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Mount Hope Management International Journal
Published by Institut Teknologi dan Bisnis Kristen Bukit Pengharapan
ISSN : -     EISSN : 30321956     DOI : 10.61696
Core Subject : Science,
Decision Sciences, Operations Research & Management
Mount Hope Management International Journal (MOMIL) is reviewing issues published three times a year. These issues include a collection of articles in the field of management that are widely read and widely read and have become a primary resource for lecturers, researchers and students. Review Issues cover a wide range of topics from a variety of academic disciplines, methodologies, and theoretical paradigms.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 51 Documents
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ANALISIS PENGENDALIAN RISIKO PADA DOKUMEN KREDIT PEMILIKAN RUMAH (KPR) UNTUK MENCEGAH FRAUD DAN HUMAN ERROR DI BANK TABUNGAN NEGARA (PERSERO). TBK KC MAGELANG Pratama, Muhammad Rizqy; Musthafa, Musthafa
Mount Hope Management International Journal Vol. 3 No. 1 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/momil.v3i1.689

Abstract

This study aims to analyze risk control on mortgage documents to prevent fraud and human error at BTN Magelang Branch Office. The research method used is descriptive with a qualitative approach through interviews, observation, and documentation. The results showed that the biggest risk factor in the document section was fraud and human error. Fraud committed by officers or document staff who use debtor data or documents used for personal gain without the knowledge of the agency and the debtor, causing losses to all parties. Human errors that occur in the document section often occur because of poor document management so that debtor documents will experience mixing with other debtor documents, document damage, and loss of debtor documents.
PENGARUH DEBT TO ASSET RATIO DAN KEPEMILIKAN INSTITUSIONAL PADA KEBIJAKAN DIVIDEN DENGAN FREE CASH FLOW SEBAGAI VARIABEL PEMODERASI PADA PERUSAHAAN MANUFAKTUR YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2018-2022 Saidah, Alvi; Rambe, Rizki Fillhayati; Arief, Muhammad
Mount Hope Management International Journal Vol. 3 No. 1 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/momil.v3i1.717

Abstract

This study aims to determine the effect of Debt to Asset Ratio and Institutional Ownership on Dividend Payout Ratio moderated by Free Cash Flow in manufacturing companies listed on the Indonesia Stock Exchange in 2018-2022. The research method used is the associative method with a quantitative approach. The research sample consisted of 180 financial reports obtained from 36 companies. The results of the study indicate that Debt to Asset Ratio (DAR) has a negative and significant effect on Dividend Payout Ratio (DPR), Institutional Ownership (KI) does not affect Dividend Payout Ratio (DPR), Free Cash Flow (FEF) cannot moderate the effect of Debt to Asset Ratio (DAR) on Dividend Payout Ratio (DPR), and Free Cash Flow (FEF) cannot moderate the effect of Institutional Ownership on Dividend Payout Ratio (DPR) in Manufacturing companies listed on the IDX in 2018-2022.
KEUNGGULAN DIGITAL BANK MANDIRI : ANALISIS VRIO Onoyi, Nona Jane; Muharya, Agil
Mount Hope Management International Journal Vol. 3 No. 1 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/momil.v3i1.718

Abstract

This article analyzes Bank Mandiri's digital competitive advantage using the VRIO (Value, Rarity, Imitability, Organization) framework. Bank Mandiri, as one of the largest banks in Indonesia, has successfully utilized digital transformation through the Livin by Mandiri service. This study uses a qualitative approach with literature study and document analysis methods, collecting data from Bank Mandiri's annual report, official publications, news articles, and studies related to digital transformation in the banking industry. Secondary data used in this study were validated through triangulation to ensure the accuracy and reliability of the findings. The results of the VRIO analysis show that Bank Mandiri's digital services provide significant added value for customers and companies, are rare in the market, and are difficult for competitors to imitate thanks to investments in cutting-edge technology. Bank Mandiri has a supportive organization, with a structure and culture of innovation that allows for optimal utilization of digital resources. The strategic implications of this digital advantage include increased customer loyalty, expanded customer base, and increased operational efficiency. By continuing to invest in technology and expand the digital ecosystem, Bank Mandiri has the potential to maintain its competitive advantage and become a leader in digital transformation in the Indonesian banking industry.
PENGARUH METODE PEMBAYARAN DIGITAL, POTONGAN HARGA DAN KUALITAS PRODUK TERHADAP KEPUTUSAN PEMBELIAN PADA PT ATEK SUKSES MANDIRI Kuwangga, Henry; fitriano, Andre; Pangestu, Ivan; Nicholas, Gavriel; Pratiwi, Henny
Mount Hope Management International Journal Vol. 3 No. 1 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/momil.v3i1.736

Abstract

This study was conducted to analyze how digital payment methods, discounts, and product quality influence purchasing decisions among consumers at PT. Kiat Atek Sukses Mandiri. Data was gathered through questionnaires distributed to an unspecified number of consumers from PT. Atek Sukses Mandiri's population, then processed and tested using SPSS 21 software. The hypothesis testing results indicate that all variables examined—digital payment methods, discounts, and product quality—have a positive and significant influence on purchasing decisions. This holds true both individually and simultaneously. The combined contribution of these three variables to purch|asing decisions is 60%, leaving the remaining 40% influenced by other factors not within the scope of this research. Among the three, product quality emerged as the most significantly influential factor, contributing 43.7% of the total observed influence.
PERAN KARYAWAN FRONTLINER DALAM MEMBERIKAN ASSURANCE (JAMINAN) LAYANAN: STUDI KUALITATIF DI RESTORAN THE EATERY MEDAN Banjarnahor, Susy Christina; Fazira, Aziza
Mount Hope Management International Journal Vol. 3 No. 1 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/momil.v3i1.798

Abstract

This qualitative research examines the role of frontliner employees in providing service assurance at The Eatery Restaurant, in Medan. Data were collected through in-depth interviews, observations, and document analysis. The findings show employees understand and strive to provide assurance (competence, courtesy, credibility, safety). However, waiters' lack of responsiveness proved to significantly erode customers' perception of service assurance, indicating the interconnectedness of quality dimensions. High workload during peak hours is a constraint. This research enriches the literature with in-depth qualitative insights into how assurance is formed and its challenges. Practical recommendations include optimizing staff schedules, integrated responsiveness training, and strengthening supervision to improve service assurance and customer satisfaction.
PENGARUH PROMOSI INSTAGRAM TERHADAP MINAT BELI DI AMANI COFFEE & EATERY, KEC. ADIWERNA, KAB. TEGAL Pangesti, Silvi Yuni; Hamdanur, Peris; Wahyudi, Dedy
Mount Hope Management International Journal Vol. 3 No. 1 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/momil.v3i1.814

Abstract

This study aims to examine the influence of Instagram-based social media promotion on consumer purchase intention at Amani Coffee & Eatery, located in Adiwerna District, Tegal Regency. The research is motivated by the increasing use of Instagram as a promotional platform and the intensifying competition in the culinary business sector. A descriptive quantitative method was employed, with data collected through questionnaires distributed to 100 respondents who are followers of the @Amani.cf Instagram account and active consumers. The Instagram promotion variable was analyzed through four dimensions: context, communication, collaboration, and connection. Meanwhile, the purchase intention variable includes transactional, referential, preferential, and exploratory intentions. The results of the simple linear regression analysis indicate that Instagram promotion has a positive and significant influence on consumer purchase intention. These findings affirm that attractive, communicative, and consistent content strategies can enhance audience engagement and purchasing decisions. This research offers important implications for culinary business actors in designing effective digital promotion strategies tailored to local consumer characteristics
PENGARUH KEPEMIMPINAN TRANSFORMASIONAL, LINGKUNGAN KERJA FISIK TERHADAP KINERJA PEGAWAI, DIMEDIASI MOTIVASI KERJA Solikhin, Solikhin; Purwani, Tri; Erbito, Yoseph; Marwati , Sri
Mount Hope Management International Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/momil.v3i2.829

Abstract

This research aims to determine the influence of the transformational leadership and physical work environment on employee performance with work motivation as a Mediating Variable at Dinas Koperasi Usaha Kecil Dan Menengah, Perindustrian Dan Perdagangan yang ada di Kab. Bantul This research design is quantitative research with a population of 122 employees anda sample of 122 respondents. The data collection method in this research uses the questionnaire method. Data analysis used in this research uses a Structural Equation Model(SEM) approach based on Partial Least Square (PLS). The results of this research show that the Transformational leadership has a positive influence on performance, transformational leadership has a positive influence on work motivation, the physical work environment does not affect performance, the physical work environment has a positive influence on work motivation, work motivation has a positive influence on performance, there is a positive relationship between transformational leadership and performance mediated by work motivation, there is a positive relationship between the physical work environment and performance, mediated by work motivation.
DAMPAK PERANG RUSIA-UKRAINA : TINJAUAN PENGARUH PERGERAKAN HARGA MINYAK DAN NIKEL TERHADAP SUKU BUNGA DI INDONESIA Dedy; Adot, Natalia
Mount Hope Management International Journal Vol. 2 No. 3 (2024)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/momil.v2i3.622

Abstract

One of the factors that causes increasing commodity prices in recent years is motivated by the Russia-Ukraine war since 2022. Russia is one of the world’s producers, especially for petroleum and mining industries such as nickel, aluminum, and palladium, so that commodity prices have also increased significantly and each world government will take its own policies in accordance with the impact of the war. The pupose of this study is to determine the influence of world oil and nickel price volatilities on interes rate policy in Indonesia. The method of this study uses a quantitative approach with multiple linear regression as the analysis techniques. The data source is in the form of secondary data obtained on a monthly basis from 2022 – 2024 in accordance with the volatilities of each variable. The results show that the oil prices have an influence but are negative on interest rates, as well as nickel prices also have an influence and negative on interest rate. Simultaneously, both of variables affect interest rates.
PENDEKATAN FLEKSIBEL DAN ADAPTIF TERHADAP PENCIPTAAN BISNIS INDONESIA SAAT INI Panjaitan, Ingrid; Gunawan, Inge
Mount Hope Management International Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/momil.v3i2.978

Abstract

This study explores flexible and adaptive approaches to business creation in Indonesia, amidst rapidly changing economic dynamics due to digitalization, the pandemic, and regulatory changes. Using the theoretical framework of organizational agility and entrepreneurial orientation, the study analyzes how Indonesian entrepreneurs implement adaptive strategies to enhance business resilience and innovation. Using mixed methods, data was collected from 200 MSMEs across various sectors. Results show that flexible approaches are significantly correlated with improved business performance, with technology adaptation being a key factor. Implications for entrepreneurship policy and practice are discussed, emphasizing the importance of a dynamic supporting ecosystem.
PENGARUH KEMUDAHAN, KEPERCAYAAN, DAN RISIKO TERHADAP MINAT PENGGUNAAN QRIS PADA KARYAWAN DI WILAYAH JAKARTA PUSAT TAHUN 2025 Armita, Mutiara; Nainggolan, Ringkot P
Mount Hope Management International Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/momil.v3i2.979

Abstract

The development of digital payment systems in Indonesia has experienced significant growth along with the implementation of the Quick Response Code Indonesia Standard (QRIS). The level of QRIS adoption by users is influenced by perceived ease of use, trust, and risk. This study aims to analyze the influence of ease of use, trust, and risk on the intention to use QRIS among employees in the Central Jakarta area in 2025. This study uses a quantitative approach with a survey method by distributing questionnaires to 100 respondents selected using a purposive sampling technique. Data were analyzed using multiple linear regression with SPSS software through validity tests, reliability tests, classical assumption tests, t-tests, F-tests, and coefficients of determination (Adjusted R²). The results show that partially ease of use and trust have a positive and significant effect on the intention to use QRIS, with trust being the most dominant variable. Meanwhile, risk has no significant effect on intention to use. Simultaneously, ease of use, trust, and risk have a significant effect on intention to use QRIS. These findings indicate that increasing the perception of ease of use and strengthening the trust aspect are strategic factors in encouraging the adoption of QRIS-based digital payments.

Page 5 of 6 | Total Record : 51

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