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All Journal Al-Hikmah: Jurnal Agama dan Ilmu Pengetahuan Jurnal Tabarru': Islamic Banking and Finance Procuratio : Jurnal Ilmiah Manajemen Community Engagement and Emergence Journal (CEEJ) ARSY : Jurnal Aplikasi Riset kepada Masyarakat Munaddhomah: Jurnal Manajemen Pendidikan Islam Annals of Human Resource Management Research PROCEEDING OF INTERNATIONAL CONFERENCE ON BUSINESS MANAGEMENT AND ACCOUNTING ISCO International Journal of Information System and Innovation Management Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah JUKEMAS : Jurnal Pengabdian Kepada Masyarakat Research in Accounting Journal
Hamzah, Zulfadli
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Meningkatkan Komitmen Organisasi Bank Syariah: Peran Pemberdayaan dan Etika Kerja Islam Arif, Muhammad; Zulkifli, Zulkifli; Firdaus, Firdaus; Hamzah, Zulfadli; Alfani, Mufti Hasan; Nuraini, Putri; Sudianto, Sudianto
Al-Hikmah: Jurnal Agama dan Ilmu Pengetahuan Vol. 22 No. 1 (2025): Al-Hikmah: Jurnal Agama dan Ilmu Pengetahuan (AJAIP)
Publisher : UIR Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/ajaip.2025.vol22(1).22123

Abstract

This research is important to conduct in order to fill the gap in previous studies related to human resource issues in Islamic banks, particularly in the city of Pekanbaru. The purpose of this study is to analyze the impact of employee empowerment and Islamic work ethics on the organizational commitment of employees at Islamic banks in Pekanbaru. This study is a causal research with a quantitative approach. The population of this study consists of 941 employees of Islamic banks in Pekanbaru, with a sample size of 273 employees. The research instrument is a questionnaire distributed randomly, and the data analysis method uses Smart PLS 3.0 software. The result of this study show that Islamic work ethics and employee empowerment have a positive impact on organizational commitment in Islamic Bank. The limitation of this study lies in the quantitative approach with survey method, which cannot delve deeper into the qualitative aspects of the influence of employee empowerment and Islamic work ethics on organizational commitment.
BAURAN PROMOSI TERHADAP KEPUTUSAN NASABAH DENGAN MINAT MENABUNG SEBAGAI VARIABEL INTERVENING PADA BANK TABUNGAN NEGARA KANTOR CABANG SYARIAH PEKANBARU Hasan Alfani, Mufti; Nuraini, Putri; Hamzah, Zulfadli; Arif, Muhammad; Zulkifli; Okta Bella, Sri; Gunawan, Arif
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 1 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(1).21853

Abstract

Pentingnya penelitian ini untuk dilakukan melihat pesatnya kemajuan perkembangan bisnis dibidang jasa, khususnya perbankan terutama perbankan Syariah di Indonesia. Adapun tujuan penelitian ini untuk mengetahui pengaruh bauran promosi terhadap keputusan nasabah dengan minat sebagai variabel intervening pada Bank BTN Kantor Cabang Syariah Pekanbaru. Metode penelitian ini menggunakan metode deskriptif dengan pendekatan kuantitatif, dengan teknik penyebaran kuesioner akan dilakukan kepada nasabah Bank BTN Kantor Cabang Syariah Pekanbaru dengan jumlah sampel dalam penelitian ini sebanyak 381 orang dengan menggunakan rumus Krejcie-Morgan. Teknik analisis menggunakan Structural Equation Model (SEM) dengan berbasis Partial Least Square (PLS). Hasil penelitian menunjukkan secara keseluruhan, bauran promosi merupakan faktor penting dalam meningkatkan keputusan nasabah untuk menabung, baik secara langsung maupun melalui minat menabung sebagai variabel mediasi. Sehingga bank perlu menyusun strategi pemasaran yang lebih efektif dengan mempertimbangkan lima elemen utama bauran promosi untuk meningkatkan minat nasabah dalam menabung.
POTENSI PENGEMBANGAN KEUANGAN SYARIAH DI PONDOK MODERN AL-KAUTSAR PEKANBARU Nuraini, Putri; Amirudin; Alfani, Mufti Hasan; Hamzah, Zulfadli; Arif, Muhammad; Zulkifli; Mishel, Valesia
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 1 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(1).21869

Abstract

Dinamika pesantren mengalami perkembangan yang pesat terutama pada pengembangan keuangan syariah. Oleh karena itu, melalui penelitian ini pondok Modern Al-Kautsar Pekanbaru dapat meningkatkan potensi ini tidak hanya sebagai lembaga pendidikan Islam, namun dapat dijadikan sebagai wadah penerapan dan pengkajian ekonomi syariah. Tujuan penelitian ini untuk mendalami potensi pengembangan keuangan syariah di Pondok Modern Al-Kautsar Pekanbaru. Metode penelitian ini menggunakan pendekatan kualitatif fenomenologi yang bersifat deskriptif analisis. Informan dalam penelitian ini adalah pimpinan dan ustad pondok. Hasil penelitian menunjukkan bahwa pengembangan keuangan syariah di Pondok Modern Al-Kautsar sudah terlihat dari adanya unit-unit usaha mandiri seperti perdagangan: kantin, toko buku, laundry, usaha pengembangan perdagangan Alka Mart (Jual Beli sembako) baik internal maupun ekternal. Mengelola potensi sumber daya yang ada seperti: kebun, perikanan, peternakan, pertanian, sayur-mayur. Sementara dalam bentuk pengembangan ekonomi syariah pondok sudah mendirikan lembaga ZISWAF dan KoPel (Koperasi Pelajar). Disisi lain, instrumen wakaf berjalan cukup baik, pengalokasian dana wakaf terlihat dari percepatan pembangunan gedung baru Al-Azhar dan Masjid Jami’ Al-Kautsar yang sampai sekarang masih dalam tahap pembangunan, serta untuk melengkapi kebutuhan sarana dan prasarana santri pondok Modern al-Kautsar Pekanbaru.
STRATEGI PENINGKATAN KINERJA KARYAWAN: STUDI TENTANG BEBAN KERJA, TANGGUNG JAWAB, FASILITAS KERJA, DAN INSENTIF DI PT. JNE PEKANBARU Purwati, Astri Ayu; Liem, Nicholas; Hamzah, Zulfadli
Procuratio : Jurnal Ilmiah Manajemen Vol 11 No 4 (2023): Procuratio : Jurnal Ilmiah Manajemen
Publisher : Institut Bisnis dan Teknologi Pelita Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35145/procuratio.v11i4.4173

Abstract

The rapid development in the business world has led to an increase in the number of new business units initiated by the community, whether on a small, medium, or large scale. This study aims to investigate the impact of workload, responsibility, work facilities, and incentives on employee performance. PT. Jalinan Nusantara Express (Branch Office) was selected as the research object, with a population of 119 respondents. The sampling technique used was saturated or census sampling, and data analysis was conducted using the SPSS software. The results of this study indicate that workload, responsibility, and work facilities have a positive and significant impact on employee performance, while incentives do not have a significant effect. Perkembangan pesat dalam dunia bisnis telah menyebabkan peningkatan jumlah unit usaha baru yang dirintis oleh masyarakat, baik itu dalam skala kecil, menengah, maupun besar. Penelitian ini bertujuan untuk menginvestigasi dampak dari beban kerja, tanggung jawab, fasilitas kerja, dan insentif terhadap kinerja karyawan. PT. Jalinan Nusantara Express (Kantor Cabang) dipilih sebagai objek penelitian, dengan jumlah populasi responden sebanyak 119 orang. Teknik pengambilan sampel yang digunakan adalah teknik sampling jenuh atau sensus, dan analisis data dilakukan menggunakan perangkat lunak SPSS. Hasil penelitian menunjukkan bahwa beban kerja, tanggung jawab, dan fasilitas kerja memiliki pengaruh positif dan signifikan terhadap kinerja karyawan, sementara insentif tidak memiliki pengaruh signifikan.
Pelatihan Manajemen Keuangan dan Pelaporan Keuangan Warung Elok di Pekanbaru Agustin, Hamdi; Hasan, Haswari; Rusby, Zulkifli; Hamzah, Zulfadli; Juliyanto, Jefri; Arizza, Nola Velia
JUKEMAS : Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 1 (2025): JUKEMAS: Jurnal Pengabdian Kepada Masyarakat, Maret 2025
Publisher : Lumbung Pare Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60126/jukemas.v2i1.768

Abstract

Permasalahan yang dihadapi pada pelaku usaha warung Elok adalah: pertama, minimnya pengetahuan para pelaku usaha tentang pengelolaan keuangan usahanya, seperti masih tercampurnya keuangan usaha dan rumahtangga. Kedua, pembukuan masih dibuat ssederhana dalam usaha. Masalah yang sering terjadi dalam usaha kecil adalah sering pembukuan dibuat secara sederhana dan terkadangan terjadi kesalahan dalam membuat laporan keuangan. Demikian pula yang terjadi dengan usaha warung Elok. Persoalan tersebut menimbulkan masalah tidak dapat ditentukannya hasil usaha secara tepat. Dalam penyampaian materi penyuluhan dan pelatihan ini, digunakan beberapa metode antara lain: a. Metode Ceramah, yaitu metode yang digunakan untuk memaparkan materi yang telah disusun oleh penulis b. Metode Tanya Jawab, yaitu metode yang digunakan untuk merespons sejauh mana tingkat pemahaman peserta penyuluhan tentang bahan/materi yang telah disampaikan oleh penulis c. Metode Diskusi, yaitu metode yang digunakan untuk memecahkan setiap permasalahan yang dikemukakan pemilik usaha. Setelah mengikuti kegiatan ini, pemilik usaha warung Elok lebih memahami konsep pembukuan berdasarkan standar akuntansi yang benar sehingga dapat membuat laporan keuangan dan menghitung secara akurat mengetahui keuntungan atau kerugian dari hasil usahanya. Output yang dihasilkan pada kegiatan ini adalah kemampuan pemilik usaha warung Elok usaha dalam melakukan pencatatan, pembukuan, dan keuangan dengan menggunakan system akuntansi untuk memudahkan dalam pelaporan keuangan.
Work environment as mediator between workload and health worker performance Hamsal, Hamsal; Nurman, Nurman; Hamzah, Zulfadli; Arif, Muhammad; Sukri, Al
Annals of Human Resource Management Research Vol. 5 No. 4 (2025): December
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/ahrmr.v5i4.3300

Abstract

Purpose: This study aims to investigate the impact of workload on the performance of healthcare workers, both directly and through the mediation of the work environment, at UPTD Puskesmas Batang Gansal. Research Methodology: This study employed a quantitative method using the Structural Equation Modelling (SEM) approach, involving all 103 healthcare workers at UPTD Puskesmas Batang Gansal as a saturated sample. Data were collected through questionnaires, observation, and interviews. The questionnaire employed a Likert scale (1–5), and the data were analysed using SmartPLS 3.0 software. Results: The research findings indicate that workload does not directly affect the performance of healthcare workers, but it significantly impacts the work environment. Additionally, the work environment has been proven to act as a mediator connecting workload and performance, meaning that a conducive work environment can maintain performance even with a high workload. Conclusions: This study shows that workload does not directly affect employee performance, but has an indirect effect through the work environment as a key mediating factor. A supportive work environment enables high performance despite heavy workloads. Limitations: This research is limited to healthcare workers at the Batang Gansal Public Health Centre (UPTD Puskesmas Batang Gansal), with cross-sectional data collected through questionnaires, which makes the results less representative of other institutions and susceptible to subjective bias. Contribution: This research demonstrates that managing workload while improving the work environment is crucial to maintaining productivity.
Work environment as mediator between workload and health worker performance Hamsal, Hamsal; Nurman, Nurman; Hamzah, Zulfadli; Arif, Muhammad; Sukri, Al
Annals of Human Resource Management Research Vol. 5 No. 4 (2025): December
Publisher : Goodwood Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/ahrmr.v5i4.3300

Abstract

Purpose: This study aims to investigate the impact of workload on the performance of healthcare workers, both directly and through the mediation of the work environment, at UPTD Puskesmas Batang Gansal. Research Methodology: This study employed a quantitative method using the Structural Equation Modelling (SEM) approach, involving all 103 healthcare workers at UPTD Puskesmas Batang Gansal as a saturated sample. Data were collected through questionnaires, observation, and interviews. The questionnaire employed a Likert scale (1–5), and the data were analysed using SmartPLS 3.0 software. Results: The research findings indicate that workload does not directly affect the performance of healthcare workers, but it significantly impacts the work environment. Additionally, the work environment has been proven to act as a mediator connecting workload and performance, meaning that a conducive work environment can maintain performance even with a high workload. Conclusions: This study shows that workload does not directly affect employee performance, but has an indirect effect through the work environment as a key mediating factor. A supportive work environment enables high performance despite heavy workloads. Limitations: This research is limited to healthcare workers at the Batang Gansal Public Health Centre (UPTD Puskesmas Batang Gansal), with cross-sectional data collected through questionnaires, which makes the results less representative of other institutions and susceptible to subjective bias. Contribution: This research demonstrates that managing workload while improving the work environment is crucial to maintaining productivity.
Empowering Sustainable School Innovation Through Islamic Leadership and Islamic Business Ethics Purwati, Astri Ayu; Hamzah, Zulfadli; Arif, Muhammad; Deli, Mazzlida Mat; Riningsih, Duwi; Rukmini, Meme
Munaddhomah: Jurnal Manajemen Pendidikan Islam Vol. 6 No. 4 (2025): Progressive Management of Islamic Education
Publisher : Prodi Manajemen Pendidikan Islam Pascasarjana Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/munaddhomah.v6i4.2353

Abstract

The growing demand for sustainable innovation in educational institutions underscores the importance of leadership models grounded in ethical and religious values. In the context of Islamic education, leadership is not only expected to drive organizational performance but also to uphold Islamic ethical principles that shape decision-making and innovation practices. This study aims to examine the influence of Islamic Leadership on sustainable school innovation, with Islamic Business Ethics serving as a mediating variable. The research focuses on Islamic private schools in Pekanbaru, Indonesia. The study employs a quantitative research design using a survey method. From a total of 349 Islamic private schools, 100 schools were selected as the research sample using purposive sampling. Data were collected from school leaders and analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) with SmartPLS 3.0 software to test both direct and indirect relationships among variables. The findings reveal that Islamic Leadership has a significant and positive effect on sustainable school innovation. Furthermore, Islamic Leadership positively influences the implementation of Islamic Business Ethics. The results also confirm that Islamic Business Ethics significantly mediates the relationship between Islamic Leadership and school innovation, indicating that ethical practices strengthen the impact of leadership on innovation outcomes. These findings imply that integrating Islamic ethical values into leadership practices is essential for fostering sustainable innovation in Islamic educational institutions. In practice, school leaders are encouraged to embed Islamic Business Ethics into the organizational culture to enhance innovation and long-term educational sustainability.
Literasi Tata Kelola Keuangan UMKM berbasis Aplikasi “Si APIK’ di Kelurahan Tuah Madani Wahyuningsih, Eny; Hamzah, Zulfadli; Sastraningsih, Ellyan
Community Engagement and Emergence Journal (CEEJ) Vol. 4 No. 3 (2023): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v4i3.3704

Abstract

Permasalahan yang dihadapi para pelaku UMKM adalah kurangnya pengetahuan mengenai proses pencatatan transaksi digital di era  teknologi yang terus berkembang. Para pelaku UMKM perlu memahami pencatatan transaksi keuangan berbasis aplikasi ini  karena berkaitan dengan perkembangan saat ini dan dapat mengatasi permasalahan sulitnya pencatatan transaksi keuangan bagi para pelaku UMKM.Kegiatan ini membantu agar melalui pelatihan ini, UMKM dapat memahami dan mengetahui tentang pelaporan keuangan, proses pelaporan keuangan, aplikasi pelaporan keuangan digital dan proses pelaporan keuangan menggunakan aplikasi “If Apik”.Hal ini dibuktikan dengan meningkatnya pemahaman mahasiswa terhadap alur pelaporan keuangan saat menggunakan aplikasi “Si Apik” setelah pelatihan.
Digital Readiness and Social Capital in Shaping Entrepreneurial Intentions: The Mediating Role of Risk Tolerance among University Students Thalia. S, Valerie; Purwati, Astri Ayu; Rusilawati, Ermina; Hamzah, Zulfadli
International Journal of Information System and Innovation Management (IJISIM) Vol. 3 No. 1 (2025): International Journal of Information System and Innovation Management
Publisher : Yayasan Pendidikan Islam Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/ijisim.v3i1.2052

Abstract

Entrepreneurial intention needs to be cultivated and strengthened among students as a strategic effort to address the issue of unemployment in Indonesia. This study aims to examine the roles of social support, digital literacy, and risk tolerance in shaping students’ entrepreneurial intentions. The research was conducted among students of the Pelita Indonesia Institute of Business and Technology, Pekanbaru, Riau. The population consisted of 2,203 undergraduate students enrolled in 2023, from which 100 students were selected as respondents. A simple random sampling technique was employed to ensure that each member of the population had an equal opportunity to be selected, without considering specific strata or characteristics (Sugiyono, 2019). Data were analyzed using multiple linear regression. The findings indicate that social support and risk tolerance have a positive and significant effect on entrepreneurial intentions, whereas digital literacy shows a negative and insignificant effect.
Co-Authors Abdullah, Siti Intan Nurdiana Wong Ag Maulana Agustin, Hamdi Alfani, Mufti Hasan Amirudin Amirudin Amirudin Angraeni, Octa Debby Arif Gunawan Arizza, Nola Velia Arsad, Syahiza Azmi, Zul Bin Abd Latib, Mohd Farid Chatarina Umbul Wahyuni Deli, Mazzlida Mat Efendi, Natasya Aura Fajar Putri Firdaus Firdaus Hamsal Hamsal Hamsal, Hamsal Hamzah Hamzah Hamzah, Muhammad Luthfi Hasan Alfani, Mufti Hasan, Haswari Juliyanto, Jefri Liem, Nicholas Mishel, Valesia Muhammad Arif Muhammad Arif Najima, Najima Novia Rahmawati Nuraini, Putri Nurman Nurman Okta Bella, Sri Permana, Febrian Purwati, Astri Ayu Ria Sansitika, Desy Riningsih, Duwi Rukmini, Meme Rusilawati, Ermina Saputra, Randa Fajar Sastraningsih, Ellyan Sudianto, Sudianto Sukri, Al Suryadi, Nanda Thalia. S, Valerie Umar, Habibu Mohammed Wahyuningsih, Eny Yudi Krismen Yusra, Yusra Zulkifli Zulkifli Rusby Zulkifli Zulkifli