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Mohamad Toha
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Jalan Raya Tirtowening Jl. Raya Tirtowening Pacet No.17, Bendorejo, Bendunganjati, Kec. Pacet, Kabupaten Mojokerto, Jawa Timur 61374
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INDONESIA
IIJSE
Published by Universitas KH. Abdul Chalim
ISSN : -     EISSN : 2621606X     DOI : https://doi.org/10.31538/iijse
Core Subject : Economy,
Economics, Econometrics & Finance
The Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) is Sharia Economics Journal published by Sharia Economics Department Institut Pesantren KH. Abdul Chalim, Mojokerto. The Journal focuses on the issues of Sharia Economics, the History of Islamic Economic Thought, Islamic Law, Local Wisdom in Sharia Economic Perspective, and others related to Sharia economics. The journal is published periodically triannually in March, July, and November. Guidance for submission: ֎ The manuscript submitted to IIJSE must never be published elsewhere. ֎ The IIJSE is published in English. ֎ The articles must be submitted via OJS in Microsoft Word format. ֎ The articles should follow APA reference, with the body note, max 4000 words, and APA citation style.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 2,568 Documents
 167   168   169   170   171 
Strategy of Women Micro Enterprises in Managing Micro Financing at Mawaridussalam Micro Waqf Bank Mahfuzah, Mahfuzah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.4114

Abstract

Women are a gender that has difficulty gaining economic access, especially access to capital. Even though women have high potential to increase family income, and even drive the national economy. Moreover, there are many small business sectors in Indonesia. This sector is usually delegated to women because women are tied to domestic work (Rozalinda, 2014). Domestic work is assigned to women, making women more involved in informal businesses. This business is a small and simple household-based business. Even though they have opportunities and opportunities to develop in informal businesses, this group of women small business actors still often have problems in getting access to capital. The result is that the business they own does not experience rapid development. Apart from that, women's conditions are worsened by the lack of knowledge, skills, and networks to develop and expand their businesses. Therefore, the government through the Financial Services Authority (OJK) initiated the establishment of a Micro Waqf Bank (BWM). The target of BWM is small, productive communities around Islamic boarding schools (Balqis, WG, & Sartono, 2019). Based on the statement that the cumulative increase in the amount of financing provided by BWM Mawaridussalam to women’s micro businesses has not been in line with the increase in customer business development. The formulation of the problem in this research is the conditions and strategies of women’s businesses that obtain and manage financing from BWM Mawaridussalam. The aim is to find out the conditions and strategies of women’s businesses that obtain and manage financing from BWM Mawaridussalam. Researcher used the SWOT analysis method. The results of the research are that the strategy that has been carried out so far is in defensive status. The meaning is to minimize weaknesses and avoid threats. Currently, female micro business actors have many weaknesses and are facing big challenges. Among them, namely: first, discipline in financial recording. Second, Separate personal finances from business finances. Third, a strong and protected business foundation. Fourth, debt planning and management Fifth, set targets and evaluate business.
Identification of the Potential of Infrastructure to Support Community Participation in the Development of the Lance Island Area Marzuki, Farid Ahmad; Sidabutar, Yuanita FD; YM, Hardiyanti; Hayati, Nunung Nuring
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4116

Abstract

Lance Island, as the only island located in Tembesi Village, Sagulung District, Batam, has its challenges, especially in the provision and management of infrastructure in developing its area. This research aims to identify potential infrastructure that can increase the participation of the Lance Island community in the development of their region. This research analyzes existing infrastructure and identifies opportunities to develop better infrastructure obtained through field surveys, observations, interviews, and distributing questionnaires, using a qualitative descriptive analysis method approach which provides an overview of the situation of research results as well as quantitative analysis through regression analysis methods. multiple linear, with three independent variables in the form of electricity network infrastructure (X1), clean water network infrastructure (X2), and communal wastewater network infrastructure (X3), while the dependent variable is community participation (Y). The results of the variables of electricity network infrastructure, clean water network infrastructure, and communal wastewater network infrastructure as a whole significantly support community participation in the development of the Lance Island area and the results of this research can guide the government and stakeholders in increasing Lance Island's potential as a tourist village.
Corporate Social Responsibility in Islamic Banking: A Practical Evaluation Farhan, Muhammad; Soediro, Achmad; Kusumawardani, Media; Adhitama, Fardinant; Lakilaki, Eogenie
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4121

Abstract

The objective of this study is to investigate how the CSR framework adopted by Islamic banks conforms to Islamic principles by integrating the values of Maqasid al-Sharia. This study adopts a qualitative approach to examine the alignment of CSR systems implemented by Islamic banks with Islamic principles, specifically incorporating the values of Maqasid al-Sharia. In this research, thematic analysis is used as a research strategy and data analysis method. Data was obtained through direct interviews with employees from the CSR departments of Bank Sumselbabel Syariah, Bank Syariah Indonesia, and Bank Muamalat. It can be concluded that Bank Syariah Indonesia (BSI) exhibits a robust dedication to the principles of Islamic finance, demonstrated through its financial reporting practices and business operations that steer clear of elements like riba (usury) and gharar (excessive uncertainty).
Digital Marketing Strategy to Increase Sales in Warkop Gelas Batu 5 Ahmad Yani Rantauprapat Rizki, Ade Indah; Elvina, Elvina; Halim, Abdul
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 2 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i2.4126

Abstract

This research aims to find out how digital Warkop business marketing strategies via social media increase sales, the obstacles and challenges, and an economic review of Warkop marketing using social media. The location of this research is the Warkop Gelas Batu 5 Ahmad Yani Rantauprapat. The research method used is qualitative, using data collection techniques through observation, interviews, and documentation. From the results of this research, it can be concluded that to increase sales results, the businessman of Warkop Gelas Batu 5 Ahmad Yani Rantauprapat uses 10 social media marketing strategies for small-scale businesses using WhatsApp, Instagram, and Facebook, namely: social media marketing strategies by building credibility, attracting potential customers, build relationships on social media, share accurate content, create valuable content, use good and interesting images, crowdsource for interesting and authentic content, participate in online groups and communities, use social media as a space to hold interesting and limited conversations social media platforms.
Factors That Influence Consumer Attractiveness in Purchasing on Consumer Satisfaction Star Mobil Showroom Valevy, Reza; Pristiyono, Pristiyono; Al Ihsan, Muhammad Ali
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 1 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i1.4156

Abstract

The aim of this research is to prove that product innovation, price, and product quality influence the decision to purchase used cars in Labuhanbatu Regency. Data collection techniques include observation, questionnaires, literature studies, and documentation. The number of samples used in research using Partial Least Square-SEM analysis in this research was 50 consumers. This research uses descriptive statistical data analysis and Partial Least Square-SEM, which is an analysis used to develop or predict an existing theory. This research uses PLS structural model analysis with the help of SmartPLS 4.0 software. Structural model analysis has several stages, namely: 1) Formulating structural model theory, 2) Outer model analysis, 3) Inner model analysis, and 4) Hypothesis testing. The conclusion that can be conveyed in this research is that the hypothesized variables of product innovation and brand image partially influence the decision to purchase a used car. Meanwhile, the price variable does not have a strong relationship with the decision to purchase a used car. Finally, the purchasing decision variable influences consumer satisfaction in buying a used car, influenced by three indicators, namely product trust, other people’s views, and the presence of friends about the Star Mobil Rantauprapat showroom.
Implementation of Remote Auditing Reduces Skepticism and Reward of Auditor Staff in Public Accounting Firm Arsyfi, Moh. Syahrul Nur; Arifin, Johan
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4157

Abstract

This research seeks to determine the application of remote auditing to professional skepticism and rewards for auditor staff at KAP X in Yogyakarta. This research methodology uses the discipline comparative method. The research informants consist of 3 auditor staff. The research results reveal that the implementation of remote auditing has not completely reduced auditors' professional skepticism but has reduced auditor staff rewards. Auditor competency and experience are the main keys to implementing remote working. Implementing remote auditing can make audit implementation more efficient and effective. Remote auditing is used as an alternative practice for carrying out audits at KAP. This research takes a deeper look at the skepticism and rewards of auditor staff in implementing remote auditing at small KAPs in Yogyakarta in the transition to the end of the COVID-19 pandemic.
The Influence of Understanding Taxation and Tax Sanctions on MSME Taxpayer Compliance in Bengkong District Siregar, Hanafi; Hati, Ravika Permata; Fauzi Yarlis, Yola
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 2 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i2.4158

Abstract

This research aims to determine and analyze the influence of understanding taxation and tax sanctions on MSME taxpayer compliance in Bengkong District. The basic population of this research is micro, small, and medium enterprises in the Bengkong area. Sampling was carried out using a saturated sampling technique, in this study there were 85 micro, small, and medium business actors. Based on the results of the t-test, the tax understanding variable has a t count of 4.477 > t table 1.66365, the tax sanctions variable has a t count of 2.053 > t table 1.66365 showing that partially understanding taxation and tax sanctions have a positive and significant effect on mandatory compliance tax.
Islamic Work Ethic of Employees of PT. Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) Branch Office of Bank Danamon Indonesia, Tbk Mataram City Hulaimi, Ahmad; Hidayanti, Nur Fitri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.4165

Abstract

The religion of Islam which is based on the Qur’an and al-Hadith as a guide and guidance for Muslims has a function not only to regulate in terms of worship but also to regulate the people in making demands in matters relating to work. In the Qur’an and al-Hadith, it is clear about good work and how we earn sustenance in a way that pleases Allah SWT. It is very important to discuss this, the work ethic in the Islamic view is the knitting of values ​​that shape the personality of a Muslim at work. Many of us encounter in print and electronic media, customers who complain about the service or type of satisfaction provided by the company. This study aims to determine the extent of the process from start to finish in ensuring the company PT. Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) Branch Office of Bank Danamon Indonesia, Tbk Kota Mataram, so that the information obtained can help the wider community, especially the Indonesian people. This study used a qualitative approach and observations were conducted from January 2023 to February 2023. Data collection techniques were carried out by means of 1) Observation 2) Interviews, and 3) Documentation, as well as technical analysis of the data obtained by the researchers, both the results of interviews with several informants, observations, and documentation that were later processed by researchers and analyzed qualitatively. The results of the research, it has been found in the field that marketing department employees have been dishonest to prospective customers. In the future, there will be inconvenience to customers which results in customer distrust of the company. Therefore, the work ethic in Islam is not enough to only rely on conceptual abilities, but also on high moral commitment and noble character. The Qur’an says that “Allah made human beings a caliph for common prosperity that is carried out fairly and does not follow lust.” The religion of Islam which is based on the Qur’an and al-Hadith as a guide and guidance for Muslims has a function not only to regulate in terms of worship but also to regulate the people in making demands in matters relating to work. In the Qur’an and al-Hadith, it is clear about good work and how we earn sustenance in a way that pleases Allah SWT. It is very important to discuss this, the work ethic in the Islamic view is the knitting of values ​​that shape the personality of a Muslim at work. Many of us encounter in print and electronic media, customers who complain about the service or type of satisfaction provided by the company. This study aims to determine the extent of the process from start to finish in ensuring the company PT. Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) Branch Office of Bank Danamon Indonesia, Tbk Kota Mataram, so that the information obtained can help the wider community, especially the Indonesian people. This study used a qualitative approach and observations were conducted from January 2023 to February 2023. Data collection techniques were carried out by means of 1) Observation 2) Interviews, and 3) Documentation, as well as technical analysis of the data obtained by the researchers, both the results of interviews with several informants, observations, and documentation that were later processed by researchers and analyzed qualitatively. The results of the research, it has been found in the field that marketing department employees have been dishonest to prospective customers. In the future, there will be inconvenience to customers which results in customer distrust of the company. Therefore, the work ethic in Islam is not enough to only rely on conceptual abilities, but also on high moral commitment and noble character. The Qur’an says that “Allah made human beings a caliph for common prosperity that is carried out fairly and does not follow lust.”
The Influence of Competency, Compensation, and Commitment on Employee Performance in the National Land Agency of the Labuhanbatu Regency Nasution, Naga Mulia; Siregar, Zulkifli Musannip Efendi; Harahap, Aziddin
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 2 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i2.4171

Abstract

This research was conducted at the National Land Agency of Labuhanbatu Regency, to analyze the influence of competency, compensation, and commitment on employee performance. This research uses quantitative methods, with several analytical techniques such as classical assumption tests, multiple linear regression tests, hypothesis tests, and coefficient of determination tests. The results of this research show that all independent variables have a positive and significant influence on the dependent variable, this is proven through tests and F tests on the data in the research. The results of the t-test show that competency (X1) has a value of tcount (6.72) > ttable (1.66), which means Ha is accepted and Ho is rejected. Meanwhile, the significant value is smaller than the probability value of 0.05 or the significant value of 0.000 <0.05. Thus, it can be concluded that the competency variable (X1) has a positive and significant effect on employee performance. Compensation (X2) has a value of tcount (5.01) > ttable (1.66) which means Ha is accepted and Ho is rejected. Meanwhile, the significant value is smaller than the probability of 0.05 or 0.000 < 0.05. It can be concluded that compensation (X2) has a positive and significant effect on employee performance. Commitment (X3) has a value of tcount (12.28) > ttable (1.66) which means Ha is accepted and Ho is rejected, while the significant value is smaller than the probability of 0.05 or 0.000 < 0.05. Therefore, commitment (X3) has a positive and significant effect on employee performance. The results of the F test show that the Fcount value is 90.60 > Ftable 2.71 with a significance value of 0.000 < 0.05. From these results, it can be concluded that competency (X1), compensation (X2), and commitment (X3) simultaneously have a positive and significant effect on employee performance (Y).
The Influence of Marketing Mix and Service Quality on Consumer Satisfaction at the Palugada Nita Rap Bouquet Shop Debiana, Nita; Siregar, Zulkifli Musannip Efendi; Harahap, Aziddin
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 2 (2022): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i2.4172

Abstract

The purpose of this research is to determine the influence of the marketing mix and service quality on consumer satisfaction at the Palugada Nita Rap Bouquet Shop with service quality as an intervening variable. Data processing techniques use SPSS data analysis. The population in this study were consumers at the Palugada Nita RapLabuhanbatu Bouquet Shop. The sample collection technique used was probability sampling which aimed at random sampling incidents, the number of samples used was 100 consumers at the Palugada Nita Rap Bouquet Shop. Researchers conclude that the Marketing Mix through Service Quality has a significant impact on Consumer Satisfaction in terms of the Sig value (0.000) which is less than 0.05. In the t-test, it is known that the Sig value is smaller than 0.05 and the calculated t value is greater than the t table (1.984), so it is concluded that the marketing mix and service quality have an independent (partial) impact on consumer satisfaction and it is concluded that the marketing mix and quality have a simultaneous impact on consumer satisfaction. based on the f test where the Sig value is smaller than 0.05 and the calculated f is greater than the f table (3.09). It is known that the direct impact that the Marketing Mix has on Consumer Satisfaction is 0.427 and the indirect impact is 0.289, so it can be concluded that the direct impact is 0.427 > from the indirect impact value of 0.289 and based on the R-Square of 0.916, the contribution value of the marketing mix through quality service to customer satisfaction, namely 91.6%.

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