cover
Contact Name
Dhita Febyanti
Contact Email
editor@ijefm.co.in
Phone
+6281315458523
Journal Mail Official
editor@ijefm.co.in
Editorial Address
Jl. Raya Pemda Pajeleran Sukahati No. 41 Cibinong, Bogor. 16913
Location
Kab. gresik,
Jawa timur
INDONESIA
Journal of Ekonomics, Finance, and Management Studies
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Articles 1,633 Documents
The Concept of Economic Independence of Cash Waqf-Based Pesantren and Its Implementation at STIBA Ar Raayah Husnul Khatimah; Nuradi; Nurul Huda
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.5402

Abstract

The purpose of the research is to find out how the concept of cash waqf model to achieve economic independence of pesantren and its implementation at STIBA Ar Raayah. This research uses a literature study with a qualitative approach. The results of this study highlight the importance of professional and trustworthy cash waqf investment management and the role of sustainable management in developing cash waqf models for education, especially in STIBA Ar Raayah Islamic boarding schools. The pesantren must be able to develop its capabilities by running a business independently to maintain its existence and no longer depend on its operational funding on students or donors. In terms of higher education pesantren, STIBA Ar Raayah Pesantren has a considerable potential for cash waqf of IDR 71,565,000 per month or IDR 858,780,000 per year or equivalent to USD 52,702 per year (assuming USD1 = IDR 16,269.06 as of June 05, 2024).
Pengaruh Manajemen Laba, Struktur Kepemilikan, dan Risiko Sistematis Terhadap Return Saham Hendrik ES Samosir
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5406

Abstract

This study aims to determine the Effect of Earnings Management, Ownership Structure, and Systematic Risk on Stock Returns. The research method used in this study is a descriptive statistical method. With verification testing using multiple regression (multiple regression). The data used is secondary data, namely the annual reports of companies that are used as samples in the study. The research sample is 12 companies listed on the Indonesia Stock Exchange in 2019-2022 which were taken using the purposive sampling method. The results of this study indicate that Earnings Management, Ownership Structure and Systematic Risk have a positive and significant effect on Stock Returns.
Pengaruh Brand Awareness, Brand Loyalty, dan Brand Image terhadap Keputusan Pembelian Produk Kosmetik Prissiani Andi Ningrum; Adi Masliardi; Rena Augia Putrie; Susti Rumianti; Ma'rifani Fitri Arisa
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5407

Abstract

With the development of the era, cosmetics have become an important need, especially for women. This is because women always want to look beautiful and attractive when doing activities and often meet many people. The use of cosmetics is done to support appearance. This study aims to determine the Influence of Brand Awareness, Brand Loyalty and Brand Image on Cosmetic Purchasing Decisions. By using quantitative descriptive research methods, sample determination using the lemeshow formula with 100 respondents, sampling using the Purposive Sampling Technique. The data collection technique uses a Questionnaire which is then processed using IBM SPSS 25. The findings in this study are Brand Awareness, Brand Loyalty and Brand Image have a positive and significant effect on cosmetic purchasing decisions.
Pengaruh Literasi Keuangan, Sikap dan Kepribadian Terhadap Perilaku Keuangan UMKM Fachrurazi; Sutama Wisnu Dyatmika; Endi Rustendi; Made Susilawati; Musran Munizu
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5408

Abstract

Micro, Small and Medium Enterprises (MSMEs) are an important part of the country and regions in increasing economic growth and reducing poverty. For countries with low per capita income, MSMEs are one of the indicators of successful development. Therefore, the government continues to strive so that MSMEs can continue to grow and develop. This study aims to determine the effect of financial literacy, financial attitudes, and personality on the financial behavior of MSMEs. This study is included in causal associative research. The respondents of this study were 96 wholesale and retail MSMEs. The primary data collection technique used a questionnaire instrument. Validity and reliability tests were carried out on the research data. The prerequisite analysis tests carried out included linearity tests, multicollinearity tests, and heteroscedasticity tests. The data analysis method in this study used multiple linear regression. The results of this study indicate that financial literacy, financial attitudes, and personality have a positive and significant effect on the financial behavior of MSMEs.
Analisis Pengaruh Pemberian Insentif (Incentive) dan Pelatihan Kerja Terhadap Motivasi dan Kinerja Karyawan Kantor Bahasa Provinsi Lampung Muhammad Arief Arfandi; Ade Candra
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5411

Abstract

This study aims to analyze the influence of incentives and job training on the motivation and performance of employees at the Language Office of Lampung Province. Incentives and job training are crucial factors in enhancing employee motivation and performance within organizational settings. The research employed a quantitative approach, utilizing survey data from employees of the Language Office. Statistical analysis techniques such as regression analysis were applied to examine the relationships between incentives, job training, employee motivation, and performance.the findings suggest that both incentives and job training significantly impact employee motivation and subsequently influence their performance levels. Recommendations based on the study advocate forthe enhancement of incentive systems and the implementation of effective job training programs to foster higher motivation and better performance among employees in the Language Office of Lampung Province. Future research could explore additional variables or conduct longitudinal studies to further understand the dynamics ofemployee motivation and performance in similar organizational contexts.
Pengaruh Kemiskinan dan Kesempatan Kerja Terhadap Indeks Pembangunan Manusia di Provinsi Sulawesi Tenggara M., Mutmainnah; Harafah, La Ode Muh.; Saranani, Fajar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 12 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i12.5412

Abstract

This study aims to analyze the effect of poverty and employment opportunities on the human development index (HDI) in Southeast Sulawesi Province. This study uses a quantitative approach with an explanatory research method. The data used in this study are poverty data (X1) and employment opportunities (X2) and the human development index (Y) in 17 regencies/cities in Southeast Sulawesi Province with an observation period of 5 years (2019-2023). The data analysis technique in this study is Panel Data Regression Analysis using Eviews 12. The results of the study show that poverty has a negative and insignificant effect on the Human Development Index (HDI) in Southeast Sulawesi Province. This shows that if poverty increases, the Human Development Index will decrease and employment opportunities have a positive and significant effect on the Human Development Index (HDI) variable in Southeast Sulawesi Province. This shows that if employment opportunities increase, the Human Development Index will also increase.
Pengaruh Pemberdayaan Karyawan dan Lingkungan Kerja Terhadap Kinerja Karyawan dengan Produktivitas Kerja Sebagai Variabel Mediasi pada UMKM di Madura Maudina Alia; Helmi Buyung Aulia Safrizal
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 11 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i11.5432

Abstract

This study aims to explore and analyze the influence of employee empowerment and work environment on employee performance in Micro, Small, and Medium Enterprises (MSMEs), with work productivity as a mediating variable. In the context of MSMEs, employee empowerment and work environment are considered important factors that can affect employee performance. Employee empowerment involves giving authority, autonomy, and opportunities to develop, while the work environment includes physical and psychological aspects that affect work comfort and effectiveness. This study uses a quantitative method with a survey on MSMEs in Madura Island, and involves data collection through questionnaires filled out by employees and managers. Data collected as many as 103 samples will be analyzed using the smartPLS 4.0 technique to test the relationship between employee empowerment, work environment, work productivity, and employee performance. The results of the study indicate that employee empowerment does not significantly affect employee performance, employee empowerment significantly affects work productivity, work environment significantly affects employee performance, work environment significantly does not affect work productivity, work productivity significantly does not affect employee performance in MSMEs in Madura Island. These findings provide important insights for MSME owners and managers in designing empowerment strategies and creating a supportive work environment. By increasing employee empowerment and creating a conducive work environment, MSMEs can improve overall employee productivity and performance. This study suggests that MSMEs should pay more attention to these factors in an effort to improve their competitiveness and business success.
Pengaruh Kesejahteraan Karyawan, Lingkungan Kerja, dan Hubungan Interpersonal terhadap Produktifitas Kerja Nurul Ariffaeni Islami; Rensi Suryanti; Riski Eko Ardianto; Ahmad Salabi; Budi Sulistiyo Nugroho
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5447

Abstract

Along with the increasingly tight business competition, many companies are required to take certain steps in facing competition in this global era. Employee welfare is one of the strict considerations that must be considered by the company, it is no wonder that in today's era many companies need skilled workers in terms of Human Resource management because of the awareness of the importance of HR management. In this study, this study uses a quantitative research type. This study aims to determine the effect of employee welfare, work environment, and interpersonal relationships on work productivity. And the population obtained in this study was 150 respondents. The analysis technique in this study used Multiple Linear Regression with SPSS software. Based on the results of the research conducted, it can be concluded that employee welfare, work environment, and interpersonal relationships affect work productivity.
Analisis Barang Milik Negara yang Idle dan Underutilized di Wilayah Provinsi Sulawesi Barat Awaluddin Amir; Muhammad Idris; Alam Tauhid Syukur
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5448

Abstract

This study aims to determine the analysis of State Property in the form of land and buildings that are idle (abandoned) and underutilized (not utilized properly in the West Sulawesi Province). The results of the study indicate that (1) in the management of state property in the form of land and buildings, there are still problems with asset acquisition documents or asset ownership documents that are not found so that they are still obstacles when carrying out the asset certification process as a security measure, (2) there are land assets and buildings that are still problematic administratively and legally problematic which are getting worse because they are claimed by the Community, (3) the utilization and use of assets is not optimal so that the potential of large assets is not utilized optimally and seems to be idle (abandoned) and underutilized (not utilized properly) (4) buildings that are left are finally badly damaged (5) there are no rental fees for users of land and building assets, likewise there are no loan fees applied so that the potential to get income or non-tax state revenue from assets does not exist.
Pengaruh Laba Akuntansi, Komponen Arus Kas dan Dividend Yield Terhadap Return Saham Abdillah Arif Nasution; Endi Rustendi; Julie Theresya Pelamonia; Made Susilawati; Musran Munizu
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 10 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i10.5450

Abstract

This study aims to analyze and determine the Effect of Accounting Profit, Cash Flow Components, and Dividend Yield on Stock Returns. The research method used in this study is a descriptive statistical method. With verification testing using multiple regression (multiple regression). The data used is secondary data, namely the annual report of the company that was used as a sample in the study. The research sample was 12 companies listed on the Indonesia Stock Exchange in 2020-2023 which were taken using the purposive sampling method. The results of this study indicate that Accounting Profit, Operating Cash Flow, Investment Cash Flow, Funding Cash Flow, and Dividend Yield have a positive and significant effect on Stock Returns.

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