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Journal : Journal of Computer Science Artificial Intelligence and Communications

A Narrative Exploring the Potential of ChatGPT: How AI Models Are Changing the Way We Interact with Technology Eka, Muhammad; Asih, Munjiat Setiani; Damayanti, Fera; Saragih, Rusmin; Supiyandi, Supiyandi
Journal of Computer Science, Artificial Intelligence and Communications Vol 1 No 1 (2024): May 2024
Publisher : Raskha Media Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64803/jocsaic.v1i1.5

Abstract

This study explores the perceptions, attitudes, and ethical considerations surrounding the use of ChatGPT among university students. By combining quantitative and qualitative research methods, including surveys and a review of existing literature, the study examines how ChatGPT is utilized in academic settings and its impact on learning outcomes, academic integrity, and scholarly achievements. The findings suggest that ChatGPT significantly enhances students' productivity, learning experiences, and writing abilities. However, concerns regarding its potential misuse, particularly about academic integrity, plagiarism, and over-reliance on AI tools, were also identified. The research highlights the importance of establishing clear ethical guidelines and policies to regulate the use of AI in educational settings. Future research should focus on the long-term effects of ChatGPT on students' academic development and investigate strategies for promoting responsible AI usage in higher education.
Classification of Customer Credit Risk Levels Using the Random Forest Method: A Case Study on Microfinance Institutions Damayanti, Fera; Arief Budiman; Siti Sundari; Theodora MV Nainggolan
Journal of Computer Science, Artificial Intelligence and Communications Vol 1 No 2 (2024): November 2024
Publisher : Raskha Media Group

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64803/jocsaic.v1i2.20

Abstract

Credit risk classification plays a crucial role in supporting financial institutions, especially microfinance institutions, in assessing the ability of customers to repay loans. This study aims to develop a credit risk classification model using the Random Forest method, which is known for its accuracy and robustness in handling classification problems. The research uses a dataset obtained from a microfinance institution consisting of various customer attributes such as income, age, loan amount, repayment history, and employment status. The dataset is preprocessed and divided into training and testing sets to evaluate model performance. The Random Forest algorithm is then applied to build a classification model that categorizes customers into three credit risk levels: low, medium, and high. The results show that the Random Forest model achieves a high level of accuracy, with a classification precision of 89%, recall of 87%, and F1-score of 88%. These findings indicate that Random Forest is an effective technique for credit risk classification and can be implemented by microfinance institutions to support better decision-making in credit approval processes. This research also highlights the potential of machine learning techniques in enhancing credit risk management and minimizing non-performing loans.