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Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Published by Institut Pesantren Sunan Drajat Lamongan
ISSN : 2988621X     EISSN : 29885124     DOI : https://doi.org/10.55352/oppotunity.v1i2
Core Subject : Religion, Economy, Humanities, Education, Social,
Religion Humanities Economics, Econometrics & Finance Education Social Sciences
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat adalah jurnal ilmiah hasil penelitian lapangan maupun kepustakaan dan hasil kegiatan pengabdian kepada Masyarakat (PkM) yang diterbitkan oleh Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan Jawa Timur. Terbit dua kali dalam setahun, pada bulan Juni dan Desember. Opportunity Jurnal Penelitian dan Pengabdian Masyarakat meliputi bidang Ekonomi dan Bisnis Islam
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Perilaku Organisasi dan Menejemen Sumber Daya Manusia
Articles 26 Documents
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PEMBERDAYAAN EKONOMI KREATIF MELALUI SEMINAR KEWIRAUSAHAAN DAN PELATIHAN PEMBUATAN BANANA ROLL UNTUK MENINGKATKAN SEMANGAT BERWIRAUSAHA DAN BERINIOVASI BAGI MASYARAKAT DUSUN SEJAJAR DESA PAYAMAN KECAMATAN SOLOKURO Abdullah Zawawi; Fahud Fahruddin; Kholifatur Rosidah; Robiah Adewiyah; Siswadi, Siswadi
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 2 No 2 (2024): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ojppm.v2i2.1387

Abstract

Sware Community service with the theme of entrepreneurship is a program of community service activities that focuses on entrepreneurial activities. Community service in Parallel Hamlet, Payaman Village, Solokuro District, Lamongan Regency by group 7 KKN INSUD which focuses on the problem of the lack of community potential in entrepreneurship which is still lacking so it needs to be motivated and innovated so that it has an entrepreneurial spirit. By going through the Participatory Action Research (PAR) approach, in which this approach is to get results or changes and new innovations that occur to women in parallel hamlets. This entrepreneurial activity assistance is aimed at housewives who are already entrepreneurs or those who have not started their own businesses. This entrepreneurial assistance is through training on making banana rolls, starting from production to marketing and promotion systems, and also providing socialization about entrepreneurship by providing understanding to mothers to foster a creative and innovative entrepreneurial spirit. The result of this series of community service activities is to provide new ideas for making banana rolls and more modern marketing, as well as other results in the form of designs in the form of logos, brands and others
ANALISIS FAKTOR FAKTOR YANG MEMPENGARUHI KINERJA REKSA DANA SAHAM DI PASAR MODAL Hasanah, Uswatun; Wulandari, Nurdea; Misra, Isra
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 3 No 1 (2025): Opportunity Research and Community Service Journal
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/x9yhf446

Abstract

The results of the analysis found three main categories of variables that affect the performance of stock mutual funds: macroeconomic variables (inflation, interest rates, and exchange rates); mutual fund characteristics (size, age, and operational costs); and the ability of investment managers (the ability to choose securities and the ability to determine market time). While the influence of interest rates and exchange rates varies, the findings show that inflation generally has a negative impact on the performance ofstockmutual funds. The age ofmutualfunds usually has a positive impact on performance. This study shows that a holistic approach to assessing stock mutual funds is very important for investors; that investment managers should have a better ability to choose securities; and that regulators should make policies that increase the transparency and effectiveness of the mutual fund industry. This research increases our understanding ofthe dynamics ofstock mutual fund performance and shows areas that require further research in the context of the ever-changing capital market
PERAN MANAJEMEN KEUANGAN DALAM PENGELOLAAN UMKM UNTUK MENINGKATKAN KEBERLANJUTAN BISNIS Sholeha, Alfiatus; Afia Nurafifah; Isra Misra
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 3 No 1 (2025): Opportunity Research and Community Service Journal
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/9r0g1k79

Abstract

This study analyzes the role of financial management in the management of MSMEs to support business sustainability. Using a descriptive qualitative method based on literature studies, this study collects data from various reliable literature during the period 2017–2024. The focus of the research includes financial management strategies such as transaction recording, cash flow management, the use of technology, and financial literacy. The results show that good financial literacy and the application of modern technology greatly affect the efficiency and sustainability of MSMEs. Proper financial management helps MSMEs overcome challenges such as access to capital, financial records, and cost efficiency. Support from the government through the Kredit Usaha Rakyat (KUR) program and financial training is a strategic step to increase the competitiveness of MSMEs in the global market.
fatwa KETENTUAN FATWA TERKAIT PRODUK PENGHIMPUNAN DANA PADA LKS ASPEK HUKUM & ETIKA muhamad ragiel saputra
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 3 No 1 (2025): Opportunity Research and Community Service Journal
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/w3z8r905

Abstract

This study discusses the fatwas of the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) regarding fundraising products in Sharia Financial Institutions (LKS), particularly in the form of savings, demand deposits, and term deposits. LKS are financial institutions that operate based on sharia principles derived from the Qur'an and hadith, avoiding the practice of riba (interest) and transactions that contradict Islamic law. This study emphasizes the importance of understanding the fatwas governing these products to ensure that the management of funds adheres to sharia principles. Through a normative and empirical legal approach, this article explores the mechanisms of fundraising in Islamic banking, particularly through Mudharabah and Wadi'ah contracts. The primary aim of this study is to provide guidance for the public in selecting Sharia-compliant fundraising products and to understand the rights and obligations of customers in transactions with LKS. This article also examines the legal and ethical implications of DSN-MUI fatwas regarding savings, demand deposits, and term deposits, as well as the challenges faced in implementing these products in Indonesia.
PENGUATAN DIGITALISASI DAN REBRANDING TERHADAP PELAKU UMKM DI DESA CANDIREJO KABUPATEN MAGETAN Setyansah, Reza Kusuma; Luthfi Azis, Muh Nur
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 3 No 1 (2025): Opportunity Research and Community Service Journal
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/7bdzt498

Abstract

The Thematic Community Service Program (KKN-T) conducted by Universitas PGRI Madiun in Candirejo Village, Magetan Regency, was strategically focused on community empowerment through a series of integrated initiatives. Core programs included the digitalization of administrative management for community health posts (posyandu), nutrition workshops for mothers, mentoring in digital marketing and product rebranding for MSMEs, the development of Community Reading Gardens (Taman Baca Masyarakat), training in Smart Digital Finance, as well as the establishment of Sustainable Food Houses and Organic Gardens. A flagship initiative centered on strengthening digital transformation among MSMEs, aiming to enhance digital literacy, expand market access, and improve the competitiveness of local products. Field observations identified several key challenges, including low digital literacy, overreliance on manual record-keeping, and limited understanding of digital platforms. These issues were attributed to insufficient training programs, inadequate technological infrastructure, and resistance to change. Structured interventions—comprising targeted training, technology provision, and intensive mentoring—proved effective in addressing these barriers. The program contributed significantly to administrative efficiency, improved the quality of community health services, and optimized MSME marketing strategies through digital platforms and competitive pricing. The findings underscore that digital transformation serves as a critical driver in achieving sustainable competitive advantage for local MSMEs amid the digital disruption era.
PENGARUH CURRENT RATIO (CR) TERHADAP NET PROFIT MARGIN (NPM) PADA PERUSAHAAN MANUFAKTUR SUB SEKTOR INDUSTRI BARANG KONSUMSI Novianti, Sal Syabilah; Ajimat, Ajimat; Ramadhani, Annisa Alifa
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 3 No 1 (2025): Opportunity Research and Community Service Journal
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/mtedbs82

Abstract

This study aims to determine the Effect of Current Ratio (CR) on Net Profit Margin (NPM) in Manufacturing Companies in the Consumer Goods Industry Sub-Sector Listed on the Indonesia Stock Exchange for the 2015-2019 Period. The method used in this study is Panel Data Regression Analysis. The population in this study uses the financial statements of Manufacturing Companies in the Consumer Goods Industry Sector Listed on the Indonesia Stock Exchange. The sample in this study is Purposive Sampling. The data analysis techniques used are financial ratio analysis, descriptive statistical analysis, statistical analysis through the EVIEWS calculation stages using EVIEWS version 10. The method used in this study is Panel Data Regression Analysis. Based on the partial test results, it shows that the Current Ratio (CR) has a significant effect on Net Profit Margin (NPM).

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