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Money Politics Islamic Economic Perspective In The 2020 Sambas Regency Regional Elections Munadi; Yessi Mayasanti; Deni Irawan
SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS Vol. 2 No. 1 (2023): Mei
Publisher : Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sajgibe.v2i1.2220

This study departs from the regional elections is a manifestation of the Democratic Party, where at that time the people are directly involved in democratic life in Indonesia. Before the regional head election took place Regional Head candidates along with their success team, they conducted a campaign from one place to another, the purpose and purpose of the campaign is none other than their vision and mission as a candidate for Regional Head and far more important than all that is for the public to vote for the regional head candidate. Usually, candidates for regional heads promise everything, whatever the form, both for the benefit of the local people and to advance the economy of the region. The purpose of this study was to conduct an assessment and analysis related to the criteria for actions that can be considered as money politics in the implementation of the Sambas regency election in 2020. To describe and analyze money politics in the 2020 Sambas regency Regional Head election from the perspective of Islamic Economics. The method used in this study is descriptive qualitative phenomenological approach. Data collection was conducted with research instruments in the form of a list of interviews, with data collection techniques in the form of interviews, observations and documentation. The source of data in this study is primary data sourced from interviews with people who directly intersect with money politics, responses of religious leaders and successful teams, namely field implementers from prospective Regents and vice regents in the Sambas regency election in 2020. The data analysis techniques in this study are data reduction, data presentation, conclusion or verification. Based on the results of the study, the criteria for actions that can be considered as money politics in the implementation of the Sambas regency election in 2020 include the provision of basic necessities, souvenirs in the form of sarongs, in the form of cash veils are given to fill the recitation cash, Based on the principles of Islamic Economics, the money politics that occur in Sambas regency are not in accordance with the principles of Islamic economics, because they are carried out unfairly, irresponsibly, and do not limit individual freedom.

Influencing Factors Customer's Interest In Transaction The Mudharabah Savings Product The Syariah Banking Sambas Regency (Study On Iais Sambas Employees) Muslimin; Munadi; Wulan Purnamasari
SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS Vol. 2 No. 1 (2023): Mei
Publisher : Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sajgibe.v2i1.2222

The purpose of this study to determine the income that affects the interest of employees IAIS Sambas transact and use Islamic banking services in Sambas. To determine the influence of banking services IAIS Sambas employees in using Islamic banking services Sambas regency. To determine the religious level of IAIS Sambas employees in using Islamic banking services in Sambas. To determine the significant effect of variables X1, X2, X3 on variable Y in Mudharabah savings products in Islamic Banking Sambas regency. The method used in this study is the type of research used in this study is a field study using a quantitative approach. The data collection is done by research that will be conducted using indirect observation techniques because it only uses questionnaires (questionnaires) as material for data retrieval. The source of data in this study is the employees of IAIS Sambas amounting to p as many as 140 employees. The data analysis techniques in this study descriptive analysis, test research instruments, Partially, variable Islamic banking services (X1) has a value of t-count > t Table is equal to 2.419 > 1.659 and a GIS value of 0.008. Based on the hypothesis, H1 is accepted and H01 is rejected so that Sharia banking services partially affect the interest in saving. Employee income variable (X2) has a t-count value of 2.813 > 1.659 and a GIS value of 0, 043. Based on the hypothesis that H2 is accepted and h02 is rejected so that employee income partially affects the interest in saving. Employee religious variable (X3) has a t-count value of 2.380 > 1.659 and a GIS value of 0.006. Based on the hypothesis that H3 is accepted and h03 is rejected so that the employee's religion partially affects the interest in saving. In the F test (simultaneous), based on the results of the F test on the Anova table shows that the value of F is 3,232 with a probability value of 0,000 so < 0.05. Then f count > F table is 3,232 > 2,461 so that based on the hypothesis used in this study means h3 accepted and h03 rejected. Thus, employee income, Sharia banking services and employee religion simultaneously affect the interest in saving.

The Application Of Islamic Business Ethics To Traditional Stall Traders In Maintaining Business Sustainability Amid The Rise Of Modern Retail In Sambas District Munadi; Raden Muhammad Tarhan; Ahmad Zabidi
SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS Vol. 2 No. 1 (2023): Mei
Publisher : Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sajgibe.v2i1.2261

The subject matter of this study discusses the application of Islamic Business Ethics to traditional stall traders who are affected by the presence of modern retail. Furthermore, from the subject matter can be drawn several formulations of the problem, namely 1) whether the impact of the rise of modern retail for the sustainability of traditional stalls in the District. Sambas 2) is a traditional stall traders in the District. Sambas understands and applies Islamic Business Ethics in its business 3) How is the sustainability of traditional warung business in Kec. What is the role of Sambas in implementing Islamic Business Ethics?. The type of research is Field Research (Field Research) with descriptive qualitative methods of analysis. Location of the study was conducted in the District of Sambas Sambas regency. The research approach used includes normative theological, sociological and phenomenological approaches. With data sources that are divided into two, namely primary data sources obtained directly from traders or buyers and secondary data sources obtained from various literature relevant to the discussion of research. Data collection methods include observation, interviews and documentation for further data collected are analyzed through data reduction, data singing and then draw conclusions. The results of this study indicate that: 1) the presence of modern retail in the middle of traditional stalls have a negative impact on the sustainability of its business, while traditional stall traders who feel the positive impact or help from the existence of modern retail is only a little, and unevenly felt by all traditional stall traders. 2) the traditional warung traders in Sambas Sub-District have applied most of the Islamic ethics to their traditional warung business, although almost all traders feel unfamiliar or unfamiliar with the term Islamic Business Ethics and its details. 3) the application of Islamic Business Ethics to traditional stall traders in the midst of the rise of modern retail in Sambas district can maintain the sustainability of their businesses. The implication of this study is the need to provide education to traditional stall traders related to Islamic business ethics, business management, utilization of technology, as well as the provision of riba-free capital. Furthermore, it invites the public to keep shopping at traditional stalls and asks the government to determine the right zone for modern retail so as not to have a negative impact on the business of traditional stalls in the vicinity.

Buying And Selling Transactions At The People's Market Selimbau District Kapuas Hulu Regency According To Islamic Economics Agus Salim; Munadi; Deni Irawan
SOUTHEAST ASIA JOURNAL oF GRADUATE OF ISLAMIC BUSINESS AND ECONOMICS Vol. 2 No. 1 (2023): Mei
Publisher : Pascasarjana, Institut Agama Islam Sultan Muhammad Syafiuddin Sambas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37567/sajgibe.v2i1.2262

This research is motivated by the development of the Times which is characterized by economic development that is increasingly rapid, causing higher business competition. With such high competition, business people can use all means to make a profit. Deviant behavior is often found in traditional markets, among others: reduction of the measure of the scales, good quality goods with poor quality, and also there are some traders when serving buyers do not behave friendly or generous with marked service with a less friendly face. So that researchers want to know more about the application of buying and selling transactions in traditional markets according to Islamic Economics. The focus of the problem of this study is about the application, implementation, constraints, solutions of buying and selling transactions in traditional markets Islamic economic perspective. While the purpose of this study is to explain, identify and solutions for the application of buying and selling transactions in traditional markets Islamic economic perspective. The research approach is qualitative research and types using phenomenology. The number of informants from this study there are 6 traders, 6 buyers around the market and 2 market managers. Methods of data collection by observation, interviews and documentation. Technical analysis using the Miles and Huberman models. Checking the validity of the data by triangulation. The research stages consist of preparation, implementation and data analysis stages. The results of research on the first problem, in the application of buying and selling transactions are not in accordance with the principles according to Islamic Economics, and there is still fraud in the scales and service traders to buyers who are still less maintain silahturahim well. Second, the constraints that occur in both research sites are still not in accordance with the principles of Islamic Economics. Because there is one merchant who has practiced usury, has broken his promise in ordering goods, and has committed fraud. Third, solutions to reduce constraints include cooperation with BPOM. Monitor activities on a scale of goods available at the Selimbau Sub-District People's market. Conduct periodic monitoring of each trader and the location of other markets. Conduct market operations and receive complaints from buyers or traders in case of problems. Then orderly in supervising every scales, the price of goods and quality sold in the market traders Selimbau District People's market

THE ANALYSIS OF THE STRATEGY OF FUNDRAISING AT THE INSTITUTE AMIL ZAKAT INFAQ AND SADAQAH MUHAMMADIYAH (LAZISMU) KABUPATEN SAMBAS Minhani Minhani; Munadi Munadi; Ahmad Zabidi
Cross-Border Journal of Business Management Vol. 2 No. 1 (2022): Cross-Border Journal of Business Management
Publisher : Institut Agama Islam Sultan Muhammaad Syafiuddin Sambas

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This study departs the activity of the fundraising done by Lazismu Kabupaten Sambas in carrying out the strategy of fundraising. Given the importance of the strategy is done, so Lazismu Kabupaten Sambas can further enhance its role in addressing the problem of poverty, then this research is very important to be researched more deeply. This study aims to determine and describe the formulation of the strategy fundraising Zakat, Infaq and Sadaqah in Lembaga Amil Zakat Infaq and Sadaqah Muhammadiyah Kabupaten Sambas.To understand and describe the factors supporting and inhibiting the implementation of the strategy fundraising Zakat, Infaq and Sadaqah in Lembaga Amil Zakat Infaq and Sadaqah Muhammadiyah Kabupaten Sambas. As for the focus issues used as a reference are as follows: How strategy formulation fundraising Zakat, Infaq and Sadaqah Lembaga Amil Zakat Infaq and Sadaqah Muhammadiyah di Kabupaten Sambas? How the factors supporting and inhibiting the strategy of fundraising zakat, infaq and Sadaqah Lembaga Amil Zakat Infaq and Sadaqah Muhammadiyah Kabupaten Sambas?. The approach in this study using a qualitative approach to the type of descriptive research. Research will be done is in the Amil Zakat Infaq and Sadaqah Muhammadiyah (LAZISMU) located in the high School of Muhammadiyah Sambas. The object of the study the researchers chose is about the strategy of fundraising in the amil zakat infaq and sadaqah Muhammadiyah. Strategy formulation fundraising Zakat, Infaq and Sadaqah Lembaga Amil Zakat Infaq and Sadaqah Muhammadiyah di Kabupaten Sambas through some of that: the Program of the Tube Infaq, Program Transfer ZIS. Factors supporting donors remains that of Muhammadiyah itself, the Population in the District of Sambas most of the population is majority Muslim, zakat management Institutions in the District of Sambas is still relatively little. As for the inhibiting factors of strategy fundraising zakat, infaq and Sadaqah Lembaga Amil Zakat Infaq and Sadaqah Muhammadiyah Kabupaten Sambas, among others: the Limitations of the human resources (HR) there is on the institutions, the limited facilities and infrastructure, the Limited available funds and funding to achieve not up to the target, a Way to retain the confidence of the donors who have contributed in the distribution of funds to the institution.

RESEARCH ON RIBA IN ISLAM AND THE TREND OF CHOICE Munadi Munadi
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 1 No. 1 (2022): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

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The purpose of this study is to discuss Riba in an economic system, especially a conventional economic system. The view of the general public who still considers that the conventional bank banking system and Islamic banking are the same and there is no difference, between interest and profit sharing are the same. The interest offered by conventional banking which is more definitely calculated attracts the interest of the Muslim community, rather than the profit sharing system that exists in the Syrian banking. Besides, the blessings of rizki and halalness are not the main measure in transactions in Islamic banking. Halal and haram are no longer the main goal in seeking sustenance. This view has always been the background. Socio- economics always tends to adopt various attitudes and actions of usury. Even though the community understands and understands the possible impact of usury loans, the fact is that moneylenders are still an option.

AL-IJARAH: UNDERSTANDING, LEGAL BASIS AND PROBLEMS OF CONTEMPORARY PRACTICES IN SHARIA BUSINESS Munadi Munadi
International Journal Of Humanities, Social Sciences And Business (INJOSS) Vol. 1 No. 3 (2022): INTERNATIONAL JOURNAL OF HUMANITIES, SOCIAL SCIENCES AND BUSINESS (INJOSS)
Publisher : ADISAM Publisher

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The purpose of this study is to discuss the concept of al-Ijarah or leasing which is one of the legal contracts or transactions in the world of Islamic banking. When the concept of al-Ijarah is applied in contemporary Sharia business, there are several problems in its application that require solutions in its study. This research is a research with a qualitative descriptive approach using some literature related to the discussion (Libarary Research). After going through some of the literature, it was discussed and analyzed. The conclusions in this study include: Ijarah is a form of transaction in Islamic law which essentially is the existence of two parties who agree to rent out goods or services (labor and or professionalism) with certain rewards. As for the texts that underlie it is QS. 65:6, some hadiths of the Prophet Muhammad and the consensus of the fuqaha. An accountable transaction, Ijarah is completed with the terms and pillars as a measuring tool for whether the transaction is valid, familial or void. The conditions are: The willingness of both parties, the benefits of the object of Ijarah are known with certainty, the leased item has certain specifications, the object for rent is something permissible, can be handed over, not an obligation and wages are something of value. The pillars are: Two parties to the transaction, transaction editor, benefits and wages. The character of the Ijarah transaction is binding on the parties who have made the transaction agreement. The variety is rental, lease purchase and labor. An Ijarah transaction can end when the goal or deadline has been achieved, the default of one of the parties or the death of one of the parties.

The Influence Of Halal Labeling And Price On Purchase Decisions Of Kropinka Products Ria Sa'bani; Munadi; Nuraini
HATTA : Jurnal Pendidikan Ekonomi dan Ilmu Ekonomi Vol 3 No 2 (2025): HATTA: Jurnal Pendidikan Ekonomi dan Ilmu Pendidikan
Publisher : STKIP MAJENANG

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62387/hatta.v3i2.287

The halal status and price of a product significantly impact purchasing decisions. For example, Kropinka. The products offered have received halal certification from the relevant authorities. On the other hand, Kropinka also has a price difference compared to commonly sold coffee in the market. However, the demand for Kropinka is very high, leading Kropinka farmers to state that they struggle to meet the demand due to the sometimes insufficient supply of Kropinka. This situation makes Kropinka a suitable subject for research. The research methodology employed in this study is a quantitative method. The quantitative research method involves a specific population or sample. The data collected utilize research instruments and data analysis employs numerical (statistical) methods aimed at hypothesis testing applied to examine significance and hypothesis results. The review of the t-statistic shows 1.96, indicating that H0 is rejected. For the probability value, observing the p-value of 0.05, H0 is rejected. Thus, it can be concluded from this research that Variables X1 and X2 have significant values due to the p-value of 0.05. Based on the results of the conducted study, the following conclusions can be drawn: 1. The halal label present on KROPINKA product packaging has a relationship and significantly influences the purchasing decision of KROPINKA products, as indicated by a significance level of 0.024 < 0.05. This evidence demonstrates that the presence of halal labeling on KROPINKA products provides a positive value that significantly impacts consumers' purchasing decisions. 2. The varied prices of KROPINKA products corresponding to the types of products have a relationship and significantly influence the purchasing decision, as indicated by a significance level of 0.000 < 0.05. This further proves that the price The diverse range of products from KROPINKA provides a positive value that has a significant opportunity to influence consumer purchasing decisions. Additionally, halal labeling and pricing have a relationship and simultaneously exert a significant influence on the purchasing decisions of KROPINKA products

PENGELOLAAN DANA BANTUAN OPERASIONAL SATUAN PENDIDIKAN (BOSP) PADA SMP NERGERI 2 SAMBAS BERDASARKAN PERATURAN MENTERI PENDIDIKAN DASAR DAN MENENGAH REPUBLIK INDONESIA NOMOR 8 TAHUN 2025 TENTANG PETUNJUK TEKNIS PENGELOLAAN DANA BANTUAN OPERASIONAL SATU Wawan Elbar Muda; Munadi; Zainal Amaluddin
Cross-border Vol. 9 No. 2 (2026): JULI-DESEMBER
Publisher : Lembaga Penelitian Dan Pengabdian Masyarakat Institut Agama Islam Sultan Muhammad Syafiuddin Sambas Kalimantan Barat

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Penelitian Pengelolaan Dana Bantuan Operasional Satuan Pendidikan (BOSP) merupakan bagian penting dalam penyelenggaraan pendidikan untuk mewujudkan pengelolaan keuangan sekolah yang efektif, efisien, transparan, dan akuntabel. SMP Negeri 2 Sambas sebagai salah satu penerima Dana BOSP terbesar di Kabupaten Sambas memiliki tanggung jawab yang besar dalam mengelola dana sesuai dengan Peraturan Menteri Pendidikan Dasar dan Menengah Republik Indonesia Nomor 8 Tahun 2025 tentang Petunjuk Teknis Pengelolaan Dana Bantuan Operasional Satuan Pendidikan. Dalam pelaksanaannya masih dijumpai beberapa kendala, seperti keterlambatan penyaluran dana, perubahan regulasi, keterbatasan kemampuan administrasi, dan kendala teknis pada sistem digital. Penelitian ini bertujuan untuk mendeskripsikan dan menganalisis pengelolaan Dana BOSP pada SMP Negeri 2 Sambas berdasarkan Peraturan Menteri Pendidikan Dasar dan Menengah Republik Indonesia Nomor 8 Tahun 2025 serta mengidentifikasi faktor-faktor yang mendukung dan menghambat pengelolaannya. Penelitian ini menggunakan metode penelitian hukum normatif-empiris dengan pendekatan kualitatif. Data diperoleh melalui observasi, wawancara, dan dokumentasi, kemudian dianalisis secara deskriptif kualitatif dengan mengacu pada ketentuan peraturan perundang-undangan dan teori pengelolaan yang meliputi perencanaan, pengorganisasian, pelaksanaan, dan pengawasan. Hasil penelitian menunjukkan bahwa pengelolaan Dana BOSP di SMP Negeri 2 Sambas pada umumnya telah dilaksanakan sesuai dengan ketentuan Permendikdasmen Nomor 8 Tahun 2025 melalui tahapan perencanaan, pengorganisasian, pelaksanaan, dan pengawasan. Perencanaan dilakukan melalui penyusunan RKAS berbasis kebutuhan sekolah, pengorganisasian melalui pembentukan Tim Pengelola BOSP, pelaksanaan didukung penggunaan aplikasi ARKAS dan Dapodik, serta pengawasan dilakukan secara internal dan eksternal. Faktor pendukung meliputi kerja sama antarwarga sekolah, kompetensi sumber daya manusia, dan pemanfaatan teknologi informasi, sedangkan faktor penghambat meliputi keterlambatan penyaluran dana, perubahan regulasi, keterbatasan administrasi, dan kendala teknis aplikasi. Penelitian ini berimplikasi sebagai bahan evaluasi bagi sekolah dan pemerintah daerah dalam meningkatkan efektivitas, transparansi, dan akuntabilitas pengelolaan Dana BOSP sesuai dengan ketentuan peraturan perundang-undangan.

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