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All Journal MUQTASID HUMAN FALAH: Jurnal Ekonomi dan Bisnis Islam Economica: Jurnal Ekonomi Islam TSAQAFAH Iqtishoduna: Jurnal Ekonomi Islam Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Amalee: Indonesian Journal of Community Research & Engagement Al-Muqayyad Proceedings of Annual Conference for Muslim Scholars Jurnal Abdi Insani Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) ANALISIS - SCIENTIFIC JOURNAL OF ECONOMICS, MANAGEMENT, BUSINESS, AND ACCOUNTING El-Qist : Journal of Islamic Economics and Business (JIEB) Penamas: Journal of Community Service East Java Economic Journal Jurnal Keuangan dan Akuntansi Terapan (KUAT) EKONOMIKA SYARIAH : Journal of Economic Studies JEBI (Jurnal Ekonomi dan Bisnis Islam) Open Community Service Journal Jurnal Ilmiah Pengabdian dan Inovasi Eduvest - Journal of Universal Studies Easta Journal of Innovative Community Services The Es Economics and Entrepreneurship The Eastasouth Management and Business Eastasouth Journal of Impactive Community Services Klabat Journal of Management Global Education Journal JAMAS: Jurnal Abdi Masyarakat FENOMENA: Journal of Social Science NGARSA: Journal of Dedication Based on Local Wisdom The Eastasouth Journal of Social Science and Humanities Beujroh : Jurnal Pemberdayaan dan Pengabdian pada Masyarakat Proceeding of International Conference on Humanity Education and Society Mozaic: Islamic Studies Journal Welfare: Jurnal Pengabdian Masyarakat AL-MUFIDAH : Jurnal Pengabdian Kepada Masyarakat
Masruroh, Nikmatul
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Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Neuroscience Public Health Social Sciences Other

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The Digital Paradox: Doom Spending, Algorithmic Exploitation, and the Imperative for a Maqāṣid al-Sharīʿah Framework in the Digital Ningrum, Uke Cahya; Masruroh, Nikmatul; Masrohatin, Siti
The Eastasouth Journal of Social Science and Humanities Vol. 3 No. 02 (2026): The Eastasouth Journal of Social Science and Humanities (ESSSH)
Publisher : Eastasouth Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/esssh.v3i02.808

Abstract

The accelerating digitalization of global economic activity has created a complex ethical landscape, presenting simultaneous challenges in consumer behavior and labor welfare. This article addresses two distinct yet interlinked crises emerging within this digital sphere: doom spending, defined as impulsive, stress-induced consumption resulting in financial and psychological distress, and gig worker precarity, characterized by job insecurity, income volatility, and potentially exploitative algorithmic control within platform economies. Existing scholarship often analyzes these issues separately, utilizing either psychological or secular economic frameworks. This research bridges this gap by employing the holistic ethical framework of Maqāṣid al-Sharīʿah (the objectives of Islamic law) to provide a unified analysis. This framework mandates the protection of five core necessities (al-kulliyyāt al-khams): religion (dīn), life/self (nafs), intellect (‘aql), lineage/dignity (nasl/’ird), and property/wealth (māl). Findings synthesized from psychological, economic, and Islamic ethics literature demonstrate that doom spending inherently violates ḥifẓ al-māl through extravagance (isrāf/tabdhīr) and ḥifẓ al-nafs by exacerbating mental distress. Simultaneously, algorithmic management in the gig economy conflicts with Maqāṣid principles by undermining worker dignity (ḥifẓ al-‘ird), threatening safety (ḥifẓ al-nafs) through high-risk incentives, and denying fair, transparent compensation (ḥifẓ al-māl). The study proposes that a Maqāṣid-informed governance model is essential for regulating the digital economy. Recommended interventions include promoting faith-informed virtues like moderation (wasatiyyah) and contentment (qana’ah) to combat consumerism, and implementing Sharia-compliant social protection instruments (e.g., specialized takaful schemes) and algorithmic transparency mechanisms to safeguard gig worker financial stability and ethical dignity. Ultimately, the integration of Maqāṣid al-Sharīʿah offers a rigorous ethical compass, ensuring that digital economic activity promotes genuine well-being (al-falāḥ) and comprehensive social justice.
Analysis of Maqāṣid Syarī‘ah on the Time Value of Money: A Study on the Practice of Money-Based Arisan Fitria Ningrum, Nindhi; Masruroh, Nikmatul; Farida Qoriani, Hersa
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol. 18 No. 1 (2026): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam
Publisher : Fakultas Syariah IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v18i1.13814

Abstract

Ideally, transactions in Islamic economics emphasize justice (‘adl) and the protection of wealth (ḥifẓ al-māl). However, in reality, the practice of money-based rotating savings (arisan uang) in society contains implications of the Time Value of Money (TVM), which may lead to value disparities among participants. This study aims to analyze the practice of money-based arisan from the perspective of Maqāṣid Syarī‘ah, particularly in relation to transactional justice and the protection of wealth. This article is categorized as a juridical-empirical legal study employing a qualitative approach. The methodology used is descriptive analytical within the framework of Islamic economic law. The findings indicate that money-based arisan implicitly contains the principle of TVM through differences in the timing of fund receipt, where early participants obtain higher economic value. This practice does not involve riba as there is no stipulated monetary increment. From the perspective of Maqāṣid Syarī‘ah, arisan is considered permissible as long as it fulfills the principles of ta‘āwun (mutual assistance), transparency, and distributive justice. However, the potential for gharar remains if disparities arising from the time value of money are not managed fairly.
Co-Authors Abdul Hamid Abdul Muis Ahmad Afif Ahmad Fadli Ainiya, Nur Ali Yusuf Al Qordhowi, Muhammad Andinata, Agil Jauzal Firdaus Anggraini, Deshinta Amelia Anjani, Fiki Anwar, Jufan Afnani Azhari, Mohammad Hasan Bella, Salma Salsa Cahyani, Dyah Ayu Chotib, Moch. Dono Hariyanto, Al Furqon Dzulkarnaen, Ahmad Farida Qoriani, Hersa Fauzan . Fawaid, Yazidul Ferdianto Firmansyah, Yusril Fitria Ningrum, Nindhi Hari Sukarno Hariyanto, Al Furqon Dono Hidayanti, Nur Hidayatullah, M.F. Ibadi, Hosnul Irfan Hamdani, Irfan Islamiyah, Iqlil Sua'ibatul Isnaeni, Firda Nur Is’adi, Munir Jannah Fauzia, Rizka Jannah, Ariniatul Jufan, Jufan Afnan Anwar Kiftiyah, Ridayatul Lathifani, Jasmine Mahendra, M. Khoirunnas Esa Mareta, Fika Furi Mashudi Mashudi Masrohatin, Siti Maulana, RB. Ahmad Mauliyah, Nur Ika Mawaridi, Novi Izzah Melani, Vicha Anastasya Nafiah Nur Andini Nelly Septya Agus Salim Ningrum, Uke Cahya Nisa, Salsabila Aulia Novitasari, Indri Dwi Putri Nurul Hidayat Putra, Kelvin Qardhawi, Muhammad Ali Yusuf Al Qurrotul Aini Rafidah, Nathania Nur Rafitri, Aqila Abyani Ramadhani, Andika Putra Ramadhani, Kurniawan Raziqi, Ahmad Rifa'i, Achmad Rini, Anggi Amanda Septia Rohmah, Farikhatur Romadhoni, Nur Ismi Sadhie, Muhammad Saelasari, Eqgy Yulia Safitrih, Dina Ayu Saputri, Dela Aulia Ajeng Sari, Rini Fatika Setiawan, Deny Arif Shahrin, Attori Alfi Silaturrohmah, Firda Siti Aminah Suhaemi, Siti Sulthan, Achmad Suprianik, Suprianik Sururroh, Ifana Dwi Ulfah, Mariyah Umamah, Lidhatul Wardhana, Firmansyah Shidiq Widad, Ahmad Syarif Khusnul Yusril Firmansyah Zaini, Umi Kulsum Zakkiyah, Hafidhotuz Zeiniye, Zeiniye