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Septiani, Putri
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Journal : Jurnal Ilmiah Edunomika (JIE)

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PENGARUH LITERASI KEUANGAN, GAYA HIDUP, DAN KEMAMPUAN AKADEMIK TERHADAP PENGELOLAAN KEUANGAN MAHASISWA DENGAN FINANCIAL ATTITUDE SEBAGAI VARIABEL MEDIASI Septiani, Putri; helmi, sulaiman
JURNAL ILMIAH EDUNOMIKA Vol. 9 No. 4 (2025): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v9i4.18250

Abstract

This research highlights the importance of student financial management which is influenced by financial literacy, lifestyle, and academic ability, with financial attitude as mediation. Using a quantitative method based on SEM-PLS in undergraduate students, the results of the study show that financial literacy and academic ability have a significant effect on financial management through financial attitude, while consumptive lifestyles tend to be weakening. It is recommended that students improve their literacy and positive financial attitudes and control their lifestyle, while universities can support through financial education programs. The limitation of the study lies in the sample that only includes Bina Darma University.
Co-Authors Andini, Wanda Sri Ani Nur Aeni, Ani Nur Apandi, Apandi Aprianti, Dewi Arifin, M. Zaenul DEWI SARTIKA Dian Rosdiana, Dian Fikayuniar, Lia Gufron, Davis Hikmah, Dewi Wahyuning Linggandani, Adi Livana Ph, Livana Makarim, Fahry Zainal Mohammad Fatkhul Mubin, Mohammad Fatkhul Muji Gunarto Nahraeni, Sutra Nissa, Wahdatun Nur, Yessie Septiani Oktaviani, Siti Ramadhan, Danu Rizki Rambe, Sri Wulandari Rianawati, Dian Rois, Irfan Romdana, Dede Saadiah, Siti Safitri, Vivi Indah Sahrudin, Sahrudin Salimatussadah, Ayu Sarti, Sarti Solichah, Jamilatus Sugiharta, Sudrajat Suhertika, Rita Sulaiman Helmi Sulistiana, Ilma Susilawati, Susilawati Widiawati, Windi Yundari, Yundari Yusrina, Naeli Zahrotul Maulidah