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All Journal At-Taradhi: Jurnal Studi Ekonomi JCE (Journal of Childhood Education) Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Jurnal Pengabdian Kepada Masyarakat MEMBANGUN NEGERI ECOPLAN : JOURNAL OF ECONOMICS AND DEVELOPMENT STUDIES JEMMA | Journal of Economic, Management and Accounting Jurnal Kajian Gender dan Anak Journal of Gender and Social Inclusion in Muslim Societies Jurnal USAHA Syar'ie: Jurnal Pemikiran Ekonomi Islam Al-Ubudiyah: Jurnal Pendidikan dan Studi Islam Tarbiyah Wa Ta'lim: Jurnal Penelitian Pendidikan dan Pembelajaran el-Buhuth: Borneo Journal of Islamic Studies Al-Tijary : Jurnal Ekonomi dan Bisnis Islam Jurnal Ekonomi Syariah Jurnal Ekonomi dan Bisnis (Ekobis-DA) Syarie: Jurnal Pemikiran Ekonomi Islam
Difi Dahliana
Universitas Islam Negeri Antasari Banjarmasin
Religion Arts Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Energy Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Neuroscience Physics Social Sciences Other

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EMPOWERMENT OF MICRO ENTERPRISES IN BARITO KUALA REGENCY THROUGH THE Z-MART PROGRAM OF BAZNAS KAL-SEL Salsabila, Eka Mutia; Dahliana, Difi; Seff, Syaugi Mubarak
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 11, No 1 (2025): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v11i1.18117

Abstract

Productive Zakat or known as an Islamic philanthropic instrument that is capable of empowering and improving community welfare, such as through the Z-Mart Program by National Amil Zakat Agency (BAZNAS). However, the implications of the Z-Mart Program for Mustahik's welfare remain unknown. This study aims to reveal the implications of the Z-Mart Program in Barito Kuala Regency on mustahik welfare. Using field research method with qualitative approach. Data collection techniques include interviews, observations, and documentation. The data analysis technique uses descriptive analysis consisting of data reduction, presentation, and conclusion. This study finds that empowerment through the Z-Mart Program has a positive impact on the increase of business scale, income, skills, and welfare of mustahik. Based on these findings, it is recommended that BAZNAS continue and optimize mustahik empowerment through the Z-Mart Program.
Business Model Canvas sebagai Media Pembelajaran Praktikum Bisnis bagi Mahasiswa: Studi Literatur Difi Dahliana; Ma'mun, Muhammad Yulian; Soraya, Nazmi; Aisyah, Lisda
Al-Ujrah | Jurnal Ekonomi Syariah Vol. 3 No. 02 (2025): Al - Ujrah | Jurnal Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah IAI Darul Ulum Kandangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63216/al-ujrah.v3i02.495

Abstract

Business learning in higher education still faces the problem of the gap between theory and practice. Conventional methods that are too concept-oriented make it difficult for students to understand the relationship between business components in real terms. This condition demands a more contextual, interactive, and easy-to-understand practicum approach. The Business Model Canvas (BMC) is a comprehensive yet straightforward alternative learning instrument that presents a complete picture of the business model through nine main blocks. This article presents a literature study by examining the scientific publications of the last five years (2020–2025) regarding the application of BMC in business learning. The results of the study show that BMC is efficacious in improving students' conceptual understanding, analytical skills, creativity, and entrepreneurial motivation. Furthermore, BMC encourages project-based learning through group work, simulations, and the preparation of business models that resemble real practices. However, the implementation of BMC still faces challenges in the form of time constraints, technical difficulties, and a culture of passive learning. Thus, BMC integration is important as an innovative learning strategy that can strengthen students' readiness to face the dynamics of the business world.
Istisna in Theory and Practice: A Narrative Literature Review of Its Application in Modern Islamic Finance Dahliana, Difi; Komarudin, Parman
AL-IQTISHADIYAH : EKONOMI SYARIAH DAN HUKUM EKONOMI SYARIAH Vol 11, No 2 (2025): Jurnal al-Iqtishadiyah
Publisher : Fakultas Studi Islam Universitas Islam Kalimantan Muhammad Arsyad Al Banjary

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31602/iqt.v11i2.22566

Abstract

This study conducts a structured and narrative literature review on istisna’ to map its contemporary applications and identify research gaps within modern Islamic finance. By systematically screening articles across journal quality tiers (Q1–Q4), the review finds that dedicated, high‑quality studies focusing centrally on istisna’ are extremely limited, with only seven papers meeting strict inclusion criteria. The broader body of work tends to treat istisna’ merely as a sub‑topic within more general discussions on Islamic contracts, banking products, or project financing. The review highlights conceptual ambiguities, under‑explored micro and macro applications, and the near absence of research linking istisna’ with digitalisation, fintech, and smart‑contract infrastructures. These gaps underline the need for future empirical and conceptual studies that reposition istisna’ as a dynamic contract capable of supporting innovation in Islamic financial intermediation and real‑sector development.Penelitian ini melakukan narrative literature review yang terstruktur terhadap akad istisna’ untuk memetakan penerapan kontemporernya serta mengidentifikasi celah penelitian dalam konteks keuangan Islam modern. Melalui proses penyaringan artikel secara sistematis berdasarkan tingkatan kualitas jurnal (Q1–Q4), hasil review menunjukkan bahwa penelitian berkualitas tinggi yang secara khusus dan berfokus utama pada akad istisna’ masih sangat terbatas, dengan hanya tujuh artikel yang memenuhi kriteria inklusi yang ketat. Sebagian besar literatur yang ada cenderung membahas istisna’ hanya sebagai subtopik dalam diskusi yang lebih umum mengenai akad-akad syariah, produk perbankan Islam, atau pembiayaan proyek. Review ini menunjukkan adanya ambiguitas konseptual, minimnya eksplorasi penerapan istisna’ pada level mikro dan makro, serta hampir tidak adanya penelitian yang mengaitkan akad istisna’ dengan digitalisasi, teknologi finansial (fintech), dan infrastruktur smart contract. Kesenjangan-kesenjangan tersebut mengindikasikan perlunya penelitian empiris dan konseptual di masa mendatang yang mampu memposisikan kembali akad istisna’ sebagai kontrak yang dinamis, dan berpotensi mendukung inovasi dalam intermediasi keuangan syariah serta pengembangan sektor riil.
KONTROVERSI KEBIJAKAN FISKAL NON-ZAKAT KHALIFAH UMAR BIN KHATTAB Difi Dahliana; Muhammad Riqki Akbar; Surya Agusriadi; Wira Edi Dastia
Syarie: Jurnal Pemikiran Ekonomi Islam Vol 6 No 1 (2023): Syar'ie
Publisher : Institut Binamadani Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51476/syarie.v6i1.411

Abstract

Kebijakan fiskal Khalifah Umar bin Khattab sangat inovatif, terutama yang berkaitan dengan instrumen non-zakat. Namun, kebijakannya sering dianggap kontroversial karena kebijakannya berbeda dengan kebijakan yang sebelumnya dilakukan oleh Nabi Muhammad SAW dan khalifah Abu Bakar Ash-Siddiq pada periode sebelumnya. Hal tersebut membuat penulis tertarik untuk melakukan penelitian yang bertujuan untuk mengetahui dan mendeskripsikan bagaimana kebijakan fiskal instrumen non-zakat yang kontroversial tersebut. Hasil studi pustaka ini menunjukkan bahwa pada masa pemerintahannya inovasi instrumen non-zakat yang kontroversial ditemukan dalam kebijakannya tentang ghanimah, kharaj, jizyah, dan ushur. Inovasi kontroversial tersebut dilakukan untuk meningkatkan kesejahteraan, kemanfaatan, dan pemerataan ekonomi. Sehingga inovasi menghasilkan perubahan positif bagi perekonomian dan kesejahteraan masyarakat, baik muslim maupun non-muslim.
Co-Authors Agusriadi, Surya Aisyah, Lisda Akbar, Muhammad Riqki Annisa Mahfuzah Anwary, Ahmad Zacky Aseri, Akh Fauzi Atika Zahra Maulida Dastia, Wira Edi Dessy Maulina ERISSA NILASARI Fahruddin Fahruddin Hafizah Aziza Huda, Nuril Ika Irayana Irsyad Khoiri liyana, Sir Ma'mun, Muhammad Yulian Ma’mun, Muhammad Yulian Mona Khairida Syafa Muhammad Noval Muhammad Ramadhani Muhammad Riqki Akbar Naimah Naimah Nurhafiyanisa Nurhafiyanisa Nuril Huda Parman Komarudin Putri Utami, Rima Wahyu Radhiati, Raisa Rimayanti Rimayanti Rusdiyah Rusdiyah RUSDIYAH RUSDIYAH Salsabila, Eka Mutia Shofwa, Filjah Aqmarina Sintiya Dewi Atmaja Putri Soraya, Nazmi Surya Agusriadi Syaugi Syaugi Wira Edi Dastia Yulian, Muhammad Zulhikmah, Nurlina