cover
Contact Name
Siswadi
Contact Email
opportunity@insud.ac.id
Phone
+6281330545874
Journal Mail Official
opportunity@insud.ac.id
Editorial Address
Jalan Raden Qosim Komplek PP. Sunan Drajat, Kab. Lamongan, Provinsi Jawa Timur, 62264
Location
Kab. lamongan,
Jawa timur
INDONESIA
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
ISSN : 2988621X     EISSN : 29885124     DOI : https://doi.org/10.55352/oppotunity.v1i2
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat adalah jurnal ilmiah hasil penelitian lapangan maupun kepustakaan dan hasil kegiatan pengabdian kepada Masyarakat (PkM) yang diterbitkan oleh Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan Jawa Timur. Terbit dua kali dalam setahun, pada bulan Juni dan Desember. Opportunity Jurnal Penelitian dan Pengabdian Masyarakat meliputi bidang Ekonomi dan Bisnis Islam
Articles 50 Documents
Waqaf Produktif: Menggerakkan Perekonomian Rakyat Menuju Ketahanan Ekonomi Berkelanjutan Sugianto; Fadhel Mohammad
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 2 No 1 (2024): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ojppm.v2i1.946

Abstract

The debate about community economic development, productive waqf has become a main topic. In the midst of global economic challenges and uncertainty, productive waqf has emerged as an innovative solution to increase the economic resilience of the people. This research aims to explore the potential of productive waqf in moving the people's economy towards sustainable economic resilience. The method used is a qualitative approach with a literature review, which combines descriptive analysis to understand the role of productive waqf in economic development. The data used is secondary data obtained from various sources such as reports, journals, articles and other documents. The qualitative approach allows researchers to explore in depth how productive waqf can contribute to improving the welfare of the people and long-term economic stability. The research results show that productive waqf has great potential in optimizing people's assets for economic activities, creating jobs, and supporting various social programs. With good management, productive waqf can become an important instrument in achieving sustainable economic resilience. This research is expected to provide insight for policy makers and waqf practitioners in implementing effective productive waqf strategies. Perdebatan tentang pengembangan ekonomi masyarakat, wakaf produktif telah menjadi topik utama. Di tengah tantangan ekonomi global dan ketidakpastian, wakaf produktif muncul sebagai solusi inovatif untuk meningkatkan ketahanan ekonomi umat. Penelitian ini bertujuan untuk mengeksplorasi potensi wakaf produktif dalam menggerakkan ekonomi umat menuju ketahanan ekonomi yang berkelanjutan. Metode yang digunakan adalah pendekatan kualitatif dengan kajian literatur, yang menggabungkan analisis deskriptif untuk memahami peran wakaf produktif dalam pembangunan ekonomi. Data yang digunakan merupakan data sekunder yang diperoleh dari berbagai sumber seperti laporan, jurnal, artikel, dan dokumen lainnya. Pendekatan kualitatif memungkinkan peneliti untuk menggali secara mendalam bagaimana wakaf produktif dapat berkontribusi pada peningkatan kesejahteraan umat dan stabilitas ekonomi jangka panjang. Hasil penelitian menunjukkan bahwa wakaf produktif memiliki potensi besar dalam mengoptimalkan aset umat untuk kegiatan ekonomi, menciptakan lapangan kerja, dan mendukung berbagai program sosial. Dengan pengelolaan yang baik, wakaf produktif dapat menjadi instrumen penting dalam mencapai ketahanan ekonomi yang berkelanjutan. Penelitian ini diharapkan dapat memberikan wawasan bagi pengambil kebijakan dan praktisi wakaf dalam mengimplementasikan strategi wakaf produktif yang efektif.
PENGOLAHAN LIMBAH PERTANIAN TONGKOL JAGUNG (MENJADI BRIKET) BERNILAI EKONOMI BAGI MASYARAKAT DESA TEBLURU Muhammad Tengku; Abdullah Hasan Busri; Muhammad Tengku Ardiansyah; Dewi Wulansari; Fatiin Khalimatus Zahro Ashari
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 2 No 2 (2024): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ojppm.v2i2.1086

Abstract

Limbah hasil dari kegiatan Pertanian Masyarakat desa Tebluru Kecamatan Solokuro Kabupaten Lamongan semakin hari semakin menumpuk. Pengelolaan limbah rumah tangga yang semakin hari semakin menumpuk di desa Tebluru ini menjadi focus penting pemerintaah desa Tebluru agar tidak menimbulkan pencemaran lingkungan, alhasil dari beberapa limbah masyarakat desa tebluru dibuang di Tempat Pembuangan Akhir Sampah Desa dan juga ada yang dibakar di tempat pembakaran. Dalam Hal ini mahasiswa Kuliah Kerja Nyata yang berbasis menggunakan metode PAR menemukan terobosan baru dalam mengolah limbah pertanian tongkol jagung menjadi briket yang bernilai ekonomi bagi Masyarakat Desa Tebluru. The waste resulting from community farming activities in Tebluru Village, Solokuro District, Lamongan Regency is piling up day by day. The management of household waste, which is increasingly accumulating in Tebluru village, is an important focus for the Tebluru village government so as not to cause environmental pollution, as a result, some of the waste of the Tebluru village community is disposed of at the Village Waste Final Disposal Site and some is also burned in an incinerator. In this case, students from the Real Work Lecture based on the PAR method found a new breakthrough in processing corncob agricultural waste into briquettes that have economic value for the Tebluru Village Community.  
EDUKASI LITERASI KEUANGAN DAN PENANAMAN KESADARAN PENTINGNYA MENABUNG SEJAK DINI DI MI IHYAUL ULUM DESA BLURI Pusvyta Sari; Dymas Yulia Putri Kusumaningtyas; Amir Fadhlan Hakim; Bagus Fahmi Arrochman; Uma Ayu Salamah; Vela Amalia Fitriana
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 2 No 2 (2024): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ojppm.v2i2.1246

Abstract

Pengelolaan keuangan sangat penting untuk  masa  depan. Salah   satu   cara   mengelola   uang   ialah menabung.  Kesadaran menabung perlu ditumbuhkan sejak   usia   dini.   Oleh karena itu perlu dilakukan edukasi literasi keuangan kepada peserta didik agar memiliki pemahaman dan keterampilan literasi keuangan. Kegiatan ini dilakukan dalam rangka Kuliah Kerja Nyata Institut Pesantren Sunan Drajat Lamongan. Pendekatan yang dilakukan dalam pengabdian kepada masyarakat dilakukan dengan model Participatory Action Research (PAR). Hasil dari   kegiatan edukasi literasi keuangan ini bertambahnya semangat peserta didik untuk menabung, meningkatkan pengetahuan mengenai lierasi keungan dan pengetahuan mengenai  menabung  seperti  arti  menabung,  manfaat  menabung dan cara atau tips menabung yang dapat diterapkan menjadi kebiasaan menabung peserta didik kelas 4 MI Ihyaul Ulum Desa Bluri. Financial management is very important for the future. One way to manage money is to save.  Awareness of saving needs to be raised from an early age.   Therefore, it is necessary to provide financial literacy education to students so that they have financial literacy understanding and skills. This activity was carried out in the context of the Real Work Lecture at the Sunan Drajat Lamongan Islamic Boarding School Institute. The approach taken in community service is carried out using the Participatory Action Research (PAR) model. The results of this financial literacy education activity increased students' enthusiasm for saving, increased knowledge about financial literacy and knowledge about saving such as the meaning of saving, the benefits of saving and ways or tips for saving that can be implemented into the savings habits of class 4 students at MI Ihyaul Ulum, Bluri Village.
ANALISIS LIKUIDITAS DAN PERPUTARAN MODAL KERJA PT ASTRA AGRO LESTARI TBK: UPAYA OPTIMALISASI KEUANGAN Muhamad Ragiel Saputra; Achmad Rayhan Maulidan; Isra Misra
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 2 No 2 (2024): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ojppm.v2i2.1319

Abstract

Artikel ini membahas peran penting pengelolaan likuiditas dan perputaran modal kerja dalam mendukung stabilitas keuangan dan keberlanjutan bisnis di PT Astra Agro Lestari Tbk, salah satu perusahaan terkemuka di sektor agribisnis Indonesia. Melalui analisis rasio keuangan, khususnya Current Ratio dan perputaran modal kerja, artikel ini mengeksplorasi bagaimana strategi pengelolaan keuangan dapat meningkatkan efisiensi operasional dan profitabilitas perusahaan. Selain itu, artikel ini juga menyoroti tantangan dalam pengelolaan likuiditas dan memberikan rekomendasi untuk memperkuat kinerja keuangan. Dengan demikian, pengelolaan likuiditas dan modal kerja yang efektif tidak hanya berfungsi sebagai indikator kesehatan keuangan, tetapi juga sebagai faktor penentu keberlanjutan bisnis dalam industri agribisnis yang kompetitif. This article discusses the crucial role of liquidity management and working capital turnover in supporting financial stability and business sustainability at PT Astra Agro Lestari Tbk, one of Indonesia's leading agribusiness companies. Through an analysis of financial ratios, particularly the Current Ratio and working capital turnover, this article explores how financial management strategies can enhance operational efficiency and profitability. Additionally, the article highlights the challenges in managing liquidity and provides recommendations to strengthen financial performance. Effective liquidity and working capital management thus serve not only as indicators of financial health but also as key factors in ensuring business sustainability in the competitive agribusiness industry.
EFEKTIVITAS ETIKA BISNIS ISLAM DALAM MEMBANGUN KEPERCAYAAN DI ERA EKONOMI DIGITAL DALAM PERSPEKTIF SEJARAH ISLAM Arum, Hafidza Sanshia; Azzaki, Adnan
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 2 No 2 (2024): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/ojppm.v2i2.1378

Abstract

The phenomenon crisis of trust in today's digital economy is increasingly surfacing due to lack of transparency, data manipulation, and unethical business practices, especially in the e-commerce and fintech sectors. This research aims to explore the relevance and applicability of the principles of Islamic business ethics-honesty, fairness, justice, and equity. principles-honesty, fairness, social responsibility, and the prohibition of usury-as a solution to build trust in global digital business. solution to building trust in global digital business. The method used is a descriptive qualitative approach through literature review and content analysis to identify how Islamic ethical values content analysis to identify how Islamic ethical values can be implemented in the digital business environment. The research results show that the principles of honesty and transparency are very important to increase consumer consumer trust, especially in the delivery of product information and protection of personal data. Corporate social responsibility implementation has proven to be able to strengthen reputation and provide tangible benefits to society. society. In addition, the prohibition of usury is an important foundation in creating economic justice in Islamic fintech business models. creating economic justice in the sharia fintech business model that prioritizes profit-sharing schemes. business model that prioritizes profit-sharing schemes. This research recommends the principles of principles of Islamic business ethics as a strong foundation to face the ethical challenges and trust crisis in the digital era. ethical challenges and crisis of trust in the digital era.
EKONOMI ISLAM SEBAGAI PILAR PERADABAN: MENJAJAKI SOLUSI TANTANGAN EKONOMI GLOBAL MODERN Rupita, Nanda Ega; Azzaki, Adnan
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 3 No 2 (2025): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/g5wqxv69

Abstract

Islamic economics has played a crucial role in supporting classical Islamic civilization, particularly during the Abbasid Caliphate and Andalusia. Based on principles of justice, equality, and sustainability, Islamic economics integrates material and spiritual aspects in economic management. Instruments such as zakat, waqf, and the prohibition of riba have proven effective in promoting fair wealth redistribution, social stability, and sustainable development.This study aims to examine the relevance of Islamic economic principles in addressing modern global economic challenges, such as social inequality, financial crises, and environmental degradation. Using a literature review with a descriptive approach, this study analyzes how zakat, waqf, and the prohibition of riba can provide solutions to these issues. The findings show that zakat and waqf play a significant role in reducing social inequality and supporting sustainable development, while the prohibition of riba helps ensure economic stability by avoiding speculation. The study concludes that the application of Islamic economic principles can provide solutions for building a more just and sustainable civilization in the modern era.
IMPLEMENTASI MEKANISME PASAR MADINAH DALAM MENDORONG EKONOMI BERKELANJUTAN Muhammad Syauqi Yunilhamri; Muhammad Adnan Azzaki; Bahasa Indonesia
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 3 No 2 (2025): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/54j47s21

Abstract

This study examines the role of the Medina market mechanism in supporting the achievement of a sustainable economy. The Medina market, established by the Prophet Muhammad, provides a fair, transparent, and monopolistic market model, and prioritizes balance between economic, social, and environmental aspects. Through the principle of prohibition of usury, price control, and redistribution of wealth through zakat and alms, the Medina market not only ensures economic sustainability, but also creates social justice and solidarity between communities. The research method used is a literature study with a descriptive-analytical approach. This study concludes that the principles applied in the Medina market can be used as a reference in efforts to overcome social and economic inequality in the modern era. Furthermore, the zakat and alms system implemented at that time proved to be an effective instrument in reducing poverty and improving wealth distribution. In the context of today's global economy, the values contained in the Medina market mechanism can make a significant contribution to more inclusive and sustainable economic development. Therefore, the application of the Medina market principles in the future, by considering changes in the times and the needs of society, can lead to the achievement of sustainable development goals.
PENGELOLAAN BAITUL MAAL PADA MASA KHULAFAUR RASYIDIN DAN PENERAPANNYA DI INDONESIA Adel, Ichsanul Reihan; Muhammad Adnan Azzaki
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 3 No 2 (2025): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/634dey54

Abstract

Baitul Maal merupakan lembaga keuangan publik Islam yang mengelola pendapatan dan pengeluaran negara berdasarkan syariat Islam. Baitul Maal yang telah ada sejak zaman Nabi Muhammad SAW dan semakin terstruktur pada masa Khulafaur Rasyidin, memiliki peran penting dalam penyaluran kesejahteraan melalui zakat, infaq, shadaqah, dan pajak lainnya. Penelitian ini mengkaji peran Baitul Maal pada masa Khulafaur Rasyidin dan penerapannya dalam konteks Indonesia modern. Dengan menggunakan metode penelitian kepustakaan, ditemukan bahwa sumber dana utama Baitul Maal adalah zakat, jizyah, kharaj, dan fa'i. Khalifah Umar bin Khattab menetapkan sistem administrasi modern seperti al-diwan. Di Indonesia, Baitul Maal telah bertransformasi menjadi Lembaga Keuangan Mikro Islam (LKMS) melalui Baitul Maal Wat Tamwil (BMT) untuk mendukung pemberdayaan ekonomi masyarakat kecil, yang mencerminkan adaptasi terhadap kebutuhan ekonomi modern dengan tetap menjaga prinsip-prinsip Syariah.
Analisis Likuiditas, Solvabilitas dan Profitabilitas kinerja perusahaan di PT. Asia Sejahtera Mina TB Rida latifah, Rida Latifah; Nazwa Norsa’adah, Nazwa Norsa’adah; Isra Misra , Isra Misra
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 3 No 2 (2025): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/hhh5pc85

Abstract

This article discusses the influence of liquidity, solvency, and profitability on the company's performance in PT. Asia Sejahtera Mina TBK. This study aims to analyze how these three variables contribute to the company's financial performance. The method used is multiple regression analysis with data taken from the company's financial statements for the last five years. The results of the study show that liquidity has a positive and significant influence on the company's performance, while solvency shows a varied influence. Profitability has also proven to contribute significantly to improving the company's performance. This finding provides insight for company management in making strategic decisions to improve the financial performance and competitiveness of PT. Asia Sejahtera Mina Tbk in the market.
PENDAMPINGAN MASYARAKAT DALAM PEMANFAATAN TPS3R DESA KRANJI KECAMATAN PACIRAN KABUPATEN LAMONGAN Siswadi, Siswadi; Zaini, Ahmad Afan; Al-Falih, M. Habibi Alauddin
Opportunity Jurnal Penelitian dan Pengabdian Masyarakat Vol 3 No 2 (2025): Opportunity Jurnal Penelitian dan Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Pesantren Sunan Drajat Lamongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55352/x4t53312

Abstract

Penelitian ini bertujuan untuk menganalisis proses pendampingan masyarakat dalam pemanfaatan Tempat Pengolahan Sampah Reduce, Reuse, Recycle (TPS3R) di Desa Kranji, Kecamatan Paciran, Kabupaten Lamongan. Pendampingan dilakukan melalui tahapan sosialisasi, edukasi, pelatihan teknis, dan penguatan kelembagaan masyarakat. Metode yang digunakan meliputi observasi, wawancara, pendampingan partisipatif, serta evaluasi implementasi pengelolaan sampah. Hasil penelitian menunjukkan bahwa pendampingan mampu meningkatkan kapasitas masyarakat dalam memilah dan mengolah sampah, memperkuat kelembagaan pengelolaan TPS3R, serta mendorong perubahan perilaku ekologis masyarakat. Keberadaan TPS3R terbukti mengurangi volume sampah yang masuk ke TPA dan menghasilkan nilai ekonomi melalui produk kompos serta pemanfaatan kembali sampah anorganik. Secara keseluruhan, program ini menunjukkan bahwa pengelolaan sampah berbasis masyarakat yang didukung pendampingan intensif mampu menciptakan sistem pengelolaan sampah yang berkelanjutan dan berbasis pemberdayaan komunitas.