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All Journal Jurnal Dinamika Hukum Syntax Literate: Jurnal Ilmiah Indonesia Unes Law Review Jurnal Abdi Insani COMSERVA: Jurnal Penelitian dan Pengabdian Masyarakat Jurnal Konstruksi Hukum Journal of Administrative and Sosial Science (JASS) Jurnal Hukum, Politik dan Ilmu Sosial (JHPIS) Cerdika: Jurnal Ilmiah Indonesia Journal of Digital Law and Policy Jurnal Riset Rumpun Ilmu Sosial, Politik dan Humaniora (JURRISH) Jurnal Manajemen, Ekonomi, Hukum, Kewirausahaan, Kesehatan, Pendidikan dan Informatika (MANEKIN) AMMA : Jurnal Pengabdian Masyarakat Deposisi: Jurnal Publikasi Ilmu Hukum Doktrin: Jurnal Dunia Ilmu Hukum dan Politik Jurnal Hukum Bisnis Eksekusi: Jurnal Ilmu Hukum dan Administrasi Negara Hakim: Jurnal Ilmu Hukum dan Sosial Perkara: Jurnal Ilmu Hukum Dan Politik Petitum Law Journal Jaksa: Jurnal Kajian Ilmu Hukum Dan Politik Mandub: Jurnal Politik, Sosial, Hukum dan Humaniora Referendum Aliansi: Jurnal Hukum, Pendidikan dan Sosial Humaniora Parlementer : Jurnal Studi Hukum Dan Administrasi Publik Federalisme : Jurnal Kajian Hukum Dan Ilmu Komunikasi Konstitusi: Jurnal Hukum, Administrasi Publik, dan Ilmu Komunikasi Majelis: Jurnal Hukum Indonesia
Yossie Maria Yulianti Jacob
Universitas Nusa Cendana
Agriculture, Biological Sciences & Forestry Humanities Chemistry Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Mathematics Nursing Physics Public Health Social Sciences Other

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Journal : Petitum Law Journal

 1 
PROSES PELAKSANAAN WURUMANA WAILAKI (ANTAR BELIS) DALAM PERNIKAHAN MASYARAKAT ADAT LIO DESA MAUROLE KECAMATAN MAUROLE KABUPATEN ENDE NUSA TENGGARA TIMUR (DIALEKTIKA ANTARA IDENTITAS DAN REALITAS) Labason, Emanuel Robin; Hedewata, Agustinus; Jacob, Yossie M. Y.
Petitum Law Journal Vol 1 No 2 (2024): Petitum Law Journal Volume 1, Nomor 2, Mei 2024
Publisher : Petitum Law Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/pelana.v1i2.15467

Abstract

Indonesia is a rich country with various ethnicities, races, cultures, and customs. In terms of carrying out a marriage, each region in Indonesia has its own procedures. This is caused by the power of custom that has been trusted by the community for generations. This also applies to The Lio tribe, Maurole Village, Maurole Disrict, Ende Regency, East Nusa Tenggara. One of them is giving belis or what is known as wurumana Wailaki, which is a symbol of the validity of marriage, the status and morals of women according to custom. This type of research is empirical research conducted in The Lio Tribe, Maurole Village, Maurole District, Ende Regency, East Nusa Tenggara. This research aims to determine the process of determining and implementing Wurumana Wailaki in the marriage of The Lio tribe communit, Maurole Village is the main requirement in carrying out a traditional marriage with stages that are so long, even months, and require a lot of money. The inhibiting factors in determining and implementing wurumana Wailaki are economic, social factors and the lack of good communication. The impacts of the wurumana Wailaki process include legal, social and economic impacts. Therefore, it is hoped that in carrying out wurumana Wailaki, the actors must carry out good negotiations so that it does not burden either party.
ANALISIS YURIDIS TERHADAP PERJANJIAN KREDIT TANPA AGUNAN SEBAGAI SALAH SATU ALTERNATIF PENDANAAN UMKM (USAHA MIKRO, KECIL DAN MENENGAH) DI INDONESIA Ratu Dara, Romana; Nubatonis, Orpa Juliana; Jacob, Yossie M. Y.
Petitum Law Journal Vol 2 No 2 (2025): Petitum Law Journal Volume 2, Nomor 2, Mei 2025
Publisher : Petitum Law Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35508/pelana.v2i2.18783

Abstract

This study aims to conduct a legal analysis of unsecured loan agreements (KTA) as an alternative financing option for Micro, Small, and Medium Enterprises (MSMEs) in Indonesia. KTA has become one of the most widely used financing instruments by MSMEs because it does not require physical collateral from borrowers. However, despite providing easier access to financing, there are several challenges in its implementation, particularly related to the risk of non-performing loans and the legal protection for both parties. This research employs a normative legal approach by examining banking regulations governing KTA agreements and the responsibilities of banks in their execution. The analysis focuses on provisions in banking laws that regulate transparency, fair interest rates, and dispute resolution mechanisms. In addition, the study highlights the role of banks in conducting thorough credit risk assessments and the importance of educating MSME borrowers on sound financial management. The findings of this study indicate that KTA can be an effective solution for supporting the growth of MSMEs in Indonesia, provided that the agreements are implemented in accordance with applicable regulations. The conclusions emphasize the importance of enhancing compliance with banking regulations and transparency in providing information to borrowers. Improved consumer protection and credit risk management are also critical steps to ensure the sustainability of KTA as a financing instrument for MSMEs.
Co-Authors Agustinus Hedewata Agustinus Hedewata Alif Marwan Fahim Nampira Ana Maria Marero Meka Andra Almasari Hubi Aprilia Sri Muthmainnah Aprilia Yosinta Trinata Tabelak Aurelia Natalia Wisung Aurelia Natalia Wisung Bati, Adit Rulyandi Riwu Benyamin Tungga Bill Nope Caecelia Yasintha Putri Daki Carla Nggeolima Chatryen M Dju Bire Cindy Sara Nauolim Darius Mauritsius Dewi Rahayu S. Gah Donna Yosepha Hektane Natonis Exshel Benyamin Pou Falentina Tekhu Soa Hedewata, Agustinus Helsina F. Pello Helsina F. Pello Helsina Fransiska Pello Helsina Fransiska Pello Hendrikus Krisanto Mario Djawa Tay Husni Kusuma Dinata Juliani Lavenia Bistolen Labason, Emanuel Robin Maksimiliani Maria Saputri Marchela Sarianti Tungga Mohamad Farhan Subang Nubatonis, Orpa Juliana Orpa J. Nubatonis Orpa J. Nubatonis Orpa J. Nubatonis Orpa J. Nubatonis Orpa Julian A. Nubatonis Orpa Juliana Nubatonis Orpa Juliana Nubatonis Peku Wali, Umbu Lily Pello, Helsina Fransiska Petornius Damat Poy, Rizky Alexander Ratu Dara, Romana Renda, Ariance Rini Marselin Kaesmetan Rizky Alexander Poy Sebastianus Nong Mario Zakaria Sebastianus Nong Mario Zakaria Siti Ramlah Usman Siti Ramlah Usman Siti Ramlah Usman Siti Ramlah Usman Sukardan Aloysius Sukardan Aloysius Sukardan Aloysius Sukardan Aloysius Susan Marokana Naomi Kapitan Susi Ratnawati Tungga, Ishak Alfred Usman, Siti Ramlah Yoseph Imanuel Hawula Yuyun Windasari Ratuloli Zenobius Dhegha Dhae