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All Journal Jurnal Ilmu Manajemen Jurnal Ekonomika Telematika : Jurnal Informatika dan Teknologi Informasi Agrokreatif Jurnal Ilmiah Pengabdian kepada Masyarakat BAKI (Berkala Akuntansi dan Keuangan Indonesia) Assets: Jurnal Akuntansi dan Pendidikan NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Jurnal Manajemen Strategi dan Aplikasi Bisnis AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT JENIUS (Jurnal Ilmiah Manajemen Sumber Daya Manusia) Valid Jurnal Ilmiah Indonesian Journal of Business Intelligence (IJUBI) Jurnal Borneo Saintek Abdimasku : Jurnal Pengabdian Masyarakat Jurnal Pengabdian kepada Masyarakat Jurnal Penkomi : Kajian Pendidikan dan Ekonomi Jurnal Ilmu Manajemen Rahmatan Lil’alamin Journal of Community Services (RLA) Abdi Makarti Dharma: Jurnal Pengabdian Masyarakat Jurnal Studi Pemerintahan dan Akuntabilitas Jurnal Dinamika Akuntansi dan Bisnis (JDAB) E-Amal: Jurnal Pengabdian Kepada Masyarakat KOPEMAS
Zulfatun Ruscitasari
Universitas Nahdlatul Ulama Yogyakarta
Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Nursing Public Health Social Sciences Other

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Journal : Valid Jurnal Ilmiah

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Pengaruh Literasi Keuangan dan Gaya Hidup terhadap Cashless Transaction Behavior Rina Ridarana Sari; Zulfatun Ruscitasari; Suhada Suhada
Valid: Jurnal Ilmiah Vol 20 No 1 (2022)
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53512/valid.v20i1.264

Abstract

The aim of this study is to determine the impact of financial literacy and lifestyle non-cash transaction behavior among Acehnese students in Yogyakarta. This study used quantitative data and the data sources used were distribution of questionnaires (questionnaires) that have been conducted in July 2022. The population and sample for this study were to 100 Acehnese students in Yogyakarta. The analysis technique used is data analysis technique using descriptive research methods and data analysis with Structural Equation Model (PLS). The results obtained partially indicate that mainly based entirely on results of statistical tests it can be seen that financial literacy affects student behavior in non-cash transaction behavior. From the results of the analysis, known to have a positive effect on Financial Literacy on Non-Cash Transaction Behavior with a positive sign of 0.528 and significant at 5% level or it can be said 1 ,96. From i know the results of the analysis a positive effect on Lifestyle on Non-Cash Transaction Behavior with a positive sign of 0.349 and significant at 5% level or it can be said 1 ,96.
Evaluasi Skema Kredit terhadap Peningkatan Profitabilitas Zulfatun Ruscitasari; Noris Noris; Galuh Ratna Mutia
Valid: Jurnal Ilmiah Vol 20 No 1 (2022)
Publisher : Sekolah Tinggi Ilmu Ekonomi AMM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53512/valid.v20i1.265

Abstract

This study aims to identify the accounting information system for providing credit to the profitability of the Dewi Kunti Women's Cooperative. The research data collection method was obtained from interview techniques and data documentation, while the data sources used primary data and secondary data. The qualitative descriptive data analysis technique was chosen as the method of analysis in this study. This was done by analyzing financial ratios, namely the ratio of liquidity, solvency, profitability, and activity ratio. The results of the research based on the results of interviews with the Dewi Kunti Women's Cooperative show that there are two reasons that influence credit to profitability, namely the lack of analysis of how the credit scheme is applied to the Dewi Kunti Women's Cooperative and policies on how the effectiveness of the credit scheme in increasing profitability, but in the procedure for granting credit more optimized to prevent problem loans.
Co-Authors Adha, Munirah Fatimah Adib Iza Aris Kusumo Diantoro Aulia, Kunni Rofiqotul Ayu Miranti Diantoro, Aris Kusumo Dimas Wibisono Dini Novitasari Erica Herlinawati Febriani Wahyusari Nurcahyanti Febriani Wahyusari Nurcahyanti Febriani Wahyusari Nurcahyanti Feby Melinda Ferica Christinawati Putri Galuh Ratna Mutia Handayani, Anik Puji Hermanu Triwidodo Hikmah, Harisna Irwan Novianto Joang Ipmawati Kamal, Taufiq Kelana, Fajar Sidik Abdullah Kusumaningdiah Retno Setiorini Laksana, Feri Febria Lilis Kurniasari Mamluatul Marzuqoh Marsuking Marsuking Marzuqoh, Mamluatul Masrifah, Binti Mauladi Pratama Melvin Rahma Sayuga Subroto Millaty, Marosimy Millaty, Marosimy mutia, Galuh Ratna Nailul Fithroh Ngulum, Mochamad Bahrul Noris Noris Novi Diah Wulandari Nurcahyanti, Febriani Wahyusari NURUL FAIZAH Pratiwi, Nurna Pratiwi, Nurna Rifqi Syarif Nasrulloh Rika Ernawati Rina Ridarana Sari Rio Ardiansyah Roza Yusfiandayani Siti Mubiroh Siti Uswatun Hasanah Subroto, Melvin Rahma Sayuga Suhada Suhada Syifa Savina Syifa Savina Taufiq Kamal Titik Kusmantini Tri Rochmadi Umi Inayatul Hidayah Wahma Ravenna Rafail Wibisono, Dimas Yana Hendriana Yogananda, Amrina Amalia Zakiah Wulandari Zuhrohtun Zuhrohtun