cover
Contact Name
Dhita Febyanti
Contact Email
editor@ijefm.co.in
Phone
+6281315458523
Journal Mail Official
editor@ijefm.co.in
Editorial Address
Jl. Raya Pemda Pajeleran Sukahati No. 41 Cibinong, Bogor. 16913
Location
Kab. gresik,
Jawa timur
INDONESIA
Journal of Ekonomics, Finance, and Management Studies
ISSN : 26202956     EISSN : 27470490     DOI : https://doi.org/10.47467/elmal.v5i12
Core Subject : Religion, Economy,
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam mempublikasi hasil riset dan kajian terkini bidang ekonomi, keuangan, manajemen dan bisnis Islam. Mulai 2011, jurnal ini terbit tiga kali setahun setiap Maret, Juli dan November. Jurnal ini dikelola oleh Pusat Riset dan Kajian Strategis (PRKS) Masyarakat Ekonomi Syariah (MES) Bogor Raya bekerjasama dengan Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Institut Agama Islam (IAI) Sahid Bogor dan Institut Umum Quro Al-Islami (IUQI) Bogor. P-ISSN 2620-2956 E-ISSN 2747-0490.
Articles 1,633 Documents
Pengaruh Motivasi Kerja, Pelatihan Kerja, dan Stres Kerja Terhadap Kepuasan Kerja pada Karyawan Dinas Pemadam Kebakaran Kabupaten Paser Nurleni; Didik Hadiyatno; Rahajeng Cahyaning Putri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 2 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i2.6754

Abstract

The purpose of this study was to determine the effect of Work Motivation, Job Training, and Job Stress on Job Satisfaction of Paser Regency Fire Department Employees. The type of research used is quantitative research. The sampling technique in this study was total / census sampling with a population of 88 employees, so the sample taken was all employees of the Paser Regency Fire Service, totaling 88 employees. The data collection method was carried out by distributing questionnaires. This study uses multiple linear regression with the help of SmartPLS in processing data. The results of this study indicate that the work motivation variable partially affects the job satisfaction of Paser Regency Fire Department employees, the job training variable partially affects the job satisfaction of Paser Regency Fire Department employees, and the job stress variable partially affects the job satisfaction of Paser Regency Fire Department employees.
Analisis Dampak Pelatihan dan Pengembangan, Kepuasan Kerja, dan Komitmen Organisasional terhadap Kinerja Karyawan Ni Kadek Suryani; Delyana Rahmawany Pulungan; Itot Bian Raharjo; Yamolala Zega; Muhammad Syafri
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6758

Abstract

This study aims to determine the effect of training and development, job satisfaction, and organizational commitment on employee performance. Data collection techniques using observation, interviews and questionnaires to 52 respondents with census techniques. The research method uses causal research. The results of this study are training and development have a positive and significant effect on employee performance. Job satisfaction has a positive effect on employee performance. Organizational commitment has a positive and significant effect on employee performance.
Analisis Strategi Pengembangan Pasar dalam Industri Pariwisata Donny Juliandri Prihadi; Maryam Salampessy; Verina Wijaya; Erris Kusumawidjaya; Christy Widyawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6759

Abstract

The purpose of this study is to analyze and determine market development strategies in the tourism industry. This research approach collects data through literature studies, which involve reading literature from various sources including books, journals and reports using qualitative and deductive approaches. The findings in this study are that there are strategies for developing facilities and infrastructure to support the tourism industry, namely the strategy for developing local community-based accommodation, and the strategy for developing supporting facilities with the concept of an agropolitan area, including restaurant or food stall facilities, ATM facilities, and rest areas. In addition, there are also market development strategies in the tourism industry, including market segmentation, use of technology, collaboration with stakeholders, product innovation, and sustainability.
Apakah Inovasi Lingkungan Perusahaan dan Profitabilitas Mempengaruhi Risiko Jatuhnya Harga Saham Silva Izza Majida; Suwarno
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6772

Abstract

This study investigates the effect of environmental innovation and profitability on the risk of stock price drops in manufacturing companies listed on the Indonesia Stock Exchange (IDX). Using quantitative methods, the research examines annual financial reports for 2021-2022. The findings reveal that both environmental innovation and profitability significantly impact stock price risk. Companies that implement effective environmental innovation strategies reduce long-term risks and enhance investor confidence, while high profitability strengthens financial performance and lowers volatility. These results provide critical insights for investors and managers to mitigate financial risks.
Analisis Pengaruh Corporate Social Responsibility Terhadap Nilai Perusahaan dengan Profitabilitas Sebagai Variabel Moderasi: Studi Empiris pada Perusahaan Manufaktur yang Terdaftar di Bursa Efek Indonesia Tahun 2019 -2023 Salvania Ayu Pramudita; Erma Setiawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6774

Abstract

This study aims to determine the determinants of corporate social responsibility on company value with profitability as a moderating variable. This study was conducted using quantitative methods and the population in the study were manufacturing companies listed on the Indonesian Stock Exchange for the period 2019-2023. The sampling technique of this study was using purposive sampling where samples were taken with certain considerations. Data analysis in this study used the help of statistical tools, namely SPSS.  
Pengaruh Religiusitas, Pengetahuan dan Budaya Terhadap Minat Menabung pada Perbankan Syariah Hilya Nur Syahidah; Banu Witono
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6778

Abstract

This study aims to examine the influence of religiosity, knowledge, and culture on saving interest in Islamic banking among students in Surakarta in 2024. The research uses a quantitative approach with a causal model, utilizing both primary and secondary data. The sample was selected using convenience sampling, and data were collected through questionnaires using a Likert scale. The findings indicate that religiosity and knowledge significantly influence saving interest, while culture has no significant effect. This study also faces limitations in normality testing, which can be addressed using the Monte Carlo method. This research contributes to understanding the factors affecting saving interest in Islamic banking.
The Influence of Financial Literacy, Financial Inclusion, and Fintech Usage on MSME Financial Performance: Study on MSME Actors of the Batik Handicraft Industry Center in Solo Raya Lady Noor Majid; Imronudin
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6781

Abstract

MSMEs are the main pillar of the Indonesian economy, playing a major role in employment, increasing GDP, and exporting local products. The government targets 90% financial inclusion by 2024, but low financial literacy is a challenge. MSMEs' performance could be improved by using fintech, however optimizing economic impact and guaranteeing business sustainability require a strong grasp of finance. With an emphasis on the connection between these factors and MSME performance, this study attempts to investigate how financial inclusion, financial literacy, and financial technology use affect MSMEs' financial success. The research involved 160 MSME owners from the Solo Besar Batik Craft Center, all of whom have adopted fintech-based payment systems. A straightforward random sampling procedure was used to choose the sample. Using a Likert scale, a questionnaire was used to gather primary data. Data analysis was conducted using SmartPLS 3 software, applying the probability sampling method (simple random sampling). The findings revealed that financial literacy, financial inclusion, and the use of financial technology significantly and positively influence the financial performance of MSMEs. Financial literacy aids in better management and increased profitability, financial inclusion broadens access to financial services, and financial technology enhances access to capital and improves transaction management. This research confirms the importance of these three factors for the growth and sustainability of MSMEs.
Pengaruh Penerapan E-Registration, E-Filing E-Billing Dan Preferensi Risiko Terhadap Kepatuhan Wajib Pajak Orang Pribadi Dengan Pemahanan Internet Sebagai Variabel Moderasi Di Kantor Pelayanan Pajak (KPP) Karanganyar Tomy Hermansyah; Fatchan Achyani
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6788

Abstract

This study aims to examine the influence of the implementation of e-registration, e-filing, e-billing systems, and risk preferences on individual taxpayer compliance at KPP Karanganyar, with internet literacy as a moderating variable. The method used is a quantitative approach with primary data collection techniques through questionnaires. The study population includes taxpayers registered at KPP Karanganyar, and the sample was selected using purposive sampling. The results of the study indicate that e-registration, e-billing, and risk preferences do not significantly affect taxpayer compliance. However, e-filing has been proven to improve taxpayer compliance. Additionally, internet literacy as a moderating variable does not strengthen the relationship between e-registration, e-filing, e-billing, or risk preferences and taxpayer compliance. This study contributes to the understanding of factors influencing taxpayer compliance and the role of internet literacy in electronic taxation systems.
Tinjauan Pengaruh Literasi Keuangan, Pendapatan, Risiko Investasi, Sikap Investasi, dan Pengetahuan Investasi terhadap Minat Berinvestasi Anisa Olinda Hanum; Eny Kusumawati
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6793

Abstract

This study aims to analyze the effect of financial literacy, income, investment risk, investment attitude, and investment knowledge on investment interest of students of Faculty of Economics and Business, Universitas Muhammadiyah Surakarta (FEB UMS). The research method used is a quantitative approach with data processing using SPSS. Primary data was obtained through a closed-ended questionnaire with five-point Likert scale, which was distributed to active students of FEB UMS who had completed at least two semesters. The sample was selected through purposive sampling. Data analysis includes validity, reliability, classical assumptions, multiple linear regression, F-test, coefficient of determination (R²) and t-test. The results showed that income, investment risk, investment attitude, and investment knowledge have a significant effect on investment interest, while financial literacy has no effect on investment interest. Income, investment risk, investment attitude, and investment knowledge that are positively perceived by students can increase their investment interest. This study provides an empirical contribution on the factors that influence investment interest, so it can be a reference in the development of financial literacy and strategies to increase investment interest among students.
Pengaruh Independensi, Profesionalisme, Pengalaman Kerja, Dan Motivasi Kerja Terhadap Kinerja Karyawan Koperasi Simpan Pinjam Di Kabupaten Rembang Mahardika Tustha Prana; Banu Witono
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 6 No. 1 (2025): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v6i1.6833

Abstract

This study aims to determine the effect of independence, professionalism, work experience, and work motivation on the performance of employees of savings and loan cooperatives in Rembang Regency. This study used quantitative methods. The population selected in this study is all employees in the savings and loan Cooperatives located in Rembang Regency, which has the position of marketing, administration, cashier, staff, deputy leaders and leaders. Sampling using sampling techniques with certain criteria called purposive sampling. The sample in this study was 166 employees of savings and loan Cooperative of Rembang Regency. The results of this study is that there is an influence of independence, professionalism, work experience, and work motivation on employee performance.

Page 88 of 164 | Total Record : 1633


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