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Pengaruh Transparansi, Akuntabilitas, dan Literasi Zakat terhadap Preferensi Muzakki Dalam Memilih Distribusi Zakat Nugroho, Anton Priyo; Syam, Fahmi; Semmawi, Ramli; Sasono, Heri; Hasibuan, Kalijunjung
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1754

Abstract

The process of collecting, managing and distributing zakat is ideally carried out by the Zakat Management Organization (OPZ). In Indonesia there are two types of OPZ which are recognized by law (UU No. 23 of 2011 concerning Zakat Management), the Amil Zakat Agency (BAZNAS) and the Amil Zakat Institution (LAZ). This research aims to determine the influence of transparency, accountability and zakat literacy on muzakki preferences in choosing zakat distribution. The population and sample in this study were muzakki who had paid zakat at the Amil Zakat Institution using a probability sampling technique: simple random which was successfully obtained as many as 180 respondents in this study. The results of this research show that the variables of transparency, accountability and zakat literacy influence muzakki preferences in choosing zakat distribution. Keywords: Transparency, Accountability, Zakat Literacy, and Muzakki Preferences
Analisis Penggunaan Pembayaran Paylater terhadap Perilaku Konsumsi Masyarakat dalam Pandangan Islam Nugroho, Anton Priyo
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.1789

Abstract

The market has experienced unprecedented growth in recent years, which has significantly impacted the way consumers conduct their consumption behavior by offering a new payment method called PayLater. PayLater is intended to direct people to consumptive behavior in purchasing products because of the payment process later. In fact, Islam has certain principles regarding consumption activities, including the prohibition of waste in personal and collective consumption. So, in Islam, consumption must be based on needs, not just to fulfill desires which of course have no end. This research aims to determine the effect of using PayLater on Islamic consumption behavior by using three X variables including Convenience (X1), Trust (X2) and Lifestyle (X3). This research uses a quantitative approach with a population of 150 respondents. The data collection technique used was by distributing questionnaires online via Google Form. Data analysis techniques use the Classic Assumption test, Multiple Linear Regression Test using the t test, F test and coefficient of determination test. The results obtained from this research using the SPSS program obtained results from the coefficient of determination test of 94% while the remaining 6% was influenced by external variables. Multiple linear regression of the variables Convenience (X1), Trust (X2) and Lifestyle (X3) which have an influence on the PayLater Usage Behavior variable (Y).
Community Assistance in Utilizing Sharia-Based Digital Banking Nugroho, Anton Priyo; Asfahani, Asfahani; Sugiarto, Fitrah; HS, Sufyati; Setiono, Agus; Sain, Zohaib Hassan
Amalee: Indonesian Journal of Community Research and Engagement Vol. 4 No. 2 (2023): Amalee: Indonesian Journal of Community Research and Engagement
Publisher : LP2M INSURI Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/amalee.v4i2.2948

Abstract

As one of the industries engaged in the business and financial sector, banks are certainly required to keep abreast of developments by advances in technology and information. The application of digitalization in the banking industry, especially Sharia Banking, is expected to create speed, convenience, flexibility, and convenience in non-cash transactions in society. This service activity aims to educate the public regarding the benefits and advantages of Sharia Digital Banking products and non-cash transactions. The participatory community empowerment method uses the Participatory Rural Appraisal (PRA) model. As a result of this activity, the public will receive new and accurate information on the use of Digital Banking products and be careful in non-cash transactions to avoid various financial crimes and increase public perception and knowledge of the development of Islamic Financial Literacy.
Pengaruh Transparansi, Akuntabilitas, dan Literasi Zakat terhadap Preferensi Muzakki Dalam Memilih Distribusi Zakat Nugroho, Anton Priyo; Syam, Fahmi; Semmawi, Ramli; Sasono, Heri; Hasibuan, Kalijunjung
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol. 5 No. 4 (2024): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/elmal.v5i4.1754

Abstract

The process of collecting, managing and distributing zakat is ideally carried out by the Zakat Management Organization (OPZ). In Indonesia there are two types of OPZ which are recognized by law (UU No. 23 of 2011 concerning Zakat Management), the Amil Zakat Agency (BAZNAS) and the Amil Zakat Institution (LAZ). This research aims to determine the influence of transparency, accountability and zakat literacy on muzakki preferences in choosing zakat distribution. The population and sample in this study were muzakki who had paid zakat at the Amil Zakat Institution using a probability sampling technique: simple random which was successfully obtained as many as 180 respondents in this study. The results of this research show that the variables of transparency, accountability and zakat literacy influence muzakki preferences in choosing zakat distribution. Keywords: Transparency, Accountability, Zakat Literacy, and Muzakki Preferences