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JER
Published by Universitas Muslim Indonesia
ISSN : -     EISSN : 26206196     DOI : https://doi.org/10.57178/jer.v6i1
Core Subject : Economy, Humanities, Science,
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Jurnal Economic Resource_(JER) is open access. This journal is published in _ March & September. Journal of Economic Resources|e-ISSN 2620-6196] is a peer-reviewed journal published twice a year (March & September) by the Faculty of Economics and Business, Universitas Muslim Indonesia_UMI. Journal of Economic Resource is a research work to publish articles that report the results of Economics. The Journal of Economic Resources invites manuscripts on various topics in Economics but not limited to Functional Development Economics; entrepreneurship; Management Development; and Accounting.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 581 Documents
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Pendorong Perilaku Impulsive Buying Konsumen Busana Muslim Keke: Antara Discount Price, Electronic Word of Mouth dan Fear Of Missing Out Azumah, Nafisa Rafi; Rini Kuswati
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2123

Abstract

Perkembangan industri busana muslim di Indonesia yang semakinpesat mendorong meningkatnya persaingan antar merek, sehinggamemengaruhi perilaku konsumen dalam pengambilan keputusanpembelian. Salah satu perilaku yang banyak muncul ialah impulsive buying, yaitu pembelian yang dilakukan secara spontan tanpaperencanaan sebelumnya. Studi ini bertujuan untuk menganalisispengaruh discount price dan electronic word of mouth (E-WOM) terhadap impulsive buying pada konsumen busana muslim merekKeke, serta menguji peran fear of missing out (FOMO) sebagaivariabel mediasi. Studi ini memakai pendekatan kuantitatif dengan teknik purposive sampling. Data diperoleh dari 210 responden yang ialah konsumen busana muslim Keke di Indonesia melalui penyebaran kuesioner. Metode analisis data yang dipakai ialahStructural Equation Modeling (SEM) berbasis Partial Least Square(PLS) dengan bantuan perangkat lunak SmartPLS 4.1. Hasil penelitian memperlihatkan bahwasanya discount price berpengaruhpositif dan signifikan terhadap impulsive buying. Selain itu, electronic word of mouth juga terbukti berpengaruh positif dan signifikan terhadap impulsive buying serta terhadap fear of missing out. Selanjutnya, fear of missing out berpengaruh positif dan signifikan terhadap impulsive buying dan terbukti memediasi secaraparsial pengaruh electronic word of mouth terhadap impulsive buying. Temuan ini mengindikasikan bahwasanya strategi promosiharga dan pengelolaan informasi digital yang efektif bisameningkatkan kecenderungan pembelian impulsif konsumen, terutama ketika didukung oleh rasa takut tertinggal tren. Studi inidiharapkan bisa menjadi referensi bagi pelaku bisnis dalam merancang strategi pemasaran yang lebih tepat di industri busana muslim.
Comparative Analysis of Financial Performance Based on the PEARLS Method in Credit Unions under PUSKOPDIT Nusa Tenggara Timur Lewar, Maria Viviana Nurak
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.2125

Abstract

This research aims to compare the financial performance of Credit Unions under Puskopdit NTT based on the PEARLS method. The data used in this study are from 2016-2020, and a descriptive method was employed. The data analysis employs quantitative methods, specifically financial ratio analysis, using 13 PEARLS indicators applied by Credit Unions in accordance with standards set by the World Council of Credit Unions (WOCCU). The variables and measurements in this study comprise protection, effective financial structure, asset quality, revenue and expense acquisition rates, liquidity, and indicators of growth. The data collection methods used are documentation and interviews. Research results from 2016 to 2020 indicate that Credit Unions with excellent financial performance are Credit Union Pintu Air, Credit Union Obor Mas, Credit Union Sangosay, Credit Union Serviam, Credit Union Sinar Harapan, and Credit Union Tuke Jung. Credit Unions with financial performance in the good category are Credit Union Swasti Sari, Credit Union Ankara, and Credit Union Suka Damai. Meanwhile, the Credit Union with financial performance in the moderate category is Credit Union Mitan Gita.
Pengaruh Halal Marketing Dan Religiosity Terhadap Halal Cosmetics Purchase Intention Dengan Halal Attitude Cosmetics Sebagai Variabel Mediasi Cisandra, Mercylina Rifka; Rini Kuswati
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2126

Abstract

Industri kosmetik halal menunjukkan tren pertumbuhan yang konsisten seiring meningkatnya kesadaran konsumen Muslim terhadap aspek kehalalan produk. Penelitian ini bertujuan untuk mengkaji pengaruh halal marketing dan religiosity terhadap halal cosmetics purchase intention dengan memasukkan halal attitude sebagai variabel mediasi. Metode penelitian dilakukan melalui survei terhadap 182 responden perempuan Muslim di Indonesia yang telah menggunakan atau memiliki minat terhadap kosmetik halal. Analisis data dilakukan mempergunakan pendekatan PLS-SEM melalui perangkat lunak SmartPLS 4. Hasil analisis mengindikasikan, halal marketing dan religiosity memengaruhi positif dan signifikan terhadap halal attitude. Selain itu, halal marketing, religiosity, dan halal attitude juga terbukti memengaruhi positif dan signifikan terhadap niat pembelian kosmetik halal. Namun, halal attitude tidak mampu memediasi pengaruh halal marketing maupun religiosity terhadap purchase intention, sehingga kedua variabel tersebut memengaruhi langsung tanpa melalui mekanisme pembentukan sikap terlebih dahulu. Temuan ini mengindikasikan bahwa niat pembelian konsumen terhadap kosmetik halal lebih dipengaruhi oleh efektivitas strategi pemasaran berbasis halal serta tingkat religiusitas individu, dengan peran halal attitude yang tetap memberikan kontribusi dalam memperkuat kecenderungan pembelian.
Analisis Kausalitas dan Kointegrassi Usaha Mikro, Kecil, Menengah (UMKM), Kepadatan Penduduk, dan Kemiskinan Provinsi Gorontalo Adam , Deistiany; Santoso , Ivan Rahmat; Saleh , Sri Endang
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.2128

Abstract

Penelitian ini bertujuan untuk menganalisis hubungan kausalitas dan kointegrasi antara Usaha Mikro, Kecil, dan Menengah (UMKM), kepadatan penduduk, dan kemiskinan di Kabupaten/Kota Provinsi Gorontalo. Data yang digunakan merupakan data sekunder berupa data tahunan periode 2017–2024, yang diperoleh dari Badan Pusat Statistik (BPS) dan Dinas Koperasi dan UMKM Provinsi Gorontalo. Metode analisis yang digunakan adalah Panel Vector Error Correction Model (PVECM), yang meliputi uji stasioneritas (ADF test), penentuan panjang lag optimal, uji stabilitas model, uji kointegrasi Johansen, uji kausalitas Granger, estimasi VECM, serta analisis Impulse Response Function dan Variance Decomposition. Hasil penelitian menunjukkan bahwa tidak terdapat hubungan kausalitas dua arah antara UMKM dan kepadatan penduduk, kepadatan penduduk dan kemiskinan, namun dari kemiskinan terhadap UMKM memiliki hubungan satu arah, yang berarti tingkat kemiskinan memengaruhi perkembangan sektor UMKM. Sedangkan hasil uji kointegrasi Johansen menunjukkan bahwa terdapat persamaan yang terkointegrasi diantara variabel UMKM, Kepadatan Penduduk dan Kemiskinan yang menandakan adanya hubungan jangka panjang yang stabil antar variabel.
THE EFFECT OF COMPETENCE, MOTIVATION, AND FAMILY ENVIRONMENT ON THE WORK READINESS OF 12TH GRADE STUDENTS AT SMK N 2 REMBANG BEFORE ENTERING THE WORKPLACE Fadlila Romadhani Erlini H; Ming Ming Lukiarti
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2129

Abstract

The purpose of this study was to demonstrate the influence of competence, motivation, and family environment on the work readiness of 12th-grade students at SMK N 2 Rembang before entering the workforce. This study used independent variables: competence, motivation, and family environment, with work readiness as the dependent variable. Data collection was conducted through a questionnaire. The data source used in this study was primary data obtained from a questionnaire completed by respondents. The study population consisted of all 12th-grade students at SMK N 2 Rembang, graduating class of 2025, with a sample size of 90. Data analysis used multiple linear regression. The results showed that competence had a significant positive effect on the work readiness of 12th-grade students at SMK N 2 Rembang before entering the workforce. Motivation had a positive but insignificant effect on the work readiness of 12th-grade students at SMK N 2 Rembang before entering the workforce. The family environment had a significant positive effect on the work readiness of 12th-grade students at SMK N 2 Rembang before entering the workforce.
Analysis of the Influence of Product Quality and Service Quality on Repurchase Intention with Customer Satisfaction as a Mediating Variable Zulviani, Fifi; Linda, Muthia Roza
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2135

Abstract

This study examines the effects of product and service quality on repurchase intention, with customer satisfaction as a mediating variable, at Maetek Rattan Store in Padang City. Using a quantitative, descriptive, and causal design, data were collected from 112 respondents via questionnaires and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results show that product quality and service quality positively influence customer satisfaction and repurchase intention. Customer satisfaction mediates the relationship between service quality and repurchase intention, implying that better service and product quality can enhance customer loyalty and business competitiveness.
Innovation in Information Technology: A Hybrid Systematic Literature Review and Bibliometric Analysis Erlangga, Faezal; Abdurrahman, Lukman
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2137

Abstract

This study aims to provide an overview of the development and scope of research on Innovation in Information Technology through a hybrid approach combining Systematic Literature Review and bibliometric analysis. The study examines 121 articles selected from the Scopus database using the PRISMA 2020 framework. A bibliometric analysis was conducted using VOSviewer to identify publication trends, research distribution, and relationships among key keywords. The results indicate that research on Innovation in Information Technology remains relatively limited and is dominated by developed countries, with a primary focus on technological aspects and organizational contexts. These findings offer both theoretical and practical implications for advancing research and formulating sustainable information technology innovation strategies in the future.
Pengaruh Host Credibility, Interactivity, Limited Time Offer, Online Customer Review, Dan Product Knowledge, Terhadap Purchase Decision Produk “Sattka Basic” Pada Generasi Z Di Tiktok Live Andriawan, Della Firnanda; Krisnawati, Wenti
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.2139

Abstract

Penelitian ini bertujuan untuk menguji secara empiris pengaruh variabel independen terhadap keputusan pembelian produk hijab Sattka Basic pada Generasi Z melalui fitur TikTok Live. Variabel independen yang digunakan adalah Host Credibility, Interactivity, Limited Time Offer, Online Customer Review, dan Product Knowledge, sedangkan variabel dependen adalah Purchase Decision. Penelitian ini bersifat kuantitatif dan mensurvei 200 responden Generasi Z di Kabupaten Gresik dengan menggunakan kuesioner. Analisis data dilakukan dengan menggunakan program SmartPLS 4. Hasil penelitian menunjukkan bahwa kelima variabel independen berpengaruh positif dan signifikan terhadap Purchase Decision, dengan kemampuan model menjelaskan 86,3% Hal ini mengindikasikan bahwa optimalisasi strategi live shopping yang mengedepankan interaksi dan kredibilitas merupakan faktor kunci dalam menstimulasi keputusan pembelian pada segmen Generasi Z
Pengaruh Psychological Contract Breach Dan Trust in Organization Terhadap Employee Engagement Dengan Komitmen Organisasional Sebagai Variabel Mediasi (Studi Pada Pegawai PPPK Pemerintah Kota Pariaman) Prima Sandra M, Khansa; Lukito, Hendra; Rivai, Harif Amali
Jurnal Economic Resource Vol. 9 No. 1 (2026): October - March
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v9i1.2140

Abstract

Penelitian ini menganalisis pengaruh psychological contract breach dan trust in organization terhadap employee engagement dengan komitmen organisasional sebagai variabel mediasi pada Pegawai Pemerintah dengan Perjanjian Kerja (PPPK) di Pemerintah Kota Pariaman. Pendekatan kuantitatif eksplanatori digunakan dengan survei terhadap 81 responden, dianalisis menggunakan SEM-PLS. Hasil menunjukkan bahwa psychological contract breach berpengaruh negatif, sedangkan trust in organization berpengaruh positif terhadap komitmen organisasional dan employee engagement. Komitmen organisasional terbukti memediasi pengaruh kedua variabel independen terhadap employee engagement. Temuan ini menegaskan pentingnya pengelolaan kontrak psikologis dan pembangunan kepercayaan organisasi dalam meningkatkan keterlibatan kerja PPPK.
The Role of Brand Trust in Mediating the Influence of Social Media Marketing Features on Dugg Coffee Consumers Purchase Intention Hasan, Fanisya Almayra Taqiyya; Aida, Nabila Mutiara; Qanita, Nazira Hayya; Kartiwa, Reka Pramesti Dwilingga; Iskandar, Berni Rahman
Jurnal Economic Resource Vol. 8 No. 2 (2025): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v8i2.2141

Abstract

The rapid growth of social media has positioned digital platforms as essential channels for consumer engagement, particularly for small-scale businesses such as Dugg Coffee. This study investigates how four social media marketing features informativeness, interactivity, entertainment, and perceived relevance affect purchase intention, with brand trust functioning as a mediating variable. Using the Integrated Social Media Trust–Adoption Model (SMTAM), which combines elements of TAM, UTAUT, and Trust Theory, this research seeks to explain the cognitive, affective, and relational mechanisms underlying consumer behavior in digital contexts. A quantitative approach was applied through purposive sampling, collecting data from 200 respondents using an online questionnaire. The data were analyzed using PLS-SEM with SmartPLS 4 to evaluate both the measurement and structural models. The results show that informativeness, interactivity, and perceived relevance significantly influence brand trust, while entertainment does not. Furthermore, brand trust, entertainment, and perceived relevance have significant effects on purchase intention, indicating both relational and affective pathways in consumer decision-making. In contrast, informativeness and interactivity do not directly shape purchase intention, suggesting their role is primarily trust-building. IPMA findings highlight that informativeness and interactivity possess high importance yet only moderate performance, identifying them as key areas for improvement. The study contributes theoretically by reinforcing SMTAM as a comprehensive framework for understanding digital consumer behavior. Managerially, the findings emphasize the need for SMEs such as Dugg Coffee to improve content clarity, responsiveness, and relevance while delivering engaging and relatable content. Strengthening these features can enhance brand trust and ultimately increase consumer purchase intention

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