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All Journal WALISONGO El Dinar INFOKAM Walisongo: Jurnal Penelitian Sosial Keagamaan AWLADY Jurnal Pendidikan Anak Al Tijarah Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat KEUDA : JURNAL KAJIAN EKONOMI DAN KEUANGAN DAERAH Journal of Islamic Accounting and Finance Research MALIA: Journal of Islamic Banking and Finance Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam JAKED Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Share: Jurnal Ekonomi dan Keuangan Islam Equilibrium: Jurnal Ekonomi Syariah Jurnal Perbankan Syariah Journal of Islamic economics Perspectives (JIEP) ZISWAF: Jurnal Zakat dan Wakaf Aktsar: Jurnal Akuntansi Syariah BISNIS : Jurnal Bisnis dan Manajemen Islam Al-Amwal: Jurnal Ekonomi dan Perbankan Syariah
Irsad Andriyanto
Universitas Islam Negeri Sunan Kudus
Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences Other

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Computer self-efficacy and Islamic financial literacy as determinants of Islamic accounting application adoption among sharia-based MSMEs Irsad Andriyanto; Enny Yulianti; Marda Ulya Reksadini; Nursyuhada Ab Wahab
Journal of Islamic Accounting and Finance Research Vol. 8 No. 1 (2026)
Publisher : Universitas Islam Negeri Walisongo Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/jiafr.2026.8.1.28268

Abstract

Purpose - This study examines the impact of computer self-efficacy and Islamic financial literacy on the intentions of Sharia-compliant MSMEs' intentions to adopt Islamic accounting programs. Method - The study employed a quantitative cross-sectional design. Purposive sampling was employed to choose respondents, and a standardized questionnaire was used to collect data from Central Java's MSME participants. The investigation was performed using Partial Least Squares Structural Equation Modeling (PLS-SEM). Result - Islamic financial knowledge and computing self-efficacy both had a strong beneficial impact on adoption intention. MSME actors are more qualified to use these technologies if they believe they are more technologically literate and understand the concepts of Islamic finance. Implication - The findings highlight the importance of Islamic financial understanding and digital skill development in MSMEs' digital transformation. Originality - This study closes a gap in the literature on Islamic accounting adoption by undertaking the first empirical test of a model that integrates computer self-efficacy and Islamic financial literacy within UTAUT2 for Sharia-compliant MSMEs.
Islamic financial literacy in the digital era to encourage the realization of financial well-being among Generation Z students in Kudus Ibnu Muttaqin; Irsad Andriyanto; Rendy Firmansah; Jadzil Baihaqi
Jurnal Pemberdayaan: Publikasi Hasil Pengabdian Kepada Masyarakat Vol. 9 No. 3 (2025)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/jpm.v9i3.13002

Abstract

This Community Service (PkM) activity aims to enhance the understanding of digital financial management among Islamic boarding school students (santri) in a prudent manner and in accordance with sharia principles. The initiative is motivated by the rising cases of online loan misuse and online gambling among the younger generation, including santri, due to a lack of digital financial literacy. With 73 participants and several stakeholders, the program was designed using a Learning Service methodology. The material was delivered through a practical approach supported by real-life case studies. The evaluation results demonstrated a significant improvement in participants’ understanding, as evidenced by an increase in the average test scores from 74 in the pre-test to 94 in the post-test, representing a 20 per cent gain.. This finding highlights the effectiveness of the workshop in delivering in-depth and applicable insights to participants. The positive impact of the activity extended beyond improved understanding, fostering awareness of the risks associated with irresponsible use of financial technology.The outcomes of this program underscore the value of collaborative efforts among various stakeholders to develop educational initiatives that are both impactful and relevant in addressing the challenges posed by the digital era
Sikap Boros: Dari Normatif Teks ke Praktik Keluarga Muslim Murtadho Ridwan; Irsad Andriyanto
Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah Vol. 11 No. 2 (2019)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/amwal.v11i2.4927

Abstract

AbstractThis study aims to describe wasteful behaviour in terms of normative texts, Islamic economics, and practices in Muslim families. The approach used is a descriptive approach by describing the wastefulbehaviour of the Qur'an and Hadith arguments and mentioning the opinion of Islamic economists. This study is complemented by a survey of 25 Muslim families to find wasteful out their level of consumption in the month of Ramadan. The results of the study show that is explained in the Qur'an and hadith with two terms, those are israf and tabdzir. Islam prohibits wasteful in consumption, but wasteful limitations in Islamic economics are relative (subjective). While the survey results concluded that the majority of Muslim family consumption in the month of Ramadan increased. The increasing aims to meet the needs of four healthy five perfect. The food provided by Muslim families in the month of Ramadan is in accordance with the needs so that nothing is wasted. For those who have leftovers, they use of it for pets so it does not include wasteful. There was only one respondent who claimed to throw away leftovers in vain so that the wasteful behaviour was prohibited by Islam.Keywords:Wasteful, Consumption Ethics, Islamic Economy AbstrakKajian ini bertujuan untuk mendiskripsikan sikap boros dari segi normative teks, ekonomi Islam, dan praktik di keluarga Muslim. Pendekatan yang digunakan adalah pendekatan deskriptif dengan mendiskripksian sikap boros dari dalil Alquran dan Hadis serta menyebutkan pendapat ahli ekonomi Islam. Kajian ini dilengkapi dengan hasil survey kepada 25 keluarga Muslim untuk mengetahui tingkat konsumsi harian mereka di bulan Ramadhan. Hasil kajian menunjukkan bahwa sikap boros dijelaskan dalam Alquran dan hadis dengan dua istilah, yaitu israf dan tabdzir. Islam melarang sikap boros dalam berkonsumsi, namun batasan boros dalam ekonomi Islam bersifat nisbi (subyektif). Sedangkan hasil survey menyimpulkan bahwa mayoritas konsumsi harian keluarga Muslim di bulan Ramadhan mengalami peningkatan. Peningkatan tersebut bertujuan untuk memenuhi kebutuhan empat sehat lima sempurna. Makanan yang disediakan keluarga Muslim di bulan Ramadhan sesuai dengan kebutuhan sehingga tidak ada yang terbuang sia-sia. Bagi yang memiliki sisa makanan, mereka memanfaatkan untuk hewan peliharaan sehingga tidak termasuk sikap boros. Hanya ada satu responden yang mengaku membuang sisa makanan dengan sia-sia sehingga perilaku itu termasuk boros yang dilarang Islam.Kata kunci: Boros, Etika Konsumsi, Ekonomi Islam 
Co-Authors A.A. Ketut Agung Cahyawan W annisya putri Aprilia Inge Prastika Bayu Tri Cahya Dahlan, Rahmad Dian Palupi Aqim Enny Yulianti Fikriyah, Nassol Fitriani, Pradini Rifki Haerudin Haerudin Haerudin Haerudin Irma Suryani Lubis istiqomah istiqomah Istiqomah Istiqomah Jadzil Baihaqi Khafidoh, Inayatul Khoirunnisa, Silvia Khoirunnisa, Silvia Mahesa Syahrial, sultan Marda Ulya Reksadini Mufidhoh, Umrotul Mufidhoh, Umrotul Murtadho Ridwan Murtadho Ridwan Muttaqin, Ibnu N. Nurjanah Nawa, Maulin Nurjanah Nurjanah Nursyuhada Ab Wahab Pradini Rifki Fitriani Prastika, Aprilia Inge Prastika, Aprilia Inge Rahardja Rahardja Rahardja Rahardja Ratna Yulia Wijayanti Ratna Yulia Wijayanti Ratna Yulia Wijayanti Reksadini, Marda Ulya Rendy Firmansah S, Surepno Saidatul Munawwaroh Silvia Khoirunnisa Siska, Siska Mu'udatun Niswah Sufiana Noor Syihab Syihabul Abror TATI NURHAYATI Umrotul Mufidhoh