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Muh. Zainul Arifin
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El-Mubarak: Islamic Studies Journal
Published by CV. Cendekiawan Muda Sriwijaya
ISSN : 30475600     EISSN : 30468604     DOI : https://doi.org/10.70656/emisja.v1i2
Core Subject : Religion, Humanities, Education, Social,
Religion Humanities Languange, Linguistic, Communication & Media Social Sciences Other
El-Mubarak: Islamic Studies Journal is a scientific journal published by CV. Cendekiawan Muda Sriwijaya. The papers to be published in El-Mubarak are research articles (quantitative or qualitative research approaches), literature studies or original ideas that are considered to contribute to : 1. Studies of Islamic Law, 2. Islamic Economics, 3. Islamic Politic, 4. Islamic Psychology, and 5. Islamic Education
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 32 Documents
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REKAYASA EKONOMI KONSUMSI BERBASIS HADIS MI’DAH: IMPLIKASI EFISIENSI FINANSIAL PRIBADI RUMAH TANGGA DAN PENGUATAN STABILITAS EKONOMI MASYARAKAT Raden Ayu Ritawati; Raden Ayu Erika Septiana
El-Mubarak: Islamic Studies Journal Vol. 3 No. 1 (2026): El-Mubarak - Islamic Studies Journal
Publisher : CV. Cendekiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/emisja.v3i1.807

Abstract

Excessive consumption patterns not only have the potential to weaken household financial resilience but are also associated with increased health risks and broader economic burdens on society. Islam offers a principle of consumption moderation through the prohibition of israf in the Qur’an and the guidance on proportional stomach capacity found in the Hadith of Mi’dah. This study aims to analyze the application of consumption moderation based on the Hadith of Mi’dah in improving the efficiency of household food expenditure and to develop a simulation of financial surplus utilization to support the wider community economy. This study employed a mixed-methods approach using a sequential exploratory design. The first stage applied a qualitative approach through thematic interpretation of Qur’anic verses, the Hadith of Mi’dah, and Islamic economics literature. The second stage employed a one-group pretest–posttest pre-experimental design involving 30 Muslim household heads in the urban area of Palembang, with monthly household incomes ranging from IDR 5,000,000 to IDR 10,000,000. The intervention was conducted over 30 days by controlling meal portions and reducing the consumption of non-essential food items. The descriptive findings indicate that average monthly food expenditure decreased from IDR 2,750,000 to IDR 1,850,000, resulting in savings of IDR 900,000 per household and an efficiency rate of 32.7%. The largest reduction occurred in lifestyle-related food expenditure, including snacks, fast food, and café consumption. A simulation of the allocation of part of the financial surplus shows the potential to mobilize IDR 4,500,000 per month in ZISWAF funds and IDR 12,000,000 per month in sharia-compliant investments from the 30 participating households. These findings suggest that the Hadith of Mi’dah can be conceptualized as a principle of consumption moderation that supports the protection of life and wealth. Nevertheless, its effects on public health, employment creation, and the reduction of the burden of public healthcare financing remain potential rather than empirically established outcomes. Further studies employing larger samples, longer research periods, and more robust research designs are therefore required.
OPTIMALISASI PENGELOLAAN ZAKAT UNTUK KESEJAHTERAAN MUSTAHIK DI YAKESMA SUMATERA SELATAN Dwi Nurhafsari; Ria Agustina
El-Mubarak: Islamic Studies Journal Vol. 3 No. 1 (2026): El-Mubarak - Islamic Studies Journal
Publisher : CV. Cendekiawan Muda Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70656/emisja.v3i1.808

Abstract

Penelitian ini bertujuan menganalisis bagaimana pengelolaan zakat di YAKESMA Sumatera Selatan dioptimalkan untuk mendorong peningkatan kesejahteraan mustahik. Studi ini berangkat dari kesenjangan antara potensi zakat yang besar dan realisasi penghimpunan yang masih rendah, di samping tantangan akurasi distribusi, keberlanjutan program produktif, dan adaptasi digital lembaga zakat. Penelitian menggunakan pendekatan kualitatif deskriptif dengan lokasi penelitian di YAKESMA Sumatera Selatan. Data diperoleh melalui observasi, wawancara mendalam dengan pengelola lembaga dan penerima manfaat, serta dokumentasi. Analisis dilakukan dengan model Miles, Huberman, dan Saldaña melalui kondensasi data, penyajian data, dan penarikan kesimpulan. Hasil penelitian menunjukkan bahwa optimalisasi dilakukan melalui sosialisasi zakat, layanan jemput zakat, kerja sama kelembagaan, publikasi digital, verifikasi mustahik berbasis survei, penyaluran konsumtif dan produktif, serta monitoring program. Meskipun demikian, penelitian juga menemukan kendala berupa literasi zakat formal yang belum merata, digitalisasi yang belum sepenuhnya terintegrasi, keterbatasan database mustahik, dan pendampingan usaha yang belum konsisten. Studi ini menegaskan bahwa keberhasilan pengelolaan zakat tidak hanya ditentukan oleh besarnya penghimpunan, tetapi juga oleh kualitas tata kelola, akuntabilitas, ketepatan sasaran, dan kesinambungan pemberdayaan.

Page 4 of 4 | Total Record : 32

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