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NAAFI: JURNAL ILMIAH MAHASISWA
Published by Sekolah Tinggi Keguruan dan Ilmu Pendidikan Majenang
ISSN : 30907969     EISSN : -     DOI : -
Core Subject : Religion, Economy, Science, Education, Social,
Religion Economics, Econometrics & Finance Education Library & Information Science Social Sciences
NAAFI: JURNAL ILMIAH MAHASISWA diterbitkan STKIP Majenang. Karya yang diterbitkan merupakan suatu hasil penelitian orisinil atau tinjauan Pustaka yang ditulis oleh mahasiswa. Ruang lingkup karya yang diterbitkan mencakup Multidisiplin diantaranya yaitu: Ilmu Pendidikan, Ilmu Ekonomi, Ilmu Sosial, Ilmu Hukum, Humaniora, Kesehatan, Ilmu Teknik, Teknik Elektro dan Informatika, Desain Komunikasi Visual, Manajemen, dan Akuntansi, Kewirausahaan dan Bisnis. Jurnal ini terbit 1 tahun 6 kali (Februari, April, Juni, Agustus, Oktober dan Desember). NAAFI: Jurnal Ilmiah Mahasiswa (E-ISSN: 3090-7969)
Arjuna Subject : Umum - Umum
Articles 190 Documents
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Tafsir Ayat Al-Qur'an Tentang Tanggung Jawab Orang Tua dalam Mendidik Anak (QS. At-Tahrim 66:6) Arliana Mutmainna; Andi Asmaul Husna; Selvianti; Sulkifli; Sasmir
NAAFI: JURNAL ILMIAH MAHASISWA Vol. 2 No. 3 (2026): NAAFI: Jurnal Ilmiah Mahasiswa
Publisher : Pusat Penelitian dan Pengabdian (P3M) STKIP Majenang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62387/naafi.v2i3.460

Abstract

Pendidikan anak merupakan tanggung jawab utama orang tua dalam membentuk kepribadian, karakter, dan keimanan anak. Penelitian ini bertujuan untuk mengkaji tafsir QS. At-Tahrim ayat 6 tentang tanggung jawab orang tua dalam mendidik anak. Metode yang digunakan adalah library research dengan pendekatan deskriptif kualitatif. Data diperoleh dari Al-Qur'an, kitab tafsir, jurnal ilmiah, dan literatur yang relevan. Hasil penelitian menunjukkan bahwa QS. At-Tahrim ayat 6 menegaskan kewajiban orang tua untuk menjaga diri dan keluarganya dari api neraka melalui pendidikan yang berlandaskan nilai-nilai Islam. Tanggung jawab tersebut diwujudkan melalui penanaman akidah, ibadah, akhlak, serta pemberian bimbingan dan keteladanan kepada anak. Selain itu, orang tua berperan sebagai pendidik pertama dan utama dalam membentuk karakter dan moral anak. Dengan demikian, pendidikan keluarga menjadi fondasi penting dalam membentuk generasi yang beriman, bertakwa, dan berakhlak mulia.
Konsep Riba Dalam Ekonomi Islam : Studi Literatur Alsa Apriliansa; Erina Rospajarika R; Amanda Putri Aprilia; Putri Inayah; Irfan Saefuloh; Abdul Baehaki
NAAFI: JURNAL ILMIAH MAHASISWA Vol. 2 No. 4 (2026): NAAFI: JURNAL ILMIAH MAHASISWA
Publisher : Pusat Penelitian dan Pengabdian (P3M) STKIP Majenang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62387/naafi.v2i4.465

Abstract

This study seeks to critically examine the concept of riba within the framework of Islamic economics through a comprehensive literature review aimed at clarifying its definition, characteristics, and implications for economic and financial systems. The study is motivated by the ongoing debate surrounding the practice of riba and its relevance to contemporary economic activities, particularly within interest-based financial systems. Data were collected through a systematic documentation process involving primary and secondary sources, including the Qur'an, Hadith, Islamic economics literature, books, and relevant scholarly articles. The analysis identified five major themes: riba as a form of economic injustice, riba as a mechanism of economic exploitation, the classification of riba in Islamic jurisprudence, its relevance in modern financial systems, and its relationship to efforts aimed at achieving social welfare. The findings indicate that the prohibition of riba encompasses not only normative and religious dimensions but also socio-economic values that contribute to reducing inequality and promoting the development of a more equitable economic system.
Analisis Kendala dan Solusi Implementasi Evaluasi Pembelajaran Nurul Azizah; Nur Anisa; Arliana Mutmainna; Muh. Khaikal; Ramla; Risma Handayani
NAAFI: JURNAL ILMIAH MAHASISWA Vol. 2 No. 4 (2026): NAAFI: JURNAL ILMIAH MAHASISWA
Publisher : Pusat Penelitian dan Pengabdian (P3M) STKIP Majenang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62387/naafi.v2i4.466

Abstract

Evaluasi Evaluasi pembelajaran memegang peranan krusial dalam menentukan keberhasilan capaian akademis dan mutu pendidikan, namun implementasinya di lapangan sering kali menghadapi berbagai hambatan struktural maupun teknis. Penelitian ini bertujuan untuk mengidentifikasi kendala utama dalam pelaksanaan evaluasi pembelajaran serta merumuskan solusi strategis guna mengatasinya. Metode penelitian yang digunakan adalah kualitatif dengan pendekatan studi pustaka (library research). Teknik pengumpulan data dilakukan melalui penelusuran dan dokumentasi literatur ilmiah yang relevan, seperti jurnal, buku, dan regulasi pendidikan. Instrumen penelitian yang digunakan adalah pedoman dokumentasi dan format analisis konten. Teknik analisis data menerapkan analisis isi melalui tahapan reduksi data, penyajian data, dan penarikan kesimpulan. Hasil temuan menunjukkan bahwa kendala utama implementasi evaluasi bersumber dari keterbatasan kompetensi pedagogik pendidik dalam menyusun instrumen berbasis Higher Order Thinking Skills (HOTS), keterbatasan waktu, serta kendala infrastruktur digital. Solusi yang ditawarkan meliputi pelaksanaan pelatihan berkelanjutan bagi pendidik, pemanfaatan platform evaluasi berbasis kecerdasan buatan (AI) yang efisien, dan penguatan literasi digital. Kontribusi penelitian ini memberikan kerangka teoretis dan praktis yang bermakna bagi pengembangan ilmu pengetahuan dan teknologi pendidikan, khususnya dalam mentransformasi sistem penilaian yang lebih adaptif, valid, dan akuntabel di era digital.
Peran Green Accounting dalam Meningkatkan Kinerja Lingkungan Koperasi Simpan Pinjam: Sebuah Systematic Literature Review Sarah Safira; Frita Dwi Sulistiani; Salsabilla Maharani; Desty Maharani; Annisa Puji Rianti; Irfan Saefuloh
NAAFI: JURNAL ILMIAH MAHASISWA Vol. 2 No. 4 (2026): NAAFI: JURNAL ILMIAH MAHASISWA
Publisher : Pusat Penelitian dan Pengabdian (P3M) STKIP Majenang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62387/naafi.v2i4.473

Abstract

Environmental sustainability has become a strategic issue in organizational governance. Organizations are expected not only to achieve economic objectives but also to demonstrate accountability for environmental preservation. Green accounting has emerged as an accounting approach that integrates environmental aspects into organizational recording, measurement, reporting, and decision-making processes. This study aims to analyze the role of green accounting in improving environmental performance in savings and loan cooperatives through a Systematic Literature Review (SLR) approach. The study adopted the PRISMA protocol to identify, screen, and evaluate relevant scientific publications. Literature was collected from Google Scholar, Scopus, Garuda, and Crossref databases covering the period 2020–2025. The review focuses on the relationship between green accounting implementation, stakeholder theory, and environmental performance. The findings indicate that green accounting contributes to environmental performance through environmental cost management, resource efficiency, transparency enhancement, and organizational accountability. The study also identifies management commitment, technological development, and environmental awareness as supporting factors, while limited human resources and environmental accounting knowledge remain significant barriers. The novelty of this study lies in proposing a conceptual framework that integrates stakeholder theory, green accounting, and environmental performance within the context of savings and loan cooperatives.
Analisis Kasus Kelayakan Bisnis Percetakan Kanaya Invitation pada Dusun Ketapang Najwa Azzahra; Arum Fiona; Ajeng Navila; Alya Nafi; Yoga Sudrajat; Andhika Dwi Kristiawan
NAAFI: JURNAL ILMIAH MAHASISWA Vol. 2 No. 4 (2026): NAAFI: JURNAL ILMIAH MAHASISWA
Publisher : Pusat Penelitian dan Pengabdian (P3M) STKIP Majenang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62387/naafi.v2i4.474

Abstract

This study aims to analyze the business feasibility of Kanaya Invitation Printing, located in Ketapang Hamlet, Susukan District, Semarang Regency. The case analysis was conducted based on six main aspects of a business feasibility study, namely legal, market and marketing, technical and operational, management and human resources, environmental, and financial aspects. This study employed a qualitative descriptive method, with data collected through observation, interviews, and documentation. The results indicate that, from the legal aspect, the business has obtained a Business Certificate (Surat Keterangan Usaha/SKU), providing a legal basis for its operational activities. The market and marketing aspect shows that the business has a clearly defined target market, supported by competitive pricing, satisfactory service quality, and promotional activities through digital media and customer recommendations. From the technical and operational aspect, the production process has been well managed and supported by adequate equipment, along with plans for technological improvement. The management and human resources aspect demonstrates a clear division of responsibilities, although the business is still managed on a family basis. From the environmental aspect, the business activities do not generate significant negative impacts and have the potential to implement more environmentally friendly waste management practices. Meanwhile, the financial aspect indicates that the business is highly feasible, with a Net Present Value (NPV) of IDR 2,448,421,624.88, an Internal Rate of Return (IRR) of 124%, a Profitability Index (PI) of 16, an Average Rate of Return (ARR) of 128%, and a Payback Period (PP) of 10 months and 13 days. Based on the analysis of these six aspects, Kanaya Invitation Printing is considered feasible to operate and further develop due to its promising market prospects, effective operational system, sound business management, minimal environmental impact, adequate legal compliance, and strong financial performance. This study is expected to serve as a reference for business owners in developing their businesses and for future research on business feasibility analysis in the printing industry.
Peran Literasi Keuangan Syariah dalam Meningkatkan Kesejahteraan Masyarakat: Studi Literatur Tyara Ramadhani; Fanesa Lukman Putri; Eka Paramita; M. Abdul Majid; Irfan Saefuloh
NAAFI: JURNAL ILMIAH MAHASISWA Vol. 2 No. 4 (2026): NAAFI: JURNAL ILMIAH MAHASISWA
Publisher : Pusat Penelitian dan Pengabdian (P3M) STKIP Majenang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62387/naafi.v2i4.477

Abstract

The growth of finance in Indonesia hasn't matched the public’s understanding of it. This gap limits the use of financial products and services. As a result, its impact on improving peoples’ lives is still limited Most research focuses on measuring how much people know about finance or looks at relationships between variables. However, studies that combine findings about finance knowledge and its role in improving lives are scarce. This study aims to analyse how Islamic finance knowledge helps improve community welfare. It reviews articles from 2020 to 2025 on Google Scholar, Scopus, ScienceDirect, SpringerLink, Dimensions and Garuda. The study finds that Islamic finance knowledge helps people manage money better. It also leads to productive and responsible financial habits. Moreover, it expands finance inclusion and boosts community economic power. The impact of finance knowledge on well-being isn't always direct. It is influenced by behaviour and Islamic finance inclusion. Therefore, improving finance knowledge through education and collaboration between the government, schools and the Islamic finance industry is necessary. The use of financial products and services can be increased by improving Islamic finance knowledge. This can be done through education and outreach programs. The government, schools and the Islamic finance industry should work together to achieve this goal. Islamic finance knowledge plays a role in improving people’s lives. It helps people make financial decisions. This in turn can lead to financial stability and security. Improving finance knowledge is essential, for the growth of the Islamic finance sector. It can also help achieve inclusion and stability.
Analisis Leasing Syariah dan Leasing Konvensional : Studi Komparatif Terhadap Prinsip, Mekanisme, dan Implementasinya di Indonesia Ai Nunung Nursamsyah; Dian Rosdiana; Yudi Agustiansyah; Iwan Wahdiana; Irfan Saepuloh
NAAFI: JURNAL ILMIAH MAHASISWA Vol. 2 No. 4 (2026): NAAFI: JURNAL ILMIAH MAHASISWA
Publisher : Pusat Penelitian dan Pengabdian (P3M) STKIP Majenang

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This paper evaluates how effectively Islamic principles are integrated into non-bank financial institutions, with a specific focus on Sharia-compliant leasing companies. Relying on a literature review methodology, this study adopts a descriptive-analytical framework to examine a wide array of sources, including academic books, peer-reviewed journals, scholarly articles, and current Indonesian statutory regulations. The findings indicate that true Sharia compliance cannot be judged merely by the adoption of Islamic terminology in product offerings or contracts. The casual use of terms like mudharabah, musyarakah, or ijarah does not automatically guarantee that the actual operations align with Islamic jurisprudence. In practice, several self-labeled Sharia financing firms remain heavily driven by conventional profit-maximization goals. This profit-centric mindset often results in operational mechanisms that conflict with core Islamic values, such as the imposition of late fees or penalties that risk crossing into riba (usury). Consequently, the study emphasizes the need for continuous oversight and rigorous evaluation to ensure that Sharia leasing operations genuinely embody the principles of justice, transparency, and authentic compliance with Islamic law.
Penerapan Metode Buzz Group Discussion untuk Meningkatkan Kemampuan Kerja Sama Siswa Kelas X SMA Negeri 1 Tanjung Batu Ummul Padlah; Halimatussakdiah; Ibnu Rozali
NAAFI: JURNAL ILMIAH MAHASISWA Vol. 2 No. 4 (2026): NAAFI: JURNAL ILMIAH MAHASISWA
Publisher : Pusat Penelitian dan Pengabdian (P3M) STKIP Majenang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62387/naafi.v2i4.482

Abstract

This study was motivated by the low cooperation skills of students in Islamic Religious Education learning due to the dominance of conventional teaching methods, which caused students to be passive and less actively involved in the learning process. Therefore, the Buzz Group Discussion method was implemented to encourage student interaction and participation. This study aimed to determine students’ cooperation skills before and after the implementation of the Buzz Group Discussion method and to analyze its effect on improving students’ cooperation skills. The study used a quantitative approach with a One Group Pretest-Posttest Design. The subjects of this research were 36 tenth-grade students at SMA Negeri 1 Tanjung Batu. Data were collected through questionnaires, observations, and documentation, then analyzed using descriptive statistics and the Paired Sample t-Test. The results showed that students’ cooperation skills improved after the implementation of the Buzz Group Discussion method. The average score increased from 72.36 on the pretest to 92.61 on the posttest, with an increase of 20.25 points. The hypothesis test showed a significance value of 0.000 < 0.05, indicating that the Buzz Group Discussion method had a significant effect on students’ cooperation skills. Therefore, it can be concluded that the implementation of the Buzz Group Discussion method positively improved students’ cooperation skills in Islamic Religious Education learning
Evaluasi Pembelajaran Pendidikan Agama Islam Dalam Membentuk Karakter Religius Peserta Didik di Era Digital Fikriyanti Putri Pratama; Apri Muliana; Shofia; Muh. Anwar Abdullah; Ahmad Fauzan; Risma Handayani
NAAFI: JURNAL ILMIAH MAHASISWA Vol. 2 No. 4 (2026): NAAFI: JURNAL ILMIAH MAHASISWA
Publisher : Pusat Penelitian dan Pengabdian (P3M) STKIP Majenang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62387/naafi.v2i4.479

Abstract

The advancement of digital technology has increased the need for an Islamic Religious Education (IRE) learning evaluation system that is capable of assessing not only students’ cognitive achievement but also the development of their religious character. This study aims to analyze the implementation of IRE learning evaluation in promoting students’ religious character in the digital era, as well as to examine the challenges encountered and strategies for improving the effectiveness of the evaluation process. This research employed a qualitative approach using the library research method. Research data were collected from relevant books, scholarly articles, and documentary sources, and analyzed using content analysis. The findings indicate that IRE learning evaluation, which applies various assessment methods such as observation, attitude assessment, portfolios, project-based assignments, and self-reflection while covering cognitive, affective, and psychomotor domains, positively contributes to the formation of students’ religious character. However, several challenges remain, including exposure to inappropriate digital content, limitations in monitoring students’ behavior outside the school environment, and insufficient digital literacy. Therefore, active collaboration among teachers, parents, and schools is essential to effectively develop students’ religious character and optimize IRE learning evaluation in the digital era.
Transformasi Digital Bank Syariah di Indonesia: Studi Literatur Alya Siti Hapsyah; Raden Nabilah Rizky Ramadhani; Dewi Nurhalisyah; Irfan Saefuloh
NAAFI: JURNAL ILMIAH MAHASISWA Vol. 2 No. 4 (2026): NAAFI: JURNAL ILMIAH MAHASISWA
Publisher : Pusat Penelitian dan Pengabdian (P3M) STKIP Majenang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62387/naafi.v2i4.487

Abstract

Digital transformation has become one of the important strategies in developing the Islamic banking industry in Indonesia to improve efficiency, service quality, and competitiveness in the digital economy era. The development of technologies such as financial technology (fintech), mobile banking, open banking, artificial intelligence, and digital payment systems has encouraged changes in Islamic banking business models from conventional services toward a more innovative digital ecosystem. This study aims to analyze the development of digital transformation in Islamic banks in Indonesia, identify its benefits, challenges, and development strategies based on previous research findings. This research employs a qualitative approach using a literature review method by analyzing various scientific articles, regulatory reports, and institutional documents related to Islamic banking digitalization. The findings indicate that digital transformation has a positive impact on improving operational efficiency, accelerating services, expanding financial inclusion, and enhancing customer experience. However, the implementation of digitalization still faces several challenges, including cybersecurity risks, human resource readiness, digital literacy gaps, technological investment requirements, and the necessity to maintain sharia compliance principles. This study concludes that the success of digital transformation in Islamic banking depends not only on technological capabilities but also on strengthening governance, developing human resources, implementing adaptive regulations, and integrating digital innovation with Islamic values. A well-planned digital transformation strategy can strengthen the role of Islamic banks as modern, inclusive, and sustainable financial institutions.

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