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All Journal JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) JURNAL PENGABDIAN KEPADA MASYARAKAT (ADI DHARMA)
Ramayani Yusuf
Universitas Teknologi Bandung
Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Energy Environmental Science

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SOFT SKILLS , MENANAMKAN SIKAP BERTANGGUNG JAWAB BAGI CALON PEKERJA MIGRAN INDONESIA Ramayani Yusuf; Gunardi Gunardi; Yaya Mulya Mantri; Ayulia Nirwani
JURNAL PENGABDIAN KEPADA MASYARAKAT (ADI DHARMA) Vol 4 No 1 (2025): JURNAL PENGABDIAN KEPADA MASYARAKAT (ADI DHARMA)
Publisher : ABISATYA DINAMIKA ISWARA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58268/adidharma.v4i1.222

Abstract

Responsible behavior is an essential life skill that must be possessed by Indonesian Migrant Worker Candidates (CPMI), both in personal and financial contexts. This community service activity aims to enhance the understanding and capability of CPMI under the supervision of PJTKI AL Zubaran in developing responsible character through the Financial Life Skills (FLS) program. The problems faced by CPMI include lack of understanding about responsible behavior, low financial literacy, weak work character, and minimal preparation to face challenges in destination countries. The implementation method uses a participatory and interactive learning approach through simulation games, group discussions, case studies, personal reflection, and practical exercises for 90 minutes. The training materials cover basic concepts of responsibility, five key values forming responsibility (honesty, respect, fairness, accountability, and courage), application of responsible behavior in various contexts, responsible financial decision-making, and practical strategies to become a reliable individual. This activity is expected to equip CPMI with a comprehensive understanding that every action has consequences that must be accounted for, as well as increase their readiness in facing ethical dilemma situations in the workplace and wise financial management. The expected benefits include improving the quality of CPMI as professional workers who have integrity, positive reputation, and the ability to manage finances responsibly for a better future.
WORK GROUP DYNAMICS IN TECHNOLOGY START-UP COMPANIES Ramayani Yusuf; Deti Mulyo Harsono; Heny Hendrayati; Amirul Afif Muhamat
JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) Vol 5 No 1 (2026): JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA)
Publisher : PUBLISHER ABISATYA DINAMIKA ISWARA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58268/eb.v5i1.271

Abstract

This research explores work group dynamics in technology startup companies, focusing on factors influencing team performance and innovation. Literature review reveals that tech startups are characterized by flat structures, role flexibility, collaborative culture, and pressure to innovate quickly. Analysis uncovers several key factors in group dynamics. Team composition, including skill and personality diversity, significantly impacts creativity and problem-solving. Clear communication, periodic feedback, and knowledge sharing enhance team learning. Supportive leadership that encourages autonomy and risk-taking is crucial in creating an innovation culture. However, startup teams face challenges such as role ambiguity, interpersonal conflicts, and over-reliance on key individuals. Time pressure and high workloads can cause stress and burnout. Through SWOT analysis, the research suggests proactive strategies to address these challenges. By understanding factors supporting effective teams, startups can position themselves for innovation and sustainable growth. The study highlights the complexity of work group dynamics in technology startups, emphasizing that understanding and managing team interactions is critical for organizational success. It calls for further research to develop strategies for maintaining positive group dynamics in the rapidly evolving startup environment.
LITERASI PERPAJAKAN PPH ORANG PRIBADI DALAM PENGELOLAAN KEUANGAN INDIVIDU PADA MAHASISWA POLITEKNIK PAJAJARAN ICB BANDUNG Gunardi Gunardi; Vina Anggilia Puspita; Ramayani Yusuf
JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA) Vol 5 No 1 (2026): JURNAL EKONOMI BISNIS DAN MANAJEMEN (EKO-BISMA)
Publisher : PUBLISHER ABISATYA DINAMIKA ISWARA PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58268/eb.v5i1.287

Abstract

This study aims to analyze the effect of tax literacy on individual financial management with tax risk and investment risk as moderating variables among Accounting Study Program students at Politeknik Pajajaran ICB Bandung. The study employed a quantitative approach using descriptive and verificative methods. The sampling technique used was total sampling with a total of 100 student respondents. Data were collected through questionnaires using a Likert scale and analyzed using linear regression analysis and Moderated Regression Analysis (MRA). The results showed that tax literacy has a positive and significant effect on individual financial management. The higher the students’ level of tax understanding, the better their ability to manage personal finances. Tax risk and investment risk were also proven to strengthen the relationship between tax literacy and individual financial management. The findings indicate that tax understanding not only improves tax compliance but also helps individuals in financial planning and making more rational economic decisions. This study implies that tax education needs to be integrated with financial literacy education in order to improve the quality of financial management among the younger generation.
Co-Authors Amirul Afif Muhamat Ayulia Nirwani Deti Mulyo Harsono Gunardi Gunardi Gunardi Heny Hendrayati Vina Anggilia Puspita Yaya Mulya Mantri