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Journal of International Multidisciplinary Research
Published by PT. Banjarese Pacific Indonesia
ISSN : -     EISSN : 30266874     DOI : https://doi.org/10.62504/jimr
Core Subject : Education,
Other
Journal of International Multidisciplinary Research is a scientific publication that aims to provide a broad platform for research, discussion, and deeper understanding across various disciplines. The journal welcomes contributions in all fields of science from various fields of study, including social sciences, natural sciences, health sciences, humanities, economics, sharia, usuluddin, dawah, tarbiah, education, civil engineering, law, computer science, business management, psychology, medicine, nursing, education, international relations, communication, architecture, nutritional sciences, biological sciences, electrical engineering, mechanical engineering, chemical sciences, physical sciences, mathematics, literature.
Arjuna Subject : Umum - Umum
Articles 815 Documents
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Perlindungan Hukum Debitur Rentan Dalam Perjanjian Kredit Online Dengan Jaminan Gadai Emas Syariah Sri Anggraini Kusuma Dewi
Journal of International Multidisciplinary Research Vol. 4 No. 5 (2026): Mei 2026
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1508

Abstract

Penelitian ini bertujuan untuk menganalisis bentuk perlindungan hukum bagi debitur rentan dalam perjanjian kredit online dengan jaminan gadai emas syariah serta mengidentifikasi kelemahan implementasi prinsip syariah dan hak-hak debitur dalam praktik pembiayaan berbasis teknologi finansial. Metode Penelitian: Penelitian ini menggunakan metode kepustakaan (normatif) dengan pendekatan perundang-undangan dan konseptual. Hasil Penelitian: Hasil penelitian menunjukkan bahwa debitur rentan seperti pedagang mikro, buruh harian, dan perempuan pra-sejahtera menghadapi ketidakseimbangan posisi tawar dalam perjanjian baku kredit online gadai emas syariah. Perlindungan hukum preventif diatur dalam Fatwa DSN-MUI No. 25/DSN-MUI/III/2002 tentang Rahn dan Pasal 18 UU No. 8 Tahun 1999 tentang Perlindungan Konsumen, namun dalam praktiknya banyak platform fintech syariah tidak sepenuhnya mematuhi prinsip keadilan dan transparansi. Klausula baku sering memuat ketentuan sepihak seperti penetapan biaya penitipan tidak proporsional, denda keterlambatan yang tersamar, serta mekanisme lelang tanpa pemberitahuan layak. Perlindungan represif melalui pengadilan atau BPSK sulit diakses debitur rentan karena biaya tinggi, waktu panjang, dan rendahnya literasi hukum. Penelitian menyimpulkan bahwa perlindungan hukum eksisting belum efektif, sehingga diperlukan penguatan regulasi kontrak digital syariah, peningkatan pengawasan Dewan Pengawas Syariah, serta kewajiban edukasi risiko bagi debitur sebelum persetujuan akad.
Implementation of the Waiting List Policy in the Administration of the Hajj Pilgrimage at the Office of the Ministry of Religious Affairs of Central Maluku Regency Rahawarin, Mohamad Arsad; Selanno, Hendry
Journal of International Multidisciplinary Research Vol. 4 No. 5 (2026): Mei 2026
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1510

Abstract

This study analyzes the implementation of the waiting list policy in the administration of the Hajj pilgrimage at the Office of the Ministry of Religious Affairs of Central Maluku Regency. A descriptive qualitative approach was used to examine how the policy is translated into public service practices, particularly in a local context where the waiting period has reached approximately 18 years, with about 2,500 prospective pilgrims and an annual quota of 135 people. Data were obtained through interviews, observation, and document review involving officials responsible for Hajj and Umrah services and relevant community informants. The data were analyzed using the interactive model of Miles, Huberman, and Saldana, consisting of data condensation, data display, and conclusion drawing. The findings show that policy implementation is supported by four interrelated factors: bureaucratic structure, resources, communication, and the disposition of implementing officers. A clear organizational structure and standard operating procedures facilitate coordination and accountability. Competent human resources, adequate facilities, and the use of Siskohat strengthen service accuracy and transparency. Multi-channel communication helps reduce misunderstanding, while professional and empathetic officer attitudes build public trust. The novelty of this study lies in its local-level analysis of Hajj waiting list implementation in an archipelagic regency. The study implies that transparent, responsive, and humanistic public services are essential for maintaining fairness and legitimacy in long-term Hajj queue management.
Keanekaragaman Dan Peran Tumbuhan Lumut (Bryophyta) Di Ekosistem Papua Dan Indonesia Jesica Agustina Amsamsium; Osiat Saram; Galuh Putri Windhani Utami
Journal of International Multidisciplinary Research Vol. 4 No. 5 (2026): Mei 2026
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1511

Abstract

Tumbuhan lumut (Bryophyta) merupakan kelompok tumbuhan non-vaskular yang memainkan peran ekologis kritis namun sering diabaikan dalam kajian biodiversitas hutan tropis Indonesia, khususnya Papua. Penelitian ini bertujuan mengkaji keanekaragaman jenis, distribusi spasial, serta kontribusi fungsional Bryophyta terhadap ekosistem hutan hujan Papua dan hutan tropis Indonesia secara umum. Pendekatan yang digunakan adalah mixed methods, menggabungkan survei kuantitatif lapangan menggunakan metode plot dan transek belt, dengan analisis kualitatif ekologi berbasis literatur komparatif. Data diperoleh dari survei simulasi realistis di lima tipe habitat hutan Papua (hutan dataran rendah, montane, rawa gambut, riparian, dan hutan sekunder), dilengkapi dengan data sekunder dari 18 jurnal ilmiah internasional dan nasional. Hasil penelitian mengidentifikasi 312 spesies Bryophyta dari tiga kelas utama (Musci, Hepaticae, Anthocerotae), dengan indeks keanekaragaman Shannon (H') tertinggi ditemukan di zona hutan montane (H' = 4,21). Studi ini menemukan bahwa Bryophyta berkontribusi signifikan terhadap siklus hidrologi mikro (retensi air rata-rata 350-800% dari berat kering), siklus nutrisi, dan penyediaan habitat bagi mesofauna tanah. Research gap yang diisi adalah kurangnya data kuantitatif terpadu mengenai distribusi vertikal dan horizontal Bryophyta di ekosistem Papua yang selama ini terabaikan dalam peta biodiversitas nasional. Penelitian ini menegaskan pentingnya Bryophyta sebagai indikator kesehatan ekosistem dan implikasinya bagi konservasi hutan Papua.
The Effect of Manure Dosage and Types of Plant Growth Regulators (PGRs) on the Generative Phase of Bird’s Eye Chili (Capsicum frutescens L) Putri Rizkia; Hilda Pratiwi; Mizan Maulana
Journal of International Multidisciplinary Research Vol. 4 No. 5 (2026): Mei 2026
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1515

Abstract

This study aims to determine the effect of manure dosage and types of plant growth regulators (PGRs), as well as their interaction, on the generative phase of bird’s eye chili plants (Capsicum frutescens L.) in order to improve productivity, which remains fluctuating due to suboptimal cultivation practices. The research was conducted from February to March 2026 at the experimental field of the Pusat Riset Bisnis Kopbun Suka Tani Sejahtera, Kota Juang District, Bireuen Regency, using a factorial Randomized Block Design (RBD) of 4 × 3 with three replications. The first factor was the dosage of manure (control, 1 kg/plant, 1.5 kg/plant, and 2 kg/plant), while the second factor was the type of natural PGR (onion extract, rice water, and coconut water). Data were collected through direct observations on several parameters, including number of fruits, fruit weight, fresh biomass weight, root fresh weight, and root length, and were then analyzed to determine the effects of treatments and their interactions.          The results showed that certain doses of manure had a significant effect on increasing yield and root growth, while natural PGRs were able to enhance flowering, reduce flower drop, and accelerate fruit formation. The interaction between both treatments indicated that the optimal combination produced higher results compared to single treatments. The novelty of this study lies in the use of a combination of manure and natural PGRs based on local materials as a strategy to improve the generative phase. The implications of this research are expected to serve as a scientific reference for the development of sustainable cultivation techniques, as well as learning material and further research in the fields of agronomy and horticulture.
Evaluasi Pengamanan Hutan Berbasis Risiko: Hubungan Intensitas Patroli, Pemantauan Satelit, dan Temuan Kayu Ilegal di Bolaang Mongondow Abdul Samad Hiola; Nabila Margareta Hakim; Abdul Alim; Daud Sandalayuk; Alexander Ruruh; Ernikawati; Dian Puspaningrum
Journal of International Multidisciplinary Research Vol. 4 No. 6 (2026): Juni 2026
Publisher : PT. Banjarese Pacific Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62504/jimr1517

Abstract

Operasi pengamanan hutan membutuhkan evaluasi berbasis data agar alokasi patroli, pemantauan satelit, dan respons penegakan hukum dapat diarahkan pada wilayah serta periode yang paling berisiko. Penelitian ini mengevaluasi hubungan antara intensitas patroli dan luas deforestasi, perubahan waktu respons penanganan kasus setelah pemanfaatan pemantauan satelit near-real-time, serta pola temporal dan indikasi konsentrasi spasial temuan kayu ilegal di Kabupaten Bolaang Mongondow, Sulawesi Utara. Penelitian menggunakan desain kuantitatif evaluatif berbasis data operasional Balai Penegakan Hukum Kehutanan. Data mencakup 150 titik patroli dan temuan kayu ilegal selama 1 Januari-31 Desember 2023, 10 sektor pengamatan hasil agregasi titik patroli, serta 30 pasang kasus respons yang dipadankan antara periode manual Januari-Juni 2022 dan periode berbasis satelit Januari-Juni 2023. Analisis dilakukan menggunakan statistik deskriptif, regresi linear sederhana, uji-t berpasangan, ukuran efek Cohen's d, uji Kruskal-Wallis, dan identifikasi outlier berbasis persentil ke-90. Hasil menunjukkan bahwa intensitas patroli berasosiasi negatif dan signifikan dengan luas deforestasi pada tingkat sektor (B = -1,05; R2 = 0,919; F(1,8) = 91,03; p < 0,001). Waktu respons rata-rata menurun dari 51,5 jam pada metode manual menjadi 23,6 jam setelah pemanfaatan pemantauan satelit, dengan selisih rata-rata -27,9 jam, t(29) = -14,72; p < 0,001; dan Cohen's d = 2,69. Volume temuan kayu ilegal tertinggi terjadi pada Q3 atau Juli-September (60,2 +/- 14,5 m3), dengan perbedaan signifikan antarkuartal (H(3) = 28,74; p < 0,001). Sebanyak 80% titik outlier berada pada wilayah berkerawanan tinggi. Temuan ini menunjukkan bahwa integrasi patroli terarah, pemantauan satelit, dan evaluasi spasial-temporal sederhana dapat memperkuat pengamanan hutan berbasis risiko. Namun, seluruh hasil perlu ditafsirkan sebagai asosiasi operasional karena penelitian bersifat observasional, jumlah sektor regresi terbatas, dan analisis spasial belum menggunakan pemodelan hotspot formal.

Page 82 of 82 | Total Record : 815

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