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All Journal Jurnal Manajemen dan Organisasi Nominal: Barometer Riset Akuntansi dan Manajemen EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Jurnal Perspektif Ekonomi Darussalam Inovasi : Jurnal Ekonomi, Keuangan, dan Manajemen Jurnal Hukum Samudra Keadilan IKRA-ITH ABDIMAS Ekonomi dan Bisnis Dedication : Jurnal Pengabdian Masyarakat Procuratio : Jurnal Ilmiah Manajemen Jurnal Pemberdayaan Masyarakat Jurnal Manajemen Bisnis dan Kewirausahaan Jurnal Ners Jurnal Penelitian Manajemen Terapan (Penataran) BERNAS: Jurnal Pengabdian Kepada Masyarakat Jurnal Ilmiah ASET International Journal of Business, Technology, and Organizational Behavior (IJBTOB) Indonesian Journal of Society Engagement (IJSE) Jurnal Pengabdian dan Edukasi Sekolah (Jubaedah) Jurnal Abdimas Bina Bangsa Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Media Abdimas Dedication : Jurnal Pengabdian Masyarakat The Indonesian Journal of Computer Science
Utami, Kery
Universitas Pembangunan Nasional Veteran Jakarta
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ANALISIS PERENCANAAN APLIKASI BANK SAMPAH DIGITAL STUDI KASUS PADA BANK SAMPAH SOLUSI HIJAU Utami, Kery; Rialmi, Zackharia; Nugraheni, Ranti
Jurnal Penelitian Manajemen Terapan (PENATARAN) Vol. 7 No. 1 (2022)
Publisher : Program Studi Manajemen STIE Kesuma Negara Blitar

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Tujuan Penelitian ini ialah melakukan tinjauan kebutuhan pencatatan transaksi secara digital pada Bank Sampah Solusi Hijau. Uang hasil transaksi penukaran sampah dapat langsung diambil nasabah atau dicatat dalam buku rekening yang dipersiapkan, sehingga masyarakat mendapat keuntungan ekonomi dari menabung sampah. Oleh karena itu diperlukan pencatatan transaksi menabung sampah berbasis digital untuk mencegah kekeliruan dan transparansi pencatatan transaksi menabung sampah. Metode penelitian kualitatif dengan pendekatan studi kasus dilakukan dengan melakukan wawancara dan penyebaran kuesioner untuk menganalisa masalah yang terjadi dalam pencatatan transaksi menabung sampah pada Bank Sampah Solusi Hijau. Pencatatan transaksi secara digital diperlukan dengan fitur utama diantaranya: Pengecekan jumlah saldo tabungan, Fitur jemput sampah, Pendaftaran/Pembukaan Rekening anggota baru, Informasi kurs konversi sampah, Rekapitulasi pencatatan sampah dan Fitur Transfer Saldo. Penelitian ini menjadi langkah awal bagi penulis untuk mengawal pengembangan Bank Sampah menjadi sebuah Organisasi Sosial dalam hal Pengelolaan Sampah berbasis masyarakat dengan meningkatkan minat menabung sampah karena adanya pencatatan transaksi secara digital. Sehingga bank sampah dapat memberikan kontribusi nyata dalam pertumbuhan ekonomi masyarakat. Kata kunci: bank sampah, tabungan sampah, transaksi digital
PENINGKATAN LITERASI PERENCANAAN KEUANGAN BAGI PELAJAR DAN KELOMPOK USAHA MUDA UNTUK MENDUKUNG PEMBANGUNAN EKONOMI YANG INKLUSIF DAN BERKELANJUTAN Ranila Suciati; Siti Hidayati; Kery Utami; R. Parianom; Hani Novanti
Jubaedah : Jurnal Pengabdian dan Edukasi Sekolah (Indonesian Journal of Community Services and School Education) Vol. 4 No. 2 (2024): Jurnal Pengabdian dan Edukasi Sekolah (Jubaedah)
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jub.v4i2.218

Abstract

Young business groups in Indonesia face challenges in developing their enterprises, focusing on business growth and stability. One of the main obstacles they encounter is limited understanding of financial concepts and access to formal financial services. This research aims to enhance financial literacy and financial inclusion among young business groups through community service programs. The methods employed in this program include conducting financial planning literacy training focused on cash management, emergency fund management, and debt management. The program is conducted at the Youth Forum, Yayasan Panti Nugraha, South Jakarta, which partners in this initiative. The results of this community service initiative demonstrate a significant improvement in participants' understanding and readiness in managing their business finances. Participants show increased understanding in financial planning, risk management, and identifying key challenges faced by young business groups. Recommendations for further development include deepening participants' understanding in financial risk management, expanding collaboration networks with local and national financial institutions to enhance access to financial products, and conducting regular monitoring and evaluation of program implementation. These steps are expected to strengthen the financial capacity of young business groups and support sustainable business growth
The Impact Of Financial Literacy, Financial Inclusion And Technology On Increasing Msme Profits (Depok City Case Study) Utami, Kery; Parianom, Raden; Novanti, Hani
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 13 No 1 (2025): Januari
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v13i1.7158

Abstract

The rapid growth of MSMEs in Indonesia provides great opportunities for the national economy. However, to increase the competitiveness and sustainability of MSMEs, a deeper understanding of the factors that influence their performance is needed. This research specifically focuses on the role of financial literacy, financial inclusion and financial technology in driving MSME profit growth in Depok City. Apart from that, this research also considers gender roles as a differentiating factor. This research uses a quantitative approach by collecting data through questionnaires distributed to 100 MSMEs in Depok City who have utilized financial technology. The data obtained was then analyzed using the Structural Equation Modeling-Partial Least Squares (SEM-PLS) method. The results of the analysis show that financial literacy, financial inclusion and financial technology have a positive and significant influence on MSME profit growth. These findings indicate that increasing financial literacy, expanding access to financial services, and utilizing financial technology are strategic steps to improve the performance of MSMEs. Although gender is not proven to moderate the relationship between independent variables and profit growth, this research provides an important contribution in developing policies to support the growth of MSMEs in Indonesia. The results of this research can be a basis for governments, financial institutions, and other stakeholders to design more effective programs in increasing financial literacy, expanding financial inclusion, and encouraging the adoption of financial technology among MSMEs.
The Role of Job Insecurity and Job Stress in Shaping Turnover Intentions: Insights from Employee Perspectives Banking in Jabodetabek Utami, Kery; Abdul Hadi, Abdul Rajak; Tristiarto, Yoko; Wahyudi, Wahyudi
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 4 No. 3 (2024): December | International Journal of Business, Technology and Organizational Beh
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v4i3.329

Abstract

This study aims to analyze the influence of Job Insecurity and Job Stress on Turnover Intention among bankemployees in the Greater Jakarta area. In the context of the Job Demand-Resources theory, job uncertainty (JobInsecurity) and job stress (Job Stress) are considered factors that can affect employees' intentions to leave thecompany. The research method used was quantitative with a survey design, where data was obtained from 56employees working at several banks in Greater Jakarta. Data processing was carried out using SmartPLS 3.0, withthe T test to test the hypothesis and bootstrapping analysis to test the significance of the relationship between thevariables. The results of the study show that both Job Insecurity and Job Stress have a significant positive influenceon Turnover Intention. This research provides important insights for companies to manage job uncertainty andemployee stress to reduce turnover intention. In the practical aspect, companies are advised to introduce policies thatcan reduce uncertainty in work and provide better psychological support for employees, to prevent an increase inturnover intention that adversely affects the organization. The impact of this study on company managers is significant,as the management of job uncertainty and stress can affect employee retention and create a more productive workenvironment. HR managers need to be more aware of the factors that can increase turnover intention and designpolicies that emphasize job stability and employee well-being. The novelty of this study lies in the application of theJob Demand-Resources model in the context of banks in the Greater Jakarta area, as well as the use of SmartPLS 3.0to test the relationship between variables that contribute to the development of human resource theory and practice inthe banking industry
Pengembangan Sistem Manajemen Bank Sampah berbasis Web untuk mewujudkan keberhasilan Ekonomi Sirkular di Masyarakat Utami, Kery; Sandya Prasvita, Desta; Widiastiwi, Yuni
The Indonesian Journal of Computer Science Vol. 12 No. 1 (2023): The Indonesian Journal of Computer Science
Publisher : AI Society & STMIK Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33022/ijcs.v12i1.3140

Abstract

This research will be conducted at the Solusi Hijau Main Garbage Bank in the Gunung Sindur District, Bogor Regency. The Solusi Hijau Waste Bank still uses a manual recording system that is easily lost, inefficient, and not dynamic. Therefore it is necessary to make a Web-based Waste Savings Application that can become the main activity facility for the Green Solutions Main Garbage Bank. This application will be used as an interactive interface for Customers and Unit Waste Banks as well as the general public as Prospective Customers or Prospective Management Unit Waste Banks so that they can maximize the performance of the Waste Bank in its development. The Web-based Waste Savings application is a continuation of basic research that has been done before, namely to create digital applications that are utilized by waste banks and the community so that waste banks can become a forum for public education in terms of waste handling and environmental management as well as generating community economic resources. Systems Development Life Cycle (SDLC) is implemented as an Application development method. SDLC is a system development cycle in making waste bank applications by applying the waterfall method. The results of this research in the future are directed to be developed into a standard for Waste Saving System Applications in the community.
EVALUASI SISTEM INFORMASI KEUANGAN BANK SAMPAH KETAPANG Utami, Kery; Putri Ramadhani, Syafhara; Malkan Bakhrul Ilmi, Ibnu; Quratul Marjan, Avliya; Anwar, Khoirul
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 6 No. 3 (2025)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v6i3.13539

Abstract

Bank sampah sebagai salah satu solusi inovatif yang ditawarkan pemerintah untuk meminimalisir permasalahan sampah dengan mengubah sampah menjadi sesuatu yang bernilai ekonomi. Menanggapi hal tersebut Pemerintah Kota Depok memiliki program yang peduli akan Kesehatan, pemenuhan gizi serta keseimbangan lingkungan guna kesejahteraan masyarakat dengan yang disebut program CARAKA dan Bank Sampah dalam bentuk aplikasi Eduzicaraka.com dengan ciri khas tabungan sampah nasabah dapat ditukarkan dalam bentuk tunai maupun produk sembako. Namun, seiring dengan berjalannya waktu, perlu dilakukan evaluasi pengelolaan data yang semakin kompleks serta mendukung efisiensi dan akurasi kerja. Metode pelaksanaan yang dilakukan dalam kegiatan ini adalah dengan melakukan pengumpulan data manual dan digital yang kemudian dilakukan verifikasi terkait kesesuaiannya dengan transaksi yang terjadi di bank sampah serta monitoring kegiatan operasional bank sampah. Dari metode yang diterapkan ditemukan beberapa permasalahan yakni penginputan transaksi pada melalui Eduzicaraka.com tidak real time karena transaksi terlebih dahulu dicatat secara manual, kesalahan pencatatan manual yang mana tidak memuat detail harga setiap sampah yang terjual serta terdapat kesalahan perkalian harga pada catatan manual yang menyebabkan kerugian operasional bank sampah. Sehingga perlu dilakukan efisiensi pencatatan transaksi bank sampah baik dari Sumber Daya Manusia atau pengelola bank sampah maupun sistem pada aplikasi Eduzicaraka.com
Correlation Among Dividend Policy and Market Value of Equity In Banking Industry: A Residual Income Approach Fadila, Ardhiani; Nugraheni, Siwi; Utami, Kery
Nominal: Barometer Riset Akuntansi dan Manajemen Vol. 12 No. 1 (2023): Nominal April 2023
Publisher : Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/nominal.v12i1.54284

Abstract

ABSTRACTThis research aims to examine the correlation between dividend payment and the market value of equity of banking firms in the Indonesia Stock Exchange-listed company. The sample includes firms focused on the banking sector period between 2011 to 2020. This study employs the residual income approach based on Ohlson's (1995) valuation model. The models are tested using panel regression analysis. Moreover, additional tests are used to ensure the main results. The finding shows that dividend payment has an insignificant effect on the market value of equity. The analysis states that the use of Ohlson's (1995) model and the firm's book value are statistically significant factors in determining the market value of equity. The study suggests that the dividend irrelevance hypothesis is valid in the case of banking firms on IDX. This paper encourages empirical evidence about the relationship between dividend payment and market value on Indonesia Stock Exchange, more importantly, in the banking firms.Keywords: Dividend Policy, Market Value, Residual IncomeABSTRAKTujuan penelitian ini untuk mengetahui korelasi antara pembayaran dividen dan nilai pasar saham pada perusahaan perbankan di Bursa Efek Indonesia. Sampel penelitian ini berfokus pada perusahaan perbankan selama periode 2011 sampai 2020. Penelitian ini menggunakan pendekatan residual income oleh model valuasi Ohlson's (1995). Model penelitian menggunakan analsis regresi panel. Selanjutnya, pengujian tambahan dilakukan untuk memastikan hasil pengujian utama. Temuan penelitian menunjukan bahwa pembayaran dividen tidak memiliki pengaruh terhadap nilai pasar saham. Hasil analisis menyatakan model Ohlson's (1995) dan nilai buku perusahaan secara statistik berpengaruh terhadap faktor penentu nilai pasar saham. Penelitian ini membuktikan teori ketidakrelevanan dividen berlaku dalam kasus perusahaan perbankan di BEI. Studi ini mendorong bukti empiris mengenai hubungan antara pembayaran dividen dan nilai pasar di BEI, khususnya pada perusahaan bank.Kata Kunci: Kebijakan Dividen, Laba Sisa, Nilai Pasar
Model Pemberdayaan Kelompok Wanita Tani di Kedaung Depok Sebagai Daerah Urban Melalui Kampung Caraka Ilmi, Ibnu Malkan Bakhrul; Marjan, Avliya Quratul; Utami, Kery; Anwar, Khoirul
Jurnal Ners Vol. 10 No. 1 (2026)
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jn.v10i1.52450

Abstract

Kegiatan urban farming menjadi solusi strategis untuk menghadapi tantangan ketahanan pangan di daerah perkotaan. Kelompok Wanita Tani (KWT) memegang peran sentral sebagai aktor utama, seperti yang diimplementasikan oleh KWT Asri di Kelurahan Kedaung, Kecamatan Sawangan, Kota Depok, yang merupakan wilayah dengan Indeks Pembangunan Manusia (IPM) di bawah rata-rata kota. KWT Asri merupakan bagian dari inisiatif Pemerintah Kota Depok, yaitu program Kampung Cerdas Ramah Keluarga (CARAKA) yang mengintegrasikan berbagai permasalahan, termasuk Pekarangan Pangan Lestari (P2L). Penelitian ini bertujuan untuk menganalisis model pemberdayaan KWT Asri dalam pemenuhan kebutuhan pangan lokal. Riset ini mengadopsi pendekatan kualitatif melalui studi lapangan dengan teknik pengumpulan data triangulasi: wawancara mendalam, observasi partisipatif, dan dokumentasi. Analisis menggunakan model CIPOO (Content, Input, Process, Output, dan Outcome). Hasilnya menunjukkan bahwa proses pemberdayaan KWT Asri melibatkan kolaborasi antara Kelurahan Kedaung, Mitra Perguruan Tinggi (UPN Veteran Jakarta dan Universitas Sahid Jakarta), dan anggota KWT sendiri. Input mencakup penyediaan sarana dan prasarana (lahan, rumah pembibitan, kolam ikan, benih), serta pelatihan P2L dan pembuatan pupuk organik. Output yang dihasilkan beragam, seperti kangkung (50 ikat), bayam (15 ikat), terong (12 kg), timun suri (15,2 kg), kacang panjang (75 ikat), cabai (15 kg), dan pepaya (10 kg). Outcome utama kegiatan ini adalah pendistribusian sebagian besar hasil panen kepada keluarga yang memiliki bayi dan balita, sebagai upaya nyata intervensi gizi dan pencegahan stunting. Hasil panen sisanya dijual untuk modal kerja KWT. Dengan demikian, model pemberdayaan ini berhasil meningkatkan ketahanan pangan lokal, ketersediaan pangan segar, dan menciptakan model ekonomi sirkular berbasis komunitas di wilayah urban.
Co-Authors Abdul Hadi, Abdul Rajak Ardhiani Fadila Ardhiani Fadila Avliya Quratul Marjan Daffa Fadhlurrahman Hartadi Dienni Ruhjatini Sholihah Fadila, Ardhiani Fadila, Ardhiani Fitri Yeti Hani Novanti Hani Novanti, Hani Heni Nastiti Ilmi, Ibnu Malkan Bakhrul Jaya, Belardo Prasetya Mega Jenji Gunaedi A Khoirul Anwar Masripah Muthia Sakti Purwanto, Budi Putri Ramadhani, Syafhara Putrie Grace Judhistine Girsang Quratul Marjan, Avliya R. Parianom Raden Parianom Ranti Nugraheni Rialmi, Zackharia Sandya Prasvita, Desta Siti Hidayati Siwi Nugraheni Siwi Nugraheni Suciati, Ranila Suharyati Suharyati Suharyati SULASTRI Tati Handayani Tati Handayani, Tati Tubagus Nur Ahmad Maulana Wahyudi Wahyudi Widiastiwi, Yuni Yoko Tristiarto