p-Index From 2021 - 2026
12.055
P-Index
This Author published in this journals
All Journal JDM Jurnal Ilmiah Akuntansi dan Humanika Jurnal Pendidikan Ekonomi Undiksha Jurnal Penelitian dan Pengembangan Sains dan Humaniora (JPPSH) Jurnal Ilmu Sosial dan Humaniora Jurnal Akuntansi Profesi Jurnal Master Pariwisata (JUMPA) MIX : Jurnal Ilmiah Manajemen JMM (Jurnal Masyarakat Mandiri) JMKSP (Jurnal Manajemen, Kepemimpinan, dan Supervisi Pendidikan) WIDYA LAKSANA International Journal of Social Science and Business JIA (Jurnal Ilmiah Akuntansi) International Journal of Economics Development Research (IJEDR) Management Studies and Entrepreneurship Journal (MSEJ) Publik: Jurnal Manajemen Sumber Daya Manusia, Administrasi dan Pelayanan Publik Studi Akuntansi dan Keuangan Indonesia (SAKI) Prospek: Jurnal Manajemen dan Bisnis Jurnal Manajemen Perhotelan dan Pariwisata BERNAS: Jurnal Pengabdian Kepada Masyarakat Dinasti International Journal of Economics, Finance & Accounting (DIJEFA) Jurnal Kepariwisataan Journal of Humanities, Social Science, Public Administration and Management (HUSOCPUMENT) Jurnal Ekonomi Efektif Jurnal Ekonomi JURNAL ILMIAH GLOBAL EDUCATION International Journal of Social Science, Educational, Economics, Agriculture Research, and Technology (IJSET) Journal of Social Commerce Economics, Business, Accounting & Society Review Amkop Management Accounting Review (AMAR) Indonesian Journal of Multidisciplinary on Social and Technology Al-Zayn: Jurnal Ilmu Sosial & Hukum Journal of Innovative and Creativity Jurnal Publikasi Sistem Informasi dan Manajemen Bisnis Jurnal Ekonomi, Manajemen, Akuntansi dan Keuangan
Claim Missing Document
Check
Articles

Found 1 Documents
Search
Journal : Journal of Social Commerce

Reimagining Community-Based Financial Participation through Collective Trust and Cooperative Value Systems Contana, Ni Km. Aristi Priani; Suci, Ni Made
Journal of Social Commerce Vol. 5 No. 4 (2025): Journal of Social Commerce
Publisher : Celebes Scholar pg

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56209/jommerce.v5i4.194

Abstract

This study examines the interconnectedness of financial performance and social participation within the Pacingkreman Bali Contana Association, a community-based financial institution grounded in trust, reciprocity, and shared responsibility. Using a descriptive quantitative approach supported by qualitative insights, the research analyses four key indicators of financial performance including Third Party Funds, Loan to Deposit Ratio, Operating Expenses to Operating Income, and Return on Assets. The findings show that these financial ratios are not isolated measures of liquidity, efficiency, or profitability but expressions of deeper social relations. Deposits represent confidence and belonging, loans reflect ethical interdependence, operational costs signify the work of participation, and profitability denotes distributive stability rather than maximisation. The integration of financial data and member narratives reveals that institutional endurance stems from collective trust and moral coherence rather than from technical optimisation. The study concludes that financial sustainability in community-based systems is socially constituted, relying on the circulation of care, participation, and trust that transform economic exchange into shared resilience.
Co-Authors AA. Ngurah Yudha Martin Mahardika Adiwantari, Sartika Ayu Amerta, Gede Arya Anak Agung Istri Sri Wiadnyani Ananda jaya Ananda, Sienny Yulia Aprillia, Kadek Lia Arief Billah Aristana, I Dewa Gede Artayana, Made Kesawa Artha, I Komang Restu Widi Cantika, Kadek Gayatri Dwi Cheltis Charles Kehek Contana, Ni Km. Aristi Priani Darmendra, I Made Risci Dewi, Ni Kadek Puspa Dewi, Ni Nyoman Tri Utami Edy Sujana Fridayana Yudiaatmaja Fridayana Yudiatmaja Gusti Agung Ayu Intan Pradnyani Handayani, Komang Ayu Widiada Heryanda, Komang Krisna Husnul Ilma Amalia I GB Wahyu Nugraha Putra I GEDE DANA I Gede Dana I Gede Prabaskara Ary Karang I Gede Putu Brahmantta Bismahogra Budisw I Gusti Agung Ayu Meilyani I Made Sura Ananda I Nengah Suarmanayasa I Nyoman Putra Yasa I Wayan Bagia I Wayan Rona I Wayan Sukra Warpala Ida Bagus Putu Mardana Indrawati, Lily Jayanti, Ni Kadek Cinta Eka Putri Kadek Ary Asta Pramita Sari kadek cintya dewi Kadek Dera Yanti Kadek Gayatri Dwi Cantika Kadek marsela Kadek Medha Prayascita Kadek Santi Rahayu Kadek Surya Darmawan Kehek, Cheltis Charles Komang Intan Cahyani Devi Komang Krisna Heryanda Komang Tri Wibawa Mahardika Kusumayani, Putu Eka Lestari, Komang Sutami Sri Lily Indrawati Luh Asrini Luh Putu Ratna Sundari Lutfi, Aden Winangun Made Yudi Tripramana Mahardika, Komang Tri Wibawa Meilyani, I Gusti Agung Ayu Meliani, Ni Kadek Ni Kadek Sinarwati Ni luh Sayang Telagawathi Ni Luh Wayan Sayang Telagawathi Ni Made Amanda Dewantini Ni Made Ary Widiastini Ni Nyoman Deni Ariyaningsih Ni Putu Arix Nirmala Ni Putu Juni Asmariati Ni Putu Meilani Dithania Ni Putu Nathasa Sany Fridayanti Nur Ayu, Luh Nyoman Fajar Nyoman Ayu Wulan Trisna Dewi . Nyoman Dini Andiani Nyoman Santiyadnya Padang, Rikky Rundu Padmi, Putu Ayu Julia Pamungkas, Ringga Putra Parwati, Ni Wayan Citra Permatasari, Komang Intan Pradnyani, Gusti Agung Ayu Intan Prameswari, Ni Luh Desianty Ayu Prayuningsih, I Gusti Ayu Purnami, Luh Desy Putra, I Putu Wahyu Santana Putri, Cerry Putri, Ida Ayu Melda Anita Putu Agus Suma Astawa Putu Ayu Juniari Putu Ayu Lalita Srivisakha Putu Indah Rahmawati Putu Putri Indah Sriani Putu Rika Rahutama Atidira Rike Setiawati Rona, I Wayan Rosita Dewi Rudi Gunawan Safira, Siti Sartika Ayu Adiwantari Shania Yosiana Sherren Sanchia Tanaya Sinarwati, Kadek Siti Safira Sugara, Robi Suningsih, Ni Kadek Sri Suriyani, Ni Kadek Heny Tanaya, Sherren Sanchia Telagawathi, Ni Luh Sayang Trianasari Wayan Agus Parta Sumarta Wayan Cipta Wayan Eka Puspita Sari Wiguna, Anak Agung Gde Suyoga Wijaya, Gede Ermawan Wijayanti, Ni Kadek Ary Yasa, Gede Darmika Yastiti, Ni Made Juni Yudiatmaja, Fridayana Yulianthini, Ni Made