Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah publishes original and recent studies that focus on normative, empirical, and comparative analyses of Sharia economic law and its application across various modern economic sectors in different countries, particularly in Indonesia. The scope of the journal includes: Sharia law in economic activities, trade, the halal industry, and business governance. Regulation of Islamic finance, banking, the Islamic capital market, Islamic fintech, and other financial instruments. Contracts (aqd) from the perspectives of fiqh al-mu‘āmalāt and positive law, including issues of dispute resolution, Sharia compliance, and international regulatory standards. Business ethics and Sharia governance in corporations, financial institutions, and regulatory authorities. Islamic economic thought, legal theory, and interpretive methodologies (ijtihād) within contemporary economic contexts. Judiciary and dispute resolution in Sharia economic matters, including comparative studies between national (Indonesia) and international jurisdictions. Implementation of Sharia economic law in society. The journal encourages multidisciplinary approaches—covering law, economics, finance, and policy studies—provided that the primary analysis remains grounded in the framework of Sharia economic law.
Articles
238 Documents
PENGATURAN HUKUM TERHADAP PELAKU TINDAK PIDANA ILLEGAL STREAMING DI MEDIA SOSIAL PERSPEKTIF UNDANG-UNDANG NOMOR 28 TAHUN 2014 TENTANG HAK CIPTA
Ahmad Khoirudin;
Leliya Leliya;
Zainul Alim;
Faturrohman Faturrohman
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 7 No. 1 (2022)
Publisher : UIN Siber Syekh Nurjati Cirebon
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DOI: 10.24235/jm.v7i1.10394
Pendistribusian hak siar Liga Inggris yang dimiliki oleh Mola TVÂ oleh pihak yang tidak memiliki izin menyebabkan kerugian. Penelitian kepustakaan ini menggunakan metode kualitatif dengan pendekatan yuridis normatif untuk mengkaji pengaturan hukum terhadap pelaku tindak pidana ilegal Streaming dan upaya hukum Mola TV terhadap Pelaku Ilegal Streaming. Hasil penelitian menunjukan bahwa pengaturan Hukum terhadap pelaku tindak pidana illegal streaming di media sosial diatur Undang-Undang Nomor 28 Tahun 2014 Tentang Hak Cipta. Setiap pelanggaran dapat dikenakan pidana delik aduan dengan ancaman pidana penjara dan/atau uang ganti rugi. Upaya Hukum pihak Mola TV atas pelanggaran hak dengan membawa perkara ke Pengadilan Negeri Bandung. Majelis hakim memutuskan dan menjatuhkan vonis terhadap pelaku sesuai dengan ketentuan Pasal 118 ayat (2) jo. Pasal 25 ayat (2) Undang-Undang Hak Cipta. Pelaku dijatuhi hukuman selama 4 (empat) tahun penjara dan denda sebesar Rp750.000.000 dengan ketentuan jika denda tidak dibayar diganti dengan pidana kurungan selama 1 (satu) bulan.Kata Kunci: Illegal Streaming, Hak Cipta, Hak Terkait.
PENJUALAN BARANG GADAI DI BANK BJB SYARIAH KABUPATEN KUNINGAN MENURUT TINJAUAN HUKUM EKONOMI SYARIAH
Rabith Madah Khulaili Harsya;
Wasman Wasman;
Ubaidillah Ubaidillah;
Abdul Fatakh;
Frida Alkhansaa’ Adzkia
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 7 No. 1 (2022)
Publisher : UIN Siber Syekh Nurjati Cirebon
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DOI: 10.24235/jm.v7i1.10627
Bank memberikan manfaat besar bagi masyarakat sebagaimana fungsinya untuk menghimpun dan menyalurkan dana. Bank syariah menawarkan berbagai fasilitas dan produk pembiayaan dengan prinsip syariah. Akad rahn merupakan produk yang cukup diminati masyarakat yang ingin mengajukan pinjaman kepada bank syariah. Penelitian ini menggunakan metode kualitatif dengan studi kasus di lapangan. Teknik pengumpulan data dilakukan melalui observasi, wawancara dan dokumentasi. Dari hasil penelitiannya diperoleh Penjualan Barang Gadai di Bank BJB Syariah Kabupaten Kuningan menggunakan akad qard, rahn, dan ijarah.  Jenis barang gadai yang dijual bank sama dengan jenis penerimaan barang gadai yaitu berupa Logam Mulya 17-24 karat, Emas Kuning 16-24 karat, dan Perhiasan 17-23 karat. Proses pentaksir perhiasan emas dikerjakan oleh petugas taksir dengan menggunakan peralatan khusus untuk memperoleh nilai emas, diantaranya timbangan untuk mengukur berat emas dan batu uji karatase. Harga jual emas ditaksir melalui dua cara, yaitu: menggunakan berat jenis dan diuji oleh zat kimia.Kata Kunci: Penjualan Barang Gadai, Bank BJB Syariah, Hukum Ekonomi Syariah.
SLASH-IT LAZADA: ANALISIS PEMIKIRAN IBN TAIMIYAH DALAM KONSEP HARGA, HAK MILIK DAN PASAR
Moh. Holilur Rohman
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 7 No. 2 (2022)
Publisher : UIN Siber Syekh Nurjati Cirebon
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DOI: 10.24235/jm.v7i2.10628
Online shopping experienced significant growth in Indonesia. The way to attract the attention of e-commerce users in online shopping is that interesting events are often held, starting from amazing discount promos to using vouchers, one of which is a promo to attract purchase interest is Slash-It. The Slash-it system in getting low prices on each item has conditions that depend on the desired product. The purpose of writing is to describe the practice of product purchasing, pricing and ownership rights using Slash-It in markets that are in accordance with Islamic teachings, and the authors refer to the thoughts of Imam Ibn Taimiyah in the concept of price, property rights and markets. This research is classified as a qualitative research library study or library research. The results of the discussion show that according to Ibnu Taymiyah, the price setting that is permissible and must be applied is if the price is not sold above the official price. In the practice of Slash It, according to Imam Ibn Taimyyah, this practice is not permissible because it raises speculative aspects in obtaining the item and deviates from the provisions of Islamic law. Keywords: Slash It; Price Concept; Ibn Taimiyah.
SEHATI: PELUANG DAN TANTANGAN PEMBERIAN SERTIFIKASI HALAL GRATIS BAGI PELAKU UMK DI INDONESIA
Ahmad Havid Jakiyudin;
Alfarid Fedro
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 7 No. 2 (2022)
Publisher : UIN Siber Syekh Nurjati Cirebon
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DOI: 10.24235/jm.v7i2.10666
The government has ambitions to make Indonesia to be a center for halal producers by 2024. Sehati Program (free halal certification) was launched for all MSEs in Indonesia. However, relevant in-depth to find out whether this program can realize Indonesian dreams. The purpose of this research is to analyze the opportunities and challenges of the implementation of Sehati Program. A qualitative descriptive research method with a normative juridical type is used to answer the research results. Various laws and regulations related to the guarantee of halal products are collected and used as the main analysis material. The results of the study indicate that the one heart program is not intended for all MSEs in Indonesia. This program relies on the self-declared provisions as stipulated in PP No. 33 of 2021 concerning the Implementation of a Halal Product Guarantee and PMA No. 20 of 2021 concerning Halal Certification for Micro and Small Business Actors. The healthy program has the opportunity to make Indonesian products competitive advantages. The large amount of budget needed by the government and the emergence of doubts about the halalness of the product are challenges.Keyword: Sehati, Halal Product, MSEs
MEKANISME REKSADANA SYARIAH MELALUI APLIKASI BIBIT PERSPEKTIF AKAD WAKALAH BIL UJRAH
Muhammad Irkham Firdaus
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 7 No. 2 (2022)
Publisher : UIN Siber Syekh Nurjati Cirebon
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DOI: 10.24235/jm.v7i2.10729
Investment is one of the muamalah activities that is highly recommended in Islam, so platforms and applications that support investment activities are starting to appear, such as the Seed application. The Bibit application is an application that provides mutual funds and helps new investors to start investing. This application also provides a choice of sharia mutual funds, in which there are several sharia investment startups. However, in-depth research is needed on the mechanism of sharia mutual funds through the Seed application. This study aims to analyze the mechanism of Sharia mutual funds through the Seed Application with the wakalah bil ujrah contract. This type of research is field research and uses a qualitative descriptive approach. The results of the analysis of the wakalah bil ujrah contract on the mechanism of sharia mutual funds through the Bibit application concluded that the mechanism of sharia mutual funds through the Bibit application was not by the wakalah bil ujrah contract, because there were elements of taqshir and tahaddi, namely in providing information about past performance which determines the stimulation of future mutual fund values. now does not correspond to reality.Keywords: Sharia Mutual Funds, Bibit, Wakalah bil Ujrah
KEDUDUKAN CRYPTOCURRENCY SEBAGAI INVESTASI DALAM EKONOMI ISLAM
Angga Syahputra;
Khalish Khairina
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 7 No. 2 (2022)
Publisher : UIN Siber Syekh Nurjati Cirebon
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DOI: 10.24235/jm.v7i2.10903
One of the investments that people are interested in today is Cryptocurrency. This is a form of investment that occurs due to advances in the world of technology that are felt by the community without exception also for Muslims. Conventional investment is defined as having broad benefits and impacts on the country's economy. However, Islam provides various limits in investing. For an investment to be recognized in Islam, four aspects must be owned, namely: material/financial aspects, halal aspects, social and environmental aspects, and divine aspects. For this reason, this research will describe in detail, whether cryptocurrencies meet these aspects or not. In answering these problems, the researcher used a descriptive qualitative approach with valid secondary data sources. This research results that none of the four aspects can be fulfilled from cryptocurrency, both material/financial aspects, halal aspects, social and environmental aspects as well as divine aspects.Keywords: Cryptocurrency; investment; Islamic economy
KETENTUAN HUKUM MEMPERJUALBELIKAN KOPI LUWAK
Pani Akhiruddin Siregar;
Wastka Ningrum;
Suryani Suryani
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 8 No. 1 (2023)
Publisher : UIN Siber Syekh Nurjati Cirebon
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DOI: 10.24235/jm.v8i1.10907
AbstractCivet coffee is safe to consume. Although the coffee beans come out in the process through the civet anus in the form of feces. Keep the coffee intact. Qualitative research methods with a normative legal approach. In fact, normative legal research to examine law is conceptualized as a rule that applies in society and is the basis for one's behavior, such as legal provisions for buying and selling civet coffee. Therefore, this research aims to examine the legal provisions for buying and selling civet coffee “permissible†based on: (1) Fatwa Decree of the MUI Fatwa Commission Number 07 of 2010 which concerning Fatwa on Civet Coffee; and (2) Fatwa MPU Aceh Number 07 of 2011 which concerning Fatwa on Civet Coffee Law. The results of the research that the legal provisions for buying and selling civet coffee based on: (1) Fatwa Decree of the MUI Fatwa Commission Number 07 of 2010 which concerning Fatwa on Civet Coffee; and (2) Fatwa MPU Aceh Number 07 of 2011 which concerning Fatwa on Civet Coffee Law.Keywords: Civet Coffee; Coffee Beans; Mutanajjis; Selling; Halal Civet Coffee.
VALUASI EKONOMI PADA KAWASAN DESTINASI WISATA ALAM CIBULAN KABUPATEN KUNINGAN PERSPEKTIF MAQASHID SYARIAH
Dewi Fatmasari;
Hafni Khairunnisa;
Yati Haryati
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 8 No. 1 (2023)
Publisher : UIN Siber Syekh Nurjati Cirebon
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DOI: 10.24235/jm.v8i1.10949
AbstractThe increase in the number of tourists is directly proportional to the impact of the damage. To minimize the impact of tourism, an economic valuation of natural tourist destinations is needed to obtain additional economic benefits for conservation. Economic valuation is carried out using the Travel Cost Method. The purpose of this study is to analyze the factors that influence the willingness to pay tourists at the Cibulan Nature Tourism Destination and to estimate the economic value of the Cibulan Nature Tourism Destination using the Travel Cost Method. The research method used is descriptive quantitative with data analysis techniques in the form of multiple linear regression analysis, travel cost method, and consumer surplus. The results showed that travel cost, age, distance, and facilities had a significant influence on the level of visits to Cibulan tourism objects, while income and education did not have a significant influence on the level of visits to Cibulan attractions. The total economic value obtained is Rp. 148,157,850,203 per year. Willingness to pay following Maqashid Sharia and bring benefits to the community.Keywords: Economic Valuation; Travel Cost Method; Consumer Surplus.
ANALYSIS OF JUDGE'S DECISION ON AKAD MURABAHAH TORT CASE IN RELIGIOUS COURT
Azhar Alam;
Aditya Nurrahman;
Raisa Aribatul Hamidah
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 8 No. 2 (2023)
Publisher : UIN Siber Syekh Nurjati Cirebon
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DOI: 10.24235/jm.v8i2.11269
AbstractThe Religious Courts currently handle Sharia economic cases. One of the cases that dominates sharia financial matters is the default on the Murabaha Agreement. This study aims to determine the basic considerations of Klaten Religious Court judges in resolving Sharia economic cases in Murabaha contracts. This research also tries to test whether decisions in deciding patients fulfill the principles of justice. This research is field research with a normative juridical approach. Religious Court data was collected through interviews and documentation in religious courts. This study shows the legal sources of the two cases studied using draft law sources - the Civil Code (KUHPerdata) and Article 181 HIR. This research also reveals that the judge's conclusion was based on procedural law, applicable rules and regulations, and party benefits. This study suggests that disputing parties should be more careful in preparing materials for religious court cases to achieve the expected results.Keywords: Justice; Legal Considerations; Murabaha; Judgment of the Court.
ASPEK YURIDIS PROSES MIGRASI REKENING NASABAH DALAM RANGKA ROLL OUT PADA BANK SYARIAH INDONESIA
Didi Sukardi
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 7 No. 2 (2022)
Publisher : UIN Siber Syekh Nurjati Cirebon
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DOI: 10.24235/jm.v7i2.11495
Bank Syariah Indonesia is the result of the merger of Bank Syariah Mandiri, BRISyariah, and BNISyariah with the spirit to encourage growth in the level of inclusion and Islamic financial literacy and to present the largest Islamic bank in Indonesia. The research method used is qualitative with a normative juridical approach. This field research is descriptive qualitative research with a normative juridical approach. Data were obtained through observation, interviews, and document analysis. The purpose of this study is to examine the process of account migration in order to roll out BSI's customers, and the juridical aspects. The result of the research shows that rollout is done through customer account migration. BSI uses the BSM’s system so legacy bank customers had to migrate accounts. Merger decision through various security considerations. a new legal relationship was born between BSI and customers from the legal event of the agreement, namely the change of savings books and ATMs based on Article 1338 of the Civil Code as the Sun Servanda Pacta Principle. The validity of the rollout is in accordance with Article 1320 of the Civil Code with the transfer.Keywords: Migration, Account, Customer, Roll Out, Bank Syariah Indonesia