effect of work motivation and compensation variables on work discipline. The results of this study indicate that work motivation and compensation have a positive and significant effect on employee work discipline, partially and simultaneously. This study shows that the better the work motivation and compensation, the more employee discipline increases at the Burau Electronic Source Store.
Pengaruh Literasi Keuangan dan Gaya Hidup terhadap Pengelolaan Keuangan pada Pelaku UMKM di Antama Street Food Makassar Mutiara Devi Damayanti; Uhud Darmawan Natsir; Anwar Anwar; Hety Budiyanti; Annisa Paramaswary
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2025): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i2.2333

Abstract

This study uses a qualitative method to examine the effectiveness of marketing strategies implemented by Islamic banks in attracting young customers. The background of this research is based on the significant growth of the Islamic banking sector in Indonesia, which has not yet fully optimized the potential of the youth market segment. Data were collected through in-depth interviews with marketing managers and young customers, as well as documentation of the promotional strategies employed. The findings reveal that marketing strategies emphasizing Islamic values, service digitalization, and social media campaigns significantly influence young customers’ interest. However, some challenges were also identified, such as low Islamic financial literacy among the youth and limited product innovation tailored to their needs. This study recommends strengthening Islamic financial education, collaborating with youth communities, and developing technology-based products and services so that Islamic banks can be more competitive in attracting young customers. With a more adaptive and communicative approach, Islamic banks have the potential to become the preferred choice for the younger generation in the future.
Peran Metadata dalam Pengelolaan E-commerce Eko Prasetyo; Muhammad Irwan Padli Nasution
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2025): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i2.2367

Abstract

Metadata as structured data that has the function of defining, describing, organizing information with the aim of facilitating data management(Pratidina & Nasution, 2024). It is pretty much also referred to as one data against another data, one information against another information, playing a crucial role in various sectors, such as education, libraries, and also included in e-commerce management. This research article aims to explain the role and concept of metadata and its types that can be used in e-commerce systems. The writing of this research uses the literature review method. This method was chosen to explore existing knowledge to collect previous research results that are relevant to the topic discussed. The findings of this research found that metadata has an important role and its types can be used and developed further in e-commerce. The implication is that this research strengthens academic understanding that metadata is not only about data management but also supports the efficiency of information systems including in e-commerce.
Peran Otoritas Jasa Keuangan (OJK) dalam Pasar Uang dan Modal di Era Digital Mochammad Su’eb; Yonika Nazla Rohma
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2025): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i2.2386

Abstract

The digital era has brought significant transformation in the financial sector, including the money market and capital market in Indonesia. Innovation in financial technology (fintech), digitalization of services, and increasing volume of online transactions require adaptive and responsive supervision from the authority institution. This study aims to analyze the role of the Financial Services Authority (OJK) in regulating, supervising, and developing the money market and capital market amidst the development of digital technology. The research method used is qualitative with a descriptive-analytical approach through literature studies and secondary data from official OJK reports and related regulations. The results of the study show that OJK plays a central role in maintaining the stability and integrity of the financial market through strengthening digital regulations, technology-based supervision (suptech), and investor protection. In addition, OJK also encourages digital financial inclusion and literacy to create a healthy and sustainable market ecosystem. These findings emphasize the importance of policy adaptation and strengthening OJK's institutional capacity in facing challenges and opportunities in the digital era.
Konsumsi dalam Metafora Maqāṣid Al-Syarī‘ah Dedi Mardianto; Irwan Misbach
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2025): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i2.2389

Abstract

This study discusses the phenomenon of increasing consumptive behavior among Muslim communities due to the influence of social media, technology, and e-commerce. This behavior is considered contrary to Islamic teachings that emphasize balance, simplicity, and social responsibility. Therefore, this research aims to formulate the concept of Islamic consumption that not only fulfills physical needs, but also considers spiritual values, ethics, and social justice. Using a qualitative approach through literature study, this research examines consumption principles in Islam such as halal-thayyib, maqāṣid al-syarī'ah, and ethical rationality as an alternative to conventional consumption that is materialistic. The results show that consumption in Islam is part of worship that includes spiritual, social, and environmental dimensions. Islamic consumption encourages frugal, selective, and responsible behavior, and strengthens social solidarity through zakat and alms. This research produces an integrated Islamic consumption framework that can serve as a guideline for Muslim consumers, policy makers, and da'wah institutions in building a more ethical, sustainable, and Islamic-compliant consumption lifestyle in the modern era.
Analisis Keunggulan Produk Pegadaian dalam Persaingan UPC dengan Menggunakan Teknik Competitive Profile Matrix (CPM) di UPC Karang Lewas dan UPC Alun-Alun Purwokerto Andina Velisha Saputri; Anisa Cahyawiru Khasanah; Ziddan Ni’am Raihan; Yoiz Shofwa Shafrani
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2025): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i2.2394

Abstract

This study aims to analyze the superiority of Pegadaian products in competition between Branch Service Units (UPC) using the Competitive Profile Matrix (CPM) technique at UPC Karanglewas and UPC Alun-Alun Purwokerto. The approach used is descriptive qualitative through case studies, with data collection through in-depth interviews, observation, and documentation. CPM analysis is carried out by identifying key success factors such as service quality, product variety, price, promotion, ease of access, company reputation, and digital product innovation. The results of the study show that UPC Karanglewas has a stronger competitive position with a CPM score of 3.65 compared to UPC Alun-Alun Purwokerto which obtained a score of 3.25. The main advantages of UPC Karanglewas lie in a more complete product variety, ease of access, and digital innovation, while UPC Alun-Alun Purwokerto excels in promotion. This study recommends that each UPC strengthen product differentiation, increase digital service innovation, and optimize promotional strategies to strengthen competitiveness in the national pawn.
Potensi Ekonomi dan Strategi Peningkatan Pendapatan: Realisasi Anggaran Tahun 2024 dan Proyeksi Anggaran Tahun 2025 di Desa Kureksari Carissa Pratiwi Salsadila; Rivani Anggraini Putri; Ayu Zuana Sari; Aizzatul Azmil Arifin; Mutia Syafitri
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2025): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i2.2395

Abstract

Kureksari Village utilizes local economic potential and designs strategies to increase revenue through analysis of the 2024 budget realization and the 2025 budget plan. Kureksari Village, located in Sidoarjo Regency, has a wealth of resources in the form of physical assets such as a sports building managed by BUMDes as well as non-physical potential such as a spirit of mutual cooperation and a high level of community education. This research was conducted using a qualitative descriptive approach through case studies, using data obtained from interviews, observations, and documentation. The findings show that village financial management has been directed towards the principles of transparency and efficiency, with a focus on spending on development, empowerment, and strengthening the community economy. Although village income in 2025 is projected to increase, challenges are still seen in efforts to increase Village Original Income (PADes) sustainably. The strategies implemented include increasing the professionalism of BUMDes management, mentoring small business actors, and expanding market access through digitalization. Therefore, it is recommended that villages continue to strengthen the capacity of their apparatus, increase community involvement, and build partnerships with external parties to support the achievement of economically independent villages.
Gerakan Masyarakat Sadar Zakat Abib Novriyanto; Syamsul Hilal
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2025): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i2.2398

Abstract

The Zakat Aware Community Movement is an initiative to raise Muslims' awareness of the importance of zakat as a religious obligation and socio-economic instrument. The goal is to encourage people to pay zakat, both zakat mal and fitrah, correctly and on target to help the poor and reduce poverty and social inequality. Zakat not only has spiritual value, but also a strategic role in welfare distribution. Awareness of zakat is expected to counter consumptive behavior or hedonism, which in Islam is known as israf (excessive) and tabdzir (wasteful). The concept of “mâl” (wealth) in Islam is everything that can be legally owned and utilized, such as houses, money, gold, and others. Blessed wealth is wealth that is obtained lawfully, benefits others, and is used to get closer to Allah. Islam also pays great attention to poverty, which is described through the terms fakir and miskin. For this reason, zakat as the third pillar of Islam has a major role in overcoming it. For those who are reluctant to pay zakat, Islam recognizes the punishment of ta'zir - a punishment imposed by the ruler to safeguard the public interest. Finally, zakat that is paid consciously and sincerely can bring blessings to wealth, strengthen social solidarity, and strengthen the economic resilience of the people.
Pengaruh Likuiditas, Struktur Modal, dan Profitabilitas terhadap Nilai Perusahaan pada Perusahaan Garmen dan Tekstil yang Terdaftar di Bursa Efek Indonesia Periode 2021-2024 Sofia Masytha Salsabila; Maula Alfina Maulidah; Istiono Istiono
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 3 (2025): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i3.2556

Abstract

This study aims to analyze the effect of liquidity, capital structure, and profitability on firm value in garment and textile companies listed on the Indonesia Stock Exchange (IDX) for the 2021-2024 period. Firm value is an important indicator that reflects the company's performance and prospects in the capital market, so it is influenced by various internal factors, including liquidity, capital structure, and profitability. This study uses a quantitative approach with multiple linear regression analysis methods. The research sample was selected by purposive sampling based on the criteria of companies that had complete financial data during the study period. Secondary data were obtained from annual financial reports published on the IDX. Prior to regression analysis, a classical assumption test was performed to ensure the validity of the model. The study shows that capital structure and profitability have a significant effect on firm value, while liquidity has no significant direct effect. These findings indicate the importance of managing capital structure and increasing profitability to increase firm value in the garment and textile sector. This research is expected to be a reference for company management and investors in making strategic decisions amid the challenges of an increasingly competitive industry.
Pipe Cleaner Flowers Pot Yeny Novita Fitriani; Danendra Bramantyo; Mohammad Masrur Mauridhoh; Muhammad Yasin
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 3 (2025): Agustus : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i3.2558

Abstract

This study aims to determine the influence of digital marketing and brand awareness on consumer purchase intention toward the Subeng Klasik product. A quantitative approach was employed using a questionnaire distributed to respondents. The data were analyzed using multiple linear regression. The results indicate that both digital marketing and brand awareness have a positive and significant effect on purchase intention when tested partially. However, brand awareness exerts a greater influence than digital marketing. Simultaneously, both variables also significantly and positively affect purchase intention. These findings imply that strengthening brand awareness strategies should be a primary focus in developing local product marketing such as Subeng Klasik.