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Rate Of Interest, Payment Period, Collectability And Their Impact On Non Performing Loan I Made Suasmarajaya; Ida Bagus Teddy Prianthara
Jurnal Manajemen dan Bisnis Vol 12 No 2 (2015)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (128.908 KB) | DOI: 10.38043/jmb.v12i2.295

Abstract

This study aims to determine: 1) the influence of interest rate on non-performingloan, 2) the influence of payment period on non-performing loan, 3)the influence ofcollectability on non-performing loan,, 4) the influence of interest rate on collectability, 5)the influence of payment period on collectability, 6) indirect effects of interest rate on nonperformingloan through collectability, 7) indirect effects of payment periodon nonperformingloan through collectability,8)simultaneous effects of interest rate, paymentperiod, collectability on non-performing loan. This research was conductedat PTPegadaian Branch Denpasar using 76 respondents who are employees and officials underinvestigation related to the type of credit. Sources of data used are primary and secondarydata. Variabels used are interest rate and payment period as independent variable,collectability as intervening variable, and dependent variable is non-performing loan.Data collection technique using questionnaires,while the data analysis method use dareresearch instruments includevalidity-reliability test, assesment of normality, outliers test,multicolinearity-singularity test and goodness of fit index; Hypothesis testing methodinclude path analysis, multiple square correlation (R2) as well as direct and indirect effectamong variable. The results showed that: 1) rate of interest has positive and significantinfluence on non-performing loan, 2) payment period has positive and significantinfluence on non- performing loan, 3) collectability significantly negative on effecttowards non-performing loan, 4) rate of interest significantly negative on effect towardscollectability, 5) payment period significantly negative on effect towards collectability, 6)there are indirect effects of interest rate on non-performing loan through collectability 7)there are indirect effects of payment period on non-performing loan through collectability,8) All variables have significant simultaneous effects on non-performingloan.Keywords : rate of interest, payment period, collectability, non performing loan
Perancangan Model Bisnis Berdasarkan Komparatif Dua Fitness Center Untuk Meningkatkan Jumlah Pelanggan Made Setini; Ida Bagus Teddy Prianthara
Jurnal Manajemen dan Bisnis Vol 15 No 2 (2018)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (762.705 KB) | DOI: 10.38043/jmb.v15i2.589

Abstract

ABSTRACTThe purpose of this research is to create a new Business Fitness Center design model based on customer perception on the competitive advantage of Celebrity Fitness and Hawa Gym by using Canvas Model then analyzed with SWOT Analysis approach, which will produce new Business Canvas Model.This is a qualitative research, which can be done as an attempt to find, develop, test the truth and seek back a knowledge premises using scientific methods, Source data used in this study obtained from field observation and interviews of informants directly related to the problems which researched in this case is the Fitness manager, Instructure, and Member who move in both Gym. Data Analyst provided by identifying ongoing business using 9 elements of canvas model next in doing SWOT analysis. The results of the study were compared of the two fitness sites described with the new Canvas Model Image.
Role Stress, Kompensasi Finansial, Motivasi Kerja dan Kepuasan Kerja Riska Wulandari; Ida Bagus Teddy Prianthara
Jurnal Manajemen dan Bisnis Vol 15 No 3 (2018)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (498.792 KB) | DOI: 10.38043/jmb.v15i3.612

Abstract

ABSTRACTThe purpose of this study is to determine the effect of role stress, financial compensation and work motivation on job satisfaction. This research was conducted at Rural Bank in Denpasar. The population  in this research  is all employees  of BPR in Denpasar  City. The sampling technique used accidental sampling obtained on 80 samples used in this research. The results of this study indicate that there is a negative and significant influence between role stress on work  motivation.  The  existence  of  positive  and  significant  influence  between  financial compensation to motivation work is a negative and significant influence between role stress and  job  satisfaction.   The  existence  of  positive  and  significant  influence  of  financial compensation on job satisfaction. The existence of positive and significant influence between work motivation on job satisfaction. The value of direct influence is greater than the value of indirect influence this means that the motivation variable does not mediate the influence of role stress  on job satisfaction.  The value  of direct  influence  is greater  than  the value of indirect influence this means that the motivation variable does not mediate the influence of role stress on job satisfaction. For the company should know what factors that influence the achievement of job satisfaction. Based on the results of financial compensation research and work  motivation  positively  affect  the  job  satisfaction,  should  provide  compensation  in accordance  with  what  is  done  by  employees  /  employees.  This  will  trigger  employee motivation to work better again in the future. When sufficient financial compensation and the achievement  of a good work motivation  will suppress  the role of stress that is owned by employees, the situation will lead to good employee satisfaction.
Strategi Bisnis E-Commerce Dalam Optimalisasi Tingkat Hunian Kamar Hotel Dan Villa Ida Bagus Fajar Eka Putra; Ida Bagus Teddy Prianthara
Jurnal Manajemen dan Bisnis Vol 16 No 1 (2019)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.597 KB) | DOI: 10.38043/jmb.v16i1.2017

Abstract

ABSTRACTConventional market transformation into a digital market is influenced by the development of E-commerce technology. Conventional marketing previously used as a marketing media has diminished with the presence of E-commerce technology, conventional market considered to have a shortage in terms of high costs and narrow market reach. The presence of E-commerce is able to expand the market with internet media as a distribution of information to prospective customers. The results of this study found Avilla Group to deal with competitors. Avilla Group using offline and Online market mix techniques in the process of marketing rooms. The offline market is still maintained for maintenance purposes for some customers who have more trust in offline travel agents. The average occupancy rate of units consists of 40% offline and 60% online. E-commerce marketing on Avilla Group is supported by 2 main systems, which are internal system and the Channel manager. The results of SWOT analysts obtain system development innovation instruments to face competitors can be developed on internal systems, so that the strength and opportunities of the online market can be maximized which has an impact on optimal room occupancy rates.                                                       
Merajut Asa Implementasi Food Preference di Rumah Sakit Swasta Ni Luh Ayu Kalimantari; Ida Bagus Teddy Prianthara
Jurnal Manajemen dan Bisnis Vol 16 No 3 (2019)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (417.589 KB) | DOI: 10.38043/jmb.v16i3.2233

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ABSTRACTThe purpose of this study was to find out to find out how the implementation of the food preference in organizing food at Surya Husadha Nusa Dua Badung Hospital and the obstacles that occur in the implementation of a food preference. This research was conducted at Surya Husadha Nusa Dua Hospital, Badung Regency. The design of this study is qualitative, namely to understand the phenomenon of food preference implementation preference in organizing food. Technically, data collection uses interviews with informants. The research informants consisted of elements involved in the mechanism of organizing food at Surya Husadha Nusa Dua and patient. The results of the study showed that the food preference imple- mentation in Surya Husadha Nusa Dua Hospital had 1) effective communication in food preference implementation, 2) inadequate resources in the implementation of food preferences, 3) the attitude of the implementers in the food preference implementation was already underway well and 4) the bureaucratic structure in the implementation of a food preference knows the duties and responsibilities. The organizational structure has gone well. Then the obstacles in the implementation of food preferences include: The semi out-sourcing system that is used in hospitals triggers delays in food distribution and ineffective communication between task implementers, and the lack of human resources causes implementers to be more oriented towards the target time of completion of work rather than on the results or quality of work.
ANALISIS STRATEGI PEMBERIAN KREDIT DAN PENGARUHNYA TERHADAP NON-PERFORMING LOAN: STUDI KASUS PADA BANK PEMBANGUNAN DAERAH BALI Ni Wayan Pastini; Ida Bagus Teddy Prianthara
Jurnal Ilmiah Akuntansi & Bisnis Vol 3 No 1 (2018)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (299.703 KB) | DOI: 10.38043/jiab.v3i1.2102

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Analisis Strategi Pemberian Kredit dan Pengaruhnya Terhadap Non-Performing Loan: Studi Kasus pada Bank Pembangunan Daerah Bali. Mengingat pentingnya Non Performing Loan, maka  sangat perlu diperhatikan faktor-faktor yang mempengaruhinya, diantaranya adalah kondisi internal, kondisi nasabah dan strategy kredit. Demikian juga dengan Bank Pembangunan Daerah Bali, dalam usaha memperoleh non performing loan dalam kondisi yang baik selalu memperhatikan kondisi internal, kondisi nasabah dan strategi kredit. Rumusan masalah dalam peneitian ini adalah bagaimana pengaruh kondisi internal terhadap pemberian kredit pada Bank Pembangunan Daerah Bali, bagaimana pengaruh kondisi nasabah terhadap pemberian kredit pada Bank Pembangunan Daerah Bali dan bagaimana pengaruh pemberian kredit terhadap Non Perfoming Loan pada Bank Pembangunan Daerah Bali. Untuk menjawab permasalahan tersebut digunakan sampel sebanyak 145 orang pegawai pada Bank Pembangunan Daerah Bali. Selanjutnya data dikumpulkan melalui kuesioner terhadap 145 orang responden untuk selanjutnya dilakukan analisis dengan metode Structural Equation Model (SEM) AMOS Version 20. Berdasarkan analisis diperoleh simpulan kondisi internal memiliki pengaruh yang signifikan terhadap strategi pemberian kredit sebesar 0,529 yang berarti bila kondisi internal semakin baik, maka strategi pemberian kredit semakin efektif dan efisien, demikian juga sebaliknya. Kondisi nasabah memiliki pengaruh yang signifikan terhadap strategi pemberian kredit sebesar 0,540 yang berarti bila kondisi nasabah semakin baik, maka strategi pemberian kredit semakin efektif dan efisien, demikian juga sebaliknya. Strategi pemberian kredit memiliki pengaruh yang signifikan terhadap non-performing loan sebesar 0,945 yang berarti bila strategi pemberian kredit semakin efektif dan efisien, maka non-performing loan akan semakin baik (rendah), demikian juga sebaliknya.Kata Kunci:  Srategi kredit, Non-Performing Loan
PENGARUH BISNIS E-COMMERCE DAN SISTEM INFORMASI AKUNTANSI BERBASIS TEKNOLOGI TERHADAP KEBUTUHAN JASA AUDIT E-COMMERCE I Made Angga Anugrah; Ida Bagus Teddy Prianthara
Jurnal Ilmiah Akuntansi & Bisnis Vol 3 No 2 (2018)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (317.588 KB) | DOI: 10.38043/jiab.v3i2.2139

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The Influence of E-commerce Business and Technology-based Accounting Information System on Demand of E-commerce Audit Service.This research is motivated by technological advances in the world, especially in Indonesia, which is very rapid. It is the business sector that feels the impact of technological progress and free trade. Competitive advantage, service and competitiveness are the most frequently talked about by business people today. Internet-based Information Systems are very widely used today, both in business activities and financial recording activities. The internet is a medium that is considered very simple in its operation, on the internet we can search for all information in the entire world, both about business, the state of the world economy, and conducting business activities. E-commerce audit services are services provided by auditors for e-commerce. Overseas has become a common thing for an auditor to provide e-commerce audit services. Examples of countries that have used e-commerce audit services are developed countries such as the United States, Japan and the United Kingdom. Whereas in Indonesia, e-commerce audit services are not yet well known and utilized. This study aims to find out why in Indonesia e-commerce audut services are still lacking, as we know the number of e-commerce business people in Indonesia, it is necessary to know in advance how much of the impact of the development of e-commerce businesses and the development of technology-based accounting information systems to the needs of e-commerce audit services.Keywords: Audit, E-commerce, Technology, Business, Information System
MEMOTRET KEBERHASILAN SIMRS TERHADAP KUALITAS PELAYANAN SELAMA PANDEMI COVID-19 DI RUMAH SAKIT SWASTA DI BALI Ni Luh Komang Try Widyantari; Ida Bagus Teddy Prianthara
E-Jurnal Ekonomi dan Bisnis Universitas Udayana VOLUME.10.NO.08.TAHUN.2021
Publisher : Fakultas Ekonomi dan Bisnis Universitas Udayana

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (372.696 KB) | DOI: 10.24843/EEB.2021.v10.i08.p07

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This study aims to capture HIS achievement on the quality of service during the Covid-19 pandemic in private hospitals in Bali. This research has been conducted at a private hospital in Bali that has and implements HIS, by giving questionnaires to 100 respondents. The research data were analyzed using the SEM (Structural Equation Model) method using SmartPLS 3.3. The results of this study were Safety Quality, System Quality, and Information Quality from the HIS proved to have a positive and significant effect on the quality of health services during the Covid-19 pandemic in private hospitals in Bali (t-statistic > 1,96 and p-value < 0,05). Service Quality from HIS has not been proven to have a positive and significant effect on the quality of health services during the Covid-19 pandemic in private hospitals in Bali (t-statistic < 1,96 and p-value > 0,05). The quality system of the HIS is the most dominant factor affecting the quality of health services which has a path coefficient of 0.526
MENGKAJI IMPLEMENTASI KEBIJAKAN DANA KELURAHAN DALAM PEMBERDAYAAN MASYARAKAT Kadek Tirtanadi; Ida Bagus Teddy Prianthara
Jurnal Ilmiah Muqoddimah: Jurnal Ilmu Sosial, Politik dan Hummaniora Vol 5, No 2 (2021): Agustus 2021
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jim.v5i2.2021.233-244

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Dukungan pendanaan untuk kelurahan dari alokasi APBN melalui Dana Alokasi Umum (DAU) Tambahan disambut antusias oleh kelurahan. Dan diharapkan mampu memenuhi pendanaan kelurahan, mengingat sebelumnya terjadi fenomena kesenjangan antara desa dengan kelurahan. Tujuan penelitian adalah untuk mengkaji implementasi kebijakan dana kelurahan berdasarkan pendekatan implementasi menurut teori dari George C. Edward III. Dalam proses penelitian ini, menggunakan metode deskriptif dan pendekatan secara kualitatif. Hasil penelitian menunjukkan bahwa Implementasi Kebijakan Dana Kelurahan di Kecamatan Buleleng sudah cukup baik, dan berdasarkan analisis faktor yang mempengaruhi implementasi dengan pendekatan implementasi menurut George C. Edward III, indikator Komunikasi, Disposisi dan Struktur Birokrasi dalam Implementasi Kebijakan Dana Kelurahan sudah cukup baik, sedangkan indikator sumberdaya masih belum memenuhi karena masih adanya keterbatasan sumberdaya manusia dan sarana prasarana di Kelurahan. Faktor pendukung implementasi kebijakan dana kelurahan adalah adanya partisipasi masyarakat dan adanya kerjasama antar pelaksana kebijakan. Sedangkan faktor penghambat adalah sikap atau respon masyarakat dan sumberdaya manusia pelaksana. Dampak dengan adanya implementasi kebijakan dana kelurahan sangat positif dan dirasakan oleh masyarakat berdasarkan hasil pelaksanaan kegiatan pembangunan sarana dan kegiatan pemberdayaan yang langsung menyentuh masyarakat, seperti adanya perbaikan infrastruktur dan penyediaan sarana dan prasarana penunjang untuk kepentingan masyarakat kelurahan.Kata kunci: implementasi, dana kelurahan, pemberdayaan
EXAMINING MSME STRATEGIES IN THE CULINARY SECTOR TO SURVIVE IN THE NEW NORMAL ERA Ni Wayan Candra Dewi; Ida Bagus Teddy Prianthara
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 6, No 2 (2022): IJEBAR, VOL. 06 ISSUE 02, JUNE 2022
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v6i2.4566

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MSMEs in the culinary field must begin to adapt to digitalization if they want their businesses to survive and advance in this new normal era. This study aims to analyze the strategy of MSMEs in the culinary field to survive in the new normal era. This research is descriptive qualitative research. The research location was conducted in Tabanan Regency, Bali Province. The sample in this study was 4 MSMEs in the culinary field, which were taken purposively. The data collection technique was done by interview, observation, and documentation. Data analysis using source triangulation. The results of the study state that the grant provided by the government has significant benefits for MSME business owners to maintain their business in the new normal era. The digital marketing strategy has a huge role in the sustainability of an MSME business in the new normal era. Technology that supports the effectiveness of the performance of culinary MSMEs, where they state that the activities carried out in their business can be effective and satisfy customers, they use supporting technology to maximize the effectiveness of their business. Culinary SMEs have also carried out improvements in terms of service to consumers in the Tabanan area. All informants, in this case, stated that to improve their services to consumers, they provide various menu choices for their businesses so that consumers feel satisfied shopping for their businesses. Suggestions and guidelines for further research are expected that further researchers can expand the scope of research and also the type of field studied so that they can provide new findings from different perspectives