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Journal : Media Bina Ilmiah

PENGARUH GAYA HIDUP, LITERASI KEUANGAN, INTENSITAS PENGGUNAAN MOBILE PAYMENT TERHADAP SPENDING HABITS Komang Trianingsih; Luh Putu Mahyuni
Media Bina Ilmiah Vol. 17 No. 9: April 2023
Publisher : LPSDI Bina Patria

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33578/mbi.v17i9.375

Abstract

The purpose of this study was to examine the impact of lifestyle and financial literacy on mobile payment usage intensity and spending habits. The population in this study is millennials using mobile payments in Indonesia. The number of samples in this study were 614 respondents. Data collection was conducted by distributing questionnaires to respondents. In this study, questionnaires were distributed online in the form of Google Sheets, using all types of social media. In this study, the analysis used was path analysis. The results show that lifestyle and financial knowledge have a significant positive impact on the intensity of mobile payment usage and spending habits. The intensity of mobile payment usage has a significant positive impact on spending habits. The study also found that lifestyle and financial literacy, as well as the intensity of millennials' use of mobile payments, indirectly influence spending habits. The conclusion of this study is that spending habits can be influenced by lifestyle, financial literacy, and the intensity of the use of mobile payments in the millennial generation in Indonesia.
AKTUALISASI PRINSIP GOOD GOVERNANCE PADA PENGEMBANGAN SUMBER DAYA MANUSIA DI PEMERINTAH PROVINSI BALI Putu Arie Anggadyasa; Luh Putu Mahyuni; I Wayan Ruspendi
Media Bina Ilmiah Vol. 17 No. 10: Mei 2023
Publisher : LPSDI Bina Patria

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Weaknesses in public services are centered on human resource (HR) factors and bureaucratic culture. Improving the quality of human resources for public services can be realized by applying the principles of good governance. The principles of good governance will be appropriate if actualized in the implementation of human resource development through the CPNS level, especially in regional government. The implementation of good governance in the formation of the character of human resources in public services is based on four pillars which include: (1) Role of law; (2) Transparent; (3) Equity; (4) Accountability. So that the aims of this study are: (1) to gain knowledge and an overview of the Basic Training for Candidates for Civil Servants (Latsar CPNS), as well as to analyze the application of the principles of Good Governance in the process; (2) identify the factors that influence the process of actualizing the principles of Good Governance; and (3) identify the factors that cause obstacles in the process of actualizing the principles of good governance. In this study using a qualitative descriptive approach using interviews and documentation data collection techniques. The data analysis technique used is an interactive model analysis. The actualization of the principles of Good Governance in the implementation of basic training for Candidates for Civil Servants in the Province of Bali in terms of rule of law, transparency, equity and accountability is going well. This can be seen from the start of the planning, implementation of training, until the closing has been going well. There are several factors that influence the actualization of the principles of good governance in the implementation of basic training for Candidates for Civil Servants in the Provincial Government of Bali, namely the accreditation of the basic training program for Prospective Civil Servants as the implementation of good governance from planning to synergy among all elements of implementation, and surveys of satisfaction with organizers as a measuring tool for service testimonials provided to participants to be able to become a service evaluation. The suggestions based on the results of this research are: 1) management of training and training officer courses for all organizer elements; 2) equal perception of all elements of the organizers; 3) Organizational patterns of coordination and communication that are hierarchical and organized; 4) Training in digital literacy for each organizer element as digital accounting in training; 5) Information dissemination of well-organized training implementation using electronic media; 6) Increasing the supervision of picket officers through digital attendance. 7) It is necessary to recruit Widyaiswara to complete the existing formation; 8) compile material for additional modules related to the principles of good governance; 9) Carrying out an increase in Widyaiswara competence through the thematic Good Governance Core Value ASN Workshop; 10) Facilities in the form of a 24-hour service center for training participants; 11) Public areas; 12) Facilities that are friendly to pregnant women and persons with disabilities
Co-Authors A A Made Pradnya Darsika A A Sagung Mirah Padmadewi AA Istri Indah Paristya Gunanti Abdiarta, Anak Agung Gede Adi Sentana Putra, Agus Agus Fredy Maradona Anak Agung Gede Agung Adnya Prasta Anak Agung Gede Eka Subama Putra Anak Agung Made Sastrawan Putra Anak Agung Made Sastrawan Putra Anak Agung Made Sastrawan Putra Anak Agung Made Sastrawan Putra Anak Agung Ngurah Eddy Supriyadinata Gorda Anak Agung Putu Putra Mahendra Andy Rizhaldi Anggoro Fajar Gandajati Angreni, Dede Dwi Ardell Hugo Gunawan Ariwangsa, I Wayan Artaningih, Ni Komang Sri Bidi, Ermenilda Sedo Cahya Utami, Putu Aninditha Catur Wijaya, Stefanus Cahya Charles Triyono Mula Deli, Mazzlida Mat Desak Made Wulandewi Desak Made Wulandewi Dewa Ayu Made Sinyoritha Anantha Dewi Dewa Made Agus Satriawan Dewi, Ni Made Dwi Rosiana Dewi, Ni Putu Manik Cempaka Gede Sri Gede Sri Darma Gina Putri Dianti Gorda, A.A.A. Ngr Sri Rahayu Gusi Putu Lestara Permana Hayu Mas Wrespatiningsih Hendhana, Sandra I Gede Ananda Wibawa Putra I Gst Kt A Andri Kurniaditama i gusti ayu agung tistha dewi I Gusti Ayu Diah Perayunda I Gusti Ngurah Rai Pramana I Gusti Putu Fajar Pala Seraya I Kadek Agus Windu Adi I Made Bagus Lawa Pradnyanthya Wartika I Made Chandra Mandira I Made Sandi Pria Winarta I Made Sindhu Yoga I Nengah Wirsa I Putu Adhi Saputra I Putu Andi Wirawan I Wayan Arta Setiawan I Wayan Arta Setiawan I Wayan Arta Setiawan I Wayan Ruspendi Ida Ayu Agung Arthamevia Prama Iswari Ida Ayu Oka Martini Ida Bagus Surya Respati Ida Bagus Teja Pramana Iswara S, I Made Ardhy Kusuma Ivan Ardiyanto Wiguna Jagat Sriastiti, Putu Ayu Candra Juniari, Ni Wayan Kadek Dwi Cahyawan Kadek Novayanti Kusuma Dewi Kaffaso, Yoseph Vernon Suardi Kenny Adinata Gumi Kezia Bunga Indah Komang Adi Tresna Putra Komang Budi Artawan Putra Komang Sukadana Komang Trianingsih Krismajayanti, Ni Putu Ari Kristina Dewi, I Gusti Ayu Agung Lestari, Ni Wayan Marchella Ernita Luh Ayu Trisna Dewi Luh Putu Ratna Luh Putu Yulika Rara Gayatri Made Aria Pramana Made Mulyadi Mahendra, I Wayan Yoga Praditya Mariarta, I Kadek Muhammad Chayyan Bagaskara Musa, Sulaiman Nadia Ferina Ngurah Arya Kusuma Ni Gusti Ayu Pitria Ni Kade Ayu Lisa Dwiyanti Ni Kadek Cahyani Ni Kadek Ratna Dewi Ni Ketut Elly Sutrisni, Ni Ketut Elly Ni Ketut Sri Ardani Ni Komang Arista Dewi Ni Komang Sri Artaningih Ni Luh Novi Arianti Ni Luh Putu Ari Dharma Laksmi Ni Luh Yogiswari Ananda Laksmi Ni Made Ayu Mila Paramitha Ni Made Dhian Rani Yulianti Ni Made Kariana Rosi Ni Made Lamita Sari Ni Made Prilia Suyatmini Ni Made Santika Krisna Diari Ni Made Sepiyentia Angdwia Sari Ni Nyoman Mira Cahyani Ni Nyoman Sunariani Ni Putu Ariasih Ni Putu Ayu Wulan Purnama Dewi Ni Putu Budiadnyani Ni Putu Jesika Novianti Ni Putu Lissa Angga Christina Ni Wayan Eka Puspitaningsih Novia Eka Sariantono Oyagi Ryusuke Pambudi, Yohanes Niko Santoso Parditha, I Putu Pipin Oktapiani, Ni Made Puspitasari, Ni Komang Dian Ratih Putra, Dewa Putu Bagus Dharma Putra, I Gede Ananda Wibawa Putra, I Made Dwija Pramana Putu Arie Anggadyasa Putu Feby Eka Kawi Tantra Putu Vera Wulandari Putu Wahyadyatmika, Ida Bagus Raharja, Komang Aris Respati, Ida Bagus Surya Rinaldi, Vincent Rosita, Yulia Sarah Raharjo Sarchan, Billy Sari, Ni Luh Kade Dwi Purnama Satyawati, Anak Agung Ayu Sedana, I Made Rai Arya Setiari, Santi Setiawan, I Wayan Arta Suardana, I Wayan Arya Suastiari, Ni Kadek Sisi Suparna, I Komang Teo, Yusta Suryono Afri Trisna Aditya Usman Fadli Wardana, I Wayan Adhitya Kusuma Wibawati, Erni Wibisana Sudarta, Ida Bagus Wiguna, Ivan Ardiyanto Wiryana, Kadek Velia Sita Devi Wulansari, Ida Ayu Komang Yulia Rossa Indah Yusta Suryono Afri Teo